• MoneyKey

MoneyKey

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Overview

MoneyKey has a rating of 4.1 stars from 899 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with MoneyKey most frequently mention customer service, whole process, and short term. MoneyKey ranks 1st among Payday Loans sites.

  • Service
    16
  • Shipping
    4
  • Returns
    4
Positive reviews (last 12 months): 81.8%
Positive
18
Neutral
1
Negative
3
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How would you rate MoneyKey?
Top Positive Review

“Great small loan company”

JustMeB g.
5/11/24

Was very easy to apply and get funds needed quickly. You can also make a draw from your account if funds are available. Auto payment is very helpful so don't miss a payment. Definitely would recommend this company to anyone who needs a small loan.

Top Critical Review

“Don't do it, they will screw you.”

Jacqueline M.
8/3/15

Yes I feel it's a scam, my husband was on the phone for an hour then next week they say we have to pay 150$ to extend payment but 150$ doesn't go towards what you borrowed, they didn't save nothing like that and plus had a hard time understanding the person. Wish I would of did my research first.

Reviews (899)

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customer service (232)
Thumbnail of user deantes
Texas
1 review
1 helpful vote
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January 29th, 2018

Gisele in customer service was excellent with helping me today. She explained what I didn't understand and very helpful with explaining my payment plan.

Thumbnail of user tarav8
New Mexico
1 review
0 helpful votes
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September 27th, 2017

The phone agent gave great customer service. All of my questions were answered in a timely manner with patience. She also carried consistent business character throught the call for the loan process.

Thumbnail of user dc204
Texas
1 review
0 helpful votes
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May 19th, 2018

Mireya R. Was great today! I was having major website issues trying to sign documents and she came thru with a solution so I did not have any holds on my money.

Thumbnail of user oraj4
Texas
1 review
0 helpful votes
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November 7th, 2017

I have had excellent services with this company for over 2yrs now and I would recommend them to anyone that is in need of money for emergency or ect., Thank you

Thumbnail of user nicoley23
California
1 review
0 helpful votes
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June 19th, 2018

Thank you Andrea G! You are awesome! I love Moneykey. Always there when I need them. Can't ask for beter customer service. The price is high but you have to know that with these kinds of loans.:-)

Thumbnail of user bernitak
Texas
1 review
2 helpful votes
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December 30th, 2017

I would like to express my GREAT Customer Service that I experienced today by Representative Shevonne! She was very professional and very kind. She answered all of my concerns with a smile and in a timely manner considering that I'm at work and my time was limited. I explained to her how I had issues trying to apply for a loan via internet. She stated no problem Ms. Keys, I'll be happy to assist you and she did!

Thank you Shevonne and thank you MoneyKey for helping me throughout my times in need.

HAPPY NEW YEAR to your Entire Staff!

Bernita Keys,

A VERY Satisfied Customer

Thumbnail of user liar22
Wisconsin
1 review
2 helpful votes
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August 19th, 2020

Got all my banking, social security number, and personal information, even said I was approved online- then they had the wrong account number and ssn# for me on their end so they denied my application! DONT DO BUSINESS WITH THIS COMPANY!

Thumbnail of user davem208
Texas
1 review
1 helpful vote
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May 5th, 2017

I honestly thought quality customer service was dead... until today when I spoke to Harold from MoneyKey. He was professional, well informed, patient, understanding, but most of all- empathetic to my service needs. Harold left such an impression on me, that I requested to speak with his supervisor to relay the 100% satisfaction that I had with said service. I asked his supervisor if people with Harold's same pleasant disposition was the norm at MoneyKey- and he assured me that hiring people like Harold was important for their company. Furthermore, I had never heard of MoneyKey before, so I was initially wary. However, Harold seemed so jovial as he asked me the required questions needed to get my loan approved, that I couldn't help but trust in the process. Therefore, I left the experience feeling at ease- and knowing that this would not be my last time doing business with MoneyKey. Again, thank you Harold for being such a nice person, and treating your customers with dignity and respect; it is much appreciated. I'm happy to report that great customer service isn't dead after all!

