Everyone knows that credit scores go up and down. With that being said. Belk will randomly pull your credit and if you have something negative " even if it's wrong and you won your dispute ' They will cancel your credit card. Without notifying you! Then when you go to the store at Christmas time and try to use your card they tell you it's been canceled! I've never had anyone do this before! Randomly pull credit and someone else has mistakenly put something on your credit report and cancel my card!BELK WILL CANCEL YOUR ACCOUNT WITHOUT NOTICE!