MoneyKey

Money key should never be used. I borrowed 250 they told me if I pay it all back in one shot I'd be paying about 320. And I get a voice mail today because I agreed to THAT deal. But now I have a frozen bank account because in 12 different charges I have over 1100 dollars to different companies. So either money key is a completely fake company or they hand out your bank info so other people can use it. Do not use money key. You'd be safer taking a loan shark on the street and not paying them back than using this "company"

I have used twice due to the cost of the loan. It's very expensive 😫, I don't recommend, you would be better off getting a Pay day loan.

Hi, I really enjoy moneykey. I borrowed money, and they instantly set up my account as a line-of-credit. Which means, the minimum payment always borrows against what is in the account. You have to contact them in order to pay more and pay your balance off. Emailing them to do that was awkward at first, but then Claudia, my rep, developed a relationship wherein she answers me immediately, and sometimes several times a day. I don't like that the site is unwieldy. You can't request money from your line of credit, and you can't set up your payments from their website either. Hopefully they will change that soon.

They don't report your loans to credit unions, so you will be doing yourself no favors borrowing from them. You will end up paying back three times the amount you got from them, only to find out that over a year of perfect payment history of a large sum of money each month will never be seen by creditors. They also don't warn you about this in any print, fine or otherwise. I receive an email a day from money key about tips to up your credit score, which is why I assumed the payment history would be reported. Nope, just a tactic. Borrow from anywhere else.

https://www.moneykey.com/reviews.php

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It has a suspicious number of 4 and 5 star. Ratings with very little content. You might want to. Share you experiences there too.

They are very unclear in explaining their terms. Do not borrow money from them unless you have zero other options. You will pay back what you borrowed 400%, in many cases, and the bills are so high it is hard to pay extra.

There the biggest scam company ever. I been paying off a. $600 loan for over a year. And still owe over $500. Never miss a payment they come up with some explanation that only 2% is going toward loan. They never sent me any paperwork that this was how it work. I ask when I got the what would be the payback and told me around $750. Letting everyone know there legal loan sharks

Did not receive money into my account via "next business day" and also when called they transferred me multiple times then when asked they said call bank! I have direct deposit and never had a problem with it, the account and routing number is correct and was verified! Scam if I have to pay for something I didn't receive I will Sue!

I got shunned away from other loan places but if you need help and understand there will be high interest rates involved then go to Money key. The operator I spoke to was super friendly and helpful. I'm borrowing 600 and was explained that if I want to pay it all back at once I must pay 833 in full. I'm strapped til my next payday so to pay this back in full hey it will be good on my credit as well. Take the good with the bad. My experience with Money key was a pleasant one!

I spoke with IRene she really helped me and was patient, while I tried to get the loan documents, she also went beyond to ask me if I a had any questions about my loan. My overall experience with moneykey has been awesome. Wonderful customer service. Thank you for not making me feel like less of a human for needing to take out small loans. I wish every business had your customer service

Although it is an expensive alternative, but when a bank will not work with you this company was there when I needed it most to pay a couple of bills due to my wife's cancer hurting us financially. If only banks were more caring instead of a number.

Kristen was a sweet and caring person that assisted me in the process. I will say I would love to work with her again when I need assistance again.

Most terrible place that I have ever dealt with. After sending document upon document for them, I was asked for one more, which I provided. Checked status. Said withdrawn! Went to chat. Gave info, she went to check, and ended the chat. Not one answer! Would not allow me to reconnect. Emailed associate, he would not reply! All after being told I was approved, and signed documents! Just waiting now to see how they are going to rip me off! BE WARNED! HORRIBLE! JUST HORRIBLE!

I have used Money Key 3 times now and the 1st loan I paid If quickly paying more than minimum. The second time I asked for a little higher loan and a supervisor approved that looking at my payment history. I got in an accident therefore needed a 3 rd and was already approved from my past loans and I'm thankful how easy they make the process

Ok so i wrote a review about all the fees attached to this loan I borrowed from them. They were kind enough to reach out to me and you offer a solution which I thought was fair being as though they were getting every dime I borrowed and then some. Now here is the kicker once I satisfy their terms my loan will be considered default because I didn't pay all those outrageous fees and interest. Now my problem is they reached out to me because they didn't like the negative review I gave and offer me something different and mind you didn't tell me while we were on the phone but once I received my papers through email it states clearly that once I comply with this agreement my loan with them will be considered a default loan. So either way they got me they let go of the crazy fees but hurting my credit. Wow!

PayDay loans and the like are no fun but it can help get out of a bind from time to time. MoneyKey has been great to work with - they are always very nice and professional and take extra steps for security. Today I worked with Irene and she was great - she got everything taken care of quickly and smoothly.

I took the wrong loan out and did not understand why i was still being charged. Elana went over my product and I found out it was a line of credit. I had a surgery and could not afford to pay anymore, she saved my life by putting me on a plan that fit my income. I am now done paying my loan thank you moneykey for being there when i needed help.

Easiest place to use for a loan. Very quick. I have used them 3 times. Customer service is always awesome to me. Irene was the last rep I talked with and she was so quick and very helpful. I don't even try to use any other places. Entire transaction through phone and online. Thank you Moneykey!

I needed some extra money for bills after my fiancee lost his job. Not only did Moneykey provide me with the money I needed at the time, I continue to use my account because the customer service is excellent! Today, I spoke with Take a who was very professional, patient, and guided me through the process that I needed to correct an issue I had with my account. I will gladly recommend MoneyKey to anyone who is in need of some extra cash. Thank you to everyone at Money Key where the customer comes first.

Irene, my service representative, was incredibly polite and professional and not only resolved my issue quickly, she actually far exceeded my expectations and really brightened my day. Customer service of her caliber is rare and extremely appreciated, coming from someone who has worked in the phone service industry. Things have been difficult for me and Irene understood and worked to help me. Kudos.

I asked what would be the monthly payments on a $1,000 line of credit. She stated around $140. She said it is like a credit card. First payment was $388 and none of it goes to the principal. Each scheduled payment does not go to the principal. If you pay over the minimum payment then it goes to the principal. However everything is figured out on your original amount. So if you started with $1,000 and you pay it down to $200 everything is still based of $1,000. The attorney generals of several states are getting ready to take action on this scam company. Just a company taking advantage of loopholes until states shut them down. No matter what kind of dire situation you are in stay away. They will only make your debt multiply

Irene was helpful. Patient and helpful understanding pleasant considerate provided great assistance and consideration I would recommend moneykey. I hope they continue to provide good service during duration of loan.

I would like to thank every represents that were so kind and help full with me. Every time I /we would try to fix the account we'd get interrupted, but my final call was with Ms Irene H and she was so patient, courteous, and extremely helpful. Moneykey is lucky to have such a great agent like "Irene H "

I think that money key is a very good company and their rates are very fair and their customer service representatives are fantastic especially a lady by the name of Irene who helped me with my upping of my second loan with your company and she was very courteous everything was great no problems even the second customer service rep was nice keep it going you'll always have my business as long as you guys are like Irene your customer service rep.

After reviewing my account I notice that I'm only paying off the interest fee not the principle, I really don't want this loan again, I'm paying a lot more than what I originally received. If you get the line of credit, they call/compare it to a credit card, but I don't think so, you are paying back both and they accumulate fast and very very high. Never again.