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NetSpend

How would you rate NetSpend?
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Missouri
1 review
15 helpful votes
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Ridiculous!
May 19, 2020

If I were to go negative I should've gotten a notice... NOPE! No email! Nothing! My available balance was $60 just checked last night and didn't buy anything afterwards but I checked it again today and somehow have -$250! I cannot get a hold of anyone about this... i'm supposed to get a direct deposit tomorrow so I guess I have to just sit tight and wait patiently for 3 days to hear back from them! I'm so confused! I hope they don't take all of my money this is so messed up! Netspend should be available 24/7! I'm losing my mind right now!

Date of experience: May 19, 2020
Eric L. NetSpend Rep
over a year old

Unusually high call volumes are leading to extended waits. We apologize for the inconvenience. You can also email us at social@netspend.com for additional assistance.

Florida
1 review
8 helpful votes
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AVOID. Everybody is right.
January 23, 2023

Have had to reissue prepaid NetSpend debit card four times now due to questionable NetSpend practices. They are likely scamming. "Your account has suspicious activity." "We'll issue you a replacement card just pay the fee." None of customer service speak English well, nor do they have good answers. Disputing a transaction involves a Facsimile Machine. (do you have a fax at home?) There's a fee for EVERY transaction you make. And you cannot debate them when they decide to revoke your legit transaction and/or deny a fraudulent one...

Date of experience: January 23, 2023
Eric L. NetSpend Rep
over a year old

We're sorry to hear that you aren't happy with your card services. If you would like to speak with us about your concerns, please email social@netspend.com.

Thank you,
Netspend

Oregon
1 review
0 helpful votes
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I was given two Netspend cards as a holiday gift. A few months later, when I went to use them, I loaded the Netspend app and had to enter all of my personal information, including SS# before I can activate the cards. Then I see that they have been deducting $5.95 a month from the total. They are deceptively taking away gift money until there's none left. I'm sure people that have the app to use a gift card have no idea they're accruing monthly charges, which continue to mount up. You can't even close the account on their app; you have to call them and give the phone reps all of your personal information again. Ridiculous and unethical! I would never recommend this company.

Date of experience: August 17, 2022
Eric L. NetSpend Rep
over a year old

Hi, we're sorry to hear about your experience. Please send an email to social@netspend.com if you still need assistance.

Florida
1 review
0 helpful votes
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I used Netspend for 15 years and one day they said they are closing my account and I'm not able to open another account with them. No reason at all. No weird charges. No fraud. Just closed it. I'm sticking with my little home town bank from now on. I may not get my money 2 days early but at least I won't be treated like a number. Also Netspend has the worst customer service!

Date of experience: September 19, 2023
Eric L. NetSpend Rep
over a year old

We're sorry to hear that. If you have questions, please email us at social@netspend.com.

Thank you,
Netspend

South Carolina
1 review
4 helpful votes
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A mad Client
March 1, 2021

I been banking with netspend all my life but someone hacked into my account so i call them and did a despite on my money that was unlawful took out of my account next thing the following week they closed my account dont know why and when I call them to ask the only thing they saying cause I did an dispute for fraud and it's my money I'm the victim but netspend will have you looking like the crook about your own funds I do not recommend anyone to them and they never gave me my money back of 2500. 00 cash that someone looking out of my money so I was scam both ways it's not fair to the clients!

Date of experience: February 28, 2021
Vermont
1 review
2 helpful votes
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I think this is a great set up for the irresponsible, you do pay 9.95 a month to keep this card, but it a lot cheaper than banks overdraft fees. You put money on the card, and the card quits working when your out of money, no worry.

Date of experience: January 23, 2010
Bahamas
1 review
0 helpful votes
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Netspend swing me
November 20, 2022

I went on vacation in Vegas was told by a Walmart agent that I cud use this card worst choice ever they took my funds block the cardand it has been months of trying to get a refund form them saying they mailed it to the wrong address to puting me on hold to been hang up on this company is a fraud

Date of experience: November 19, 2022
Eric L. NetSpend Rep
over a year old

We appreciate the 5 star rating! If you need assistance with your card, please email social@netspend.com.

