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    State Farm

State Farm

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Overview

State Farm has a rating of 1.6 stars from 164 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about State Farm most frequently mention insurance company, customer service, and good neighbor problems. State Farm ranks 99th among Home Insurance sites.

  • Service
    76
  • Value
    72
  • Quality
    73
Positive reviews (last 12 months): 12.5%
Positive
1
Neutral
0
Negative
7
View ratings trends
67
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How would you rate State Farm?

Reviews (164)

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state farm (120) insurance company (39) body shop (4)
Thumbnail of user jamesb7977
Florida
1 review
6 helpful votes
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April 6th, 2023

A couple weeks after starting insurance with State Farm, I received a letter that my original insurance quote was incorrect and I needed to pay $311.31 more. I spoke to two agents and no one would explain the reason for the increase. I quickly jumped back to my previous insurance company which was cheaper than State Farm. What a complete waste of time.

Service
Value
Quality

Date of experience: April 6, 2023

Thumbnail of user carolinei4
Massachusetts
1 review
1 helpful vote
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October 25th, 2019

These 800 bill pay people don't know how to work a computer or understand English. They screw up our accounts all the time. We all have our own accounts under one roof and they change my payment info whenever my kids call to make a payment.

Date of experience: October 25, 2019

Thumbnail of user ericb116
Arizona
2 reviews
19 helpful votes
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March 29th, 2016

They dropped me after 20 years because my house was vandalized and I made a claim. I can not believe I gave them money for all those years only to be dropped. Now all the new companies I apply for ask if I have made a claim in the last year. As soon as I say "yes" they say 'no thanks'. Thanks State Farm for kicking me right in the nuts. You guys suck!

Date of experience: March 29, 2016

Thumbnail of user mauricea78
Florida
1 review
4 helpful votes
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May 24th, 2023

Adjuster screens calls through voicemail and doesn't respond to my attorneys. Its a simple auto claim. I resent having to sue and if they don't respond, we'll have to go after the driver. So what good is it for him to spend on insurance if they hide when called upon. They're a terrible partner in driving. PS. This is going on for a year

Products used:
auto insurance

Service
Value
Quality

Date of experience: May 24, 2023

Thumbnail of user arielled
Washington
5 reviews
10 helpful votes
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July 9th, 2015

Usually Chris Bruce is polite and respectful when I speak with him but that Michelle/Morgan or whatever name customer service rep is very rude and unprofessional. Not only was she using a rude tone with me like but she kept cutting me off and eventually hung up in my face! I have received poor customer service before but this tops it all, I've never felt so disrespected as an adult and even a human being when you're frustrated and confused and someone starts talking to you like you're nothing because after the holiday weekend (less than 10 days) you forgot to take a course. The link got lost in 20,000 emails, that does not mean I deserved to be ridiculed and cut off and a phone hung up in my face like I don't matter. When I respectfully asked her to stop being so rude and asked for Bruce her solution was to hang up in my face yet here I have been bragging on how great State Farm was. That lady has no respect.

Date of experience: July 9, 2015

Thumbnail of user kevint840
Connecticut
1 review
12 helpful votes
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April 1st, 2021

My 30 day old car car was stolen and State Farm refused to cover repairs. They approved the installation of defective 'reconditioned rims' and would not approve the same repairs identified by three different repair facilities. Car is diagnosed as 'Unsafe to drive' and State Farm has refused to fix it or pay me for the totaled car. When I asked for them to approve another review and diagnostics of identified damage, they said 'we don't do that. That is how people commit fraud." Stay away

Service
Value
Quality

Date of experience: April 1, 2021

Thumbnail of user rupertl17
Tennessee
1 review
1 helpful vote
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September 9th, 2023

This company is a scam! Every time I call and ask when I can expect payment they say they will have to cancel payment and issue new checks and you can expect receipt in 7 to 10 days. This has been going on for five months now, never seen a check and doubt one has ever been written.

Date of experience: September 9, 2023

Thumbnail of user nathanm650
Florida
1 review
1 helpful vote
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September 8th, 2022

Lie and cheat to get a claim, they tried to give us at fault to someone who hit us with no license no insurance no registration also tried to get us to admit we hit him when he hit us and has evidence of side swilling someone else this was insurance fraud and I want justice for what happen.

Tip for consumers:
To check into who got tickets who is driving leagally

Products used:
Claims department

Service
Value
Quality

Date of experience: September 8, 2022

Thumbnail of user shellik10
South Carolina
1 review
6 helpful votes
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January 26th, 2021

My son was a passenger in a car in Charlotte, NC. He was shot 2 times by a Road Rage driver. He is lucky to be alive. StateFarm did not require the driver, who is their customer, who had full coverage on the car, to even have his car (full of blood, interior bullet damage, bullet hole in the door) to be inspected by police. The driver didn't even return the calls to the police or the detective. StateFarm should have required that due to the type of accident this was.
Their negligence, aloud the shooter to get away with this. They did not cover any of my sons medical expenses, loss wages, NOTHING!

