• Fetcharate

Fetcharate

Ratings On Other Platforms

Better Business Bureau
2.9 / 5
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Overview

Fetcharate has a rating of 3.9 stars from 28,300 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Fetcharate most frequently mention good experience, quick response, and easy process. Fetcharate ranks 1st among Real Estate sites.

  • Service
    15
  • Quality
    240

This company does not typically respond to reviews

Positive reviews (last 12 months): 69.5%
Positive
116
Neutral
32
Negative
19
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How would you rate Fetcharate?
Top Positive Review

“So far I have only used this app (or started too) two...”

Amanda W.
7/17/24

So far I have only used this app (or started too) two times. It seems like a helpful app and It can really give you good insight on what you may need for buying a home or refinancing your home, but after I use it in a little bit more depth, I Ll come back and give a better review!

Top Critical Review

“Not bringing a basket of qualified lenders but a punch...”

ALAMI B.
6/4/24

Not bringing a basket of qualified lenders but a punch of lenders that are associated with your marketing program

Reviews (28,300)

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Reviews that mention popular keywords

phone number (218) government program (136) interest rate (144) mortgage companies (89) credit score (77) rocket mortgage (79) mortgage lenders (31) customer service (31) answer questions (60) house payment (25)
Thumbnail of user margueritac2
Florida
1 review
0 helpful votes
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February 24th, 2022
Verified purchase

Misleading as the information indicates you will learn within 2 minutes if the program works for you however this is just another method for companies to call you and pull your credit.

Be more upfront with the information as we are experiencing enough crisis in the world today and extra calls just are not helpful to the situation.

Reason I chose this business:

It was in another app I was using and appeared to be information related to government program for all home owners not just those in a lesser situation than many.

Thumbnail of user jamesm7154
Colorado
1 review
0 helpful votes
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August 24th, 2022
Verified purchase

First page indicated I would not receive sales calls, only to find the whole process was leading up to a bunch of sales calls. And, I never received any information that was promised about "how much I could save" or any other numbers/values to back up the whole reason I entered all my information! Another marketing scam... sigh.

Thumbnail of user tanyaf186
West Virginia
1 review
0 helpful votes
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February 3rd, 2023
Verified purchase

I own my home but it is need of major renovation. My fiance however does still have a payment on a home that we no longer live in. Between the two of us we have 3 homes. I would be interested in a loan to pay his home off, and renovate mine as my oldest daughter lives in my home.

Reason I chose this business:

An add popped up

Thumbnail of user marshah247
Alabama
1 review
0 helpful votes
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June 27th, 2022
Verified purchase

So far so good. But I'm in desperate need of refinancing a mobile home and 1.8 acres of land so I can pay off in 8 yrs not 23. Every lender I've talked with so far is either sister co with Vanderbilt or do not finance mobile homes

Reason I chose this business:

To see if they are any better than the rest

Thumbnail of user jeffreym1093
Texas
1 review
0 helpful votes
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March 18th, 2022
Verified purchase

I'm concerned about closing costs and after processing the new loan at a much better rate that I will owe more on my house. My credit is over 800. I don't want to waste my time with a loan that will cost me anything out of pocket or owe more on my home.

Reason I chose this business:

Better rate at no cost

Thumbnail of user guillermom87
Oregon
1 review
0 helpful votes
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April 2nd, 2022
Verified purchase

When prompted with information for this program, "monthly state Covid mortgage grant/ stimulus payment up to $$$ amount," seems misleading. Regardless of Covid, home owners frequently have the option to refinance for a lower rate. Given the homeowner has improvements to credit or local rates have decreased substantially. Your add specifically states a "state grant/ stimulus payment for homeowners with 100% of on time mortgage payments." Grants not stimulus payments have had to pull credit to create a new loan agreement.

Reason I chose this business:

Just checking options

Thumbnail of user ellenm413
Texas
2 reviews
0 helpful votes
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April 15th, 2022
Verified purchase

It was fast and easy. The only drawback was the fact that no interest rates or ranges were listed with each lender. And the fact that one has to be bombarded with pushy sales calls just to get the info needed to make an informed decision on whether to pursue a loan further.

