• MoneyKey

MoneyKey

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Overview

MoneyKey has a rating of 4.1 stars from 899 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with MoneyKey most frequently mention customer service, whole process, and short term. MoneyKey ranks 1st among Payday Loans sites.

  • Service
    16
  • Shipping
    4
  • Returns
    4
Positive reviews (last 12 months): 81.8%
Positive
18
Neutral
1
Negative
3
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How would you rate MoneyKey?
Top Positive Review

“Great small loan company”

JustMeB g.
5/11/24

Was very easy to apply and get funds needed quickly. You can also make a draw from your account if funds are available. Auto payment is very helpful so don't miss a payment. Definitely would recommend this company to anyone who needs a small loan.

Top Critical Review

“Don't do it, they will screw you.”

Jacqueline M.
8/3/15

Yes I feel it's a scam, my husband was on the phone for an hour then next week they say we have to pay 150$ to extend payment but 150$ doesn't go towards what you borrowed, they didn't save nothing like that and plus had a hard time understanding the person. Wish I would of did my research first.

Reviews (899)

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customer service (232)
Thumbnail of user alexusb3
Texas
1 review
0 helpful votes
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May 9th, 2017

I applied for a here with bad credit after being rejected by many other lenders. I called, and spoke with Ayan, and she quickly helped me find a loan that suits me pretty well. I would definitely recommend getting a loan from them!

Thumbnail of user juanm193
Texas
1 review
0 helpful votes
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July 3rd, 2018

Stephanie very helpful and very, very, very professional she also took her time on helping and walking thru the loan and was very patient with me and answered everything I asked her service was excellent very good experience with her and the customer service she provided me she did an outstanding job very happy with her service.

Thumbnail of user stevej42
Canada
1 review
7 helpful votes
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September 13th, 2013

I was in a short term jam and needed $400 to get me through a difficult period. Moneykey staff were incredibly friendly and informative and provided me with the funding I needed. In addition, their explanation as to how the fees worked was comprehensive and I also appreciated the flexibility of their paydown schedule. Ofcourse I wish the cost was less but I know from experience that these are not inexpensive loans but they are still most helpful when I'm in an urgent situation. Thank you Moneykey. You are by far the best lender I have borrowed from.

Thumbnail of user daniell1574
Ohio
1 review
0 helpful votes
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October 3rd, 2017

The process is easy and quick. The rep, Tashi, guided me through the process of verifying that the final payment to Money Key cleared. It was a long process with my bank. She was very patient and stayed on the like with me until it was completed.
I am happy to take put another loan with Money Key. Excellent company. Excellent people.

Thumbnail of user pamelas143
Texas
1 review
0 helpful votes
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July 10th, 2017

I was stuck in a corner N didn't know what to do... BUT with 1 phone call I was able to get out the corner N breathe a sigh of relief. Its not easy to ask for help, so to know that Mireya with Money Key was there for me... I couldn't be any happier. My kids will have lights on tonight N that's all that matters to me. Thank you Money Key for helping me N my kids out when I truly needed the help!

Thumbnail of user lauras304
Pennsylvania
1 review
0 helpful votes
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January 6th, 2018

I called to see if I would be able to push my payment back, due to a lack of funds and set a pay arrangement for a double pay on my next bill. Mireya was professional and informative to help me set everything up. I was very pleased with the customer service I received

Thumbnail of user brians184
Maryland
1 review
6 helpful votes
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December 29th, 2015

I spoke to 3 people and they all had bad attitudes. If im going to borrow from a company i atleast expect good customer service. The lady and guys i spoke to were all rude. I hate this company im never doing business with them ever again.

Thumbnail of user managementt
Management T. – MoneyKey Rep

Hello Brian. We want to apologize for your experience with MoneyKey as we strive for exceptional customer service. We care about addressing your situation and want to hear from you to gather more information. Please fill out our customer complaint form (https://www.moneykey.com/complaint-form.php) so we can properly address and rectify any issues. Thank you.

Thumbnail of user shayb23
Ohio
1 review
0 helpful votes
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July 19th, 2018

Komal, the representative that I spoke to far exceeded any expectation that I may have had as it relates to receiving good customer service. She was extremely patient, friendly, and knowledgeable. She allowed me to ask any question that I may have had and was patient in explaining how the process works. She is excellent at her job and represents the company in a manner that reflects the highest level of quality!

