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    Direct Express

Direct Express

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Overview

Direct Express has a rating of 1.1 stars from 304 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about Direct Express most frequently mention customer service, social security, and new card problems. Direct Express ranks 211th among Credit Cards sites.

  • Service
    164
  • Value
    154
  • Quality
    152
Positive reviews (last 12 months): 2.3%
Positive
1
Neutral
1
Negative
41
View ratings trends
37
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How would you rate Direct Express?
Top Positive Review

“Freaking liars,and worst customer service of anyone I've ever dealt with”

Joseph M.
1/16/24

This is the worst busness I've ever dealt with. If you can even get them on the phone. I waited over 2 hours the other day on hold just to be dropped when they tried to transfer me.Since starting SS disability I received 2 payments on 2 different cards. So instead of putting it all on one card they gave me 2 which just confused everything. For over 2 years I asked them to put all my miney on just 1 card. They agreed and said that it was not right having 2 cards,said they'd change it. 2 years later they changed only because I was receiving only 1 check as of recent. So many fraudulent charges every month and trying to get refunded is just a joke. I loose so much money every month because of this. I truly don't know how there still in business.,PS,they also have no problem lieing and have to me many times.

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Top Critical Review

“Direct Express Is a big terrible scam platform!”

Go To ReviveCrest.Com For Help ..
10/6/24

Their platform promises attractive returns, but it's all smoke and mirrors. I strongly advise against getting involved with Direct Express, as my experience suggests they are operating as a scam. Be cautious, as engaging with them could lead to financial loss and other negative outcomes. I was able to recover my money, but it was only possible through external assistance. (I used their website URL as my display name and profile picture on this review in case anyone needs help or wants to reach out for support). Note: Due to the strict policy here, I'm sharing this purely to help others recover their funds.

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Reviews (304)

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Reviews that mention popular keywords

customer service (98) debit card (19) bank account (19) replacement card (12)
Thumbnail of user ibetl
Georgia
1 review
2 helpful votes
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August 6th, 2022

This Comerica Bank, a government run bank, has by far one of the worst customer services. The hairs on my body rise everytime I have to give these reps my Social Security number. But to be fair they all seem to have excellent training on how to hang up on the customer or give no service at all programs. If you work for CoAmerica/Direct Express there should be nothing to be proud about. You might as well work for Bank of America; same crap of service.

Service
Value
Quality
Thumbnail of user johnf3834
Delaware
1 review
3 helpful votes
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February 4th, 2022

Did not get my paid for expidted service 5 Days ago, no personal interaction, as soon as I called and transfer Ed the operator hung up on me with out answering the expidted call. I'm on disability and that money for rent ecetra, now I have late fees posting do to csr's hanging up intentionally when n Thier phone is called. Terrible, service and terrible work ethic. I'm a Military Veteran. Do not use this so called customer service company. The worst service I have ever had calling FBI to stop this SCAM once and for all.

Tip for consumers:
If you get any kind of money deposited always use a reputable Bank to put your money in, safe and secured ! These card companies are Gold mines for themselves. Good Luck

Products used:
None ! hopefully they get audited and we can start a class action Suite against them and shut them down

Service
Value
Thumbnail of user anns1631
Michigan
1 review
1 helpful vote
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May 2nd, 2023

I have had card sense 2020 no issues but sense they changed their app alot of problems can only make certain purchases which sucks. I'm switching my card. I love direct express cause they charge no fees but if this is what happens because of security issues no one will get their money. There is such a thing as over doing security. I can't even get thru to them was on phone waiting 30 mins not cool ur suppose to b SSA approved how can u b so bad. I had a replacement card an then they send me another card an had me activate that one so I had 2 new cards in 1 month which screwed me cause now I can't pay bills or nothing it's hit an miss with paying ur gonna cost me to b shut off cause of ur security issues get it to gether man plz

Tip for consumers:
The service is bad an customer reps should b nicer.

Service
Value
Quality
Thumbnail of user kimmc3
Tennessee
2 reviews
0 helpful votes
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April 19th, 2023

My son has been on SSI for 7 years and we never had a issue with Direct Express until recently. My son had to have a lung transplant and we had to go to St.Louis. We hadn't used but a few dollars off his card and one evening we went to get food and all his money was gone off the card. So we called, there were several back to back purchases from the card for Amazon 299.00,199.00 197.00 and 86.00. First of all I have a Cashapp for Amazon purchases but I rarely shop Amazon, never in history had my card ever had Amazon purchases on it and do you know they claim the investigated it and say we made the purchases, never saying where the packages went or anything. I believe the Direct Express people are the ones stealing money off peoples cards because my friend said the same thing happened with her daughter. I have since reported them to SS Administration to further investigate and I am removing my sons funds to my personal bank. They are some true scammers!

