Oh, there are lots of them.

1) Government bonds. These are the long-term investing instruments that particular countries issue to raise money. For example there are 5-years, 10-years and 30-years US treasury bonds. They have various yield rates. Government bonds yield is coupled with the national bank's interest rate. This type of asset is considered to be highly secure and conservative.

2) Corporate bonds. The principal of corporate bonds is the same as government bonds. It's the debt obligation of corporations. The main dissimilarity from stocks is that corporate bonds don't give you the part of a company. You get only interest from the bond, no matter how profitable the company is.

3) Equities of the companies. ISEC invests in shares of different companies with different yield ratios to diversify the overall assets in your portfolio.

Therefore combining various instruments with various characteristics. ISEC wealth management using mathematical models achieves the required portfolio interest percentage.

As far as I am concerned, ISEC WM experts always diversify portfolio of their clients. So, you gotta be sure that you will have ETFs, stocks and shares in your portfolio. Which one you choose is up to you.

They will help you not to get confused, and the portfolio will certainly contain assets with low risks and high/middle risks. Don't bother about risk management. These guys know their business.