• Fetcharate

Fetcharate

Ratings On Other Platforms

Better Business Bureau
2.9 / 5
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Overview

Fetcharate has a rating of 3.9 stars from 28,300 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Fetcharate most frequently mention good experience, quick response, and easy process. Fetcharate ranks 1st among Real Estate sites.

  • Service
    15
  • Quality
    240

This company does not typically respond to reviews

Positive reviews (last 12 months): 69.5%
Positive
116
Neutral
32
Negative
19
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How would you rate Fetcharate?
Top Positive Review

“So far I have only used this app (or started too) two...”

Amanda W.
7/17/24

So far I have only used this app (or started too) two times. It seems like a helpful app and It can really give you good insight on what you may need for buying a home or refinancing your home, but after I use it in a little bit more depth, I Ll come back and give a better review!

Top Critical Review

“Not bringing a basket of qualified lenders but a punch...”

ALAMI B.
6/4/24

Not bringing a basket of qualified lenders but a punch of lenders that are associated with your marketing program

Reviews (28,300)

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Reviews that mention popular keywords

phone number (218) government program (136) interest rate (144) mortgage companies (89) credit score (77) rocket mortgage (79) mortgage lenders (31) customer service (31) answer questions (60) house payment (25)
Thumbnail of user dionysusj
California
1 review
0 helpful votes
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May 2nd, 2022
Verified purchase

I just filled out three or four questions and then you finally asked me how good at the service the service could not be verified until after I start looking at the rates and talking to people to find out exactly how good services until now only thing I've done was just answered questions

Thumbnail of user ryanl706
Michigan
1 review
0 helpful votes
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May 31st, 2022
Verified purchase

The person that is looking for the quote should not have to put in a phone number to move forward with the process or there should be a box that says no calls. Since the person gives email they could screen offers through there and then if they see something that they like they could then ask for a fallow up call.

Reason I chose this business:

Saw it online

Thumbnail of user kennethl694
Kansas
1 review
0 helpful votes
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July 21st, 2022
Verified purchase

I was told by filling out this information I would be told if I qualify for a lower rate, but all you do is turn me over to more lenders who can't match what I have. Perhaps you should ask what my present rate is if you say you can get me a lower rate. This is just one big advertising scam.

Thumbnail of user gaanduc
New Jersey
1 review
0 helpful votes
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August 12th, 2022
Verified purchase

All you are doing is redirecting people to loan providers like rocket mortgage instead of offering something insightful as you claim in your ad! Guess what Einsteins! People already know several refinancing players out there. They dont need fetchrate's expertise or direction! No wonder, players like you just come and go without making a single penny of profit

Thumbnail of user deg20
Florida
1 review
0 helpful votes
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February 24th, 2022
Verified purchase

You do not say what else is needed to qualify... also if you have debtbotherthan mortgage why would you ask about cashlut of other debt. Not interested in putting unsecured det into secure situation by using house as collateral.

Reason I chose this business:

Only wanted to know whatthe mortgage reduction was and how tonqualify not becessarily want calls offering new mortgage thatbwouldvinclude loysvof additional fees origination fees, appraisal fees and hrs of my time being wasted on phone.

Thumbnail of user dannyb480
Missouri
1 review
0 helpful votes
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October 10th, 2022
Verified purchase

Misleading advertisment not fair at all you take my information telling me i could see rates and then nothing but exxuses at the end. Is that even legal? Im gonna find out and i will be in touch if it isnt? Thanks for nothing!

Reason I chose this business:

Misleading Advertisement

Thumbnail of user timb1799
Alaska
1 review
0 helpful votes
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March 5th, 2024
Verified purchase

WELL YOU PEOPLE APPROCHED ME WITH CLAIMES OF HOW YOU KNOW SO MUCH ABOUT ME AND THE VALUE OF MY HOME, AND YOU HAVE 1000S OF POSSIBLE LENDERS, BUT AS USUAL BECAUSE OF THE SYSTEM OF BANKING, RATHER THEN SEEING THE EQUITY IN THE PROPERTY IT IS THE CREDIT THAT IS KEEPING ME FROM ACQUIRING A LOAN, IF i HAD SOME OF THE EQUITY OUT OF MY HOME THAT IS MINE, i WOULD NOT HAVE A BADE CREDIT SCORE, SO YOU WIN, I GUESS

Reason I chose this business:

BECAUSE AS i SAID YOUR UNSOLICITED EMAIL WITH GRAND POSSIBILITIES OF GETTING SOME EQUITY FROM MY HOME WHEN i REALLY NEED IT

Thumbnail of user edwardm1477
California
1 review
0 helpful votes
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September 30th, 2022
Verified purchase

This experience so far is useless. Ask me at the end. If your rates are really much lower than if I did not go with Fetcharate. You asked me if I am military. I am but I do not care for the Funding Fee the VA charges. Right there, you tell me that your interest is going to be about the same as the other guy. I am of the belief this is a gimmick and nothing more.