Thumbnail of user bryans47
Georgia
1 review
11 helpful votes
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June 17th, 2015

I don't have the words to describe the special care and assistance I received from your CSR Sophia Csanyi. Communicated with my bank, asked questions that I didn't or couldn't think of at the time due to frustration. Stayed on the phone with me continuously even when things looked bleak and no resolvement was insight. Gave me strong encouragement that things would get resolved today, and made sure just that happened. I've been in the customer relations industry for about 20 years now, and to find someone with that kind of care, concern, and comforting made my experience with MoneyKey something that I'll appreciate going forward. Thank you for having someone like her on the phones taking care of your customers. I will highly recommend anyone to MoneyKey due to my experience with Sophia.

Service
Value
Quality
Thumbnail of user ahmeda201
Texas
1 review
0 helpful votes
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February 23rd, 2018

Giselle was extremely helpul in helping with the calculations of the monthly payments for the 2 optional loan amounts I had in mind. I chose my loan and signed the documents while she stayed in line in case i needed help...
Every step was transparent and easy.
Thank you

Thumbnail of user graceb68
Texas
1 review
0 helpful votes
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August 27th, 2017

Ayan was very thorough and patient with my loan. She provided everything very clear and made sure I understood the responsibility of the loan. Understanding the loan and fees are key. Under circumstances we just need that extra help. That help is provided by MoneyKey. I highly recommend them and I thank them for their service provided.

Thumbnail of user rosariop7
Texas
1 review
0 helpful votes
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July 3rd, 2017

Claudia Pedroso was excellent! She was able to help me get a loan within minutes. I like the fact that I didn't have to wait a certain amount of days to apply for another loan, since I recently paid off my 1st loan. Claudia was very friendly and willing to help.

Thumbnail of user eloisew6
California
1 review
1 helpful vote
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July 19th, 2018

My name is Eloise. Applied for a small loan, under $1,000. Application gives the impression that credit rating is not a determinate in the approval process. I saw no posted minimum requirements, prior to, or after submitting my loan application. I was denied the loan. Why? I believe that the offering is intended to disceive.

Thumbnail of user managementt
Management T. – MoneyKey Rep

Hello Eloise,

We apologize for your experience and appreciate the feedback as it helps us develop and refine our services to meet the needs of our customers. We strive to be transparent throughout the application process and our FAQ page details some of the minimum requirements that are required to qualify for a loan – other requirements may apply depending on the product. Please do not hesitate to contact our Customer Care team at 1-866-255-1668 so that we can address your specific concerns directly. Thank you.

Thumbnail of user marquesn
District of Columbia
1 review
2 helpful votes
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January 9th, 2016

So i needed this loan because i was in a tough situation. At first it said i was good for a line of credit for $600 but then it went down to $350. No biggie because i needed it. The first time i talked to someone they were completely a turn off and i wanted to just scream then i had the pleasure of talking to Harpreet Kaur, she was the best. She explained everything in detail. And she just actually seemed like she was trying to help and that to me being in the service industry made me feel more welcome. I know when it comes to lenders and borrowers that it can be like pulling teeth, but she made my experience feel worthwhile and that to me actually made me want to engage and continue business with moneykey. This is my experience i just hope that they read this and at least get more people like her so some of the bad reviews that i did read could go away.

Thumbnail of user managementt
Management T. – MoneyKey Rep

Hello Marques. MoneyKey prides itself on customer service and we’re happy to hear about your positive experience. We work hard to make sure customers are thoroughly informed about their loan and that we’re available to answer any questions. We really appreciate your business and feedback.

Thumbnail of user micb5
Texas
1 review
0 helpful votes
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January 24th, 2018

Mireya was professional, customer service focused seem to be knowledgeable and efficient. This interaction unlike some in the past was more positive and gave me the feeling the person I was speaking to knew and understood their job.

Thumbnail of user cynthiac94
Colorado
1 review
0 helpful votes
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October 16th, 2017

Happy customer, I can't wait to get my funds. Bree was very rapid, accurate and friendly. I was at work and the longest it took was to get a bank representative on the line than anything else. Great job Bree, keep up the good work!

Thumbnail of user sandraw131
Ohio
1 review
0 helpful votes
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June 29th, 2017

This has been a very stressful situation today. Claudia was a wonderful. She put my fears and anxiety to rest. She was very professional... plus very understanding individual. She is definitely a credit to your company. Thanks, Sandra L Weiler

Thumbnail of user cassiec23
Florida
1 review
0 helpful votes
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October 2nd, 2017

Komal Garg was very helpful and explained everything very well. This was a great experience. I had been looking for a loan for a while and when everyone else said no, she helped me get the money I needed. Thank you so much.

