• Klarna

Klarna

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Overview

Klarna has a rating of 1.1 stars from 43 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about Klarna most frequently mention customer service, bank account, and credit card problems. Klarna ranks 190th among Payment Processing sites.

  • Service
    28
  • Value
    26
  • Quality
    28
Positive reviews (last 12 months): 0%
Positive
0
Neutral
0
Negative
26
10
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How would you rate Klarna?
Top Positive Review

“Thank you!”

Taim M.
10/18/19

Thanks to klarna now we can make a purchase from most of the online shops and pay later. This is just what most of us needed, no more waiting for month ends..

Top Critical Review

“SCAM”

Allison H.
9/17/24

Terrible payment plan company to use. Puts a hold on your account when accepting the plan and you click to review your order. So then when you go to submit the payment, it creates an error due to it already putting a hold and will not let your purchase go through. You then have to wait 7 days! For your money to be available! Do not use!

Reviews (43)

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customer service (16)
Thumbnail of user allyharrington37
1 review
0 helpful votes
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September 17th, 2024

Terrible payment plan company to use. Puts a hold on your account when accepting the plan and you click to review your order. So then when you go to submit the payment, it creates an error due to it already putting a hold and will not let your purchase go through. You then have to wait 7 days! For your money to be available! Do not use!

Service
Value
Quality
Thumbnail of user upperclassps.in
1 review
0 helpful votes
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July 14th, 2024

I have Had my Account for Years. No issues. Klarna Made a transaction to an unknown source without my authorization. They would not undo the transaction. After wasting hours of my time. They never resolved anything and have horrible customer service. Only conclusion i have is to close account and Reccomend to everyone not to use it

Thumbnail of user brettw348
1 review
0 helpful votes
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June 24th, 2024

I purchased through Klarna. I was sent fraudulent merchandise and overcharged. Klarna wouldn't help despite numerous calls to customer service. The merchant that they're representing is based in China.

Tip for consumers:
Gndonthsof is rip off company doing business in china

Products used:
Miscellaneous

Service
Value
Quality
Thumbnail of user 9019998306adqwdqw
3 reviews
0 helpful votes
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June 15th, 2024

What a waste of time. 40 mins to find out the free 4 payment option isn't avail. They want to make $500 or 1000 off me for 6 payment option. Even if I have excellent credit which I do. This seems like a payday scam.

Tip for consumers:
skip it.

Products used:
none, what a waste of time. 40 mins to find out the free 4 payment option isn't avail. they want to make $500 or 1000 off me for 6 payment option. Even if I have excellent credit which I do. This seems like a payday scam.

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Value
Quality
Thumbnail of user mandyo51
1 review
0 helpful votes
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May 14th, 2024

I disputed a charge the bank reversed and I REMOVED my credit card from Klarna and contacted customer service. One month later they billed my "removed" credit card after I closed my account.
Thank goodness my bank is on the ball
Klarna are crooks!

Thumbnail of user sandras4096
1 review
0 helpful votes
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April 30th, 2024

Do not use Klarna If anything goes wrong with the item that you're trying to receive or send back they do not help you. They have forced me to pay £138 for an item I never received from a company that scammed hundreds of people out of their money, the company is called.Dewett.UK they have hundreds of bad reviews from people like myself on trustpilot but still Klarna refused to believe me, they tell me I gave Dewett the wrong address. They do not believe that my personal details are all auto generated by my computer so it's impossible for me to put down the wrong address. I will repeat, do not trust Klarna do not use this company to buy your good through there are much better ones available.

Thumbnail of user megan122481
1 review
0 helpful votes
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April 22nd, 2024
Verified purchase

This company did not support me when I was a victim of fraud. They supported the fraudulent website, even when I had the owner of the real website call three way to klarna and explain they are victims as well of this fraudulent company. I showed pictures verifying my true order and where they show the order came from. They tried to give me tracking information and a picture showing the house that it was delivered at. I showed them a true picture of my home from google maps and they still said I owed the bill. The company that they are charging me from doesn't even use klarna as a payment platform.They then proceeded to charge my card 3 times for the same order and return none of it.

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Quality
Thumbnail of user khanc5
9 reviews
14 helpful votes
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May 1st, 2024

This company is just ridiculous. I NEVER once missed a payment. But I get refused any further credit. Good thing I can still use Zilch Clearpay and LayBuy. And with £1000 credit limit on each one.

