• SquareTrade

SquareTrade

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Overview

SquareTrade has a rating of 1.1 stars from 401 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about SquareTrade most frequently mention protection plan, customer service, and year warranty problems. SquareTrade ranks 344th among Insurance sites.

  • Service
    272
  • Value
    268
  • Quality
    257
Positive reviews (last 12 months): 0%
Positive
0
Neutral
1
Negative
66
95
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How would you rate SquareTrade?
Top Positive Review

“Refused to fix my tv”

Jeanette D.
9/17/23

I bought a TV and good Faith. Knowing that at the time, square trade was a good and fair company about fixing any issues that you may have with electronics TV's that sort of thing, but then when my TV had an issue with having lines and all of these different colors all over the place they informed in for me. Oh, well, we no longer cover that. But that's not a me problem I feel like this company just scams people out of money to buy their warranties and don't disclose every bit of the information of what is and is not covered. I highly suggest if you have a warranty with them, I suggest you call them and get your money back because it's ridiculous. You can cancel your warranty anytime you want with them and they will, give you your money back. I highly suggest you do that because they're complete idiots over there. Not a, one of them will do anything to help you.

Top Critical Review

“Pathetic,Horrendous,Smoke and Mirrors Money Grabbing Organization”

Dale L.
9/27/24

Square trade only communicates via emails as they do not wish to speak with claimants. Then when you call they blow smoke up your $#*!,make excuses to get your call ended. You never speak to the same person twice when you call and that person can not give you an answer. I bought a 58" RCA TV & extended Square Trade extended warranty from Walmart(Only choice you have). TV totally quit working after 2 1/2 years. Still fighting after 5 days to get any responses as to my claim. No responses to e-mails. I don't understand how Allstate can partner with such a horrendous outfit. Basically they get your money and screw you when you file a claim. Square trade does not want to part with one cent of your warranty money. Biggest scam on the planet. Sad as this is the first extended warranty I ever purchased in my 72 years on this earth. All Square Trade will do is blow smoke up your $#*! when you need them. Disgusting.

Reviews (401)

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Reviews that mention popular keywords

square trade (132) protection plan (51) customer service (55) gift card (16) home depot (9)
Thumbnail of user glend130
Australia
1 review
1 helpful vote
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November 2nd, 2022

Spend your money elsewhere, nothing but troubles with square trade. A terrible out sourced process & by the end the usually fail to follow through.

Tip for consumers:
Find an alternative to square trade.

Products used:
Square trade mobile insurance.

Service
Value
Quality
Thumbnail of user ryanb1326
Michigan
1 review
4 helpful votes
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June 24th, 2022

Phone on fire won't worenty asking legal information 4 court refusing yo give me contact information I'm seeing them I will not play games

Tip for consumers:
Do not get worenty rip off

Products used:
Cell phone 700$

Service
Value
Quality
Thumbnail of user andrewd46
Louisiana
21 reviews
17 helpful votes
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August 20th, 2015

When I buy a waarenty, I expect to recieve it in 1 maybe five days. The first bank considerdered their first check fraudelent, told me "we dont expect fraudelent checks." Squaretrades advice was to try another bank. Ok, so then thay say we can send it through pay pal, cool1-6 bussiness days. I never recieved that payment. By time rent came due, I couldnt afford it. They ruined the last month of my life for sure, the next few months potentially. I finally ricieved my 129.99 waranty refund in the last 24 hours. Exactly a month later. In my opinion, unethical, corrupt and morally wrong. Thanks Square trade. I reported them via online email or submit for, not sure what they call it, to the usps

Thumbnail of user billw1284
Virginia
1 review
2 helpful votes
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August 4th, 2022

Don't bother, waste of money, if you have a issue and notify them the response you receive is basically tough $#*!.Not good enough for even 1 star.

