MoneyKeyReviews 1,092

My credit isn't that great at all. I received an offer in the mail from MoneyKey. I almost didn't call them cause I didn't believe it. But I called it anyway and I was very pleasantly surprised! They actually got me a line of credit that I asked for. So I say THANK YOU MoneyKey!

I Browed 375.00 they credit me 10.00 month towards loan rest is in interest they charge 100.00 or more Month.

As with most payday loans, they can often be a huge money pit. Where you just continue to swim in debt no matter how much you pay each month. And with this company, the customer service makes things even worse. I tried to explain that I was behind on a payment due to hardships. The options I was given was either to combine the behind payment and the current payment, combine half of the behind payment and the current payment or they did offer to break it in 3 parts. When I said none of those work, they basically said, well, too bad, so sad. There is never a payment plan option. And you cannot close the account and just make payments on the balance. The only way the account can close is if you pay it all or default on the account. Also, the overall amount borrowed just continues to grow. It's suffocating. Run away.

Uses scam like tactics then when telling them to remove me from calling list they tried to get my social security # and date of birth

My balance owed is about $1800. Every two weeks moneykey take $212 from my bank account to pay on my loan.That is $414 a month but the amount being paid off is not getting lower.I still owe $1800 and after 2 months and I have not borrowers any more money in 2 months so where is the payments going towards? They are robbing me and taking my money and took advantage of me. Do not borrow from this company. They are sharps and money robbers. I wish I had know they were like this I would never had applied to them. I need to figure out away to pay them off because they are getting triple back then what I paid them they remind me a lot of the IRS.

They don't report your loans to credit unions, so you will be doing yourself no favors borrowing from them. You will end up paying back three times the amount you got from them, only to find out that over a year of perfect payment history of a large sum of money each month will never be seen by creditors. They also don't warn you about this in any print, fine or otherwise. I receive an email a day from money key about tips to up your credit score, which is why I assumed the payment history would be reported. Nope, just a tactic. Borrow from anywhere else.

This, in my opinion, is the ideal choice for folks who want immediate money aid. Thank you for responding to consumer requests so swiftly. This is a genuine service that is open to everybody.