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From the business
Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
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The worst loan expirence in my life. I'll pay it off and never look back. This company is predatory to the extreme.
No help at all I only borrow $250.00 still paying after a year never will use them again. So disappointed
This company are total crooks. I would never ever do business with this company again nor would I advise anyone to do business with this company unless you want to be scammed out of your money
If it wasn't for MoneyKey, I probably would not be here writing this review. MoneyKey had helped me so much in the past! I just wish the reapplying when needed, was easier. I paid my loan off full.
Was very easy to apply and get funds needed quickly. You can also make a draw from your account if funds are available. Auto payment is very helpful so don't miss a payment. Definitely would recommend this company to anyone who needs a small loan.
Thank you so much for your positive feedback and for recommending us! We're happy to hear that you found our application process easy and our funding options convenient!
The customer service specialist was very professional and nice, also she was very helpful in explaining everything about the services.
Hi Martha,
Thank you so much for your kind words! We're happy to hear that our customer care agent was able to help you and provide the information you needed!
They have been very easy to work with from the beginning. When I request a draw, it is in my account the same day or next day at the latest. I've been very pleased to work with them.
Great customer service
Easy to apply
Easy to pay back
I have used twice due to the cost of the loan. It's very expensive 😫, I don't recommend, you would be better off getting a Pay day loan.
They always send an email for my increase offers and make it so easy to access my account when u had to speak to an agent they were always helpful🥰
Courtesy and professional and understanding
A company you can believe in would recommend to all in need
The representative was patient, informative, and extremely professional.
This is absolutely the best fantastic service I've ever used! Applying getting approved and getting the money to deposit in my account to less than 12 hours total!
It was absolutely amazing I must say at first I was alittle skeptical about it I was nervous to have to enter my card information but I'm glad I did... within 24hrs I was approved for $1,300 and it was immediately deposited into my account...
Just as title！ It has helped me a lot! I wish I could get more funds ！
It's a very very high interest loan but app is very easy to use and I suggest try and pay as much extra as you can or it's hard to get it paid off but ive had no issues and funds are super fast
My credit isn't that great at all. I received an offer in the mail from MoneyKey. I almost didn't call them cause I didn't believe it. But I called it anyway and I was very pleasantly surprised! They actually got me a line of credit that I asked for. So I say THANK YOU MoneyKey!
Very easy to use and accessible. The online payments and borrowing is great way to get assistance. Thank you for you company.
I was really short on money for my bills. I contacted them and they immediately helped the next day with money deposited into my account. Took a lot of stress off of me! Becky
Very happy with the quick and EASY results. Great lender to work with for fast transaction.
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- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
Hello Henry,
We’re sorry to hear that you’re unhappy with your experience with MoneyKey. Please note that MoneyKey operates in compliance with all applicable federal and state regulations, and we aim to be as transparent as possible when it comes to the cost of credit. We’re here to help you and answer any questions that you might have. Please feel free to reach out to us at feedback@moneykey.com. Thank you.