They locked my debit card for no reason, and when I got a new one they said it was activated and it was still locked. Good luck getting help even when you do finally get to speak to a real person, and forget about speaking anyone who's actually in the United States. Canceling my accounts
I've been using Credit Karma for a couple of years. I've seen my score go up to over 800. However when I applied for a mortgage, I received my FICO score and it was 70 points less (731) than Credit Karma so I would not put too much faith in the score that they provide. The only good thing is that it is totally free and you're able to check changes in your reports.
They closed my account for no reason the day before I got Paid. Funds were not returned to my employer. Nor do they have any answers as to why my account was closed. They aren't even telling me where my money is now. Steer clear of opening a checking account with them
I received notice through the app that I could check my approval odds for a personal loan without affecting my credit scores. They LIED! Within minutes I received two emails from different lenders that I had been turned down. It lowered my credit scores. Lying *******@rd$.
Closing account for the second and final time. First time I was told I had an excellent chance off being approved by Target and then was turned down flat. Gave CK another chance and then today was told I could pre-qualify for a personal loan with no affect on credit score. Answered three questions and was immediately notified of a hard inquiry on my credit. I'll stick with Credit Wise from Capital One from now on. Also was told that I was approved for loan and then received an e-mail that I was denied, go figure that one out. Very fraudulent company.
Tried to apply for a VA loan because Credit Karma site said I was good to go. Humiliation set in after seeing what my "REAL" credit score was. Thanks and you can shove this site up your corporate asses!
I will never use credit karma again. I was trying for a loan to help my mother in law out with some bills after my father in law passed away and the place I went though goes by equafax so I got on credit karma and it said I was at 690 which the loan place only needed a 650 score for approval so I applied. When they ran my score it was only a 616. I mean what the h***. This isn't the first time ether. It has happened to my husband also a couple times. Saying his score was way higher then it actually was.
Credit karma is junk. Not worth down loading and a 0* rating. GARBAGE!
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Okay, I like CK, but honestly I prefer Credit Sesame. They offer the same services, but additionally free identity theft insurance. I haven't found anyone else that offers this service for free. I also like the Credit Sesame user interface better, but that's just a personal preference.
Credit Karma has a rating of 2.1 stars from 183 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Credit Karma most frequently mention customer service, tax return and hard inquiry. Credit Karma ranks 5th among Credit Reports sites.