Thumbnail of user christyc30
Utah
1 review
6 helpful votes
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July 26th, 2017

I applied for and was approved for $650. Then shortly after, I recieved an e-mail telling me to call them to finalize it. On that call, I spoke with a woman. Then got second e-mail saying I needed to call back a 2nd time. Spoke to a man. Everything was approved but I asked him for a longer payback plan for lower monthly payments and he said they could do that once the money was in the bank. Well, I called back today I was told that isn't true. Might as well of just called me a liar. Thankfully, I have a Lawyer in my family and am going to take immediate action. AVOID this company at all costs. Nothing. But scammers who are ready and willing to lie to and take advantage of people who are in a tight financial situation.

Thumbnail of user managementt
Management T. – MoneyKey Rep

Hello Christy,
Thank you for writing to us. We are looking into your review and will reach out to address your concerns separately. In the meantime, if you have any further questions, please feel free to reach us at 866-252-5578 ext. 3176 or email us at feedback@moneykey.com. Thank you for choosing MoneyKey.

Thumbnail of user leonas9
Idaho
1 review
0 helpful votes
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December 8th, 2017

I called and asked for a lead or supervisor to let them know that my customer service agent was extremely helpful, proffesional and made this process very simple and clear and I wanted to write a review on him. He sent me a link and his name and it hot delegated from my mailbox. I got into my account / chat and o was sent this ( not what I asked for) but will have to do.
His name was Suno I think, he was in Canada and this gentleman was respectful, pleasant, kind and just a very helpful agent who knew his job and works well with people. Please make sure this gets to his supervisors.
Thank you
Leona St. Onge
Utah

Thumbnail of user jaquelinet1
Texas
1 review
0 helpful votes
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December 14th, 2017

Irene Herranz was very helpful overall this company is great! The great part about their loan products is that their payments actually have some part going towards what you borrow, so at somepoint it will be paid off! This is my Go To loan company. They are very fast at processing the loans and very helpful as well.

Thumbnail of user andreah221
Nebraska
1 review
4 helpful votes
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June 21st, 2019

I applied for the full amount offered and was denied. I have good steady income, my checking account is in good standing and my credit is decent. I even tried applying for half of the amount, declined. The person who referred me has good income, poor credit and several outstanding loans. Wtf?

Thumbnail of user mykelli
Texas
1 review
3 helpful votes
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November 29th, 2019

I never made a payday loan before. So i was eager to pay it out on time! But when i called money key to pay it out the first rep act as if i couldn't pay off the loan in full! So instead of taking the full amount he took partial of the loan and tried to tell me my bank wouldn't let him take the full amount! I called Bank of America who told me they didn't have any restrictions on my account that was stopping money key from taking their money! So when i called money key back, i was giving a new rep and before asking me what i needed done she process the full amount and pull it out my bank so now they have over paid themselves! Then took the matter out on me as if i was in the wrong for trying to pay the loan out in full! Over all this was the worst customer service i ever experience! And I'll never deal with this company again.

Thumbnail of user managementt
Management T. – MoneyKey Rep

Hi Mykell,

We sincerely apologize for your most recent experience. As a MoneyKey customer you can always make additional payments or pay off your loan off in full any time, and there are penalties or fees for doing so. What you've described inconsistent with our policies and we would like to look further into your review. Please reach out to us directly at feedback@moneykey.com. Thank you.

Thumbnail of user amyh185
Ohio
2 reviews
0 helpful votes
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September 27th, 2017

Ayan contacted me even before the application was done processing.
She was great. My only concern is that she spoke a little fast. I know theres alot to say in such a short time. She was great!
Thank you

Thumbnail of user lees244
Texas
1 review
1 helpful vote
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February 2nd, 2018

Provided excellent customer service. She was patient, helpful and professional. The website is easy to use. I plan to download the app. I am a returning customer and will come again thanks to Giseles great customer service

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From the business

Online Loans and Lines of Credit Between $200 - $2500.

MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit.

The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online, verify your information and you may be approved in minutes*. If your application is approved, you may receive your money the same business day**.

We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.

With an online loan through MoneyKey, you will not be surprised by any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.

Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence. Visit the Rates page on the MoneyKey website for state availability.

MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Utah, and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). In this state, loans are funded by third-party lenders and serviced by MoneyKey.

*Not all applications are approved; duration of approval process may vary.

**If approved, any requested funds may typically be deposited into your bank account the same business day; the timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies.

Business History

Established in 2011, MoneyKey has grown steadily, reaching thousands of new consumers by treating our customers with respect and helping them get access to credit at a time when they most need it.

At MoneyKey, we understand that borrowing money from a traditional financial institution can be difficult and time-consuming. That’s why we focus on customer convenience and fast service.

Company Representative

Thumbnail of user managementt
Management T.

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