• Getarate

Getarate

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Overview

Getarate has a rating of 4.0 stars from 161 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Getarate most frequently mention real estate, great experience, and pre approval. Getarate ranks 3rd among Mortgages sites.

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Reviews (161)

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Frank W.
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0 helpful votes
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October 22nd, 2015
Verified purchase
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John M.
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October 10th, 2015
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T k.
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October 7th, 2015
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Juan Z.
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July 20th, 2018
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J P.
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June 25th, 2018
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Very professional. Excellent service

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Surya S.
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June 23rd, 2018
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Olga K.
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February 12th, 2016
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Olga K.
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December 22nd, 2015
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Anne U.
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November 7th, 2015
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Dan D.
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October 12th, 2015
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Excellent service. Very knowledgable.

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JAVIER O.
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October 25th, 2015
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From the business

Get A Rate is a new kind of mortgage company taking a fresh approach to lending and client relationships.

From digital solutions to transparent services, we're all about helping our clients achieve the highest level of success when it comes to personal accomplishments and home ownership.

We rebuilt our process from the ground up to eliminate outdated systems and unnecessary fees so we could operate at a fraction of the cost and pass those savings on to you.

Whether they’re looking to buy a home or refinance a loan, Get A Rate works to empower our clients in accomplishing their goals and dreams.

Business History

Established in 2012

Company Representative

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Michael S.
CEO
Michael I. Sema is a mortgage lending visionary and trailblazer. He started his career in 2004 like most loan
Originators at your typical NJ Mortgage Company to learn about home financing fundamentals and process. His
Tenure there was stellar starting as an account executive to a top producing branch manager in the nation for the
Entire company in a matter of two years.

Sema has held several positions at larger mortgage lending institutions, including day-to-day operations,
Marketing, and technology. After gaining invaluable knowledge and experience, in 2014 he decided to build a
Business with the client experience in mind. Michael believed in offering legendary customer service and guidance
All the while always actively seeking low rates and fees for clients. Plain and simple, he wanted to create a
Preferred customer experience that was effortless and fulfilling at the same time.

His impressive track record and experience overseeing the Company’s mortgage operations is invaluable.
Michael’s vision as the CEO of Get a Rate has adapted over the years, yielding to consumer behavior where the
Customer can “get a rate” at their convenience anytime, anywhere. Not only can they secure competitive rates,
They can also gather all the information needed to choose the right home loan option for their specific situation
And goal in mind.
Michael is proud to have helped thousands of New Jersey homeowners in achieving affordable home ownership.
Today, he continues to educate homebuyers and help them accomplish their financial goals while paving new
Ground in the mortgage industry.

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