• FlexShopper

FlexShopper

Write a Review

Overview

FlexShopper has a rating of 3.1 stars from 759 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with FlexShopper most frequently mention customer service, cynthia rodriguez, and billing department. FlexShopper ranks 26th among Marketplace sites.

  • Service
    173
  • Value
    162
  • Shipping
    140
  • Returns
    103
  • Quality
    144

This company responds to reviews, but usually not within the first month

Positive reviews (last 12 months): 19.2%
Positive
5
Neutral
0
Negative
21
63
See all photos
How would you rate FlexShopper?
Top Positive Review

“I'm sticking”

Isabella M.
11/28/19

Just finishing up my first year with Flexshopper. Finished paying off 2 of 3 items. Flexshopper has been with me thru changes in my payroll (weekly to bi-weekly) having my purse stolen (had to get a new checkbook and credit cards) and answered any and all questions when I have called. They are patient, knowledgeable and were there when I needed them. I would use Flexshopper again. Thanks guys

Top Critical Review

“They will overcharge and change your amount owed”

Jenny H.
8/2/24

I know places like this are pricey. There's always a price to pay for getting something now and paying later, but this company will just take money when the want. If I make a payment with my card, they will immediately attempt to debit any other card or account on file for more money. The payment amounts changed from initial purchase and have tried to charge ridiculous fees. I thought I was cose to payoff and the amount still owed is like similar to when i started the payments for purchase. I had surgery in December, so I didn't work as much, and thought I could use Flexshopper to purchase Christmas gifts and boy has it cost me! Items purchased: Nintendo switch, controller, PS5

Reviews (759)

Rating

Timeframe

Other

Reviews that mention popular keywords

customer service (306) flex shopper (85) bank account (33)
Thumbnail of user spaceghosthippie
1 review
0 helpful votes
  • Send Message
August 2nd, 2024

I know places like this are pricey. There's always a price to pay for getting something now and paying later, but this company will just take money when the want. If I make a payment with my card, they will immediately attempt to debit any other card or account on file for more money. The payment amounts changed from initial purchase and have tried to charge ridiculous fees. I thought I was cose to payoff and the amount still owed is like similar to when i started the payments for purchase.

I had surgery in December, so I didn't work as much, and thought I could use Flexshopper to purchase Christmas gifts and boy has it cost me!

Items purchased: Nintendo switch, controller, PS5

Products used:
Nintendo switch, PS5

* FlexShopper attempted to help this customer through the Sitejabber Resolution Center, but the customer did not respond

Service
Value
Shipping
Quality
Thumbnail of user dericky3
Derick Y. – FlexShopper Rep

I'm truly sorry to hear about your experience and the issues with billing that you've encountered. It sounds like you’ve had a really challenging time, and we want to make sure we address your concerns promptly and accurately.

Please reach out to us directly at (855) 353-9289 or email us at help@flexshopper.com so we can look into the discrepancies with your account immediately. We're committed to transparency and fairness in all our transactions, and it's crucial to us that your billing concerns are thoroughly investigated and resolved.

Thank you for your patience, and we look forward to making this right for you.

Thumbnail of user josea2067
1 review
0 helpful votes
  • Send Message
October 14th, 2024

I bien with Flexshopper for more then 10 years at first no problem you order the product wean you receive it you start paying now you order and the first payment you take it out of your bank and now the app or the website is a mess they give you one price and it's another and customer service they don't even know what they're doing they don't even know what's going on and second when I don't no why I'm always owing them they put you like you never paid make you feel bad very bad thy change policies I don't know what's going on

Thumbnail of user dericky3
Derick Y. – FlexShopper Rep

I’m truly sorry to hear about your recent experience, and I want to apologize for the confusion and frustration this has caused. We greatly value your loyalty as a long-term customer, and it’s concerning to hear that you’ve encountered these issues with our policies, pricing, and customer service.

We want to resolve this for you and ensure that your concerns are addressed. Please reach out to us at (855) 353-9289 or via email at help@flexshopper.com so we can take a closer look at your account, clarify any discrepancies, and make sure everything is handled properly.

