In short, the call came to me and the agent immediately offered me $7K for direct deposit within 45 minutes. He verified my routing and checking account number, which was pulled from another lenders database. He then DEMANDED that I provide my username and password to chase bank and said I could take all the money out and give him my username and password and they can verify my identity.

He went by the name Albert Brown. Heavy accent from an Asian country, which has nothing to do with it; but, be aware. Many people in the background talking about $7,000 loans saying the same thing over and over. Their line is, "Ok forget it, if you don't need the loan we will move on." They think they're doing reverse psychology because people are desperate for money. They just want your password, TRUST ME.

I told this phony con-man who called himself Albert, who claims to work directly with Chase Bank everyday, that I would give him my password. I then told him my password was "password!." Of course I was not dumb enough to change my password to something generic to test if they were for real. However, I quickly found out. This "Albert Brown" character from CashNetUSA said to me, " you are the worst motherf&%@cker I've ever worked with and you are lying about your password and we will find you."

He threatened me and then laughed with his co-workers while he called me names.

Friendly reminder, NO CREDIBLE FINANCIAL INSTITUTIONI WILL EVER ASK FOR A USERNAME AND PASSWORD. All verification for bank accounts is always done by third party sign-in that involves your bank. DO NOT FALL FOR THIS. These people should be behind bars. The phone number was from Texas and was *******856.

I am actively reporting these criminals to the federal government for active consumer scams.

Hopefully you read this before you attempt to do any business with these filthy criminal derelicts. They will take your identity and your life savings because your password will be sold to dozens of other hackers and scam artists to break into other accounts. If you have spoken with these people, do yourself a favor and change all your passwords for credit cards, social media, personal email immediately.