Service
Quality

Date of experience: January 26, 2021

Thumbnail of user mitchellw49
California
2 reviews
10 helpful votes
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December 24th, 2019

My wife and I live in town for 24 years we had been using a no name insurance company for twenty years with no problem. Our goal was to get a known name insurance company, unfortunately we picked the wrong one State Farm. Everything was fine till I had an accident they ended up totaling my car and when charged me increasing over the next year and a half Allstate saved me over 100.00 use them State Farm sucks

Date of experience: December 24, 2019

Thumbnail of user tonii1
New York
1 review
1 helpful vote
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June 13th, 2015

I don't think your advertising staff realizes the ad which features two people and the guy who says he will Never get married, never have children, never live in the suburbs, never own a minivan - and for all these "nevers' he does exactly what he said he'd never do. Following his track record, the last never is "never let you go" where he is sitting with his wife and two daughters on a couch; well since all his prior "nevers" to which he swore he would never do - he did each and every one! So what is that telling you about his last "never" to "never let you go"? Follow the pattern and you can assume he will in fact "let them go" eventually. Think about it advertising geniuses...

Date of experience: June 13, 2015

Thumbnail of user toddn71
Minnesota
1 review
14 helpful votes
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March 1st, 2020

Had State Farm For around 40 I believe it was my first claim I turned in I was treated terrible. I turned them into the Attorney Generals office etc. That just made them mad. I had to Go on high blood pressure meds. What I have read about them Delay deny and defend its true. I really was happy with State Farm till I put in a claim.

Date of experience: March 1, 2020

Thumbnail of user delilahb23
Florida
1 review
0 helpful votes
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January 12th, 2023

6:30 AM on 11/27/22 my daughter was in an accident where she saw the other car driving erratically and increasing speed on a dead end road, so she pulled aside and stopped her car. The other car continued almost as if aiming for her car. The other driver admitted to staying out all night and falling asleep at the wheel so clearly admitted fault.
My daughter hit her face on the dash and will now have a permanent scar on her face. Horrible!
Unfortunately, she has the same insurance "State Farm" so State Farm is running all my daughters claim thru my insurance. This is wrong. Deductible out of pocket? They are clearly low balling the car as well even after I've submitted 100 receipts of car parts we added to the car when we rebuilt the engine to enhance the value as a high-performance engine.
So now she's out her car and permanent scar, and they want to low ball me and short me by 5K on the car.
I'm really at my wits end with the fact that they are running the claim $#*! backwards.

Date of experience: January 12, 2023

Thumbnail of user johnnya78
California
11 reviews
30 helpful votes
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August 20th, 2022

What a crappy company. I've been with State Farm for 3 years and my driving record is clean, my car is getting older and I've no tickets.

Yet this company has the audacity to raise my insurance by $26 a year. Surely the older the car gets and the cleaner your record wouldn't you have thought that one's insurance would be less. Am I missing the point here?

Tip for consumers:
Another company that treats you like a piece of garbage the longer that you stay with them.

Products used:
Auto insurance

Service
Value
Quality

Date of experience: August 20, 2022

Thumbnail of user kathleend52
New York
4 reviews
7 helpful votes
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May 21st, 2018

After a devastating barn fire which spread to my home... State Farm has been better than "a good neighbor"! My adjuster, Jennifer, is stellar in understanding my loss and works majic getting things going. Always answers my calls expediently, very knowledgeable and explains things in general terms. Couldnt be happier despite it all.

Date of experience: May 20, 2018

Thumbnail of user jenniferh4395
Pennsylvania
1 review
1 helpful vote
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July 10th, 2023

So a month ago my son was driving home in the dark and ran over someone's muffler that was laying in the middle of the road and punctured a hose. We towed it to a garage filed a claim and Statefarm had it towed to one of their facilities to have it looked at or so we thought.
The tow truck driver they hired caused significant damage ripping the bumper off and so they wanted to total the car when they caused most of the damage.
Well then they said we could have it looked at by anyone we wanted and get an estimate from them so they towed it and this time the tow truck punctured his door.
Now we find out my son only caused 1,100 worth of damage and the 2 different tow trucks caused between 7 -8 thousand dollars worth of damage. They're getting a third estimate and won't give us a rental. We've gotten told sorry this shouldn't of happened but that doesn't help anyone.