Reason I chose this business:

To hopefully get the info needed to decide whether or not to pursue refinancing; none of which was made readily available. So will call myself if interested at all.

Thumbnail of user caroll1990
Illinois
1 review
0 helpful votes
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May 12th, 2023
Verified purchase
• Updated review

Curious about getting to possibly get better credit rate. 6.25% now. Fiance passed away so had to pay an extra 1200.00-1500.00 a month in his bills. Was raised if debt made, it has to be honored and paid, use to have 702 credit score but with added bills had to pay stuff late, but paid my car off and personal loan so right at moment my credit score is 640

Reason I chose this business:

Wanted to see what offered

Was easy and still undecided til I know more
May 12th, 2023
Verified purchase
• Previous review

Was easy and still undecided til I know more. Hard at trusting because I was scammed before.

Reason I chose this business:

Wanted better credit rate.

Thumbnail of user donnap1605
District of Columbia
1 review
0 helpful votes
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July 24th, 2022
Verified purchase

I already have interest rate of 2.75. None of the banks or mortage companies can compete. I am 66 years old and hoping to qualify for government program that would assist with mortgage payments. I am using IRA to fund mortgage payments, but it will not last throughout 15 year mortgage.

Reason I chose this business:

Only option.

Thumbnail of user johnnys522
North Carolina
1 review
0 helpful votes
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September 27th, 2022
Verified purchase

When I am waiting for an answer to the question to find out who the lenders are and have to stop for something like this it can quickly change my mind and make me wonder why I even started the process in the first place.

Reason I chose this business:

I'm curious to find out what I can get with this type of refi and how much the value of my house has gone up.

Thumbnail of user michaelb7741
Tennessee
1 review
0 helpful votes
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March 27th, 2022
Verified purchase

False/tricky advertising. You mentioned mortgage rates and instead of getting them, I get directed to another website to contact lenders. If I wanted to do that I would have directly contacted them. Please remove my email and phone number from your contact list. Thank you

Thumbnail of user peterm2372
Texas
1 review
0 helpful votes
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May 30th, 2022
Verified purchase

If my mortgage is paid off and my monthly billing is 300.00 or less with taxes and insurance I'll consider the stimulus. But I seriously doubt it nothing with the government is simple. For regular people trying to survive.

Thumbnail of user davids2904
New Jersey
2 reviews
0 helpful votes
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May 23rd, 2023
Verified purchase
• Updated review

Hello, I'm just feeling out the process here. I am the Homeowner/ Mortgage Holder. A better rate would be great to free some capital for home improvements.

My house appraised for $130-140.
(I originally bought the house for $70,000)

Reason I chose this business:

Beats Me. I just stumbled across it.

Good Information
February 3rd, 2023
Verified purchase
• Previous review
Reason I chose this business:

To get my home's current value.

Thumbnail of user rhondah584
Louisiana
1 review
0 helpful votes
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July 13th, 2022
Verified purchase

Quit calling people immediately after entering phone number. We still do not, at that point, have enough informatiin to know whether or not we want to talk to you. A minimum of 24 hours is appropriate.

Thumbnail of user tbal
Ohio
1 review
0 helpful votes
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September 29th, 2022
Verified purchase

The ad leads me to believe it will give me mortgage information. All I see is a way to get my personal information. Nothing was provided except to receive a all from a sales person. No rates or locations of local banks.

Reason I chose this business:

Because it appeared on my phone and I thought it was legitimate. Still no mortgage or rate information.

Thumbnail of user russells534
Texas
2 reviews
0 helpful votes
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March 24th, 2022
Verified purchase

Thought you were going to show me how to lower my mortgage payment thru the government programs not refinancing my house. Pretty tricky but you got me. My is now ringing non stop. I don't want to refinance. Thanks for tricking me

Thumbnail of user marygildab
Illinois
2 reviews
0 helpful votes
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June 21st, 2022
Verified purchase

Ever time the government offers something there is always a catch to it, I want to save not spend to get refinance and all kinds of stuff to have to, we need a simple application refinance is too much work, forget this

Reason I chose this business:

I didn't it pop up.

