• Fetcharate

Fetcharate

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Better Business Bureau
2.9 / 5
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Overview

Fetcharate has a rating of 3.9 stars from 28,300 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Fetcharate most frequently mention good experience, quick response, and easy process. Fetcharate ranks 1st among Real Estate sites.

  • Service
    15
  • Quality
    240

This company does not typically respond to reviews

Positive reviews (last 12 months): 69.5%
Positive
116
Neutral
32
Negative
19
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How would you rate Fetcharate?
Top Positive Review

“So far I have only used this app (or started too) two...”

Amanda W.
7/17/24

So far I have only used this app (or started too) two times. It seems like a helpful app and It can really give you good insight on what you may need for buying a home or refinancing your home, but after I use it in a little bit more depth, I Ll come back and give a better review!

Top Critical Review

“Not bringing a basket of qualified lenders but a punch...”

ALAMI B.
6/4/24

Not bringing a basket of qualified lenders but a punch of lenders that are associated with your marketing program

Reviews (28,300)

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Reviews that mention popular keywords

phone number (218) government program (136) interest rate (144) mortgage companies (89) credit score (77) rocket mortgage (79) mortgage lenders (31) customer service (31) answer questions (60) house payment (25)
Thumbnail of user alician122
Arizona
1 review
0 helpful votes
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August 7th, 2022
Verified purchase

I was simply asking for information on a home mortgage loan on our mobile home, but apparently my name was given to many many lenders. I sincerely hope that is not shown as a hard inquiry on my credit report I had not actually placed an application at this point without knowing interest rate and terms.

Thumbnail of user erico596
Michigan
1 review
0 helpful votes
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May 15th, 2022
Verified purchase

It was quick and easy, now let's see if we can save money. My guess is that with rising interest rates refining will cost us more money, and like my wise father said if it sounds to good to be true there is a chance he is right. I'm waiting for that call.

Reason I chose this business:

Your name came up first after thinking our mortgage will be paid off.

Thumbnail of user angelat1235
South Carolina
1 review
0 helpful votes
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June 17th, 2022
Verified purchase

Someone called immediately but before we got into discussions I asked if living in an rv full time qualified and found out it does not. I would rather have emails to start instead of phone calls. Just to see if it warrants a call, which it did not. The lady who called was super nice, she didn't know the answer so she went to someone who did immediately instead of dragging things out and wasting both of our time.

Reason I chose this business:

Curiosity and convenience

Quality
Thumbnail of user carolen78
Maryland
2 reviews
0 helpful votes
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June 14th, 2022
Verified purchase
• Updated review

Long story - I thought I had a 30 year regular mortgage - I found out within the last two years that my friend of several years at the bank did a LOC that was interest only, variable rate. The bank that this was done with was bought several days later. Now may credit score is very low - credit card debt from changing everything in order to pay LOC. Need to refinance but don't see anyone willing to do it. I have NEVER been late or missed a payment. I need a fixed rate to keep payment no higher than 500.

Reason I chose this business:

Well I should switch these boxes--it late and I'm slowing down.
My overall experience has been 100% better than I have had in the past on line issues.

You responded quickly
March 27th, 2022
Verified purchase
• Previous review
Reason I chose this business:

Because I need to refinance the remaining amount on my loan. After my husband passed away I had a friend at our bank who refinanced our original loan. She didn't---she did a LOC - interest only - variable rate. My bank was being bought by BBT in manor of days. I trusted her - I was a real estate agent and didn't read over docs just signed where she told me to. DUMB to trust a friend. I'm trying to get this on a regular mortgage. I have never missed a payment - had it set up to deduct every month - saw it was a varying amount asked that it be set at a permanent rate and n ow Truist has taken over -- I'm just tired of dealing with scammers.

Ive been provided the name of a lender and phone number...
March 9th, 2022
Verified purchase
• Previous review

Ive been provided the name of a lender and phone number via email.

Reason I chose this business:

First time I've seen name - I'm a realtor and curious as to their rates. Will possibly refinance my house with them after I reach out to the suggested lender.

Thumbnail of user thomasw2647
Missouri
1 review
0 helpful votes
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December 15th, 2022
Verified purchase

My husband is a 100% disabled veteran and when we bought this house we were not informed about what the monthly payment would be until closing. The increase in the payments were revealed at closing and takes over 1/3 of our income, which is going to cause hardship in the very near future.

Reason I chose this business:

We need help to keep our home before we are forced to put our home back on the market.