Thumbnail of user dawns161
Washington
1 review
1 helpful vote
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May 4th, 2018

Irene was patient and stayed on the line while I signed all of the necessary paperwork. Thank you!
I have recommended your company to my small circle of friends.

Thumbnail of user matildag3
Texas
1 review
1 helpful vote
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March 8th, 2018

My review is that I give overall appreciation to Cleopatra and Noel... for taking the time to acknowledge my services... and Il keep u guys for awhile cause u helped me out of a bind thank u MONEYKEY...

SINCERELY,
MATILDA GONZALES

Thumbnail of user christopherb162
Utah
1 review
2 helpful votes
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March 16th, 2018

This company was really great until I had a breach in my account due to the Credit Unions fault as well as the Experian breach. During that time it took 3 weeks to get accounts switched over and I was put on bed rest until my back surgery had been done thus losing my job. And I forgot about them, to be honest. So no contact by either of us in Dec., in Jan., or in Feb. And not even an attempt to pull out the money from the closed account. New account info was never given and it was never signed and approved for them to pull out the money in the first place. Then I get my check in March and all of a sudden I have an alert from my bank telling me that I am now in the hole and that my car insurance bill went NSF. I looked into it find out why had to pay 25.00 to get out of the hole 25.00 to put account at base minimum pay 25.00 for NSF through car insurance and the 113 for the car insurance. Not a good company, crooked, unethical tactics used by them and or their collections department that could have a foot in the door in being a fraudulent department.

Thumbnail of user managementt
Management T. – MoneyKey Rep

Hello Christopher,
At MoneyKey, we are committed to consumer satisfaction and take all complaints seriously. The details you’ve provided do not align with MoneyKey’s practices. We are preparing our response to you accordingly and will get back to you as soon as possible. If you have any additional questions, please give us a call at 1-866-252-5578 ext. 2123 or send an email to feedback@moneykey.com. Thank you

Thumbnail of user kw114
Texas
1 review
5 helpful votes
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June 29th, 2016

This is the absolute worst company to ever borrow money from in the history of the world. They are professional, legal scam artist! They have come up with a way to steal from every customer that they lure into their company. BY ANY MEANS NECESSARY COME UP WITH ANOTHER SOLUTION TO YOUR FINANCIAL PROBLEM. Do not take their way out!

Thumbnail of user managementt
Management T. – MoneyKey Rep

Thank you for your review dated June 29,2016. MoneyKey takes all customer feedback seriously and would like to address your concerns with you personally. MoneyKey is a State-licensed lender and complies with all Federal and applicable State laws. In order to fully address your particular situation and concerns, we would be grateful if you would contact us by telephone at 1-866-252-5578 ext 2104 or by email to feedback@moneykey.com. Once we have some additional information from you, we will be able to assist you further. Thank you for considering MoneyKey. We look forward to hearing from you.

Thumbnail of user brianaf3
Texas
1 review
0 helpful votes
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January 4th, 2018

Mireya was polite and helpful with the process. She answered my questions with applying for a loan. As a returning customer, I would recommend Money Key to others.

Thumbnail of user nancyq18
Texas
1 review
5 helpful votes
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November 1st, 2017

DO NOT GET A LOAN FROM THIS PLACE!
I took a loan out for $450 and the pay back is 3x what I borrowed. So if you don't plan on paying it off right away don't do it because after having already paid $879 they said to pay it off today would be another $325.00 that is bizarre! Never again using them!

Thumbnail of user managementt
Management T. – MoneyKey Rep

Hello Nancy,
Thank you for writing to us. We are glad we were able to address your concerns offline. If you require further assistance, please feel free to call 866-252-5578 ext. 2123. We appreciate your feedback.

Thumbnail of user franciscaf1
Texas
1 review
0 helpful votes
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June 28th, 2018

Andrea was quick and very efficient at getting my loan approved. I appreciate all he service Money key has to offer. I know I can always count on them when I need quick money for any emergency.