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Value
Quality
Thumbnail of user marchanteovidio
2 reviews
0 helpful votes
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February 9th, 2024

Hi for all customer klarna I don't recommend bad experience plus the more you buy and used they keep lowering my spending limit when from $1800 to 1000 I decided not to used no more.after pay its better.

Thumbnail of user angelam3323
1 review
0 helpful votes
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March 11th, 2024

I initially found them through Airbnb and decided to use their services. However, the process quickly turned into a nightmare.

Upon submitting all my information online and uploading my payment method, I encountered constant issues. Klarna repeatedly claimed my card was declined, despite never having experienced such issues with my bank. I never received any alerts or notifications about declined payments, which raised my suspicions.

To resolve the issue, I tried submitting my credit card details, but the same problem persisted. It seemed that Klarna was not attempting to process my payments at all. Eventually, I received a letter in the mail stating that I was overdue, with added interest and late fees.

Frustrated, I contacted Klarna's customer service, only to find myself speaking with representatives in India. When I requested proof of their attempted transactions, the response was disheartening. The representative simply told me to contact collections for further information.

To make matters worse, I recently received my first letter from Klarna, and to my surprise, it was sent to the wrong address.

In summary, my experience with Klarna has been nothing short of a nightmare. Their apparent lack of effort to process payments and the subsequent addition of fees is unacceptable. I strongly advise others to think twice before using this company. They are, in my experience, unreliable and seemingly engaged in fraudulent practices.

Products used:
Airbnb

Service
Value
Quality
Thumbnail of user tomr1452
1 review
0 helpful votes
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February 16th, 2024

Terrible customer service. Was sold a faulty product with additional false advertising, tried to return but the seller was a bit of a scammer so couldn't. Thought that's fine, I paid with Klarna and will get a refund through them, but Klarna contacted the scamming merchant who lied about it being past the refund date, no human looked at it, and I can't appeal. Stay away from Klarna, use PayPal, Credit card or anything else.

Tip for consumers:
Avoid Klarna, if anything goes wrong Klarna will not support you to get your money back.

Products used:
None, tried to return faulty product. Got scammed, by a dodgy merchant, Klarna charged me money even when the bank ruled in my favour. If I charge back again Klarna will damage credit rating despite no humans looking at the evidence.

Service
Value
Quality
Thumbnail of user mimiu15
1 review
0 helpful votes
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February 20th, 2024

I bought a polo shirt at Macy's and returned it. Macy's gave me proof of return. I made sure Klarna knew the product was returned. I have contacted Klarna 15 times since December 31st 2023. It's now Feb 20,2024. I've provided the receipt from Macy's that clearly shows Klarna was credited. Klarna continues to threaten to charge me for the item IF I don't show proof of return. And I have done it 15 times! Such STUPID, USELESS, UNETHICAL customer representatives! Never again will I use Klarna!

Tip for consumers:
Don’t use Klarna! They do not care to help the customers! You provide EVIDENCE of purchase and evidence of return. They keep asking you the same questions and solve nothing! They are Fraudulent! There are other more ethical choices.

Products used:
Clothing

Service
Value
Quality
Thumbnail of user billyw467
1 review
1 helpful vote
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January 12th, 2024

Klarna is the payment service used by discredited companies and no matter how accurate and correct your complaint may be against scammers, they are not interested in protecting the customer. Stay well clear of them.

Tip for consumers:
Aerofry.co.uk is not a UK company but they pretend to be. Their products do not meet UK Trading Standards or Consumer Rights Act 2015. I wouldn't touch them or Klarna who are the payment service they use with a 10,000 metre scaffold.

Products used:
Airfryer

Service
Value
Quality
Thumbnail of user jackstr657
1 review
1 helpful vote
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January 18th, 2024

I noticed I was told by my bank you have insufficient funds. I looked in to it. Klarna is trying to deduct
money out my acct without my consent. I did change my due dates but they still decided to deduct what I owe them. In which I extended my date till 1/26 of 35.17 and Klarna started deducting on the 1/18 in which I have no funds until 1/20 so that's causing a negative balance. They also deducted another one of 14.17 that's due on 1/22

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Value
Quality
Thumbnail of user davidm10767
1 review
1 helpful vote
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January 26th, 2024

They doubled up my last payment. I've been getting nothing but a run around with their "customer service " this is becoming my worst experience with buying online. After the run around I got today this has become the worst experience. Would not recommend Klarna to my worst enemy.

