Yes they are. They $#*!ing suck, don't ever buy from them.

Only to the people who don't pay their lease in 90 days as agreed for same as cash price. They don't cry when they get their brand new MacBook Pro but only when they can't afford to pay it off when the 90 day mark comes. If you do not payoff in 90 days, yes you will end up paying a lot more for your item so people be responsible and don't buy if you can't pay. This is a company that makes a lot of money off people who do this. I'll have 13 leases with them, all paid off on time for cash price. Be responsible and they're a great resource to have for me as I have slow months snd very busy months. Spreading out the payments is sometimes nice.

I have had nothing but good experiences with Flex Shopper

I do believe they have a lot of shady business practices but I've never had any issues. I think, if you make all your payments on time and do the 90 day payoff option you can avoid a lot of problems.

Only to some people. Not to me. You might have better luck than they did.