Thumbnail of user elizabethm3225
Texas
1 review
0 helpful votes
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August 21st, 2022
Verified purchase

There are no lenders who will refinance a reverse mortgage with my credit rating even tho I'm a victim of identity fraud. You can't show me lenders because there aren't any. I'm too high risk for everyone. You're just being nice telling me when you find a lender, they'll call me. I won't hold my breath, but thanks for being so nice

Reason I chose this business:

I’m trying everything and anything

Thumbnail of user laural1876
Texas
1 review
0 helpful votes
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May 28th, 2022
Verified purchase

Excellent, fast without being a goal crusher since my income, current isn't huge, in about 6 months, my goal is to buy Not Rent, Solo. I'm divorced. Had No clue that Renting vs Buying is where term Slumlord derived!

Thumbnail of user toms1839
Illinois
1 review
1 helpful vote
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February 12th, 2022
Verified purchase

You are nothing but a broker that just published my identity info to loan shark type lenders. They give you standard low rates but load up the cost of the loan to line their own pockets and sell the loan to the bank that you could do business directly with for less money. You keep selling my info over and over again and the phone never stops ringing.

Reason I chose this business:

You click-bate your ad with Zero present interest. Then you show under 2 percent on your landing page when you have no idea how much your 3rd party brokers will quote. In other words you cannot be trusted.

Thumbnail of user davidv1899
West Virginia
2 reviews
0 helpful votes
  • Send Message
April 19th, 2023
Verified purchase

I don't want to talk to anyone or to get calls from lenders. All I want is an "air-quote." Depending on who makes me the best cash out offer. I will then call their firm. Until then, do NOT reach out to me! I will only hang up. (And maybe let fly an expletive or two in the process)

Thumbnail of user williamb4322
Texas
2 reviews
0 helpful votes
  • Send Message
July 11th, 2022
Verified purchase
• Updated review

I was erroneously fooled to visit your site lured here to take advantage of a Government mortgage program the reduces the monthly rate by $350. So I filled out the questionnaire but heard nothing about this program. Then I completed the form and was told there was problem getting me lenders information to me.
This is a horrible site!

Reason I chose this business:

See above in detail.

I expected a rate (approximately) at the end of all...
July 2nd, 2022
Verified purchase
• Previous review

I expected a rate (approximately) at the end of all the information I provide. Instead I received the same old referrals to lenders.

Reason I chose this business:

It was is an email I received.

Thumbnail of user tuppye
Arizona
1 review
0 helpful votes
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March 7th, 2022
Verified purchase

Not sure yet; barely began. However, I do not want phone calls! Sorry, but I gave you a number we had a long time ago for that reason. I will call you, if I want more info so please honor our wish to not be called. You may send snail mail to our address given or to the email given but, please do not flood the email address. I rarely check email, therefore snail mail has a much better chance of being read! Ty, Tuppy (an aka name)

Reason I chose this business:

That’s who the offer is through. Duh

Thumbnail of user adamh1369
Florida
1 review
0 helpful votes
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November 4th, 2023
Verified purchase

I have not had time at all to use this app literally just down load and they are all ready pestering for a review well wait till ive had time. To look at or actually use something before I rate this $#*! man

Reason I chose this business:

It would not quit flipping to the Android store idk I am thinking about deleting it in less than 5 minutes

Thumbnail of user maxamillionm
Missouri
1 review
0 helpful votes
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February 28th, 2022
Verified purchase

You stole my $#*!ing email you blimey $#*!s i am calling George bush Sr. With my bijou board right now to fix this and sue y'all right into the grave with him i am very displeased and hope you step in a nail or a Lego whichever is more displeasing to you have a wonderful day best wishes -Bill Clinton

Reason I chose this business:

Martha Stewart sold me some really $#*!ty weed she said snoop gave her which is bull$#*! because he has the best i mean we all know and i tried to get high but it made my Viagra fail and the intern working for my wife couldn't really give me a good tit job so i figured a change of location would help and a 2 million dollar trailer in Hawaii would help now give me my money and stop using my email you $#*!ing $#*!s before i call little bush that's my nickname for him to come and launch a thermonuclear warhead right at your bank- love and well wishes big c dog

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Isabella K.
Typically does not respond to reviews

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