Can't give negative points for the waste of my time and money. Don't trust their 1-month free period! You can try to cancel - it just doesn't go through. So waste your money for the next year with their automatic, uncancelled, charges! The bank helped me to get already some refunds. Still working on more of them! Their website and phone recordings have false and misleading information & their phone numbers don't work (input >/dev/null) - what else do you need to know?