• Getarate

Getarate

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Overview

Getarate has a rating of 4.0 stars from 161 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Getarate most frequently mention real estate, great experience, and pre approval. Getarate ranks 3rd among Mortgages sites.

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Reviews (161)

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Tim m.
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November 7th, 2016
Verified purchase

As a first time home byers,we really didn't know much of all how it goes,and what we need.
We were lucky clients,to meet with Joe Sargenty.
We're pleasant,professional, reliable,always available,we will strongly recommend him to our friends and family and everybody who is interested in home bing loan.

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Joseph S.
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October 23rd, 2015
Verified purchase

Joseph Sargenti has achieved tremendous success for his clients - especially in today''s competitive market. Joseph measures success not just by finding us a home, but by his ability to keep deals from falling through. Joseph offers an innate intuition about the transactional process, which has allowed him to save our deal from falling apart on multiple occasions. His protectiveness, attentiveness, and advice are what set Joseph apart from other real estate agent. He is also a firm believer in customer service. Working with Joseph to secure our house was by far the most painless process ever. The service he provides is bar none. Joseph is quick and efficient, he leaves no stone unturned.

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Elizabeth C.
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October 9th, 2015
Verified purchase

Danny was excellent. He answered all our questions (and they were a lot). Not once did he seem irritated or never told us "I don't know". He always promised us an answer even if he had to get back to us. He has excellent people skills and is very knowledgeable.

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Anna I.
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October 22nd, 2015
Verified purchase

Service was very courteous and extremely prompt. When buying a house it means absence of problems in an already stressful transaction. Also as a first time homebuyer I appreciated the help with the process.
I would recommend to others and do business with getarate and Daniel Valencia again.

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Lauren F.
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December 24th, 2015
Verified purchase

Nick was so wonderful. He was always available for any questions I had Whether I emailed or texted him I would get a quick response. Danny and Tiana were also very helpful. Everyone involved made this a much less overwhelming experience for us. Thank you! I will definitely be recommending this company to people that need to get a mortgage.

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Sam S.
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October 14th, 2015
Verified purchase

My experience was great with Getarate and Jose was one of the best and most knowable broker I have ever worked with and this co goes the extra mile to help their clients. If anyone is reading this you should ask for Jose Munoz he is truly professional and helpful. Thank you Getarate.

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NJ R.
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October 20th, 2015
Verified purchase

After shopping around, my husband and I received the best mortgage quote from Get A Rate. This is our first home, and as such, we would have liked more transparency into the status of paperwork and timelines of how long processes take. Outside of that, we did have a positive experience.

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Ironside O.
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December 15th, 2015
Verified purchase

Impressive professional services. Very responsive and accurate. It is not only about getting the mortgage approved but they walk you thru the process in a way that you understand the process and its implication. They take the time to taylor the mortgage to the best rate available. In summary, astonishing service, I recommend them without any hesitation. This is a honest and sincerely testimony.

Joseph Sargenti is extremely competent and a people oriented person.

Ironside and Wendy Ortega

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Caroline S.
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June 21st, 2018
Verified purchase

I am a local Real Estate agent and I always recommend my clients to use Get A Rate. They are fantastic. I highly recommend anyone looking for a loan to call Greg Marsh. He is always available to take my calls and extremely knowledgeable of the mortgage process and his explanations are always thorough and clear. He'll be the first and only recommendation I have to any friends or family looking to purchase a home! I cant say enough about Greg and Get A Rate.

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G K.
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November 1st, 2015
Verified purchase

I submitted my request for quote for pre-approval on Zillow and within an hour i got a call from Jose Munoz. It has been an incredible experience working with Jose. All the mails/calls were immediately returned. The quote was lowest. The service provided for pre-approval was so good that I decided that even if other banks provide a slightly lower quote for actual loan, i will stick with Getarate but it didn't matter. The actual rate was still lowest. Even after everything was done and house was bought, jose still kept in touch to check if everything was good. Highly recommended.

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Octavio E.
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October 22nd, 2015
Verified purchase

The service that we got from Jose Munoz was highly commendable. One day I was driving with a friend and Jose called yo update me about my loan and my friend heard it and he was so impressed with how professional and helpful he was. I really don't know how I would have been approved without Jose's big help.

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Laura Y.
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October 9th, 2015
Verified purchase

I had a great experience with Getarate. They explained everything and the numbers they quoted me on where accurate to what I closed with if not less. I definately recommend Getarate for your mortgage needs.

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Pavlica L.
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March 23rd, 2016
Verified purchase

Getting our mortgage with Get A Rate was such an easy process! Daniel Valencia was a pleasure to work with, always there to answer our questions and responded quickly. Not one bad thing to say about them! Great people great service

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Michael T.
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October 7th, 2015
Verified purchase

Danny was very easy to work with. Always right there if I had any questions and always able to explain things in a language I understood. He landed us with the best mortgage for us and now I find my family and I in a great house to cam our own. Would recommend Danny and getarate to anyone that asks.

