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How would you rate Credit Karma?
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Pennsylvania
7 reviews
5 helpful votes
Follow Daniel H.
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Crappy Customer Service
December 29, 2021

They locked my debit card for no reason, and when I got a new one they said it was activated and it was still locked. Good luck getting help even when you do finally get to speak to a real person, and forget about speaking anyone who's actually in the United States. Canceling my accounts

Date of experience: December 29, 2021
Maryland
1 review
5 helpful votes
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I've been using Credit Karma for a couple of years. I've seen my score go up to over 800. However when I applied for a mortgage, I received my FICO score and it was 70 points less (731) than Credit Karma so I would not put too much faith in the score that they provide. The only good thing is that it is totally free and you're able to check changes in your reports.

Date of experience: October 31, 2016
Georgia
1 review
0 helpful votes
Follow Yihanee P.
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They closed my account for no reason the day before I got Paid. Funds were not returned to my employer. Nor do they have any answers as to why my account was closed. They aren't even telling me where my money is now. Steer clear of opening a checking account with them

Date of experience: April 15, 2022
Nevada
1 review
0 helpful votes
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I received notice through the app that I could check my approval odds for a personal loan without affecting my credit scores. They LIED! Within minutes I received two emails from different lenders that I had been turned down. It lowered my credit scores. Lying *******@rd$.

Date of experience: July 25, 2022
California
1 review
1 helpful vote
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Fraud
October 27, 2019

Closing account for the second and final time. First time I was told I had an excellent chance off being approved by Target and then was turned down flat. Gave CK another chance and then today was told I could pre-qualify for a personal loan with no affect on credit score. Answered three questions and was immediately notified of a hard inquiry on my credit. I'll stick with Credit Wise from Capital One from now on. Also was told that I was approved for loan and then received an e-mail that I was denied, go figure that one out. Very fraudulent company.

Date of experience: October 27, 2019
Florida
1 review
3 helpful votes
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ABSOLUTELY INCORRECT!
October 31, 2016

Tried to apply for a VA loan because Credit Karma site said I was good to go. Humiliation set in after seeing what my "REAL" credit score was. Thanks and you can shove this site up your corporate asses!

Date of experience: October 31, 2016
Florida
1 review
4 helpful votes
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Credit karma is JUNK
September 7, 2016

I will never use credit karma again. I was trying for a loan to help my mother in law out with some bills after my father in law passed away and the place I went though goes by equafax so I got on credit karma and it said I was at 690 which the loan place only needed a 650 score for approval so I applied. When they ran my score it was only a 616. I mean what the h***. This isn't the first time ether. It has happened to my husband also a couple times. Saying his score was way higher then it actually was.
Credit karma is junk. Not worth down loading and a 0* rating. GARBAGE!

Date of experience: September 7, 2016
Wisconsin
1 review
0 helpful votes
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Credit Fixere
March 18, 2022

Started repairing my credit 1 weeks ago, and already my score has boost from 450 to 790… This problem has been a burden on me all this while. Trust me, you wont regret working with him– just fast track your results with professionals like Expert Fixer. He's the wizard everyone is talking about all over the internet. Get him on his regular expertfixer AT writeme Dot Com

Date of experience: March 18, 2022
Nevada
1 review
0 helpful votes
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Bitcoin Scheme
March 24, 2022

Get a good consultation on how to recover your lost funds. Due diligence must be exercised when you're trading with Bitcoin companies. My money was recovered back through a trusted private investigator after a few weeks, he made me smile again with his words by giving me proof on how he tracked the broker. Good experts like him are hard to find so I recommend: moneyrecovery001 At solution4u Dot com

Date of experience: March 23, 2022
California
1 review
2 helpful votes
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Okay, I like CK, but honestly I prefer Credit Sesame. They offer the same services, but additionally free identity theft insurance. I haven't found anyone else that offers this service for free. I also like the Credit Sesame user interface better, but that's just a personal preference.

Date of experience: July 24, 2014

Overview

Credit Karma has a rating of 2.1 stars from 183 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Credit Karma most frequently mention customer service, tax return and hard inquiry. Credit Karma ranks 5th among Credit Reports sites.

service
49
value
52
shipping
4
returns
5
quality
49