Tip for consumers:
They $#*!ing suck

Products used:
——-

Service
Value
Quality
Thumbnail of user susanc3143
Florida
1 review
1 helpful vote
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May 7th, 2022

You really do suck you need to release my monies from my social security. Your agent took maters into her own hands. I been going through this for 2 days trying to get through I10 more times. I did every you said to do. You can't just keep my money. You need to let me have access to my monies. Monday morning I will be calling social security. To send me a paper check or another bank. You people do not know what your doing only to hold monies. I need my money to buy food and stuff. But you people are eating. Then I'm calling back again and did what I was suppose and I still don't have access to the card

Tip for consumers:
Don't go with Direct Express Debit card. They do not know what there doing. I think they take people's money. And say there is a glitch. Time enough for them to put money that use. It is not right what they are doing. Go to a real bank . I'm doing that next month.

Products used:
Direct Express Debit card

Service
Value
Quality
Thumbnail of user jacquelynw86
California
1 review
3 helpful votes
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August 3rd, 2022

Drop my card in store. Security guard pickup card while behind me. During that time I was putting frezze on my card. I don't have any money. To issue new card I have to pay 4.95 or 13.95 to rush it within 3day. (more like 3-5) 10 days to get new card. Will not unblock card. I'm going to cut the new card up. Change my direct deposit to someone (greendot, Chime.) better reviews and customer service. Upset Senior.

Service
Value
Quality
Thumbnail of user angelaf1393
Washington
1 review
0 helpful votes
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March 29th, 2023

They are the worst to report fraud claim to, I get death benefits that was stolen off my direct express card they kept asking me the same dumb question who like I live in California where the person to my money

Thumbnail of user karenb3672
Missouri
1 review
6 helpful votes
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June 2nd, 2022

Old card expired. New card can't be activated since phone contact says too busy. Call back... click. Cannot do on phone app. Cannot do on site. So, I am stuck without MY funds. Credit card companies do automated activations. I want my funds. Who can pay bills or groceries or gas when the old card is not valid and the new card is not valid. Makes me think they just want the funds for a few days of building interest. This really stinks. Gold in the mattress folks; gold in the mattress.

Tip for consumers:
Withdraw your funds and keep very little in the DirectExpress card.

Products used:
DirectExpress Social Security debit card

Service
Value
Quality
Thumbnail of user lindal2592
Oregon
1 review
3 helpful votes
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December 11th, 2021

A live person at Direct Express is impossible to reach. I must get up at 5:30 am in order to reach a live person if there is a problem. After they cancelled my card, they issued a new one and now when I use it they decline the new card. Last week I needed to call, two times I was on hold for 55 minutes, I hung up. With the third call I held for 66 minutes before I could talk to the rep. I see this as another way Direct Express enjoys more float revenue, using my hard earned social security money to make more money for Comerica Bank, already YUGELY uber rich. Disgusting what our lazy elitist elected official overlords have passed on to us through their egomaniacal privatization done to help their privileged wealthy "friends" at our expense. Rules they make but don't have to live by demonstrates this is not a democracy as is alleged.

Service
Value
Quality
Thumbnail of user michaelm11274
Tennessee
1 review
0 helpful votes
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February 4th, 2023

They wont send me my card and they have money $#*!s tell me to call someone else and hang up I was injured serving us in army all I have to live on very frustrated 2nd month and they have it and wont give it

Thumbnail of user kalent5
Alabama
1 review
1 helpful vote
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October 4th, 2022

Your payments from social security end up on the card about 25% of the time from social security administration. 75% if the time you end up on hold for 1-3hrs. I see why we don't get anything done in this country.

Tip for consumers:
get a bank account. this card service is a pile of feces

Products used:
they control if i get to eat this month

Service
Value
Quality
Thumbnail of user tabitham115
Washington
1 review
3 helpful votes
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August 17th, 2022

The app never works! You have to redownload it every time you want to check your balance! It's so frustrating. And even when you know your passwords right it tells you what's wrong! Every single time I try to open the app I have to re-download. It tells me to register my card.

Thumbnail of user gregorym830
California
1 review
0 helpful votes
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March 4th, 2022

This place sucks you can't get ahold of a live person I've been trying for 3 days and if you need to get money off your debit you can only get $2,000 at one time then you have to wait a certain numbers before you can get any more I wouldn't recommend this place to anyone

Thumbnail of user edwardw905
New Jersey
2 reviews
1 helpful vote
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January 18th, 2023

I have had direct express for 5 months I have nothing but problem's from them I switched it to cash app direct express has lost money on my account and then cancel my card and wanted to charge me for there mistakes to get another card I'm still waiting for my money

Thumbnail of user serafinp1
Puerto Rico
2 reviews
6 helpful votes
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July 24th, 2023

...numerous calls...Spoke to too many people that don't understand the problem (English and Spanish)...many different procedures...The Web Page on my PC Browsers (MS Edge, Firefox) does not works properly. After input of User and Password directs to a page where it offers TWO Selection Options "Either/Or" Send a Code to your Registered Phone Number or to your Registered email address (Fields already provided)...PRESS the SEND CODE and it gives you a dialog Box with an Exclamation Point that reads "Required Fields are missing"?
IT DOES THE SAME THING ON THE MOBILE APP...