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AdmasChavez F.
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December 23rd, 2015
Verified purchase

Thank you so very much for all of your help in securing our loan for our new home here in NJ. You were organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Daniel Valencia! Our hats off to you!

If you're looking for a quality loan agent who is able to answer any questions you have and will do whatever it takes to help you with the loan process don't look any further.

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Rebecca L.
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June 22nd, 2018
Verified purchase

We had the best experience with Get a Rate. Greg made the process of buying our first home so easy and pleasant. He answered our calls and texts very quickly and went above and beyond with everything. Lisa was also really helpful in moving the process along. Thanks Get a Rate!

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Joseph B.
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October 22nd, 2015
Verified purchase

My dealings have been solely with Jose Munoz, who I characterize as a gentleman and true professional. Jose has not only helped me with my mortgage but has helped out tremendously in serving my daughter who recently re-financed her home.

No matter the time of day or day of the week, Jose made himself available to answer any questions either my daughter or I had during each of our mortgage business transactions.

I have recommended Jose to many of my friends to also have had nothing but positive things to say about Jose.

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Ibrahim a.
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October 16th, 2015
Verified purchase

Overall, we had a positive experience with Getarate. We dealt with a great rep (Daniel Valencia) and considering how many people had to be involved in our purchase/closing, Daniel made it go as smooth as possible for us. We're extremely happy that we worked with Getarate.

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Jonathan O.
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November 19th, 2015
Verified purchase

Danny Valencia was great. I really liked his services. The only negative was at the end the underwriters were taking a long time to give us the clear to close which cause me a few problems but overall it was a good experience.

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Jimmy D.
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October 12th, 2015
Verified purchase

Our experience with Danny and Nick at Getarate was excetional. They worked with us every step of the way and there were no surprises. We would definitely recommend Getarate to anyone looking for a no nonsense mortgage experience.

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Claire I.
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September 21st, 2018
Verified purchase

We truly enjoyed working with get-a-rate for multiple reasons and the one that stands out the most is the transparency and honesty. When buying a home for the first time can be stressful and somewhat scary and the support we received was amazing. We are very pleased with the service. Thanks again!

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Leo Z.
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July 6th, 2018
Verified purchase

It was the easiest home loan discussion and process that I had ever experienced. Kelly and Jen and the entire getArate team were very helpful, patient and guided us through each step of the process. Kelly was able to lock in a very competitive rate for us!
All in all, a great experience!

LS

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Yana D.
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October 23rd, 2015
Verified purchase

Jose helped me and my husband with our first home purchase he was on top of his job and made everything easy for us.We are very happy with our purchase and recommend him and giving him all five stars!

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Terry Z.
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February 12th, 2016
Verified purchase

My husband and I were first time home buyers and so this process was very new to us but any time we had a question, our broker was always there to answer it any time of day. We really appreciate everything and now we have our dream home!

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Vladimir S.
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October 7th, 2015
Verified purchase

I have wonderful experience with this people. One more time I would say thank you so much. Thank's to your knowledge, professionalism and desire to help today we live our dream, our new house. From the beginning when Mr. Michael Sema explain us the all process for baying the house until now when in same process Mrs. Kelly Limbevski walked with us step by step to the very end, and made this process for us to be more easy, simple and not frustrating. They give us very high quality of service, very acceptable conditions and rate.
Thank you,
Sakov Family.

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From the business

Get A Rate is a new kind of mortgage company taking a fresh approach to lending and client relationships.

From digital solutions to transparent services, we're all about helping our clients achieve the highest level of success when it comes to personal accomplishments and home ownership.

We rebuilt our process from the ground up to eliminate outdated systems and unnecessary fees so we could operate at a fraction of the cost and pass those savings on to you.

Whether they’re looking to buy a home or refinance a loan, Get A Rate works to empower our clients in accomplishing their goals and dreams.

Business History

Established in 2012

Company Representative

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Michael S.
CEO
Michael I. Sema is a mortgage lending visionary and trailblazer. He started his career in 2004 like most loan
Originators at your typical NJ Mortgage Company to learn about home financing fundamentals and process. His
Tenure there was stellar starting as an account executive to a top producing branch manager in the nation for the
Entire company in a matter of two years.

Sema has held several positions at larger mortgage lending institutions, including day-to-day operations,
Marketing, and technology. After gaining invaluable knowledge and experience, in 2014 he decided to build a
Business with the client experience in mind. Michael believed in offering legendary customer service and guidance
All the while always actively seeking low rates and fees for clients. Plain and simple, he wanted to create a
Preferred customer experience that was effortless and fulfilling at the same time.

His impressive track record and experience overseeing the Company’s mortgage operations is invaluable.
Michael’s vision as the CEO of Get a Rate has adapted over the years, yielding to consumer behavior where the
Customer can “get a rate” at their convenience anytime, anywhere. Not only can they secure competitive rates,
They can also gather all the information needed to choose the right home loan option for their specific situation
And goal in mind.
Michael is proud to have helped thousands of New Jersey homeowners in achieving affordable home ownership.
Today, he continues to educate homebuyers and help them accomplish their financial goals while paving new
Ground in the mortgage industry.

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