Thumbnail of user elisabethv28
1 review
2 helpful votes
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January 3rd, 2024

I was notified today that there was a bug in Klarna's system which allowed them to take money from my bank account without my agreement.
This is a serious crime which they are telling me they cannot fix immediately.
Who wants to do business with a company like this and no one in customer services wants to take responsibility or help me.
These payments should have been deducted from my account in a months time and only when I go into my account and pay them. If Klarna can just decide to take my money when they feel like it this is theft!

Service
Value
Quality
Thumbnail of user crystalstarla
1 review
1 helpful vote
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December 27th, 2023

Until recently, I haven't really had an issue with Klarna. Then all of the sudden they started declining my card payments. I checked with my bank to make sure everything was good and there were no issues with Klarna. They gave the thumbs up so I went to Klarna and deleted and re-added my card just to be safe. Payments were still declined. When I contacted Klarna customer service, they literally had no answer, refused to provide any assistance and I was told to "add another card". I don't HAVE another card. Just stay far away from them. There are WAY better payment services than these people.

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Value
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Thumbnail of user miriamc20
57 reviews
40 helpful votes
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August 19th, 2019

So, I have 2 paid orders with Klarna. For some reason, even though Walmart sends all their stuff out in multiple packages, Klarna will split the payments that you make into 2, basically 8 payments instead of 4. I have brought this up several times but they don't seem to care. This is VERY misleading when their terms clearly say 4 payments, not 8. Another problem I have is there is no way to make a payment early. Your only options are to wait til the exact due date of your next payment or to pay it off early but still results in 2 payments, instead of 1. They need to report problems and not just brush you off when you report it to them

Thumbnail of user cl576
1 review
5 helpful votes
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June 12th, 2023

Only works a few times before blocking you out. 650ish credit score, paid 4 purchases off on time, and suddenly stopped approval. Signed out, reloaded app, reloaded payment info, didn't matter. My only concern is all of the financial information that is now stored on the app and is useless to me. Will be deleting the app completely. I suggest you do the same. Pay attention to these reviews because they pay people to leave positive reviews in the App Store and major google results.

Service
Quality
Thumbnail of user hirtopanualice
1 review
1 helpful vote
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January 8th, 2024

Awful company! Checked all my refunds since 3 months ago and just 2 of them have been partly refunded. They owe me almost £1000 in refunds. You have to wait hours to speak with someone on their chat,they're rude or say they didn't received the refund from the company,but the companies are sending me confirmations that they've refunded klarna months ago. I will never use this service again! DO NOT USE THEM! THEY'RE SCUMmERS!

Thumbnail of user garyp849
2 reviews
4 helpful votes
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August 18th, 2023

Dirty filthy scum smelly cun ts open them to bring a wadge in iv seen nicer thing's eating out of a bowl hopefully she will always have a still born they pick up a disease through ing it about to hold a job down

Thumbnail of user cindys1361
2 reviews
4 helpful votes
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June 17th, 2022
Verified purchase

Klara is going into my personal account charging me fr an order I canceled and proved it to them its just illegal. I have to close my bank card after 20 attempts to contact them. I was told 245 minute wait to talk to a live person.

Tip for consumers:
Wouldn't deal with this company Noone is there to help if needed .

Products used:
Never received the order. Make 19 attempts to get in touch with this company .

Service
Value
Quality
Thumbnail of user pamg649
1 review
2 helpful votes
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March 3rd, 2023

Purchased item using Klarna to pay for it. Issues with purchase and returned it. Seller disappeared. Klarna obstructive in helping me with refund. Very poor customer service.
Would not advise using them.

Thumbnail of user taimm
4 reviews
18 helpful votes
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October 18th, 2019

Thanks to klarna now we can make a purchase from most of the online shops and pay later. This is just what most of us needed, no more waiting for month ends..

Thumbnail of user raquell113
1 review
1 helpful vote
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November 25th, 2023

Klarna treats me like a delinquent.
I have have invested $5,732.30 made multiple orders all of my payments to Klarna have been on time. When I tried to use it again they said that I was only allowed $500.00 due to my credit history. They didn't care about my credit history when they 1st came out nor did they care all the other times I purchased through them and pay them back. All of sudden it's a problem. When ordering doesn't allow me to purchase from there available options ask for me use a cosigner.

Thought the whole point of using Klarna was to help customers buy and making shopping easier if they are running low on funds.

That's fair I get treated unfairly because someone experience or my old credit history.

I have proof and record that I paid Klarna on time on all my purchases all of it back.

If try it one more time if I get poor treatment again I will forget about them and won't ever use their service or recommend others.

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