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MoneyKeyReviews 1,167

4.6

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From the business

Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.


moneykey.com
Wilmington, DE, United States
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MoneyKey Reviews Summary

MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.

This summary is generated by AI, based on text from customer reviews

service
20
shipping
7
returns
7
This company responds to reviews on average within 13 days

We monitor reviews for authenticity

Florida
1 review
0 helpful votes
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Exelente Servicio
August 1, 2025

Fue un proceso rápido y sin salir de mi hogar y la persona que me atendió por teléfono en la última parte del proceso fue muy amable y muy comunicativa para que yo entendiera todo la califico con 5 estrellas

Date of experience: July 20, 2025
Florida
1 review
0 helpful votes
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Excelente los mejores
August 1, 2025

Me encanta ha sido de mucha ayuda para mi y lo que más me gusta es que te ponen el monto solicitado al otro día

Date of experience: July 22, 2025
Michigan
1 review
0 helpful votes
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Everyone helped the process was very easy the money was deposited into my account. On the day That I was told. Thankful

Date of experience: July 22, 2025
Alabama
1 review
0 helpful votes
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Good people
July 28, 2025

I have had nothing bad to say about this the people are friendly I get to talk one on one they are super nice

Date of experience: July 18, 2025
Florida
1 review
0 helpful votes
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Exceptional
July 28, 2025

From beginning to ending my experience was exceptional and expedient. Funding done in quality time monies received in bank on time

Date of experience: July 18, 2025
Ohio
1 review
0 helpful votes
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Great experience
July 27, 2025

The application was simple and once approved, it was not a long wait time to be able to access my line.

Date of experience: July 17, 2025
Arkansas
1 review
0 helpful votes
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My experience
July 26, 2025

My experience was Great! The service was timing and I love that about this company... Thank you all so much

Date of experience: July 16, 2025
Indiana
1 review
0 helpful votes
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High interest rates out the roof!
July 25, 2025

If I knew that I would be charged bi weekly (I am guessing based on your pay) you will be charged the high processing fee multiple times a month. I tried to adjust to one monthly payment to avoid multiple processing fees in one month which was no help and they set the payback amount keeping you paying higher processing fees which is due each time a payment is taken out and based on there terms. Can't I would have had this loan paid of months ago if it wasn't for the bi weekly processing fees. Only get this loan for something you can pay off in one payment or you will be charged extremely high fees that may keep you more in debt

Date of experience: July 15, 2025
Management T. MoneyKey Rep
6 months ago

Hello,
We appreciate you taking the time to share your experience and for providing your feedback. Our team would be happy to go over any specific details with you. Please feel free to reach out to us at 1-866-255-1668. Thank you.

Florida
1 review
0 helpful votes
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Easy breezy
July 24, 2025

This loan processing procedure was very easy. The crew were also very helpful. I would recommend monkey key with all my loans

Date of experience: July 14, 2025
Canada
1 review
0 helpful votes
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Nervous Consumer
July 24, 2025

Not having a great credit score, MoneyKey was able to direct me to my financial needs without the hassle of paperwork or phone calls. Was able to get the line of credit to help me through this rough patch.

Date of experience: July 14, 2025
Massachusetts
1 review
0 helpful votes
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The best thing happened you can do everything from your phone no hassle and fast the next day will be in your Account 👍

Date of experience: July 13, 2025
Florida
1 review
0 helpful votes
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Impressive Process
July 23, 2025

I'm very impressed with your overall process. Very easy, very streamlined and I really like the line of credit vs a flat amount loan. Not to mention the 2 staff members that helped me did an outstanding job. As a person in management, I appreciate efficiency and excellent customer service and your firm exceeded my expectations in both arenas.

Date of experience: July 13, 2025
Tennessee
1 review
0 helpful votes
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Had to keep the kids while there mom had surgery and only way to do it was to take them on vacation during so this was right on time.

Date of experience: July 12, 2025
Michigan
1 review
0 helpful votes
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I had never used Monkey Key before, but they came through for me in a very dire time of need, and I would refer them to others.

Date of experience: July 11, 2025
Michigan
1 review
0 helpful votes
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Surpassed my expectations!
July 19, 2025

Not only was it an easy and smooth process applying, I also got my money in less than 24 hrs! It came right on time when I needed it. Then to top it off I spoke with a very knowledgeable representative that took care of me well and answered all of my questions! There is absolutely nothing bad I can say about my experience.

Date of experience: July 9, 2025
Florida
1 review
0 helpful votes
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Easy access to funding!
July 18, 2025

It's been my experience with cc flow money key is very outstanding to get the funding I need when I need it, so far there has been no problems I am grateful!

Date of experience: July 8, 2025
Indiana
1 review
0 helpful votes
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Fast accurate service
July 17, 2025

I have had fast, accurate service in every transaction with MonkeyKey.
From getting loan to taking withdrawals.

Date of experience: July 7, 2025
Florida
1 review
0 helpful votes
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RESULTS THAT COUNTS.
July 13, 2025

MONEYKEY IS REAL AND VERY HELPFULL ESPECIALLY WHEN YOU REALLY NEED THE MEANS TO HAVE ENDS MEET IT IS A EXCELLENT WAY TO GET AHEAD WHEN THINGS ARE REALLY TIGHT.

Date of experience: July 3, 2025
Georgia
1 review
0 helpful votes
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Thank you Moneykey
July 11, 2025

My first time applying and I was certainly impressed, Easy application and fast response time. I really like that you can get your money in increments when you need it. I will definitely stick with Moneykey. Thanks again

Date of experience: July 1, 2025
Alaska
1 review
0 helpful votes
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Honest and informative
July 11, 2025

Very nice clear English spoken person on the line. She was polite straight forward and got approved in just a few hours

Date of experience: July 1, 2025