• Fetcharate

Fetcharate

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Better Business Bureau
2.9 / 5
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Overview

Fetcharate has a rating of 3.9 stars from 28,300 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Fetcharate most frequently mention good experience, quick response, and easy process. Fetcharate ranks 1st among Real Estate sites.

  • Service
    15
  • Quality
    240

This company does not typically respond to reviews

Positive reviews (last 12 months): 69.5%
Positive
116
Neutral
32
Negative
19
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How would you rate Fetcharate?
Top Positive Review

“So far I have only used this app (or started too) two...”

Amanda W.
7/17/24

So far I have only used this app (or started too) two times. It seems like a helpful app and It can really give you good insight on what you may need for buying a home or refinancing your home, but after I use it in a little bit more depth, I Ll come back and give a better review!

Top Critical Review

“Not bringing a basket of qualified lenders but a punch...”

ALAMI B.
6/4/24

Not bringing a basket of qualified lenders but a punch of lenders that are associated with your marketing program

Reviews (28,300)

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Reviews that mention popular keywords

phone number (218) government program (136) interest rate (144) mortgage companies (89) credit score (77) rocket mortgage (79) mortgage lenders (31) customer service (31) answer questions (60) house payment (25)
Thumbnail of user pamelal1153
Louisiana
1 review
0 helpful votes
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June 30th, 2022
Verified purchase

Before I could complete my information I was receiving text messages and phone calls from mortgage companies. I DO NOT wish to receive any calls or texts. I am strictly looking for general information.

Thumbnail of user billr180
Michigan
2 reviews
0 helpful votes
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July 24th, 2022
Verified purchase

You ask for a phone number an give no rates an then i get tons of calls an that is irritating. Its a trick to get your phone number you should give the interest rate by email an then if i like what i see i can call the lender what a scam

Thumbnail of user christopherw1340
Texas
1 review
0 helpful votes
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April 3rd, 2022
Verified purchase

We homeowners are in a catch 22 situation. Banks won't offer a line of credit or a cash out due to bad credit. Don't they realize we could pay off our mortgage and creditors with a cash out improving our credit?

Reason I chose this business:

I am interested in a cash out to pay off my mortgage. My lakefront property is worth twice as much as I owe on my mortgage.

Thumbnail of user carolynh1130
Louisiana
2 reviews
0 helpful votes
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September 19th, 2022
Verified purchase

I am not sure about how this could work. I bought a home in 2013 after selling my home & my retired husband of 22 years serving in the military as well as being a disable vet plus also losing his leg passed in 2010. I bought a mobile home & signed half of it to Kenneth Watson to. Help take care of me I make the payment each month on the home. I would to sell the home & get me a home that has no steps. This mobile home is hard for me to get up & down the steps.

Reason I chose this business:

It is what showed up I really need to talk to someone about the veterans homes

Thumbnail of user bobk634
New York
1 review
0 helpful votes
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February 26th, 2022
Verified purchase

I was looking for information about getting stimulus benefits to repay part of my mortgage & was taken to a site to hopefully get money to help pay my mortgage. I was brought to a site for Lending Tree & given mortgage companies & different rates if I refinance now; no mention of stimulus money made.

Reason I chose this business:

I didn’t, I was taken here after answering questions & results were not helpful. I was truthful about fair credit rating & offers, except for 1, were higher than I’m paying now, & didn’t mention anything about stimulus dollars available, so was not helpful. I can call my own mortgage company & tell them what I want & probably do better.

Quality
Thumbnail of user laurenb945
Massachusetts
2 reviews
0 helpful votes
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August 2nd, 2022
Verified purchase

I don't want to talk to people I would prefer to see what they have to off, realizing it will only be an estimate, before I speak with anyone. I don't want to talk to anyone without first seeing some basic information. When I can look at the information I will then reach out to the one I feel may be right for me.