Thumbnail of user nias45
Georgia
1 review
0 helpful votes
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March 22nd, 2022

There honestly is no point to this service. Don't waste your money. Just fix or get a new device on your own

Products used:
TV

Service
Value
Quality
Thumbnail of user feliciap147
North Carolina
1 review
4 helpful votes
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April 8th, 2022
Verified purchase

Bought a plan from them they didn't specify what plan I got wouldn't repair my iPhone don't waste your time or money!

Service
Value
Quality
Thumbnail of user dennis.neilands
Indiana
1 review
0 helpful votes
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April 24th, 2023

If you buy from Target or anything do not get the protection plan it's not worth it they don't cover $#*!.

Thumbnail of user vp75
Colorado
1 review
2 helpful votes
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May 4th, 2021

Shut this DOWN. NOW. Extra $? For what?! This "protection plan" is ABSOLUTELY NOTHING but a PAIN! I've had claimed open for two phones and a laptop for absolute months, they keep telling me to go to locations that are shut down and abandoned to get it fixed OUT OF POCKET, then TRUST THEY WILL REIMBURSE when we FINALLY RECEIVE THE GOLDEN MEDAL RECEIPT. JESUS $#*!ING CHRIST I NEED MY PHONES AND COMPUTER FIXED! I paid premium for these things to end up posting horrible reviews from the library?!
The worst is my laptop. We paid a grand for it. Kid spilled drink, monitor shorts out. We are out of commission, no pay. Call for help, can't find receipt. Call to ask for what they need to start claim. They say receipt. They put me through to someone. They put me through to someone. No one can help. Go to store to get new receipt printed off credit card. Problem with printer. Walmart customer service worker takes picture of UPC # and other items bought on that receipt, says it should be good enough.
It's not.
Don't know when I'll get out there again to fix this. Want to just go off grid my god.

Service
Value
Quality
Thumbnail of user aodeath67
Virginia
1 review
0 helpful votes
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January 12th, 2024

Took 4 months and cancelation of mu account to have it actually show up. When it does show up, its wrong.

Products used:
Cell phone insurance.

Service
Value
Quality
Thumbnail of user tgipson423
Texas
1 review
0 helpful votes
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June 14th, 2023

I called to cancel my plan when I notice AT&T did not cancel, I was told I had to contact square trade and if it had been within 30 days I could have requested a refund -which it was 4 days outside outside the time frame and been charged a second time. I've then seen on the website that you can request the pro rated refund which I call back the following day to do so And was told since it was month to month coverage that I could not even get it pro rated refund...although I turned the phones in within my 14 days of getting them And never used or needed the service yet I couldn't even get one month refund. I requested to speak with the supervisor which if that's how their supervisor act, it's no wonder the company has a very poor rating. This company does not represent All State and a good light at all! I have other policies with all state and have never had to deal with the lack of customer service or unprofessionalism like I've dealt with with this company. But I quickly learned AT&T was trash as well so goes right along with the service AT&T is providing. Both AT&T and square trade is garbage and glad I got away from both of them.

Products used:
Cell phones

Service
Value
Quality
Thumbnail of user jamesr3879
New Mexico
3 reviews
2 helpful votes
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September 3rd, 2022

Okay my tv screen cracked and an agent and he told me that it would be repaired. I was lied too. I will never ever buy.

Service
Value
Quality
Thumbnail of user whathapened.2011
GB
1 review
0 helpful votes
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August 12th, 2023

One of the poor and shameful company in the world please don't trust and Indian company
Service was nothing castanet service rude and unbelievable
Shameful

Service
Value
Quality
Thumbnail of user kk404
Maine
1 review
1 helpful vote
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September 6th, 2021