Tip for consumers:
Government Provided Provider.

Products used:
Stuck with it!

Thumbnail of user tc488
California
1 review
1 helpful vote
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January 26th, 2024

If I could rate this business any lower I would. I don't know why Social Security signed me up for a Direct Express card when I already have a bank account. Since you can't even send people money with this card and I needed to pay my mother, I tried to verify my identity and my bank account so I would be able to transfer money from the DE card to my bank. Well at first I sent in my ID and they didn't accept it, so I had to send them my social security card and birth certificate too. They rejected all of my documents due to "inconsistent information" or some bs like that.

They told me to go to the Social Security office to file a request to get the money back from Direct Express. When I got there the guy didn't even know that was a service they offered. His coworker had to help him file the request. It's been months later and I still haven't gotten my money back. I have almost $4000 in SSI backpay stuck in that DE card and if I don't get my money next month I'm going back to the SS office to figure out what's going on. I have no idea how Direct Express is still able to be partnered with the government after all the negative reviews on here and other websites exemplifying their shady business practices. If I didn't know any better I would say it's a concerted effort to steal from the old and the disabled.

Service
Value
Quality
Thumbnail of user paulinej117
District of Columbia
1 review
0 helpful votes
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August 23rd, 2023

I receive SSI payments on this debit card through direct Express. On July 5th I noticed that there was a fraudulent charge on my card and I verbally told direct Express that the charge wasn't mines, they had me fill out a fraud form and send it back. Today August 23 I called direct Express to follow up with my claim and I was told that it was closed out. The reason it was closed out was because, I told them that my daughter has used my card to shop for me when I am unable to, they told me that I couldn't do that!I expressed to them that I have a degenerating hip and sometimes I can't walk and I live with my daughter! They will not pursue the issue to get my money put back on my card. I wasn't even sent a letter, email, text, smoke signal NOTHING telling me of the conclusion. I just want my $ 89.99 back! Direct Express needs to do better! They are literally helping these thieves to be successful at taking people's money.

Products used:
No product, no receipt,there was no purchase

Service
Value
Quality
Thumbnail of user brandyb343
Tennessee
1 review
2 helpful votes
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August 8th, 2023

My 86 year old mother hasn't had electricity or water due to this company locking her card and we have made many attempts with them to unlock it with no luck I don't recommend this place at all.

Service
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Quality
Thumbnail of user erinc769
California
2 reviews
3 helpful votes
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June 2nd, 2023

They sit on their $#*! all day long and steal disabled people's money i can't buy groceries and pay my rent so I'm gonna contact a lawyer and sue the $#*! out of them

Service
Value
Quality
Thumbnail of user worriedc1
Louisiana
1 review
5 helpful votes
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June 8th, 2023

Sad company who does not answer their phone and basically steals money from people in need. I pray that the poor SSI and Vets will get better service when this contract runs out.

Thumbnail of user jonathanh801
New York
1 review
3 helpful votes
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December 2nd, 2021

They're is no way of talking to a live body at all do not for any reason sign up with this corrupted company you can rather get money deposited to a chime Zelle or cash app account it's free and they have live body's and online chat available at no extra cost unlike "DIRECT EXPRESS"

Tip for consumers:
Terrible customer service

Products used:
Direct deposit

Service
Value
Quality
Thumbnail of user brendanm209
New York
1 review
1 helpful vote
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September 23rd, 2022

The fact that I am dealing with the Probate department who I assume have attorneys on staff is beyond mind boggling. These are not good people and should be held accountable

Service
Value
Quality
Thumbnail of user delilahk7
Texas
1 review
1 helpful vote
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July 31st, 2022

Legal thieves working in the processing dept selling our personal info to the highest bidder. If we all change our direct deposit this thieving company will go out of business

Tip for consumers:
They are thieves you will be sorry in the short run

Service
Value
Quality
Thumbnail of user jeffd1184
Texas
1 review
7 helpful votes
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February 2nd, 2023

New Social Security Direct Express card lost in transient so I have no gasoline, no food, no medicine, and facing eviction. This is the honest truth. Time to sue.

Products used:
None

Service
Value
Quality
Thumbnail of user pamelag47
Oregon
11 reviews
33 helpful votes
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July 17th, 2018

Why haven't I changed to a different bank. I'm almost sure I can even though I get government funds. They have some of the worst customer service reps. There have been times that I can't connect with them over the phone for 2 days. First on hold then after ten minutes they hang up. It isn't right that you can't talk to your bank when you've just been hacked and your money is steadily dwindling from your account by someone other than you. I did get my money back from them for that hacking, but
It took a while. I also can't figure out where my leftover money goes at the end of the month. My summary only shows the amount I receive monthly, and subtracted from that number are the debits. I asked where my money was going, that after 3.5 years I should have accumulated some cash, and to this there was no answer. He politely excused himself and hung up the phone. I'm thinking that they have been ripping me off for some time. If you are with this bank I would like to know if the same is happening to you.

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