• Fetcharate

Fetcharate

Ratings On Other Platforms

Better Business Bureau
2.9 / 5
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Overview

Fetcharate has a rating of 3.9 stars from 28,300 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Fetcharate most frequently mention good experience, quick response, and easy process. Fetcharate ranks 1st among Real Estate sites.

  • Service
    15
  • Quality
    240

This company does not typically respond to reviews

Positive reviews (last 12 months): 69.5%
Positive
116
Neutral
32
Negative
19
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How would you rate Fetcharate?
Top Positive Review

“So far I have only used this app (or started too) two...”

Amanda W.
7/17/24

So far I have only used this app (or started too) two times. It seems like a helpful app and It can really give you good insight on what you may need for buying a home or refinancing your home, but after I use it in a little bit more depth, I Ll come back and give a better review!

Top Critical Review

“Not bringing a basket of qualified lenders but a punch...”

ALAMI B.
6/4/24

Not bringing a basket of qualified lenders but a punch of lenders that are associated with your marketing program

Reviews (28,300)

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Reviews that mention popular keywords

phone number (218) government program (136) interest rate (144) mortgage companies (89) credit score (77) rocket mortgage (79) mortgage lenders (31) customer service (31) answer questions (60) house payment (25)
Thumbnail of user vickib655
Texas
1 review
0 helpful votes
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February 22nd, 2023
Verified purchase

This is just like all the other apps! All you want us to get our phone numbers so that you can hassle us to death, when if you would have followed thru and let us know, by email if we qualify! Then I'd call you with?'s and how to proceed! Thanks for the rub-around! I should have known better!

Reason I chose this business:

I hoped it was legit and would give me an answer of whether I qualified or not for this opportunity! Instead - you just want to get our info, rather sneaky by the way, so you can drive us nuts with calls! Really? I am too busy thru-out the day to answer dozens upon dozens of calls! WHATEVER - I’ve learned my lesson and now will see the scam BEFORE I offer info! TAKE ME OFF YOUR LISTINGS - I AM NO LONGER INTERESTED!

Thumbnail of user jesusc297
California
1 review
0 helpful votes
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July 2nd, 2022
Verified purchase

I need closure and some peace and quiet around where I'll be at Home once again, single and being last of kin to my father decided just recently to a sudden accident that was to me shocking and broke my heart and hope for a better life ahead having him around.He was all I had left of my kinship.

Reason I chose this business:

I just saw it on my phone..

Thumbnail of user bradfordf10
Texas
1 review
0 helpful votes
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February 23rd, 2022
Verified purchase

This is just another sign up for clogging my phone with texts and voice mails.
I wanted to actually see a rate for me from A lender, not be put on a list for 20 lenders to harass me... ugh, two calls just left messages...

Reason I chose this business:

I thought I would actually get AN offer (one single solid REAL offer) of a refinance with a low interest rate. This is just click bait advertising.

Thumbnail of user janf225
Utah
1 review
0 helpful votes
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March 11th, 2022
Verified purchase

The title of this article was to see if you qualify for a government program that will make you house payment $350 lower. This site just set me up to harassed by mortgage lenders therefore you receive a low rating because I was lied to.

Reason I chose this business:

The title of this article was to see if you qualify for a government program that will make you house payment $350 lower. I don't need anyone calling me about refinancing. I want to see if I qualified for the program.

Thumbnail of user lisam5236
New Jersey
1 review
0 helpful votes
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April 13th, 2023
Verified purchase

I started getting calls before I finished filling out the form. You should ask how a person prefers to be contacted. I have a baby, phone calls are extremely inconvenient. Text is the best contact method by far.

Reason I chose this business:

I didn’t use it. I ran across it while reading something else.

Thumbnail of user charlesf1061
South Carolina
1 review
0 helpful votes
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May 10th, 2022
Verified purchase

It appears this program may not work for me because of the high down payment but I have a friendly landlord who appreciates my 10 on time payment of rent. We may be able to make two payments to meet the terms of the loan.

Reason I chose this business:

Flexibility and affordability.