It took me 48 days to get my claim payed. I tried to start my claim online, the emails did not match. I got a way to reset the email address, changed the email and still couldn't do a claim. Called and was brush off, I was told to do it online. It wasn't allowing me to do it online, so I asked for the manager. That's when the person on the line was able to file the claim. I got an email the next day saying I needed to file the claim with the manufacturer, because it was less than a year old. I called again, I talked to someone who was sure the manufacturer coved water damage. I read him the warranty, and made it clear the only thing that was covered was manufacture defects, not water damage. The warrant I got from there company covered loss and damage. He told me again I need to fill out the manufacturer warranty claim, I asked for the manager. It was then they were able to bypassed that steep. Next they needed a copy of the receipt. It took a total of six calls and a lot of time, but I should get my claim payed. It seems that they make it difficult so you will give up, and they don't have to pay the money. Just ask for a manager, keep calling, and ask them to send a email of what they just told you while you what on the phone with them. Keep going it's your money.

Tip for consumers:
Ask for the manager, don’t let the person on the phone brush you off. If you say yes you understand and agree they can end the phone call. If you say no they have to resolve the issue you have.

Products used:
Bluetooth headphones

Service
Value
Quality
Thumbnail of user cindyf588
California
1 review
6 helpful votes
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November 15th, 2021

My 3 yr warranty expired but since I am a Sam's club plus member I qualified for 12 additional months of coverage and they denied the extra yr.

Thumbnail of user danielc3145
Arizona
1 review
0 helpful votes
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May 26th, 2022
Verified purchase

So I purchased this most wothless of warranties on a 55" LG TV from Costco because why not? The TV, of course, failed after 3 years so I went to file a claim. I went into this assuming this would be a convoluted process simply because it's insurance, but wow, this proicess has been purposely setup so you (the consumer) will just give up. And after multiple emails and phone calls, I get to the point of sending them a requested video fo the problem happening. Well, my TV literally does nothing, so they got a video of the TV doing nothing, only to find out that its not acceptable and they need to see the problem happening.

With their latest claim of needing a new video of the problem happening, I give them yet another call just to be told that the video doesn't work. Video works just fine on my end, on multiple devices, so I send it again. She then proceeds to tell me the video is too short and in the wrong format. THEY TOLD ME TO MAKE IT LESS THAN 7 SECONDS AND IN MP4! I did exactly as they told me! Only to be told, nope, it needs to be at least 10 seconds long to be useful. At this point I am yelling through the phone and demanding to know what the next 5 hoops are just so I get jump through them in a timely manner. And that is where I have stopped so far in the process since I hung up out of sheer frustration.

This is a $500 TV, not a multiple thousand dollar piece of equipment. It should be this hard!

Service
Value
Quality
Thumbnail of user wendyr701
Texas
1 review
0 helpful votes
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July 18th, 2022

Amazingly enough they can't find my purchase in their system. They tell me to go online and file my claim. It's a freaking joke!

Service
Thumbnail of user raymondh463
Texas
1 review
2 helpful votes
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March 30th, 2022

We called to schedule warranty repair on a covered refrigerator. We had entered the claim online and uploaded purchase receipt and other docs as required, and provided a description of the issue, and were notified that the claim was approved. BUT... in simply trying to get a technician scheduled, we had to call back SIX TIMES to get a representative who could actually verify our account FROM THEIR SYSTEMS ONLINE GENERATED CLAIM NUMBER, having spent almost TEN MINUTES with EACH of the first six failures. Having easily verified the account in less than a minute, the seventh rep proceeded to NOT LISTEN TO OUR DESCRIPTION OF THE PROBLEM. After FIFTEEN MINUTES of realizing that he STILL did NOT understand that it was the secondary ice maker with the problem rather than the main ice maker, we INSISTED he just schedule a technician who could readily see the problem for himself (AND READ THE PROBLEM DESCRIPTION FROM OUR ONLINE FILING!) Waiting on hold for ANOTHER FIVE MINUTES, we finally got an appointment scheduled. We spent nearly an hour and a half trying to schedule an already approved warranty repair... REALLY glad I don't have my car insurance through an ALLSTATE company!