Service
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Thumbnail of user sandrap106
Massachusetts
2 reviews
0 helpful votes
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April 21st, 2017

Sergio my representative was very patient with me and even after dropping the call he didn't have to call back because we were finished he still called back and I really appreciated him

Thumbnail of user shannond62
New York
1 review
0 helpful votes
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April 17th, 2018

She helped explain the whole loan process and I was able to understand how it would work, how much better if I paid my loan off quicker. Very helpful and understanding. Great job.

Thumbnail of user deniser62
Texas
1 review
0 helpful votes
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August 28th, 2017

Kristen Sierra was a great rep. She was thorough and explained the conditions and assisted with my bank in verifying income. I would recommend their service to anyone would needs a small loan.

Thumbnail of user derekf18
Texas
1 review
0 helpful votes
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February 2nd, 2018

Straight to the point no hassle ask the questions that needed ro ne asked ans explained everything clearly. Mireya was nice and very helpful on the phone

Thumbnail of user kenyan7
Michigan
1 review
0 helpful votes
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February 28th, 2018

Great customer service. Mireya R. Answered all my questions and explain my options. She confirmed everything that we had discussed on the call regarding my upcoming payment.

Thumbnail of user km146
Texas
1 review
1 helpful vote
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December 5th, 2016

I took out a loan with Money key and didnt realize until after the fact that the money i was paying back never seemed to hit the balance! Someone called me at work from a private number threatening to serve and arrest me for fraud in a joint effort with my bank! How about trying to talk to me... I DONT SCARE EASILY! POOR BUSINESS PRACTICES! When i asked them not to call my job anymore... the rep start yelling... i HUNG UP

Thumbnail of user managementt
Management T. – MoneyKey Rep

Hello K. M.,

Thank you for the feedback. We apologize for your experience and would like a chance to properly assist you. The details you’ve provided do not align with MoneyKey’s practices. To help us investigate your file, please email us at feedback@moneykey.com or call us at 1-866-252-5578 ext. 3176.

We look forward to speaking with you. Thank you.

Thumbnail of user ashleyp119
Ohio
1 review
0 helpful votes
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November 8th, 2017

Amanda provided excellent prompt service in refinancing my moneykey loan. I appreciate her assistance and have always been satisfied with Moneykey customer service.

Thumbnail of user ravenh70
Alaska
1 review
0 helpful votes
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March 25th, 2024
Verified purchase

Great customer service
Easy to apply
Easy to pay back

Thumbnail of user susannal5
Maryland
1 review
0 helpful votes
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April 27th, 2017

The gentleman I spoke with Perry was awesome! Answered every question before I even had to ask! I would definitely recommend Money Key to a friend. Great job!

Thumbnail of user charless227
Texas
1 review
0 helpful votes
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December 3rd, 2017

Amanda provided excellent customer and quickly provided me with the loan increase amount that I needed. Thanks very much. I will be a Money Key customer for life.

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From the business

Online Loans and Lines of Credit Between $200 - $2500.

MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit.

The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online, verify your information and you may be approved in minutes*. If your application is approved, you may receive your money the same business day**.

We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.

With an online loan through MoneyKey, you will not be surprised by any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.

Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence. Visit the Rates page on the MoneyKey website for state availability.

MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Utah, and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). In this state, loans are funded by third-party lenders and serviced by MoneyKey.

*Not all applications are approved; duration of approval process may vary.

**If approved, any requested funds may typically be deposited into your bank account the same business day; the timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies.

Business History

Established in 2011, MoneyKey has grown steadily, reaching thousands of new consumers by treating our customers with respect and helping them get access to credit at a time when they most need it.

At MoneyKey, we understand that borrowing money from a traditional financial institution can be difficult and time-consuming. That’s why we focus on customer convenience and fast service.

Company Representative

Thumbnail of user managementt
Management T.

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