Thank you for sharing your feedback, and we appreciate the opportunity to make this right for you.

Thumbnail of user stahe86
1 review
0 helpful votes
  • Send Message
July 16th, 2024

I used them to get tires for my car. Was making payments on time because things were going good in my life. Got into a car accident, lost my car, lost my job, and I lost my apartment. Since that happened I'm currently staying with and alive to write this because of family helping me. I still have no transportation, it's just under a 6 hour walk one way to the nearest populated area to potentially get a minimum wage job if I'm lucky. Been putting in applications on indeed nearly everyday. Getting another car would open up many more job opportunities for me so I can actually pay towards debts and such that I have no way of paying right now. There's no public transportation where I'm at. Getting a car right now is my top priority. This company is a "kick em while they're down" type of business. If you can do business with another company, for the love of god do so. I'm fairly confident this business has ties with mafias from the way they threaten you. If it were legal for them to cause physical harm to you, I'm confident they would.

Please stay away from this company by all means. I have a suitcase of clothes and some personal hygiene items currently to my name, yet they're demanding a lump sum payment of over $2,000 within 30 days, otherwise they'll do everything in their power to destroy what little I have left to my existence. I have nothing to give right now, and I truly feel like they're trying to kill me off as legally as possible.

In my experience and opinion, this company values money over human life.

* FlexShopper attempted to help this customer through the Sitejabber Resolution Center, but the customer did not respond

Thumbnail of user dericky3
Derick Y. – FlexShopper Rep

I'm deeply sorry to hear about the incredibly difficult circumstances you've been facing and the distress our communication has caused you. Please accept our sincere apologies; it is never our intention to make any situation harder for our customers, especially in such challenging times as you’ve described. We are here to support you, not to add to your difficulties.

We would like to address your situation directly and explore potential options that may help ease the burden during this tough period. Please contact us as soon as possible at (855) 353-9289 or via email at help@flexshopper.com so we can prioritize resolving this matter in a way that considers your current hardships.

Thank you for reaching out and sharing your concerns. We hope to speak with you soon to find a compassionate and practical solution.

Thumbnail of user stevenw631
3 reviews
2 helpful votes
  • Send Message
August 3rd, 2024
• Updated review

I have been with flex shopper for years now they took money out of my account and blocked my emails and chat on their page. Was told the money would be returned, but still waiting past the days they told me it would take. Stay away from these people.Lease #: 11ED00F8B27F
Lease Details
June 16,2024
Status: Completed
Ninja - Foodi 6-in-1 8-qt. 2-Basket Air Fryer with DualZone Technology & Air Fry, Roast, Broil, Bake, Reheat & Dehydrate - Dark Gray
Lease #: 5840CF2CAD7B
Lease Details
May 11,2024
Status: Completed
Honeywell - 9,100 BTU (ASHRAE)/6,100 BTU (SACC) Portable Air Conditioner - White/Blue

Tip for consumers:
I just want my money back that they took when they were not suppose to have taken.

Products used:
Lease #: 11ED00F8B27F
Lease Details
June 16, 2024
Status: Completed
Ninja - Foodi 6-in-1 8-qt. 2-Basket Air Fryer with DualZone Technology & Air Fry, Roast, Broil, Bake, Reheat & Dehydrate - Dark Gray
Lease #: 5840CF2CAD7B
Lease Details
May 11, 2024
Status: Completed
Honeywell - 9,100 BTU (ASHRAE)/6,100 BTU (SACC) Portable Air Conditioner - White/Blue

Service
Value
Shipping
Returns
Quality
Thumbnail of user dericky3
Derick Y. – FlexShopper Rep

I'm very sorry to hear about the issues you've experienced, and I understand how important it is to have this resolved quickly. We certainly do not want to block any of our valued customers from reaching us or experiencing undue delays in resolving their concerns. We are committed to ensuring your situation is addressed promptly.