Thumbnail of user pauld2137
New Jersey
1 review
0 helpful votes
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February 19th, 2022
Verified purchase

I hate the frequent nonstop calls from banks Without providing the information fished in the advertisement. And the frequent pressure to pull A hard credit check when is just as simple to do a soft check

Reason I chose this business:

Cash out refi with NJ RATO and Freddie Mac Loan Modification and or Congress Mortgage Relief for the Middle Class

Thumbnail of user victorr705
Texas
1 review
0 helpful votes
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August 21st, 2022
Verified purchase

This is a scam. You say in your ad this is a Federal Program, but then sends you to a bunch of mortgage banks to try and refinance the house. Your ad says that this "federal program" is going to cut down your payment, not get another mortgage. Liars

Thumbnail of user susanb4625
Ohio
2 reviews
0 helpful votes
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April 4th, 2023
Verified purchase

As far as it goes, it's great. But I'm in a reverse mortgage. I don't pay anything. Got it before I married a veteran. The house is only in my name Barkman. I wish I could get out of that mortgage, but truly could not afford the payment. Hope you can help me.

Reason I chose this business:

You talk about giving money! I would use it to pay off the mortgage.

Thumbnail of user laurag1759
Texas
3 reviews
0 helpful votes
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June 26th, 2022
Verified purchase

I wanted to see what rate might be offered if I refinanced. This is just a way for lenders to get my name and call me – I've already gone this route. I now I'm in another loop for multiple phone calls. If I could I would remove my name from this list.

Reason I chose this business:

This is just a way for lenders to get my name and call me – I’ve already gone this route. I now I’m in another loop for multiple phone calls. If I could I would remove my name from this list. I foolishly thought fetcharate might be a different method for discovering a refinance rate and actual reduction of money owed on the last equity in my home.

Thumbnail of user isobelm22
Pennsylvania
1 review
0 helpful votes
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May 31st, 2022
Verified purchase
• Updated review

I am interested in your Policy. At this time I need to research more details. I was recently in the hospital and had a Pacemaker installed. I am now in Rehab learning how to walk. I am told I will be going home in two weeks; and am looking forward to that day. In the meantime, I will be contacting you to go forward.

Reason I chose this business:

I received numerous email messages regarding President Joe Biden's new plan

Can't believe this program
March 22nd, 2022
Verified purchase
• Previous review

Can't believe this program. I'm struggling and need to pay off my mortgage.

Reason I chose this business:

I'm hoping Fetcharate will consider me for this program.

Thumbnail of user barbarab3438
Ohio
1 review
0 helpful votes
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August 9th, 2022
Verified purchase

I don't have bankruptcy but my grandson has for 1/12 yr & $1240. 00 month
I get SS & I pay $425 $ my other grandson helps me with the other so I pay $850.00 no& the other pays $425.00. Can'get Nothing for paying mortgage.

Reason I chose this business:

I didn’t, they gave me you

Thumbnail of user charlesb2342
Minnesota
1 review
1 helpful vote
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April 26th, 2022
Verified purchase
• Updated review

Unfortunately "click here to learn more" means aggressive and immediate bombardment, even on Sunday afternoon. For Christ's sake let a fella READ the info through once before I'm super pressured to sign some $#*! over the phone!

Reason I chose this business:

Only because it said I could "learn more" I'm learning I'll be quite hesitant in the future

Wish I had done more research 1st but believe fetcharate...
April 22nd, 2022
Verified purchase
• Previous review

Wish I had done more research 1st but believe fetcharate can help me regain control & financial peace of mind

Thumbnail of user susanb4438
California
1 review
0 helpful votes
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June 29th, 2022
Verified purchase

You said that the rate will be displayed but yet you will have multiple lenders call you and non of them are talking the government program just a refi witihin their banks! False advertisement and I'm sick of trying find out what these supposed govt programs are that don't really exist!

Reason I chose this business:

Trying to see a rate that you are not showing

Thumbnail of user aliaj5
South Carolina
1 review
0 helpful votes
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March 30th, 2022
Verified purchase

Tim George has been taking high-quality care of my own circle of relatives for approx eight years. He has met all my wishes for my vehicles and domestic insurance. I will retain with Tim for plenty extra years.

Reason I chose this business:

This is Best from all

Thumbnail of user wendyk487
Louisiana
1 review
0 helpful votes
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May 29th, 2022
Verified purchase

All good til lost a job 2015 son in rehab, 2017 lost my job then Covid hit 2020 but managed to pay all while struggling to pay other bills so trying to payoff the mortgage before anything else occurs.

