• Wisely

Wisely

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Overview

Wisely has a rating of 1.1 stars from 269 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about Wisely most frequently mention customer service, new card, and direct deposit problems. Wisely ranks 17th among Debit Card sites.

  • Service
    173
  • Value
    165
  • Quality
    166
Positive reviews (last 12 months): 3.1%
Positive
2
Neutral
0
Negative
63
36
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How would you rate Wisely?
Top Positive Review

“Gina is great.”

Mandy L.
7/14/22

I waited 40 minutes just to get answered by a lady she helped me midway and rudely hanged up on me I did not appreciate that at all ridiculous!, So I called again and someone by the name Gina helped me she was very kind and helpful she made my day. Giving this company 5 stars for Gina.

Top Critical Review

“Worst Customer Service I've ever encountered”

Lisa B.
10/7/24

She was so rude couldn't pronounce her own name and wouldn't send me to her supervisor. It sounded like she was outside and couldn't speak good English. Wanted me to send birth certificates that sounded like a scam. I ended up getting my son's card activated but with the worst customer service I've ever encountered in my life so far.

Reviews (269)

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Reviews that mention popular keywords

customer service (96) debit card (12) replacement card (13) cash app (6)
Thumbnail of user lbrown201014
1 review
0 helpful votes
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October 7th, 2024

She was so rude couldn't pronounce her own name and wouldn't send me to her supervisor. It sounded like she was outside and couldn't speak good English. Wanted me to send birth certificates that sounded like a scam. I ended up getting my son's card activated but with the worst customer service I've ever encountered in my life so far.

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Quality
Thumbnail of user marcospulido149
1 review
0 helpful votes
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September 13th, 2024

Wisely needs to be shut down. Their system lacks in every aspect. There costumer service is a joke. Most of the time money that they deposit is not accurate.

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Thumbnail of user lisas6114
1 review
1 helpful vote
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July 12th, 2024

I was given this stupid card from a temporary agency when I got a job through them. I'm tired of being embarrassed when I try to use it and it's consistently denied. Went out with friends last night and wanted to buy a round, guess what? They ended up having to buy my drinks all night because this awful card never works when you need it to (like when trying to pay for anything). Declined transactions at the grocery store, gas station, etc. "Sorry kids, can't get your Happy Meal because grandma's card isn't working" (when I had plenty of money in my account). I'm consistently getting error messages and can't access my money, what a joke. They should be shut down. I was told I could use this card wherever Visa or MC are accepted. Really? On what planet? Worst customer service and product EVER! Do NOT subject yourself to constant embarrassment when you work hard for your money and can't gain access to your funds. RIDICULOUS!

Tip for consumers:
Life is hard enough these days without the stress of not being able to access your hard earned money, shame on you Wisely!

Products used:
Good old fashioned check in the mail.

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Thumbnail of user stevencole3460
2 reviews
1 helpful vote
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August 15th, 2024

An unauthorized charge of $19 costed me getting locked out of my account until my new card arrives. No money until then. My job suggested this service

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Thumbnail of user angelaa2030
1 review
0 helpful votes
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August 3rd, 2024

NEVER GET A PAYCARD HERE, IT TAKES TWO WEEKS TO GET IT IN THE MAIL, AND UNLESS YOU ARE A FOREIGNER GOOD LUCK UNDERSTANDING A SINGLE WORD THEY SAY! ALOT OF HIDDEN FEES, MAJOR RIPOFF!

Thumbnail of user laurieb138
2 reviews
0 helpful votes
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May 5th, 2024

My card was compromised and fraudulently used but after contacting them and going through their process they decided my card wasn't used fraudulently used. I don't understand how they can determine this didn't happen when it did? Now I'm out my money and a criminal gets to keep whatever they purchased with my funds?
Ridiculous! If my employer didn't use this to pay out my tips I'd burn it!
Pretty worthless when you have to pay to transfer money to another debit card for a fee and keep the card locked at all times, a "feature "🤣
Clearly needed to protect us because the company sure won't.

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Thumbnail of user arthurh585
1 review
2 helpful votes
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April 21st, 2024

I had a stop payment I needed to engage with three different operators at Wisely and the first two had misled me into believing that Wisely is only a Employee Support Company and that they were not The Bank that issues funds. However after researching on their own web site they clearly claim that they can stop payment by either the app or by calling the number on the back of the card. Neither were true. When I called the third time to inquire why Wisely does not fulfill their promises I was somewhat talked down to and run over by the Lady I spoke with by talk with zero effort to resolve this matter. Their is no way to leave a review since the metric isn't diviseable to the lowest I would rate this Company.