Thank you,
Netspend

West Virginia
1 review
0 helpful votes
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Love the company
August 29, 2021

I see all these negative reviews with things that have happened I've had my card for almost 6 years I have never had a problem with NetSpend if they've locked my account because they think something's wrong I have always been able to unlock it within 3 minutes I have never had my money held for days I've never had an authorized purchases taken off I think that's net spend is awesome

Date of experience: August 29, 2021
Eric L. NetSpend Rep
over a year old

Hi Amy,

Thank for you taking the time to leave a review. We're glad to hear that you continue to be pleased with your card services. Email us at social@netspend.com if you need assistance.

Have a great day,
Netspend

Washington
2 reviews
1 helpful vote
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Inactivity fee
October 28, 2024

I purchased 2 prepaid cards and didn't activate immediately. Should have! So now I have $0 on both cards. So a word to the wise, don't buy a prepaid card and not activate it immediately!

Date of experience: October 28, 2024
Eric L. NetSpend Rep
8 months ago

Hello Betty,

We understand that you have concerns about an inactivity fee charged to the card that you bought. We will love to resolve the issues you have. Please email social@netspend.com and provide your full name, email address associated with your account and your concerns. Please mention that we messaged you on Sitejabber, and we'll see what we can do. Thanks.

California
2 reviews
0 helpful votes
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Inactive fee garbage
August 22, 2024

I used my acct when i go for subscriptions and other online content
But i do not use it enough to spend the 5 dollar per deposits and monthly cost
So after i have not used it in a while i find they stole the 4$ remaining as a inactive fee
Load of $#*!
I will stick to the cc gift cards in future same fee and no monthly cost

Date of experience: August 22, 2024
Eric L. NetSpend Rep
11 months ago

Hello,

We are sorry you are unhappy with the fees that were charged on the account. We will be happy to look into your concerns and addressed the issue. Please email us at social@netspend.com for further assistance.

We appreciate the feed back and suggestion you provided and will bring this up for review.

Thank you,

Netspend

Wisconsin
1 review
2 helpful votes
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It is worth paying a $5.00 monthly fee to NetSpend because I get unlimited transactions and I get paid direct deposit money sooner than anyone I work with. NetSpend also gives me free text alerts describing each transaction made so I never have to wonder what my balance is. NetSpend is a trustworthy prepaid card. They will even cover me if I overdraw up to 10 bucks since I have direct deposit. Just read their policies; very simple to understand, choose your plan and you won't be disappointed.

Date of experience: December 17, 2019
Eric L. NetSpend Rep
over a year old

Hello,

Thank you for your feedback. We are glad to hear that you are happy with your Netspend services.

Have a great day,
Netspend

Texas
1 review
1 helpful vote
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I have used this company in the past to make certain purchases online that I did not want to use my bank card for. I loaded $500 and am unable to access my card. Each time I called it was more dismissive and contradictory than the last. I was given the run around and spent several hours trying to contact someone to resolve the issue. My hardworking money was stolen by people who have no conscience or ability to earn money the honest way. Also, to add insult to injury, why is Jose. B the only person responding to complaints? The unprofessional is unreal. They HAVE TO BE STOPPED!

Date of experience: July 30, 2022
Eric L. NetSpend Rep
over a year old

We're sorry to hear that you haven't been able to use your funds. We are happy to look into this for you.

Please email social@netspend.com.

Thank you,
Netspend

Wisconsin
1 review
2 helpful votes
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You dummies sent me a card and your site sais theres something wrong no matter what i do. Something went wrong. I called several times and went through the recording bs 4 or 5 times and i never once was able to speak to a person. You bozos had me on an indefinite hold playing awful music for god knows how long all gor nothing. I would like to activate my card now if that's ok with you guys?

Date of experience: July 19, 2022
Eric L. NetSpend Rep
over a year old

We're sorry to hear that you haven't been able to activate your card. For assistance, please email social@netspend.com.

Thank you,
Netspend

California
1 review
1 helpful vote
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So, I never complain about card companies unless they deserve it. I bought a Netspend Debit Card with the desire of putting some money into it and have it as a secondary option for rent, bills etc. After I loaded it with $20.00, which I did to test how it works, I decided to make a $10 purchase. To my dismay, when I checked my account, it now read as $8.50 available. I found that extremely hard to believe, so to double check and make sure at what I was seeing, I bought something for. 99¢, and just as I feared, they also charged me $1.50 for that simple purchase. This is the worst card I have ever owned, a pure scam designed to rob you of your hard earned money. Heed my warning, DO NOT BUY!