Thumbnail of user jamesh5258
South Carolina
1 review
1 helpful vote
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July 1st, 2022
Verified purchase

This is a total bait and switch. I was led to this site with the understanding that I could find out in two minutes if I qualified for some government program. Instead I got bombarded with calls, emails, and texts within seconds of supplying my information. Now these vultures have my information, and I will just have to suffer the consequences of not listening to that inner voice.

Reason I chose this business:

I didn’t.

Thumbnail of user davidm8779
Massachusetts
2 reviews
0 helpful votes
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January 9th, 2023
Verified purchase

So far, the process has run smoothly. There were several backups and the need to repeat the delivery of information. I am looking forward to receiving financing /refinancing and reducing debt. Thanks for asking.

Reason I chose this business:

It was the site that came up and was fairly easy to follow.

Thumbnail of user reneef197
Florida
1 review
0 helpful votes
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March 3rd, 2022
Verified purchase

You put forward a leader saying we'll see rates and that's definitely not the case! My rate is already low I wanted to see if this would be worth pursuing. I didn't need to fill this form out to get a phone number that's what google is for!

Thumbnail of user weymanp
Arizona
2 reviews
0 helpful votes
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August 12th, 2022
Verified purchase

I am inquiring only and thought I would be getting information from the internet, not redirected to a lender at this time. I do not want to talk to anyone yet. I had an inquiry only because I don't think I can get a lower rate than what I already have (2.5%, 30 year term). But I thought I would see what this is about. It looks like it's just a refinance.

Reason I chose this business:

I didn't. I just got directed to them.

Thumbnail of user denad66
Texas
2 reviews
0 helpful votes
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December 27th, 2022
Verified purchase

I understand the inability to process anything before being able to verify the info given about my property and am hopeful that I can make all of the necessary repairs for resale asap! Financial situations have been grueling due to extended illnesses in the family putting care duties upon me and my ability to work much more than part time a reality. Hopefully the property can serve as a springboard to get myself out of dire straits, barely able to get by after final expenses and medical bills are finally all paid. The value of the place has probably doubled since buying it two years ago, so its a sound investment with the needed cash pushing through those last finishing touches needed to really make it worth the top number that I'd like to see myself able to earn off of it's sale.

Reason I chose this business:

I am sourcing around online due to my preference using this avenue for most any dealings banking or business related already. Most, if not all, of the process being able to be conveniently dealt with via internet would be so much easier for me to manage.

Thumbnail of user sofiam160
Florida
2 reviews
0 helpful votes
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January 16th, 2023
Verified purchase

Within five minutes received call from andrew with Rocket Mortgage whi answered all my questions regarding home equity loans, refinancing, Heloc, rates, documents and process. It was all valuable information but my current SS income is not enough to qualify. Thank you.

Reason I chose this business:

Happened to come across them online..

Quality
Thumbnail of user dorism276
Texas
1 review
0 helpful votes
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February 23rd, 2022
Verified purchase

The reason for one star now I will get phone calls from all different lenders. I was expecting first some more information on your web site. This is nothing but fetching leads for refi or new home loans

Thumbnail of user michaels8183
Idaho
1 review
1 helpful vote
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April 2nd, 2022
Verified purchase

Your original advertising hook implies that reducing mortgage payments is a government program, which it is not. I attempted lowering my house payment through interest reduction a little more than a year ago, and neither Loan Depot nor Rocket Morgage could offer or provide any worthwhile product.

Thumbnail of user sethm181
Arizona
1 review
0 helpful votes
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April 4th, 2022
Verified purchase

I thought it would give an estimate without having to talk to people or receive phone calls but apparently by filling out the info and them saying we do not spam they immediately sent all these different lenders my information… go figure. Now would you kindly take your lies and leave me alone fetcharate.

Reason I chose this business:

Wish I didnt

Thumbnail of user veronicaa344
Nebraska
1 review
0 helpful votes
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February 19th, 2023
Verified purchase

COVID 19 is solely responsible for our credit problems. I hate these bull$#*! ads give people hope and then only after you waste 9 hrs of your life the answers is oh we can't help you. $60,000 in equity and we had it snaked away by predictors vultures. Eat $#*!. Cause as they're selling our home on Monday from a sickness this dumpster fire of a country will no longer be anything to me.

