• MoneyKey

MoneyKey

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Overview

MoneyKey has a rating of 4.1 stars from 899 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with MoneyKey most frequently mention customer service, whole process, and short term. MoneyKey ranks 1st among Payday Loans sites.

  • Service
    16
  • Shipping
    4
  • Returns
    4
Positive reviews (last 12 months): 81.8%
Positive
18
Neutral
1
Negative
3
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How would you rate MoneyKey?
Top Positive Review

“Great small loan company”

JustMeB g.
5/11/24

Was very easy to apply and get funds needed quickly. You can also make a draw from your account if funds are available. Auto payment is very helpful so don't miss a payment. Definitely would recommend this company to anyone who needs a small loan.

Top Critical Review

“Don't do it, they will screw you.”

Jacqueline M.
8/3/15

Yes I feel it's a scam, my husband was on the phone for an hour then next week they say we have to pay 150$ to extend payment but 150$ doesn't go towards what you borrowed, they didn't save nothing like that and plus had a hard time understanding the person. Wish I would of did my research first.

Reviews (899)

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Reviews that mention popular keywords

customer service (232)
Thumbnail of user scottb173
Georgia
1 review
1 helpful vote
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November 2nd, 2016

Go someplace else, this place is a scam and who knows where there call center is located. I had to explain to the representative how the words she was using was calling me a liar, which I did not appreciate.

Tip for consumers:
Just read some of the reviews here to see how useful it is.

Service
Value
Quality
Thumbnail of user managementt
Management T. – MoneyKey Rep

Hello Scott,

Our aim is to provide exceptional customer service so we're sorry to hear about the experience you had with MoneyKey. If you're unclear about the terms and conditions of your loan product with us, we encourage you to visit the Rates & Terms page for your state https://www.moneykey.com/rates-terms.php. We want to hear more about the service you received and address your concerns. To discuss your account or customer service experience in detail, please give us a call at 1-866-252-5578 ext 3176 or send an email to feedback@moneykey.com.

Thumbnail of user vald46
California
1 review
0 helpful votes
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August 7th, 2017

Kristen was not only professional but patient and kind. No one ever likes to HAVE TO take out a loan and I appreciated her kindness. She is a valuable asset to your company. I did tell a colleague the same day I qualified for my loan and finished the paperwork, and she is already calling for help as well. Thank you!

Thumbnail of user kheshak1
Michigan
1 review
15 helpful votes
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July 9th, 2019

First, I want to say they have good customer service representatives. I have borrowed from them a few times, but I've always pay on the first installment. This last time I needed more time to pay. I borrowed $1225 and have made 5 $200 payments. I called today to get the pay off and was told it was $2054. What the what? The representative informed me the payoff is even higher if you don't pay off within two weeks. I've never been so shocked in my life. I knew the rates were high, but I'm paying over $3000 for a $1225 loan. I can't wait for Ohio to ban this predatory lending.

Thumbnail of user cieraw2
Indiana
1 review
3 helpful votes
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October 1st, 2017

After two customer service reps confirmed that I only had 2 payments left, I was then charged after making my "final" payment. I called to request a refund and I was told that I have payments clear throughout the remainder of the year. $1500 dollar payback on a $500 loan! Smh. SCAMMERS. Use their services at your own risk.

Thumbnail of user managementt
Management T. – MoneyKey Rep

Thank you for writing to us. We are looking into your review and will reach out to address your concerns separately. In the meantime, if you have any further questions, please feel free to reach us at 866-252-5578 ext. 2123 or email us at feedback@moneykey.com. Thank you for choosing MoneyKey.

Thumbnail of user dawnh115
Ohio
2 reviews
0 helpful votes
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March 2nd, 2018

Irene was so helpful and kind in getting an installment loan verified and completed for me. It seemed like it might take a while, but she gave me a suggestion and a speedy verification happened. Thanks again for all of your help and patience. I look forward to doing business with you.