Thumbnail of user marys4696
Pennsylvania
1 review
2 helpful votes
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May 17th, 2022

I was told I would receive a check in the mail. Well nope their offering an e-card. It's bull$#*!.
I wanted a check. This company is worthless.

Tip for consumers:
Don't get service plans with all state. Their square trade is a circus.

Products used:
Nothing

Service
Value
Quality
Thumbnail of user darrellm186
Illinois
2 reviews
1 helpful vote
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December 20th, 2021
Verified purchase

Bought a 65 inch TV that all the sudden stopped working. 20 days past the manufacture warranty. So when I turned it on there was no picture at all. Because they couldn't see what they wanted, in pictures or a video, that they requested for my claim, they denied the claim. They judge your claim on a photo? No technician, just a picture or video! First off you are talking to someone in a foreign country, that you can barely understand. I sent all pictures they asked for, and just kept giving me a run around about more pictures. This company is about getting your 49$ when you purchase. Sams club is where I bought it. I will not be buying anything there again since this is the warranty they sell with there TV's.- It's sad, you can't buy a real warranty anymore for something like this. Every time you buy a Drill, a microwave, even a blender at Walmart, this is the warranty your sold. And they are as worthless as the paper they are written on. It's Smart for The store you buy it in. Because now when you walk in with it to do a return, and tell them you bought the 4 year warranty, they tell you to call this company representative From bangalidash! Someone that has no intention on doing anything but giving you a runaround, and keep asking for more and more info, then telling you pictures are not clear, send more. Then tells ya that since the TV won't come on, they can't see what the problem looks is, so they deny you.The truth is they prob pay out very very few claims anyone ever tries to submit.Don't waste your money. This is a big scam! And do not believe all the reviews you read on the Website. Those are reviews written by the company. I have home owners, car, and camper insurance though Allstate. This has caused me to drop them completely!

Tip for consumers:
This site offers warranties, and gives you no where to service your products. They have you take a picture of your product then deny your warranty making up some reason that makes no sense

Products used:
Television

Service
Value
Thumbnail of user willieearll
Texas
2 reviews
0 helpful votes
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December 13th, 2021

{I return CD player that had a square Trade claim file on it, but Square Trade, refuse to
honor it, after having a 2 year warranty.}

Thumbnail of user helamang
California
1 review
4 helpful votes
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August 9th, 2022
Verified purchase

I canceled my purchase right away on the digital insurance but I didn't ever receive it and because I made the request right away I should have received a refund because I didn't get the product but no SquareTrade you don't need to get a product you don't need to receive anything watch your back carefully SquareTrade is Devious they have 1/4 negative feedback this month alone other people not even receiving their insurance the only reason I bought this insurance this time was I thought it was through Allstate because it said Allstate and I was like that's a different insurance company maybe I can trust it nope it is straight through square trade and you get nothing it probably won't even cover my cameras because my cameras valued at over $3,000 and this insurance only covers cameras worth $700 do not buy from them I repeat do not buy from them they don't have any customer service they said that they would reply guaranteed within 5 days I only had a bot send an automated message to me that was it watch your pockets with these guys

Tip for consumers:
Don't buy from this website trust me and trust the tens of thousands of people who have had bad experiences it's not worth the nightmare

Products used:
$700 camera equipment insurance from SquareTrade

Service
Value
Quality
Thumbnail of user rodt72
Nevada
1 review
0 helpful votes
  • Send Message
March 17th, 2023

If you ever try to file a legitimate claim it will be denied, Worse company around don't waste your money.