Thumbnail of user hopes130
New York
1 review
0 helpful votes
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May 2nd, 2022
Verified purchase

Was pretty easy it's not a guarantee by far you have to refinance in order to get money rates are up from before I'm at 3.6 already so I can't see how anything is free it's for people with alot of debt.

Reason I chose this business:

From the Internet and I've known about this tried to do it but I'm a widow on a fixed income of about 1800. 00 a month so there's alot to consider

Thumbnail of user patricko512
Illinois
1 review
0 helpful votes
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January 31st, 2023
Verified purchase

This is BS. No rates provided. Just a way for telemarketers to contact me. Please remove my personal data from your database. Otherwise I will make a formal complaint to appropriate state and federal authorities!

Reason I chose this business:

Big Mistake. Won't use it again.

Thumbnail of user jamesg3687
North Carolina
1 review
0 helpful votes
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June 15th, 2022
Verified purchase

Amazingly simplistic but visually driven with good enough aesthetics, poor color choice but I'm sure in time things will look better. 5 star for being counteractive to the norm of bloated interfaces that consumers are exposed to

Reason I chose this business:

A posting on our tribal board in the headquarters

Thumbnail of user bettyy508
Missouri
1 review
0 helpful votes
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August 15th, 2022
Verified purchase
• Updated review

Your ad said refinance on good credit and no missed payments. Finance company says can't get better rate than what I have 3.50.
Why not be honest and say the lowest rate that is available brfore going through this process of information? I need to save but this was deceptive.

Reason I chose this business:

It sounded sincere and honest to help seniors.

Simple and relatively quick
June 14th, 2022
Verified purchase
• Previous review
Reason I chose this business:

I am a senior citizen and would like to pay off my mortgage.

Thumbnail of user tracym1147
Florida
1 review
0 helpful votes
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September 1st, 2022
Verified purchase

Your online ad says see rates, all one ends up with is continued calls from lenders wanting to run your credit... why cant you just show the current rates

Thank goodness for a robo calling app... that's where they are all going

Reason I chose this business:

Wanted to see current rates on a HELOC

Thumbnail of user johnb9024
Tennessee
1 review
0 helpful votes
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July 7th, 2022
Verified purchase

I would rather have my quotes sent to me via email or having more information before everyone under the sun starts blowing up my phone. Nothing more irritating than just wanting info and instead you get phone calls all day long tht you didn't ask for

Reason I chose this business:

Just wanted to know if I qualified for any thing

Thumbnail of user arthurs540
Ohio
1 review
0 helpful votes
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July 27th, 2022
Verified purchase

Seems easier to find help this way but when we actually apply we get no where. We purchased a supposedly well maintained home nearly 4 years ago only to end up out of savings and maxed out on credit cards due to very poor maintenance of this home. The former owners did shoddy work and we've paid for all of the repairs. Our final steps needed are to have a 20 x 40 foot outdoor pool excavated and a new AC/Furnace Unit installed. At that point our home should appraise for about 275,000. Or more.

Reason I chose this business:

Saw it online and decided to take a chance. We have worked hard on getting all of our credit card debt under control and we're almost 100% finished in 2 1/2 years. We just want our home in top shape inside and outside.

Thumbnail of user irah62
Texas
2 reviews
0 helpful votes
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July 1st, 2022
Verified purchase

In have requested three $10 credit cards for the last two years and never once recieced one! You all are nothing but frauds! I do not think it is prudent to ask again and wait until it never arrives! This is a total sham!

Reason I chose this business:

You all never have sent my request fir three different credit cards, all for 10 $’s each! Where are they? Where are they?

Thumbnail of user michaels8923
California
1 review
0 helpful votes
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July 18th, 2022
Verified purchase

There was a come on advertisment for fetcharate that indicates one thing. It is nothing but directing customers to mortgage companies or other entities that have higher interest rates. This is just a reaction to more creative financing opportunities for people like me with considerable equity in their homes.

Reason I chose this business:

Curiosity to see how legitimate it was.

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Thumbnail of user isabellak16
Isabella K.
Typically does not respond to reviews

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