ISEC Wealth Management Questions & Answers

Oh, there are lots of them. 1) Government bonds. These are the long-term investing instruments that particular countries issue to raise money. For example there are 5-years, 10-years and 30-years US treasury bonds. They have various yield rates. Government bonds yield is coupled with the national bank's interest rate. This type of asset is considered to be highly secure and conservative. 2) Corporate bonds. The principal of corporate bonds is the same as government bonds. It's the debt obligation of corporations. The main dissimilarity from stocks is that corporate bonds don't give you the part of a company. You get only interest from the bond, no matter how profitable the company is. 3) Equities of the companies. ISEC invests in shares of different companies with different yield ratios to diversify the overall assets in your portfolio. Therefore combining various instruments with various characteristics. ISEC wealth management using mathematical models achieves the required portfolio interest percentage.

I, too, established the goal of retiring early. In the beginning, when I had free money. I start with F. I. R. E. movement, but once my income became bigger - I tired of FIRE strict rules. I chose ISEC WM Balanced investment model with a yield of 9-10% per annum as it is hard for me to think of investing each month and I'm okay to share some profit for service. And I'm Okay to work longer but spend life with a pleasure ;)

You shouldn't. ISEC experts will do it for you. Which is a good thing because you have to delegate the responsibilities to those who are more competent in the sphere than you are. At least if you want to multiply your savings.

The opening of an account starts from 1000 EUR or USD. So, you can be sure open an account whenever you want it and apply to this company in order to boost your funds. According to my exp, better to invest starting from 5k USD. Still, really depends on your goals.

In this case, it is advisable to use the services of companies like ISEC WM instead of starting to invest on your own. The advantage of ISEC is that you can start with a relatively low investment

Depends on your goals, for some it's just a couple of months, others work with them for 5-10 years.

Everyone involved in investing knows that there are no guarantees for profits! So, to answer directly to the second part of your question, are there any chances for you to lose money while investing? Well, definitely yes. However, when this is done by professionals like the guys from ISEC WM, the chances are slim. The trick for doing so is that the portfolio you will get with this company is constantly monitored, and if something needs to be adjusted, it is done on time. This is also called risk management. The same is true for the first part of your question. There are rules on what assets you need to invest in when there is economic turmoil, what should be the ratio between the instruments in one portfolio, and many more tricks. When there is economic turmoil, it provides opportunities as well. So with good diversification, this is not something that you should worry about.

You know... it's difficult to answer this question implicitly because everything is happening behind the curtains. Nevertheless, as far as I know, experts from this company just tracks what is happening in the market, if there are certain turmoils or uncertainty, they would better redistribute funds into more stable assets that aren't exposed by any kind of upheavals much, like government bonds. You can keep an eye on the whole process right through the personal area, there is a detail statistics, feel free to look at it.

The answer to your question is what makes ISEC WM services unique and demanded by clients. Investing as you have realized has some risks. And these risks are related to high volatility in markets. There are other risks that investors should consider in their activities. Professionals from ISEC WM know to manage assets so that volatility and other risks don't affect profitability. This is the core value of this company. Therefore, it is attractive for investors. As for the process itself, I can assume that specialists of this firm analyze financial markets and, understanding changes in markets, they change structure of investment portfolio. Thus they manage to distribute risks between several financial instruments. They do it correctly and it leads to that the risks are reduced and profitability of such investment portfolio increases.

If you are new in portfolio investment, you might not know that in this industry clients rarely or never build up portfolios on their own. Instead, trained staff do this for them, just like in ISEC WM.