Thumbnail of user caryc29
Texas
1 review
2 helpful votes
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July 11th, 2018

Although I was denied a loan due to account complexities, I have never experienced the professional dedication that Stephanie A. Displayed in pursuing all possible pathways in trying to get the loan approved. I really appreciated the work and effort she put into my situation. I was very impressed with her and wish her and your firm well.

Thumbnail of user joycelynnh
Texas
1 review
0 helpful votes
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July 28th, 2017

I've used this company for a year now when I definitely in a financial pinch. They are easy to work with and very courteous. They follow up with you if you want to add more towards your payment without you having to call them. I just spoke with a rep Renee and she was very knowledgeable and patience with me.

Thumbnail of user dm598
Oklahoma
1 review
0 helpful votes
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December 27th, 2017

Irene was wonderful however whoever started my alone on 12/24 and neglected to do one thing and now I'm going to be stuck in another state for an extra day possibly missing a day of work a day of pay possibly getting in trouble at work because the money did not hit my account the day it was supposed to

Thumbnail of user shawnj56
Ohio
1 review
5 helpful votes
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January 11th, 2019

There lying crooks, paid 400.00 2 weeks early before my due date. Today would of been my first payment. I borrowed 1000. 00, I asked what my payoff would be and was told 900.00. Today I went to pay the 900.00 to pay off the loan and they raised my payoff 500.00 in two weeks to 1400. 00. My first payment wasnt even due until today. There scam artist, I hope everyone sees this and is aware.

Thumbnail of user managementt
Management T. – MoneyKey Rep

Hi Shawn,

Thanks for taking the time to write us. You can visit our Rates & Terms page https://www.moneykey.com/rates-terms.php, or give us a call at 1-866-252-5578 ext. 2197 and we’d happy to help you with any questions you may have about reducing the total cost of your loan.

Thumbnail of user brendag184
Texas
1 review
0 helpful votes
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May 29th, 2018

More people like Kristen S. Should be hired. This payment and loan approval was quick she was able to answer all my questions and finish my loan all under 12 mins way to Kristen keep up the great work hope I get to speak to you ever time I call

Thumbnail of user dorothyr1030
Colorado
1 review
1 helpful vote
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March 22nd, 2024
Verified purchase

Very easy to use and accessible. The online payments and borrowing is great way to get assistance. Thank you for you company.

Thumbnail of user beckyh39
Ohio
1 review
0 helpful votes
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January 25th, 2018

Andrea g. Was very helpful. Very good customer service. Helped me through process. Explain in great detail the process from beginning to end. She is very friendly and made the process go smooth. Thank you

Thumbnail of user meishaw
Maryland
1 review
2 helpful votes
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March 15th, 2017

I've received a small Loan of $550 in November. Ive been paying high fees since then only to still owe $471 dollars. Granted I did take out a loan and had every desire on repaying them but they have been paid I'm full and received interest being paid every 2 weeks. I noticed that my balance was going up instead of down which make it impossible to be paid off and these terms were never fully explained. All I received was an ending balance. My mom has an account with them as well so I asked her to look at her statement she's being paying since August 2016. I'm going to have some lawyer friends look into this matter. I highly doubt that anyone knowingly would apply if they knew these conditions. SPREAD THE WORD! Do Not Bortow From MoneyKey

Thumbnail of user managementt
Management T. – MoneyKey Rep

Hello Meisha,
Thank you for writing to us. The details you’ve provided do not align with MoneyKey’s practices. We apologize for your experience and to protect your privacy, we will contact you separately to address your concerns. If you have any additional questions, please give us a call at 1-866-252-5578 ext. 3176 or send an email to feedback@moneykey.com. Thank you.

Thumbnail of user angelat64
Virginia
1 review
1 helpful vote
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April 15th, 2017

Thank you she went over account wih me how much i was getting when and how to make a payment how money key work how to use the online website if i can rate her customer service skills i would give her a 10 she did a excellent job amd made sure i signed and went over my documents with me and if i had any questions to ask or did understand she made sure i understood before we hung up she also let me know when my funds will be deposit

Thumbnail of user kathyw121
Texas
1 review
0 helpful votes
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December 8th, 2017

Andrea was extremely helpful and patient. I really appreciate all her help. My computer was giving me trouble and she just told me it was not a problem and waited for me to finish. The world needs more people like her.

