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How would you rate Credit Karma?
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Florida
1 review
0 helpful votes
Follow Debralyn R.
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Credit karma is not good
January 13, 2023

Credit karma closed my account after 6 years cause it took the government to long too put the rest of my taxes in my account they closed my account of a -.02 balance now im forced to find another place to do my taxes

Date of experience: January 13, 2023
Georgia
2 reviews
1 helpful vote
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I worked with an investment company for almost 8 months and they have bankrupted me. I needed a few weeks and a lot of research to get some of my money back. I do not recommend you to deal with them, or you will have a lot of troubles. They have a very good strategy to take money from you. Please be careful. The only way I was able to get back most of what I had lost was after I reached out to a recovery agency {jimfundsrecovery At consultant Dot com} Great experience.

Date of experience: July 21, 2021
Tennessee
1 review
1 helpful vote
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Mad As Hell
September 10, 2022

Credit karma will lower your scores by not posting positive payments and leaving disputes on your file. Your score will be lowered so you can get a Credit Builder Money Account from Credit Karma which is a Green Dot Visa.My score I built over 5 years only too have it F'd up by Credit Karma! And who opened a account for me in 2019 I opened it 2022 August. I have the statements waiting on a call

Date of experience: September 10, 2022
Georgia
1 review
3 helpful votes
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Not secure site
December 1, 2016

I was commenting on Facebook to a comment on the elections.the site froze up and after that my credit karma unloaded my credit score, my bank, offers they recommended and gave out my address etc. i couldn't close it out or remove it. Very scary experience

Date of experience: December 1, 2016
Arizona
1 review
3 helpful votes
Follow Peter B.
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Karma uses a combination score that is consistently 50 to 70 points below the actual scores reported by TU, EXP, and EQ. Karm reports my score as "poor" (606). I have 8 open accounts, never a late payment, one bankruptcy (dismissed, no discharge) that is 91/2 years old. Creditors offering free credit scores average around 680-690. It's low because my usage is high on several accounts (90%). Better for you to use a real FICO, not their FAKO.

Date of experience: August 6, 2016
Florida
4 reviews
42 helpful votes
Follow Barbara T.
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Since signing up for the free site, creditkarma.com, I have been deluged with daily offers from companies who know exactly what my loan balances are and offering debt consolidation. I have not requested this service and I did not give creditkarma pemission to to put my personal debt information to the public. I have tried to "unsubscribe" to creditkarma but continue to get daily emails from them. When trying to get "support" I just get a message that the support team is "busy".

Date of experience: February 20, 2019
New Jersey
1 review
1 helpful vote
Follow Juicia R.
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I had a name change and they wouldn't allow me to change my name on the account even with legal documented proof. I then asked to delete my account then, however, they did not but instead fill my inbox with their spam emails! I asked again and again and they don't even answer anymore. It's super unprofessional I am close to just deleting that email.

Date of experience: June 28, 2022
New York
1 review
0 helpful votes
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Credit karma
February 18, 2023

Credit karma is ridiculous you cannot get through they do not help you or all you get is will send you an email which you never get they lock your accounts for higher approval review and then you never hear nothing back and then you're waiting and waiting to find out how to get your funds or your money back

Date of experience: February 17, 2023
Tennessee
1 review
3 helpful votes
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Sells Info to Third Parties
September 10, 2016

Soon after I joined, i started getting all kinds of sales and marketing calls. Even worse, i started being harassed from a shady collection agency saying I owed them for bounced checks from over 20 years ago. They called from morning to night and threatened me with lawsuits and garnishmebt. It was ridiculois. The scores credit karma provide aren't accurate. Not worth the trouble at all. They don't charge consumers, so they make their money through ads and mostly, by selling your personal information.

Date of experience: September 10, 2016
Utah
2 reviews
0 helpful votes
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Credit repair
June 6, 2021

I don't intend to write an epistle here but I'm most grateful that I met this expert. I was skeptical at first because of my past experiences with some scammers posing to be a credit repair specialist but I decided to give it a try. They are professionals, transparent and they always kept me updated on the process, I was shocked when they asked me to check my credit score again. My score was raised from 506 to 785. Bankruptcy, eviction, credit card loan were all cleared within 12days. Reach out to them if you're in need of the same service: (BoostMyCredit at FastService dot Com).

Date of experience: June 6, 2021

Overview

Credit Karma has a rating of 2.1 stars from 183 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Credit Karma most frequently mention customer service, tax return and hard inquiry. Credit Karma ranks 5th among Credit Reports sites.

service
49
value
52
shipping
4
returns
5
quality
49