Please call us directly at (855) 353-9289 so we can look into this matter immediately and expedite the return of your funds. Alternatively, you can also email us at help@flexshopper.com with details of your leases and any other pertinent information, and we will prioritize resolving this issue. We value your long-standing relationship with us and are dedicated to restoring your trust. Thank you for your patience, and again, I apologize for the inconvenience you've faced.

Money grabbers
July 22nd, 2024
• Previous review

I have been with Flex shopper for years, but I am leaving as soon as possible, my payments are weekly, but they have been taking payments every 3 to 4 days, and that is not right. Because of them I had to pay an overdraft fee to the bank.

Tip for consumers:
payments are weekly but they have been taking it every 3 to 4 days and already had to pay an overdraft fee to the bank.

Products used:
a air fryer and a portable air conditioner

Service
Value
Shipping
Returns
Quality
Thumbnail of user jadaw61
1 review
0 helpful votes
  • Send Message
October 25th, 2024
Verified purchase

It's very quick a little on the high and I like the payments. It was good on payment amounts.

Reason I chose this business:

It had a payment plan. And it works with when I get paid all together

Service
Thumbnail of user dericky3
Derick Y. – FlexShopper Rep

Thank you for your feedback! We're glad to hear that you found the process quick and that the payment amounts worked well for you. We appreciate your support and look forward to serving you again in the future!

Thumbnail of user shenmith1
1 review
0 helpful votes
  • Send Message
May 30th, 2024

Once they noticed you visited the site the price continues to escalate over the amount of your spending limit always record conversation with these ppl because no one takes accountability.

Tip for consumers:
Scammers and make sure you record all convos

Products used:
iPhone

Service
Value
Shipping
Returns
Quality
Thumbnail of user dericky3
Derick Y. – FlexShopper Rep

Thank you for bringing your concerns to our attention. We take allegations of price manipulation very seriously and want to assure you that we do not alter prices based on individual spending limits. Our pricing is consistent for all customers and is clearly communicated on our website.

We understand the importance of transparency and accountability, and we are committed to providing clear and honest communication. If you have specific instances where you believe this has not been the case, we encourage you to contact us directly at (855) 353-9289 or via email at help@flexshopper.com so that we can investigate this matter thoroughly.

We value your feedback and are here to ensure that your shopping experience with us is fair and transparent. Thank you again for sharing your experience, and we look forward to resolving any issues you may have encountered.

Thumbnail of user georgec2163
1 review
0 helpful votes
  • Send Message
March 20th, 2024

I was tricked my a mechanic to sign up for a flexshopper account. I had to pay weekly and was $200 shy off paying it off. I asked the customer service rep for a ONE day extension since my payday was on Friday. They said no and now I'm getting threatening emails saying I owe $1800. They keep blowing up my phone harassing me with random numbers. This is by far the worst company I have ever experienced. I lost my job a year ago due to a disability and tried to tell them that hoping they would send it to collections and i can deal with it when mu spine heals. They were very rude to me and to this day continues to harass me. This company is beyond predatory. They trap you into loans they know you can't pay. Adjust amounts as they see fit. Call you daily from scammer numbers. And are just all together the worst greedy company ever. Heed my warning do not use this company.

Service
Value
Shipping
Returns
Quality
Thumbnail of user armanda252
1 review
0 helpful votes
  • Send Message
March 5th, 2024

This is the worst company ever I purchased an item and I was charged 1495 by the time flexshopper got my account the item ended up be 1673.54 and then they say their is nothing that they can do I paid taxes on the item at the store then flex shopper turns around and charges me taxes again on top of that the customer service is horrible please do not use them at all if you see them please run far away..

Service
Value
Quality
Thumbnail of user margief49
1 review
6 helpful votes
  • Send Message
February 10th, 2024

This company advertise 90 days same as cash. They take out less than the amount to pay off the item. After the 90 days they charge a 65 % interest rate on the original amount of the loan. They never contact you to tell you that you will be charged it that your short on the final pay off. For a $1400 purchase I have to pay an additional $2600. This is unacceptable lending practice and they should be placed in jail. They advertise in places like pawnshops and predatory lending is how they are in business.

