You shouldn't. ISEC experts will do it for you. Which is a good thing because you have to delegate the responsibilities to those who are more competent in the sphere than you are. At least if you want to multiply your savings.

There will be nothing complicated about it. A company representative will help you with this. It's part of his responsibility when you decide to start investing.

The expert will tell you about each portfolio's risk level. He will also present the peculiarities of each asset in the portfolio.