Thumbnail of user samuelg378
Kentucky
1 review
0 helpful votes
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July 30th, 2022
Verified purchase

Text indicated a rate would be given, instead my phone number and email address was given to lenders who started contacting me immediately. I have not received any information re: how the government program works and if it will help me.
Refinancing information is easy to acquire BUT the government program that grabbed my attention was used as a tease to pry private information from me.

Reason I chose this business:

To find out how the government program would help me. That question was never answered, in fact no information about the
Program was given.

Thumbnail of user dl563
Alabama
1 review
0 helpful votes
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July 22nd, 2022
Verified purchase

Good info to know…. But has this opportunity come and gone, by now? Don't know if it's still available,, or what?
It would be help (didn't see it) if you updated or time stamped this info. I CAN'T STAND IT when a bunch of ravenous "house wolves" take advantage of people's lack of knowledge as to the wolves' tricks.

Reason I chose this business:

I chose it to see what this thing is supposed to do for us little people… other than make a sales guy richer at my old expense.

Thumbnail of user ronaldl1233
Alaska
1 review
0 helpful votes
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July 30th, 2023
Verified purchase

This is possible to stay doing well...as long as the people to work with don't over power us with phone calls.an to be able to do our part with
No stress.an not get pushy an not being pushy...we move at a slower pace...

Thumbnail of user margaretr1448
Virginia
2 reviews
0 helpful votes
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September 29th, 2023
Verified purchase

I do not like that immediately I start getting phone calls from Banks. I only did this because it was purported to show me what amount I could get from My equity and payments. Still people are calling at this moment. Will not use this again

Reason I chose this business:

You sounded like a possible legitimate company but I find that now I'm going to continue to get calls over and over just because I was looking for information. Never use this again

Thumbnail of user lisas4269
Washington
1 review
0 helpful votes
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July 21st, 2022
Verified purchase

I want information about what I can save on my mortgage. But I don't want to be bugged every day or all day. I would like to see the information in writing. So please contact me bu mail. I'm not a true believer as of yet I need to see proof. I thought I was going to get the information right now when I gave up all my personal information. I feel like I'm being tricked. That this isn't a honest program. Sincerely
Lisa Smith i

Reason I chose this business:

I was under the impression that I could really save on my mortgage payments. I wanted information about this program

Thumbnail of user davidm7910
Pennsylvania
1 review
0 helpful votes
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August 31st, 2022
Verified purchase

This is not a government program, it a fishing site that gathers peoples information for solicitation by lenders to refinance their mortgages.
No savings, rates now are higher than I am paying so it makes no sense for me to refinance my loan.

Reason I chose this business:

Was wondering how the government is giving up to $350 savings on my mortgage payment

Thumbnail of user mattw681
New Jersey
1 review
0 helpful votes
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February 28th, 2022
Verified purchase

Not sure yet, we only owe 31,000.00 on our property. It needs upgrading, windows kitchen, bath. We do have equity in property. It is a question of what to put in money wise vs how much we can sell for. Ex. We have two bath upstairs and no half bath main floor Installing half bath main floor would give us value for the money. Also will we move or stay.?

Thumbnail of user lindal2751
Indiana
1 review
0 helpful votes
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February 12th, 2022
Verified purchase

This application was very easy to complete. There should, however, be a place to enter information about the vets who have passed away because I always feel guilty when I answer the question about serving.

Reason I chose this business:

It was availlable.

Thumbnail of user chrisn1026
Minnesota
1 review
0 helpful votes
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January 26th, 2023
Verified purchase

Just your basic junk ad link to lenders and info readily available with an opportunity for the advertisers to just collect and sell personal information...these types of scams. I should not have taken the bait

Reason I chose this business:

Ad looked good...what a fraudulent lead

Thumbnail of user danielo1144
Colorado
1 review
0 helpful votes
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August 4th, 2022
Verified purchase

How does a Colorado stimulus check, determine whether or not s home owner will save on their mortgage? This is just a re-fi trap to get you talking with a rep, trying to lower a 30 year into a 15, and then telling you a stimulus check saved you a bunch of money? Am I missing something here?

Reason I chose this business:

Curious about false advertisement

Quality
Thumbnail of user rdw4
Pennsylvania
1 review
0 helpful votes
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August 25th, 2022
Verified purchase

This looks like a scam to get my personal information... it led me to believe that I would see the loan savings immediately without having to deal directly with predatory lenders... this makes me angry!

Reason I chose this business:

I just wanted to see if I could save anything off my mortgage.