Reason I chose this business:

Because it says that its rates are much much lower than the none Fetcharate guys. I am starting to believe it is a gimmick.

Thumbnail of user layned10
Mississippi
1 review
0 helpful votes
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April 13th, 2022
Verified purchase

I'm encouraged and hopeful. We don't have any money, really, to go anywhere and do much of anything. A vacation--what's that? We're a retired school teacher single-income family who have had extremely expensive medical bills for two of our children--Christy has Prader-Willi syndrome and special needs and David died three years after being paralyzed from the shoulders down for 32 years after an accident! The thought that we could have some of our debt burden reduced is remarkable to us... Maybe this is "too much information" but, hey, it' our life and most other parents would do exactly the same as we have done. So thanks for some encouragement.

Thumbnail of user marcom321
California
1 review
0 helpful votes
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July 30th, 2022
Verified purchase

I hate when you call and you ask me the same dumb questions I had just finished filling out. And then you tell me to hung on will you play your elevator music to make it seem your real important. I am the important one here. If I decide to activate your loan then You will also make money of my decision.

Thumbnail of user gladysd78
Texas
1 review
0 helpful votes
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March 22nd, 2022
Verified purchase

Seems a marketing ploy just to get your info so lenders to call you. Not to help you get an idea. If Im going to be bombarded with calls from lenders that can tell by info don't qualify. Shame on you please remove me from your list..

Thumbnail of user lorettam401
Colorado
1 review
0 helpful votes
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January 7th, 2023
Verified purchase

Seems to be pretty easy so far. Not quite sure exactly what & how it works. I was trying to get $$$ for remodeling, but also interested in buying a second home as an investment, or even a multi family unit. I have lots of upkeep that I need to do in my townhome of 19yrs.

Reason I chose this business:

I’m just going through my phone and I say the advertisement and stated reading. It’s something I’m looking into but don’t want to get myself into trouble But help myself

Thumbnail of user ricardom396
Nevada
1 review
0 helpful votes
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May 28th, 2022
Verified purchase

Terrible. You said you'll show me how to pay off my mortgage quicker. But you don't even know my rate. You want to waste my time calling me. You are deceptively fishing. At least now you have me a list of tricksters to never do business with.

Reason I chose this business:

Because you fooled me. I do not want to refinance. I’ll just overpay each month and it will end sooner

Thumbnail of user patt105
Connecticut
4 reviews
44 helpful votes
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April 9th, 2022
Verified purchase

Don't care to offer rating at this time. You people contact prospective clients with a stellar mortgage payment record, no more PMI, yet won't consider a refi at a lower interest rate. No explanation has been offered. Started researching when interest rates were at historic lows. Now that rates are on the rise, I'm being contacted again by Rocket, Loan Depot and others to refinance at the same rate I am paying now. Yo people are Vultures who prey on people who just want a fair deal in order to pay off our mortgages. You have no interest in giving mortgages to anyone besides people with six figure salaries

Thumbnail of user dinav32
Pennsylvania
2 reviews
0 helpful votes
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April 3rd, 2022
Verified purchase
• Updated review

You have to give your phone number. Bad.
I really don't like it when websites ask for your phone number to send a verification code to or something. It is a real invasion of privacy, and it cost me money. Not free.

Reason I chose this business:

Saw an ad on a website.

Quality
You have to give your phone number
April 29th, 2022
Verified purchase
• Previous review

You have to give your phone number. Bad.

Reason I chose this business:

Saw an ad on a website.

Thumbnail of user shelleye15
Florida
6 reviews
0 helpful votes
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December 30th, 2022
Verified purchase

This began telling the consumer this was a loan to renovate your home, offering $60,000. Now, it looks like a regular loan, not how the ad read. A little disappointing. With regard to filling out the info with ease….simple, no problem.

Reason I chose this business:

The thought of renovating my home with a very low rate sounded appealing.

Thumbnail of user kareng2217
Washington
2 reviews
0 helpful votes
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August 1st, 2022
Verified purchase

I've checked out this so called discount mortage rates before and all it is is a way for the lending for the lending company to get you further in debt by charging a pretty large fee for you to refinance. You actually didn't save money but increased your debt. Their adds are misleading.