Thumbnail of user earliej1
Ohio
1 review
0 helpful votes
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February 1st, 2018

Andrea did an excellent work in explaining the details of my loan. I had every question answered to my understanding and satisfaction. She helped me every step of the way to resolve my issues. I appreciated her assistance. Well job Done!

Thumbnail of user ginnyd7
New York
1 review
0 helpful votes
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January 25th, 2018

Customer services was exceptional! Andrea G was great! She was very quick and informative. My hold time was minimal. All my questions were answered and I was able to sign my loan documents while on the phone with Andrea so if I had any issues she could assist me.

Thumbnail of user barbaral134
Ohio
1 review
1 helpful vote
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February 10th, 2018

Adham G. Was very courteous and helpful and answered all my questions professionally. He stayed with me through the signing process and assured me that everything was completed successfully. I am disappointed about the high payback but that is typical of a payday loan - At least Adham was professional in explaining everything.

Thumbnail of user claraw22
Texas
1 review
0 helpful votes
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July 6th, 2017

I want to thank Michelle for being nice and professional. I recently relocated and needed more funds to cover bills that I had where I moved (son's education). They completed my application in a timely manner and I got the money I needed.

Thanks again, Denise

Thumbnail of user joanf35
Ohio
1 review
0 helpful votes
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December 14th, 2017

My agent name was Irene. She was very nice and very helpful.
You get the loan once approved.
And they deposit it right into your bank account
No waiting in long lines or drive through windows
And the money is in your account in 24 hours.

Thumbnail of user dianal126
Texas
1 review
0 helpful votes
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August 1st, 2018

I called because I was making my last payment and needed a bit more funds. The agent on the line was so helpful and was ready to confirm with my bank so I would not have to wait till the next business day. MoneyKey is quick and easy, great agents to work with!
Loaned me the money I requested!

Thumbnail of user mariaa273
Texas
1 review
0 helpful votes
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May 30th, 2018

Ashley was very friendly & professional. I could hear the smile in her voice. She let me know the loan amount I qualified for in which was a bit more then what I saw online. Ashley was very helpful through out my call

Thumbnail of user dmitriyo1
RU
11 reviews
13 helpful votes
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October 26th, 2020

I think that this is the best solution for people who urgently need financial assistance. Thank you for responding so quickly to customer requests. This is a real help, which is available to everyone.

Thumbnail of user kristinam61
Virginia
1 review
0 helpful votes
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December 9th, 2017

Mireya was very friendly and attentive to my needs when I called very early in the morning. She walked me through the process, answered all of my questions while still having a professional and pleasant attitude. I would definitely recommend this company to everyone because of the great experience with Mireya that I had.

Thumbnail of user paulineh31
Michigan
1 review
1 helpful vote
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May 4th, 2018

When I needed to extend my payment to the next due date because of some financial stress that came up, Mireya was very helpful in arranging that for me. Even though it was only a one time adjustment she was very thorough and provided exactly what I requested. She was very polite and understanding.

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From the business

Online Loans and Lines of Credit Between $200 - $2500.

MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit.

The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online, verify your information and you may be approved in minutes*. If your application is approved, you may receive your money the same business day**.

We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.

With an online loan through MoneyKey, you will not be surprised by any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.

Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence. Visit the Rates page on the MoneyKey website for state availability.

MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Utah, and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). In this state, loans are funded by third-party lenders and serviced by MoneyKey.

*Not all applications are approved; duration of approval process may vary.

**If approved, any requested funds may typically be deposited into your bank account the same business day; the timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies.

Business History

Established in 2011, MoneyKey has grown steadily, reaching thousands of new consumers by treating our customers with respect and helping them get access to credit at a time when they most need it.

At MoneyKey, we understand that borrowing money from a traditional financial institution can be difficult and time-consuming. That’s why we focus on customer convenience and fast service.

Company Representative

Thumbnail of user managementt
Management T.

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