Kiwi.com IS A FRAUD. If they tell you to wait 3 months before disputing the charge DONT DO THAT. PLEASE DISPUTE THE CHARGE. KIWI.COM HAS NO MORALS OR ETHICAL STANDARDS. DONT EVER PURCHASE ANYTHING FROM THE SITE- that money you have been holding on to is someone's hard work, we know that you got a refund back from the flights so why aren't you returning my money? $1300 is a lot of money. How do you go to sleep at night? This is unethical. I waited a year for you guys to give me my money back. I was nice enough to listen to you and waited 3 months before disputing the charges. In return, this is how you repay me by not paying me back in full amount. What is your hold up now? $1300 that you took from me that you didn't work for it. Due to pandemic people are still struggling instead of being understanding and returning people's money back. You're stealing the money. Please return the money back.