They're contacting people (me) without being asked. It seems very suspicious and activated the bull$#*! Barometer at once when they called me on the phone. How can they know I've been scammed if they're not scammers themselves. I do know that scammers are working together sharing information like mail, phone number, etc. of their victims. I did contact payback-ltd.com to see if they can help get the money that were stolen from us (me and my braindamaged nephew I'm taking care of). The 2 companies are accusing each others of trying to steal money from us. But the bank account has allready been emptied. I hope this review doesn't sound to negative but companies suddenly contacting people without being asked first are by nature suspicious and often scammers. Sorry to say/write but that's a fact. I don't know what kind of image you want so I'll skip it.