Reason I chose this business:

Since you were not a lending company I was hoping that you would have a plan that would actually save me money not incur more debt. Seeing your connections i know that I will be occurring more debt by refinancing. I may end up with a lower payment but it will be over a longer period of time hence I will be paying more. The other option would be to decrease the mortage time which would lower my payment time but cost me more per month. Either option is to the lending company not to me. I'm disappointed that you did not have a better option for someone who has always paid their bills. Again big business wins and the little guy pays the price. Please do not give these companies my phone number. Most of the time I'm borrowing too little for them to give me a better rate. THANK but NO THANKS

Thumbnail of user karenk2515
Nevada
2 reviews
0 helpful votes
  • Send Message
April 7th, 2022
Verified purchase

Easy to complete and to provide the information asked for. Please work with me if at all possible. Call me if you have questions. I was hacked a year ago by a scam mortgage company. My score use to be in high 600s up to 720s until that happened. They almost stole my home.

Reason I chose this business:

I had an email from fetcharate.com and 2.5 percent rate would enable me to keep my home which I love. I took out a second mortgage for home improvements and then was forced to retire due to illness. I have fully recovered,

Thumbnail of user vanoieb
Georgia
1 review
0 helpful votes
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July 2nd, 2022
Verified purchase

I hate these got yous! Now I will get 10,000 a day from every mortgage co in the US. All I want to do is find out how much it will lower my payment and how much they going to roll into the mortgage. When you contact them, they already have the lawyers at the table for you to sign. To me it's a little to pushie

Reason I chose this business:

I just ran across this and wanting to just check out how much of a saving it would be. Because I am 73-year-old retired Veteran on SS and I feel I am on a banana peel away from losing my home. Not enough money to pay the bills. I know there is help out there but where, who, can you find this needle in the whole US?

Thumbnail of user suek417
California
1 review
0 helpful votes
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June 29th, 2022
Verified purchase

I answered questions about cancelling my home loan. Instead your system started to call me immediately. Such a lie and hassle. You didn't do what you stated. Looks like I need to change my phone number WHAT A LIE

Thumbnail of user michaelk4604
Delaware
1 review
0 helpful votes
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February 18th, 2023
Verified purchase

Pleased to see that my personal info is only linked to me and not the other people with the same exact name. But please any and all info concerning me... Please include my middle name.LARRY! Thank you in advance

Reason I chose this business:

Different links on my phone led me here through filling out various surveys, and I really need you to assist me with buying a home for me and my daughter

Thumbnail of user davef663
Utah
1 review
0 helpful votes
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August 23rd, 2022
Verified purchase

Your ad suggests that this interest cutting legislation is in effect. And that this TAKES interest away from one's mortgage. But your site is just an f'in promo for a few mortgage companies. So 2 stars for wasting time.

Reason I chose this business:

Your ad was properly misleading and I was misled. Can't you just get to the nuts and bolts

Thumbnail of user hall39
Alabama
1 review
0 helpful votes
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February 25th, 2022
Verified purchase

I owe about ******* on my home in home equity. The lenders don't want to loan that small amount. I do not have any other debt on my home, no first mortgage. They want to loan big money. I just want to refinance at 15 year fixed at around 2 percent.

Reason I chose this business:

They seem to have the rate ind terms I’ve been looking for.

Thumbnail of user stacyb562
Ohio
1 review
0 helpful votes
  • Send Message
February 8th, 2023
Verified purchase

Your system flagged my phone number. Wouldt allow me to continue with it because thr last 4 digits of a phone number can't all be the same number. I assure you they can be, and they are. My phone number has ended in all 7's for the past 8 years. I understand to alter my number by 1 digit in order to continue. So now I k ow I will never get a call. My apologies to whomever owns the number I was fraudulently

Thumbnail of user deanl210
Iowa
1 review
0 helpful votes
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March 2nd, 2022
Verified purchase

Great, I have built three houses in Iowa City, IA. The current house at Dolan is excellent condition and was built and frame by the original owners who had it built with excellent upkeep. The original construction was built with Anderson windows with double sealed glass. (Very high quality like the whole house.

Reason I chose this business:

I have built houses as hobby. I befriended a skilled person who built and sold houses in Iowa City for a very successful in this industry. I was an accountant for University of Iowa to keep account of the University structures manage the Finanancial cost of University buildings.

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Isabella K.
Typically does not respond to reviews

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