Thumbnail of user randalls356
Tennessee
1 review
0 helpful votes
  • Send Message
June 27th, 2022

I was charged over 100 for some bogus insurance on an item that cost 100.00. I never ordered the insurance! Beware

Tip for consumers:
Prior to finding out they charged my card I had never heard of them

Products used:
I did not purchase anything! They fraudulently charged my card while I was checking out on a product I did purchase

Service
Value
Quality
Thumbnail of user nathanf352
New Jersey
1 review
0 helpful votes
  • Send Message
March 9th, 2023

Bought policy for new fridge at time of purchase for 5 years as ice makers are known to break and figure the $160 for 5 years was good deal as one call to repair would be more. Call and get message "You can only create a claim online" that is ridiculous!
Ok go to website and it will not let me do claim. Next call all state and forever on the phone, it refuses to give agent or representative and finally after about 10 minutes it times out and give rep. Then they took info and spend about 40 minutes and then finally they can't do anything with square trade and call them! WTF! Try calling square trade same message file online just kept pushing buttons and finally Indian woman picks up who i cannot understand at all. Accent and English language are just abysmal i just cannot understand enough to talk and realize how can i do policy info, ask for another rep 4 times and she just hangs up on me!
Now over 2 hours and finally another Indian woman who at least speaks a bit better English, long story of what? Say again? A 100 times. I give her policy number and she couldn't understand and kept messing up number, another 30 minutes finally gets it right...WTF
THEN she tells me my name and address and if it's right. Finally. Then i cannot understand what she is saying, keeps saying receipt what receipt. Puts on hold forever and a day, then some supervisor named DAVID supervisor #18, says i have to prove purchase, I am wtf you have policy number and i am on computer from purchase of 3 years ago. Now you demand a receipt of purchase? I gave them policy number and she confirmed my address, so i am on computer system, but you demand a receipt from 3 years ago that i bought online at time of buying fridge i don't have a receipt for that, then told basically no receipt no honoring insurance that is listed on their insurance system...so now having to have Costco history check and copy of purchase as its over 2 years old.
I have print out of policy number, date of start and end etc. and yet they refuse to honor because i cant show proof of purchase?
Screw square trade and all state, black listed from use forever!

Tip for consumers:
look else where

Products used:
trying to get proof of policy purchase from Costco, sigh i just don't get why they demand this when I've had for 3 years and need repair when it's on their system that i have insurance policy, I can only think it is a way to screw customers over and make it extremely hard to make a claim and use the extended warranty.
END result is i will never use all state or square trade rips off

Service
Value
Quality
Thumbnail of user tracyn420
North Dakota
1 review
0 helpful votes
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April 26th, 2023

Look if you have a cell phone buy a warranty from asurion or anyone else. Yes it might cost you a bit more but believe me you will save yourself a headache you cant imagine. I filed a claim with squaretrade. Now it seems every claim filed has to go for a review which can take anywhere from 12 to 48 hours IF YOU ARE LUCKY! In my case it took almost 4 days and 3 call ins to finally get a shipping label to send my phone in for a simplistic screen repair. Now once you have the label everything moves pretty quick, It's shipped overnight, they fix it and send it back the next day. Figure at least 4 days to get your phone back once you finally have the shipping label. In my case I got my phone back but now it has no cellular service so apparently the tech who fixed it broke something or forgot to hook the cellular antenna back up. I contacted squaretrade to let them know I need to send it back in so they can fix what they broke and the real nightmare begun. I am now on day 5, the phone is still setting on my table waiting for a shipping label that has never arrived in my email. I was told my case would be escalated and I would receive the label in about 2 hours. Today was my 7th call into squaretrade with the same old lies about how were sorry for the delay, I have looked into this myself sir and you have been moved to the front of the line, look for an email in the next 24 hours. It is the worst customer experience you can have. So now I'm still sitting here waiting for a fed ex label and I have 0 confidence that it will arrive in the next 24 hours and even less then 0 confidence that my phone will even be repaired correctly.
I cannot stress this enough DO NOT USE SQUARETRADE!

Products used:
Cell Phone

Service
Value
Quality

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About the business

SquareTrade is a premier provider of device protection & warranty services for iPhones, Smartphones, TVs, Tablets, Laptops & Appliances. Protect your device.

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