Credit scores are not accurate. It seems they don't pull all information and the scores appear higher than they are. Disappointing when You actually try to get a loan and realize your score is much different. Don't recommend relying on Credit Karma.
I love credit karma. I’ve upped my credit score over 100 points by combining it with advice I found around the internet. But they recently removed part of their credit simulator tool, which really sucked, because I used it all the time.
Supposedly Credit Karma says it will file your tax returns for free however they come up with some kind of error so you have to pay to file. I pay every year to file my taxes however, I like free so decided to try it. Do not fall for it this bogus "free tax return". They have teamed up with TurboTax which also states they will do a free refund. This also is a bunch of BS. I just want honest companies. I guess that's too much to ask for in this day and age.
I went to close my account with credit karma due to some issues with not being able to withdrawal my own money.(they locked my card) Now, since trying to pull my 1072. 00 off my card, they just closed all my accounts with them 5 days ago and still don't have my money back, and to the point where I don't think I ever will. I am having to call a lawyer at this point. Ridiculous! The only email they have sent me is that my case is closed and to do a survey to let them know how they are doing. Really? If you like your money DO NOT USE CREDIT KARMA! For your own sake. I hope this helps someone. MQ
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I log in regularly to follow my scores, stay on top of inquiries and work toward my financial goals. I have never paid them a dime. My free account has given me a sense of security and control over my credit. I am thankful to have access to the information without gimmicks or games. I haven't had any salescalls, unwanted junk mails or suspicious ads on site.
Using the information provided has helped me successfully make better decisions where credit usage was a factor. Today I got a really neat email from them, and thus, landed here on sitejabber to share my experience with creditkarma
Was promised 100 dollars to deposit my tax return and later they said I don't qualify even though the app said I qualified and had me accept the offer. Opened a case with credit karma and basically they told to me too bad. Terrible ethics, and dishonest offers. Never again.
Credit Karma promise $50 gift card I had outstanding odds to receive a Citibank credit card that turned on for the card. I waited 90 days and never got the 50.00 gift card I contacted Credit Karma several times and no 50.00 card. Please be where they don't keep their promises at least not yet
Their scores they give you are way off. I had been rebuilding my credit for about 8 months. They showed my scores asset or below 580 when in fact I was over 620. Had I not checked with a loan officer I would not be getting ready to close on my home. Don't trust the scores they report to you.
They say the check daily but my accounts balances fluctuate like everyone else. They will trash your score, then pop it up like you took their advice, offer credit cards they make money off of. I make over $100k, use only 2% utilization, have no mortgage but if I spend $1000 on a credit card they trash me 25 points. Credit scammers.
Overview
Credit Karma has a rating of 2.1 stars from 183 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Credit Karma most frequently mention customer service, tax return and hard inquiry. Credit Karma ranks 5th among Credit Reports sites.
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- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members