Date of experience: December 22, 2020
California
1 review
0 helpful votes
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Buyers beware netspend is the worst "company" to deal with. I have ordered my perm. Card 6 months ago and every week i was calling they said ok we will send it again then never get it "claiming it was returned" my temp card has expired so i cant use it. My other temp card mysteriously stopped working they have all my money. I have to call every day to unlock my card because it"declined" spend 3 hours dealing with these idiots. If they are having issues mailing me my card. They said we can close your account and mail u a check like are u serious lol. These people the worst! Dont buy net spend! I would put 0 stars if I could

Date of experience: August 18, 2021
Eric L. NetSpend Rep
over a year old

That doesn't sound right. For assistance, email social@netspend.com.

Thank you,
Netspend

Maryland
1 review
2 helpful votes
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SCAM
December 19, 2022

It's a joke and a scam, it's just impossible to active the so called "debit card"... I'm surprised how a legal scam is going on in the grocery stores... they place their joke cards besides the gift cards to get customers confused... after dealing with fake customer service and the groceries store... surprise... you get to know there's no refund and you just lost your money

Date of experience: December 19, 2022
Eric L. NetSpend Rep
over a year old

We don't recommend posting card information on public websites.

Our records show that one of our agents was able to assist you. If you have additional questions or concerns, please email social@netspend.com.

Thank you,
Netspend

Arkansas
1 review
0 helpful votes
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What a scam!
May 31, 2023

I have checking account through Capital One and they are outstanding! I got title loan to pay off all my credit cards and the company gave me a Netspend card. What a nightmare! The company should be illegal in America! Awful everything! Stay away from this company!

Date of experience: May 31, 2023
Eric L. NetSpend Rep
over a year old

We are sorry to hear that you aren't happy with your card services. If you are needing assistance, please reach out to us at social@netspend.com.

Thank you,
Netspend

Texas
1 review
4 helpful votes
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I was supposed to have received a $50 pre-paid card from them. The card never showed. When you call their customer service, they do not let you speak to a representative without said card number. So then your last resort is through email, to which they just tell you to call the number and speak to customer service.

After all of this, out of pure exhaustion I gave up. Recently I received an email saying the card would soon expire due to inactivity. I once more went through this process and experienced the same run-around.

It's one circulative process that is scummy, dirty, and mad evil. No doubt the worst company I've ever had the displeasure of dealing with.

Date of experience: January 16, 2024
Eric L. NetSpend Rep
over a year old

We are sorry to hear about the negative experience with customer service. We will be gladly to assist with your concerns please reach out to us at Social@netspend.com

Puerto Rico
2 reviews
6 helpful votes
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No Customer Service
July 26, 2022

Today I have been trying to get through to customer service. I've called 4 times and was on hold in excess of 1 hour each time through the course of the day. No one ever picks up. I have direct deposit and I will be changing to another company. Netspend is demonstrating that customers are not valued.

Date of experience: July 26, 2022
Eric L. NetSpend Rep
over a year old

We apologize for the inconvenience. If you still need assistance with your issue, please send us an email to social@netspend.com. We will be glad to assist you.

Washington
1 review
9 helpful votes
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Terrible service
March 20, 2021

Got charged twice on multiple occasions, after proving this to their standards I still have not been reimbursed. Want you to contact customer service where the English language is not understood very well. Very hard to communicate with them. I will NEVER use them again and will tell anyone that will listen to avoid at all cost.

Date of experience: March 20, 2021
Eric L. NetSpend Rep
over a year old

That doesn't sound right. We can see what happened with your account. Please email social@netspend.com for assistance.

Overview

NetSpend's reputation is largely tarnished by pervasive customer dissatisfaction, particularly related to its customer service and account management. Many users report significant challenges in activating cards, accessing funds, and receiving timely support, often facing long wait times and unhelpful representatives. Concerns about account security and unauthorized closures further exacerbate frustrations. While a few customers have expressed loyalty and satisfaction in the past, the overwhelming sentiment reflects a lack of reliability and transparency. Overall, potential customers are advised to exercise caution and consider alternative options for prepaid services.

This summary is generated by AI, based on text from customer reviews

service
212
value
208
quality
199
+82