Thumbnail of user juneb266
South Carolina
1 review
1 helpful vote
  • Send Message
May 6th, 2022
Verified purchase

No one asked what my current terms and rate are. I DO NOT want a bunch of offers that are not better than my current loan. How can i avoid being called or contacted with lesser offers... as you didn't ask about my current situation? So, please do not call unless you are at least 100 bp lower, on a ten year fixed.

Thumbnail of user brianw1903
Delaware
1 review
2 helpful votes
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April 24th, 2022
Verified purchase

All I received is phone numbers to call from online finance companies that sell your mortgage to banks for a profit. I didn't get actual rates or approvals as promised. Now i can look forward to many harassing texts and phone calls from these companies and others that my information will get sold to. Thank you for falsely promising help with my problem. I will block any of these calls! Have a wonderful day.

Reason I chose this business:

I was suckered into it!

Thumbnail of user mikem3536
Minnesota
1 review
0 helpful votes
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June 27th, 2022
Verified purchase

This is a phony service. I have never miss a mortgage payment in my life and I have always paid all my bills. But ANY of the lenders you picked, wont do this refinance of which would cut my mortgage payments almost down to 0 because I do not have a perfect credit score. No matter what the hell I do as far as all bills etc. it makes no difference, they keep holding history against you forever. So with your company trying to get people to refinance, it is all bogus. None of it is true. You guys really need to quit trying to make people feel there is hope. THERE IS NO HOPE> I have tried over and over unsuccessfully to do all the right things and where has it gotten me. NOWHERE> So take off your advertising here as it is a lie and not true. I am also a retired Vietnam Veteran with 6 medals and ribbons behind me for serving this $#*!ed up country of which everyone has turned on me. So be it.

Reason I chose this business:

Thought it might be able to do this, but boy am I wrong. None of your lenders care about Veterans and will not give them a chance.

Thumbnail of user jiml1179
Illinois
1 review
0 helpful votes
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July 11th, 2022
Verified purchase

You lead one to believe that the application will gets me up to $160,000 forgiveness on mortgage.
Instead you have a bunch of mortgage brokers who want to refinance my loan and none of them can save me any money
My mortgage is already at 2.9%

I will lodge a complaint because your whole program is misleading.

Reason I chose this business:

To decrease mortgage.
And you can't.

Thumbnail of user virginiao683
Florida
1 review
0 helpful votes
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July 19th, 2023
Verified purchase

To early to give a higher score. I want to see if my Mortgage rate goes down & or pay of my balance quicker then before & possible just refinance without talking any money. SO I can pay this house off sooner?

Reason I chose this business:

To get a better rate or to payoff my house FASTER like your advertising

Thumbnail of user jasonc2665
Washington
1 review
0 helpful votes
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October 9th, 2023
Verified purchase

This is my second try but it seems to be the same with every online lending group sending me to another lending group and I have not yet spoken to an actual lender, I have 3 settlements; 2 with opioid law suits, and 1 settlement coming from All American Insurance for an oilfield worker ramming my car with his big truck causing my spine juries. I need some money now though.

Reason I chose this business:

Was hoping to fi d some help

Thumbnail of user charlenem315
Washington
1 review
0 helpful votes
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May 22nd, 2022
Verified purchase

The very persistent which is not a bad thing when it comes up in the usual I could you not say procrastination type person on the ball trying to find something for me to get into the rental housing in my area

Reason I chose this business:

I didn't choose and I don't think they just came up on my messenger and I just logged in to see what it was about

Thumbnail of user debbieb1508
Alaska
2 reviews
0 helpful votes
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May 5th, 2022
Verified purchase

So far all I've done on this site is take a survey. It would be more appropriate if rating your site was at a point further along in the process instead at the beginning. I will add that I am sick of pop-up ad's that come up on every page and that is the major reason why I rated your site a 2…. Not only do you have pop-up ad's but they are the most intrusive ad's I've ever seen. They take just about the entire viewing area…NO THANKS!

Reason I chose this business:

Internet search, looked at several different sites, yours is the worst.

Thumbnail of user melindas333
Massachusetts
2 reviews
0 helpful votes
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August 1st, 2022
Verified purchase

I need to be contacted by email, not by phone, due to hearing impairment. If you call, there will be no answer as I will not even hear it ringing. I was under the impression that this would provide a way to pay off my mortgage in half the time. A traditional refinance will not do that. Seems like a bait and switch offer.

Reason I chose this business:

I didn't. I responded to an offer for Massachusetts residents. Had no idea that Fetcharate was involved in what now appears to be a scam.

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Isabella K.
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