Reason I chose this business:

To get a lower rate than 4.25 and payoff mortgage asap!

Thumbnail of user kts13
California
1 review
0 helpful votes
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July 22nd, 2022
Verified purchase

This appears to be a phishing expedition rather than providing the "quote" and now I will be slammed with 200 calls from the lenders mentioned plus all the mystery people who buy information to perpetuate scam and spam calls

Reason I chose this business:

I was given a false impression that I would be given an estimate of how much I could save with samples of refinance options. Instead I got this crap

Thumbnail of user pamelar1258
Florida
1 review
0 helpful votes
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June 19th, 2022
Verified purchase

I am disappointed that I have to be contacted rather than getting the information I was told I would get. I will just get phone calls from people wanted to sell me something. I just wanted to know more about the possibility that I could reduce my loan amount.

Reason I chose this business:

I wanted information

Thumbnail of user amandap1244
Rhode Island
1 review
0 helpful votes
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February 25th, 2022
Verified purchase

As soon as I completed my request for quote with my phone number, my telephone rang and was a lender that came up on the next web page as a lender in my area. Less than two minutes later, another lender called from my area and left me a 3 minute message about "my request to refi my home." I just wanted to see if I qualified for a deduction in mortgage and was NOT looking to get hassled with phone calls from refi lenders.

Reason I chose this business:

An ad on a website saying federal stimulus money saves homeowners five hundred dollars a month on mortgage.

Thumbnail of user patsyr92
Georgia
1 review
0 helpful votes
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March 6th, 2022
Verified purchase

If was easy & quick; however when you ask for an address it is unclear whether you are asking for a current address or the address of a potential home which someone would like to purchase. If the latter then how do you know if that's the address you will definitely purchase or if you have to continue looking because someone beat you to the punch before you even had a chance to make an offer?!?!?!?!

Reason I chose this business:

This site came up when I was reviewing some research on Biden. It caught my eye since I am actively looking to purchase a home. But it makes me wonder how this can be just for those of us currently paying exorbitant prices to lease a home with no choice because we need a roof over our heads?!?!?! Are there any programs similar to this for renters?

Thumbnail of user kramh2
Virginia
1 review
0 helpful votes
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February 1st, 2023
Verified purchase

I expected a response via email. I didn't get one. So, I expect you tried to contact me by telephone. My phone is off at 0030. Don't phone me. Email me. I learned the first time I tried a simular request. I'll refinance on my own terms - not with high pressure late night phone calls.

Reason I chose this business:

I shouldn't have.

Thumbnail of user christinek1173
Illinois
1 review
0 helpful votes
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August 2nd, 2022
Verified purchase

I am expecting a quote ASAP. Not have to go through a loan company now. Show me the quotes an I will check out the company I want to go with. Also I do not want a charge for refinancing. I am done paying those fees. They are a rip-off!

Reason I chose this business:

To see rates and quotes ASAP. So otherwise this is all misleading to the consumer. I will contact out state attorney generals office. I have screen printed all screens.

Thumbnail of user hazelm169
South Carolina
1 review
0 helpful votes
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June 17th, 2023
Verified purchase

Put in my information just to see my rates to see if a qualifier for anything and within seconds I started getting blasted with a bunch of text messages and a phone call and haven't even got to where I can see anything yet...

Reason I chose this business:

Just to see what my property value may be in case I need to refinance in the next few months

Thumbnail of user jerrih30
Texas
1 review
0 helpful votes
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February 21st, 2022
Verified purchase

My experience first account with a few about it and didn't know what to do but if I talk to them they made everything much easier maybe calm down a lot Maybe everything in a different perspective a better perspective

Reason I chose this business:

I I chose them because how respectable Inn loyal they were to their customers myself and how much the hard work and dedication they put into their company was completely awesome for a person like me to turn around and change your mind and Beast from scared to excited and eager to learn more so that's why I chose them

Quality
Thumbnail of user jamess6417
California
1 review
0 helpful votes
  • Send Message
June 14th, 2022
Verified purchase

Misleading ad sucked me in. The Ad falsely purported to provide access to government stimulus program that would wipe out mortgage balances. Now I am flooded with calls from mortgage lenders with no reference to the so-called government stimulus program.

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Isabella K.
Typically does not respond to reviews

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