Some of the reviews seem to imply it's a monthly service for $19.95 or $29.95 per month, and that the $1.25 is just a come-on to get you started. A lot of the reviews imply it's impossible to cancel the monthly charges once you pay the initial $1.25 or $0.95. They say the company is impossible to contact, to cancel the monthly service. Have you tried getting a 2nd report from the same $1.25 account, without paying another $1.25, before they charge the next $19.95 or $29.95 monthly fee? If it's a monthly service, it seems like that should work, unless it's just a total scam or something.