Tip for consumers:
Hopefully a class action lawsuit will prevent this company from doing this to other people. Maybe the government will shut them down. But I will do everyone my power to stop this company.

Products used:
90 days same as cash

Service
Value
Thumbnail of user jenniferhutchinson58
1 review
0 helpful votes
  • Send Message
February 13th, 2024

I ordered a vacume from flexshopper.worst deal ever they keep debating your account even after u paid them off and keep saying u owe more than u actually do.customer service is a joke they do not help you straightened anything out.do not order from them I know I'll never do that agian.

Thumbnail of user melissak1460
1 review
3 helpful votes
  • Send Message
January 13th, 2024

I ordered a 3 bunk bunk bed from this company with payments to be automatically taken out. They take out the payments each week never on a certain day or date, whenever they decide to pull out the payment they do. Then they charge you late fees even though me the customer has automatic payments come out and has no control on when Flexshopper.com pulls my payments out. This company will not honor your contract, they try to make you pay for their mistakes. Stay away! And customer service does not help at all they try to make excuses for themselves and don't care about your contract! I would give a 0 star if I could.

Thumbnail of user jimn741
1 review
3 helpful votes
  • Send Message
January 4th, 2024

Customer service rude. My credit is bad and my child needed a computer for college. I'm paying $71.00 a week for 52 weeks. $3600 for a $1600 computer. Have made 33 payments on time and called to ask if I could skip a payment over the holidays and put it on the end of lease. They said no and hung up. Sorry I ever got involved with them. Try Katapult if anyone is looking at bad credit alternatives. Will never recommend this company.

Thumbnail of user stephent1133
2 reviews
0 helpful votes
  • Send Message
January 11th, 2024

Flexshopper is a scam, they have felxwallet options then they tell you that you can order in their store only, how convenient and they are very untrusting lying all the time about this, if you have it available you're supposed to allow it. Then do away with that option all together if your not going to do what you say you will. Do away with the Flex Wallet option so people don't assume it's still a option then find out later it's not an option anymore, I think this is a law suit waiting to happen.

Products used:
None cause they stopped using the flex wallet option but still have it available

Thumbnail of user kennethm1212
1 review
11 helpful votes
  • Send Message
May 12th, 2022
Verified purchase

Beware your credit card info is not safe even after your payments are complete. Nov 26 2020 over a year after my final payment my credit card was charged twice. No email, no phone call or letter to alert of a problem. My account shows completed but once i contacted then 2 mysterious payments are now due. I caught them red handed. They are stealing plain and simple. Opened up a case with the better business bureau showing them the proof of completed purchase on the flexshopper website. SCUM OF THE EARTH!

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We are sorry to hear about the issue you are having. Our team is dedicated to your satisfaction. Please send us a direct message with the email address and phone number associated with your account and we will contact you to address this matter. You can also call our Customer Service department via phone at (855) 353-9289 and a representative will assist you.

Thumbnail of user isabellam62
1 review
0 helpful votes
  • Send Message
November 28th, 2019

Just finishing up my first year with Flexshopper. Finished paying off 2 of 3 items. Flexshopper has been with me thru changes in my payroll (weekly to bi-weekly) having my purse stolen (had to get a new checkbook and credit cards) and answered any and all questions when I have called. They are patient, knowledgeable and were there when I needed them. I would use Flexshopper again. Thanks guys

Thumbnail of user miriamc20
57 reviews
40 helpful votes
  • Send Message
June 10th, 2019
• Updated review

I got a response from them on trust pilot. I didn't order through personal shopper so I don't understand why they're telling me this. Also, the total price for my order is different than what I'm being charged. Why was my stuff placed through amazon and not best buy? Why say you can get it and pick it up where you want if that is not the case? Is my account going to be credited for the price difference?

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hi Miriam. We apologize for the misunderstanding. A manager will be reaching out to you today.

