FreeScoreOnline

Dec. Someone managed to get me "signed up" to have them withdraw $165.08 from my checking acct monthly for an opportunity to win a "prize."
Within days someone charged 3 individual charges totaling $823 on my Visa charge card.
Now I find that Integris Health had unauthorized person access my personal info including my Social Security number & medical ID number.
Now I'm getting bills for medical services I've never received. From companies I've never heard of.

Recently I started getting notifications that I had packages due to be delivered, phone calls saying that my order will be shipped and my account will be charged huge amounts, plus notices on my cell phone indicating that someone had accessed my account and are browsing my photos. I followed up with my bank, my cell phone carrier and found that no one was successful in opening new accounts using my information. I added more anti virus mechanisms to my online transactions to deter this activity further.

The experience was frustrating. I was directed to too many links that did not give me help or answers I needed., I am not technically inclined. At one time in my life I wrote on Black boards. This site is like many I encounter. Assuming everyone understands what to do. I don't. I prefer talking to a person. Finding a phone number is also complicated, since now we are to communicate on phones or computers. Then getting through the Voice response to actually talk to a person is madding.

Just checking my scores. It was very informative and eye opening. I want to have my husband look at more reports on the computer with me. I believe that we have 7 days to do so.

I was disappointed to get ALL the way to the end of the information gathering to pull my "free" credit score and report only to find out that it is only a free trial for 7 days, then it rolls into a monthly service fee of $30/month! At that point, I decided to go through with it since I had taken so much time to fill out all the information. I wish I would have known that up front instead of feeling like it was a bait and switch.

I called a little upset about a charge on my account and was frustrated. I got Ramon on the line and I'm so happy I did. His outstanding customer service and positive energy has been exceptional. I could no longer even be mad at the dispute and he gave me so many beneficial reasons to keep my account open. I wish I could talk to Ramon for every single time I called any company I need to speak to.

I lost a brother on the New York Times Square train station He hit a third rail and was electrocuted to death. Ramon took time to send his condolences and thoughts. He has no idea how much that meant to me personally and he was from New York and it made it even more special. I will definitely be back with this company. Any company would be lucky to have Ramon as the face and front line of the company. Thank you Ramon!

Was able to see my score from all three major FICO score holders - only a 2-point difference between the top and lowest score - that's good to know. I had put a freeze due to fraudulent activity and all three had that notes, again, good to see. I have been keeping tabs annually so nothing unexpected in my data and the balances seemed close to actuals. Problem info in the past were corrected (then) and stayed corrected. Information seems good.