Service
Value
Quality

Date of experience: July 10, 2023

Thumbnail of user patrickb1531
Florida
1 review
2 helpful votes
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April 10th, 2023

My family was canceled by State Farm. We had a few accidents. Two at fault and one not at fault. At the time my stepdaughter had her accident, she didn't reside with us. I've had State Farm since my first car in 1985. My wife had them for 24 years. We had a bit of bad luck, and the underwriters canceled us. Years of a clean record and on time payments only to be put out like trash. I guess longevity doesn't mean anything with this insurance company, nor empathy. I can understand if I hit them up with a claim every year. One would think they'd see if there's a pattern to accidents claimed over a period of time. Not a small time frame compared to the number of years a person has been good with them. They don't balance out. What a shame.

Service
Value
Quality

Date of experience: April 10, 2023

Thumbnail of user samanthab1160
Pennsylvania
1 review
2 helpful votes
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April 7th, 2023

I HATE giving a star at all... they can't even explain their bill‍ Rude, got hung up on 3 times, they have no care for customer service or support. How they going to send my info to penndot stating I had no insurance but try to bill me for the same month! WTF

Service
Value
Quality

Date of experience: April 7, 2023

Thumbnail of user arthurl454
Pennsylvania
1 review
2 helpful votes
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July 17th, 2023

They call they leave a number and you call and leave your number multiple times and get no replies you call you agent he says he will get to the bottom of it and still no answers your home owners policy is worthless, after a month still no calls Alexis claims adjuster must get paid for doing nothing if another month goes by I will pot her whole name on.

Service
Value
Quality

Date of experience: July 17, 2023

Thumbnail of user johnk4512
Michigan
1 review
2 helpful votes
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October 3rd, 2022

I stuck with State Farm and State Farm - Brian G. Youmans Insurance Agency Inc. for 25 years. I asked him multiple times to go to bat for me. He refused, over and over. I have been fighting with them for over a year. Now, I have to pay 7 thousand dollars to fix my hail damaged roof. This is a legitimate claim. State Farm makes it impossible to speak to someone that can make a decision. They will not call you back. Don't make the same mistake I did, leave State Farm NOW! State Farm wants me and the contractors to ignore multiple MN codes.

See photos for what statefarm thinks is a color match

Products used:
Eight vehicle policies, one home and two life ins, policies

Service
Value
Quality

Date of experience: October 3, 2022

Thumbnail of user stevef729
Georgia
2 reviews
6 helpful votes
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November 22nd, 2020

I have had three claim from 1980-2020 first had to do repair on my own them had to hire lawyer to get them to pay. Second claim hired a structural engineer to make them pay. Third car damaged when parked at grocery store claims were not helpful in helping the made me pay high deductable even the body shop commented it was too high in price of deductable said it was an accident. Would not classify as uninsured motorist as it would be half the amount of my deductable. State farm has low rates but if you have a claim they want to pay the least possible to the client. It's there business plan. Don't be lured in by low rates. You will have to fight them to pay your claim.

Date of experience: November 22, 2020

Thumbnail of user anona103
Wisconsin
1 review
2 helpful votes
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January 27th, 2021

This was a while back but I have a friend who recently had problems. Because of State Farm my insurance went up so high that I couldn't afford it, after of course they dropped me after one accident. Then called me to tell me that I would be culpable for a portion of what the woman was owed. They didn't fight for me at all. I hired a lawyer independently, told them that the woman had a walker in her car. I only got the ticket because I yelled at the cop for not listening to me. My car was completely sideswiped, the evidence that I was already on the road when this woman hit me was so frustratingly obvious. I won my case, the woman only got her liability covered. It was discovered that she had tons of preexisting conditions. State Farm did nothing for me, aside from take my monthly payments, and screw me when I really needed them. I've had tons of insurance companies since, all better than them.

Quality

Date of experience: January 27, 2021

Thumbnail of user rp290
Virginia
1 review
10 helpful votes
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August 19th, 2020

I waited from 7:30pm to approximately 3:30am for a tow. This is the second time this occurred. I am in the process of cancelling my insurance. During these difficult times we must continue to hold people accountable for their actions as well as the representative of their company. I will not continue to pay for a service at a company where I don't feel respected.

Date of experience: August 19, 2020

Thumbnail of user michellea1886
Michigan
2 reviews
4 helpful votes
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March 10th, 2023

They added something to my account and will not tell me what it is. Very uneithical practices. The agent is an a... Customer service did nothing but waste my time and can not figure out why my rate is over what it was the previous months.
Fraud

Service
Value
Quality

Date of experience: March 10, 2023

Thumbnail of user luckygingercats
Arizona
1 review
3 helpful votes
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August 3rd, 2023

Very crappy insurance, not helpful and would say you are not paying enough here and there. When theres trouble they would always look for excuse, oh no you are not under this or that... Not very helpful neighborhood

Service
Value
Quality

Date of experience: August 3, 2023

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