Some problems but ok.
June 8th, 2019
• Previous review

Last year I order a dell desktop and a monitor. They were separate items. Paid them off about a week ago. Had to call to make sure how much i owed and they rep stated my account was paid and she put in a note for my account and the next day I got a an email stating so. About 2 days ago I ordered a dyson ball animal 2,2 jlab wireless earbuds, and a rug doctor carpet shampooer. The only problems I have with them so far is that if you change your payments from weekly to monthly, you have to pay in advance, before you get the order and their website doesn't reflect payments when you do that and currently their website doesn't even reflect the fact that my new order was shipped from amazon (was supposed to be best buy) and says tracking numbers pending but usps sent me notifications today that my stuff would be delivered today.
Edit: I added the screenshot for how much each item is. I pay about 38 usd a week for all items.

Tip for consumers:
You might have to call several times before anything gets done. They're supposed to assign an account manager to you before they will accept a payment but I didn't let that fly.

Products used:
Rug Doctor Deep Carpet Cleaner; Upright Portable
Dyson Upright Vacuum Cleaner, Ball Animal 2, Iron/Purple
JLab Audio JBuds Air True Wireless Signature Bluetooth Earbuds + Charging Case (X2)

Thumbnail of user ronnieh243
1 review
2 helpful votes
  • Send Message
December 17th, 2023

So I called to skip a payment and pay it another time. The lady I was talking to was nothing but rude and hung up my call not once but twice really classes I tell ya never buy from this place it's a joke just save the money and get it the right way becuz ur paying way to much for some stuff anyways criminal but don't take it from look at more recent posts.

Tip for consumers:
F this place.

Products used:
Hand-held gaming consoles

Service
Value
Shipping
Returns
Quality
Thumbnail of user lynnh682
1 review
5 helpful votes
  • Send Message
February 8th, 2022

I ordered tires through Tire Agent, financed through Flex Shopper. I ended up sending them back because they were the wrong size. Tire Agent was great by staying in contact with me about the refund. Flex Shopper was horrible. Never issued me a refund and after spending months trying to get an answer, each time they had no idea what I was talking about and were very rude saying my account was past due. Every single agent I spoke to did not understand that I returned the tires and Tire Agent sent a refund. It was horrible and they just kept taking payments out. Never again will I use them

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Lynn, we appreciate your business and sorry to hear about the issue you're having. Please provide
The email address and phone number associated with your lease agreement in a private direct
Message to address your concerns. Or kindly contact FlexShopper when you are available to discuss your concerns at (855) 353-9289.

Thumbnail of user aaronp329
1 review
5 helpful votes
  • Send Message
July 13th, 2021

My orders would get cancelled. I had no idea why. They sent a message that looked like spam that said to reply and attach a bunch of personal info to verify it was me. NO security for my information, and when I contacted an agent she/he was rude. Against my better judgement I sent all the information and now they say it has not been received and I need to speak to management by phone.

Tip for consumers:
You must jump through hoops. Just like I did to actually place a negative review.

Products used:
Order cancelled

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Aaron P,
We are sorry to hear about the order issue you're having. Our team is 100% dedicated to your satisfaction. One of our customer service representatives will be happy to investigate further. Please call 855-353-9289 or provide your contact information in a private direct message. Thank you.

Thumbnail of user deannat68
2 reviews
3 helpful votes
  • Send Message
December 8th, 2020

I've had a really bad experience with this website, you can't get through to stuff that should be easy to get too, you don't get any freedom of your account at all. I cancelled an order and they continued to bill me for it. Calling them now and the lady obviously doesn't know what she's doing so she sent me to customer service. Been on hold for 30 mins now.

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We are sorry to hear about this matter and want to resolve this with you. Can you send us a private message with the contact phone number associated and a FlexShopper representative will contact you today to assist with this matter. We appreciate your patience. Thank you, The FlexShopper Team

Thumbnail of user richs216
1 review
0 helpful votes
  • Send Message
December 12th, 2020

I've stayed on hold for 58 minutes to speak to a Supervisor that never came on the phone. They won't work with customers during this Pandemic & Tuff times people are facing. If you don't payoff the payoff amount due by the 90 day's you will be paying twice or triple the amount of the item purchased! It seems like they all have the same attitude!

Thumbnail of user kiml1015
1 review
3 helpful votes
  • Send Message
July 9th, 2022

I have been using Flexshopper for several years. I love MOST of their products. But their billing system is very screwy. I have auto pay and all of the sudden it stopped. They claim it was all up to date, but in reality, my account became passed due. They do not always honor their "second week free" either.

Buy their products, but only if you plan on using the 90 days same as cash method.

Tip for consumers:
Do not finance, just use the 90 days same as cash.

Products used:
Too many to list

Service
Value
Shipping
Returns
Quality
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We appreciate your business, and we are sorry to hear about the issue you are having. Our Customer Service team is dedicated to address this matter. Please contact our office via phone at (855) 353-9289 and a representative will assist you or provide your phone number and email address in a private direct message.

Thumbnail of user mandys205
1 review
0 helpful votes
  • Send Message
January 5th, 2022

Flex shopper is great when you are in a bind and need tires brakes ETC, It's easy and works great... However, make sure you read the contract carefully, there are 13 payments in the 90 days same as the cash weekly option and the balance will equal out to be more than your 90 days not by much but never the less more, it's not right they take extra money when it's not owed. Like I said not much in my case 19.05 but that's lunch for my kid at school for a week.

Tip for consumers:
Read all the financial details of your contract and no that it will not say but there is a residual charge at the end of the contract, mine was 19.05 and my order was almost 900.00 I paid it off on the 89th day and the next day they took an additional payment that should have been 19.05 less, that I was not aware of.

Products used:
Tires and Brakes

Service
Value
Quality
Thumbnail of user lyndat51
1 review
0 helpful votes
  • Send Message
January 18th, 2020

I had gotten laid off from my job, so I called in to make arrangements to still pay my bill.
I was blessed with the awesome customer service representative Cynthia! She provided me with the best options without putting a financial strain on me!
Representatives like Cynthia makes this transition a lot easier!

Thumbnail of user antonior833
1 review
0 helpful votes
  • Send Message
October 28th, 2024
Verified purchase

Overall great experience and had cheaper cash prices compared to the competition. But what makes this option very appealing is the online portion where you find ya item, submit the deets, then sign an agreement. Unfortunately, i was told that THAT feature no longer works since the top of the year and that's very disheartening. If that feature was revived, 5 stars 10-of-10.

Finally got an answer for the web portal version of Flexshopper and didn’t like the response but at least it was transparent.

Reason I chose this business:

Cheaper cash price for the purchase compared to the competition.

Service
Thumbnail of user dericky3
Derick Y. – FlexShopper Rep

Thank you for sharing your experience with us! We're glad to hear that you found our cash prices competitive and appreciated the convenience of the online process. We understand your disappointment with the change in the web portal feature, and we appreciate your understanding of our transparency. Your feedback is invaluable, and we’ll be sure to pass this along to the team. Hopefully, we can bring back the feature that made your experience even better in the future. Thanks again for your honest review, and we look forward to continuing to serve you!

Sitejabber for Business

Gain trust and grow your business with customer reviews.

From the business

FlexShopper provides a flexible and easy way for you to get the furniture, electronics, appliances and other popular brand name goods with affordable, weekly payments.

Business History

FlexShopper has been helping millions of customers since 2013 get the products they need with various payment plans. We’re a safe, reputable marketplace that cares about our customers. Know exactly what your payments, buyout options*, and full contract value are before you sign. We take pride in our transparency and clearly outline everything you need to know in our agreements. There are no hidden fees — know exactly what your weekly payments, buyout options, and full contract value are before you sign. We take pride in our transparency and clearly outline everything you need to know in our lease agreements.

Company Representative

Thumbnail of user kellyz31
T-Flex F.
Usually responds not within the first month

How do I know I can trust these reviews about FlexShopper?

  • Sitejabber’s mission is to increase online transparency for buyers and businesses
  • Sitejabber has helped over 200M buyers make better purchasing decisions online
  • Suspicious reviews are flagged by our algorithms, moderators, and community members
Have a question about FlexShopper?