Thumbnail of user yakima101
1 review
2 helpful votes
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March 27th, 2024

You cannot trust this service they provide incorrect information and will not help you fix the issues they've caused, they will spin you around to many supervisors and if you ask to speak to a manager they have to request it and there's a 24-48 hour call back time. I hate it these people are horrible, especially on the chat. Don't waste your time.

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Thumbnail of user loril1096
1 review
1 helpful vote
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April 14th, 2024

My card has been compromised two times in 6 months to no fault of my own but yet ADP and wisely chooses to punish their customers and hold the money for a month and a half 45 days before you get your money back then charge you $25 for you to get another replacement card in 3 days instead of 7 to 10 business days so how is this fair to their card holders I was biting my own business at home doing yard work get a notification at $300 of my money was spent at a Walgreens that I did not do and instead of them giving me my money they are holding it for 45 days for it investigation then charge me $25 to get a replacement card so I can have access to the money that was not stolen this company is has very poor customer service and this is the way they treat their customers after their money was stolen is to hold their money even longer this is a horrible company and once I get my money back I will never ever use ADP or wisely again

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Thumbnail of user cantylife2014
1 review
2 helpful votes
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March 15th, 2024

I just learned today that if u even MENTION the word missing or any word inferring such, then they AUTOMATICALLY lock not only your card but your account as well! No in person withdrawals. No direct withdrawal payments on bills you may have set up! Even if u specifically ask to not report it missing. And the waiting period for the new card? 10 F-ing business days! 🤬🏽 immediately decided to end service with this "bank"!

Tip for consumers:
Customer service was rude, completely ignorant about their own policies and had no hierarchy or chain of power to speak with.

Products used:
Checking and savings 👎

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Thumbnail of user kelseyc197
1 review
1 helpful vote
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March 16th, 2024

If there is any decision in your life that?
You want to make sure it's a good.Please do not ever get this card. Wisely is not a bank. It takes 6 months for a dispute(in which even if you were scammed you WILL lose.) Customer service is horrible. You get your pay a day early not 2. I've had wisely steal from me, and they've let scammers steal from me. You will wait a month for your card and you will be told you'll get a digital card but you won't so you'll just be broke for a month. You cannot buy any type of lottery or pay at a car rental. Also, the card cannot be linked to venmo, PayPal, Facebook, or anything else for that matter.
If you value yourself and your money DO NOT get Wisely.

Tip for consumers:
I have never seen a company so blatantly lie about their services and be so horrible and steal from its customers in my life as I have seen WISELY do.

Products used:
Wisely pay card.

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Thumbnail of user amandak1519
1 review
0 helpful votes
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March 8th, 2024

I transferred money from my Wisely account to another bank account. I paid the extra $3 to have it immediate. Here we are 10 days later and the money was taken out of my Wisely account and NEVER deposited into my other bank. I have called everyday and they tell me it will take 1-2 business days. They are flat out lying because it has been 10 days and still no money! They are stealing peoples money! That is against the law! I will never use Wisely again, and I will tell everyone I know how terrible of an experience this has been!

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Thumbnail of user heatherw1634
1 review
0 helpful votes
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March 4th, 2024

My card has been fraudulently used and claiming that they did their investigation and they say that it was not. Were talking almost $1,000 that they're not going to give me it back it's lawyer time and they making me give a rating or it would be zero

Thumbnail of user dm979
1 review
0 helpful votes
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February 29th, 2024

This is thee worst bank possible to try and get a refund from. It's my money I worked for it. Give me my money back. It taking more than 2 weeks for a dispute to process? I've never heard of that! And I've never had a problem with Wells Fargo.

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Thumbnail of user amyschmidt55412
1 review
0 helpful votes
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March 2nd, 2024

I was forced to use Wisely through my work and I am very unhappy with them! I had numerous unauthorized purchases on my account and after reporting them, paying extra to have a card shipped immediately, and then after many follow-up phone calls, I received a letter stating that they were not going to reimburse me a dime. I don't use the card for very many things so they are obviously not my doing so now I have to dispute it and hopefully get my money back. They weren't doing their job and now I am forced to do it for them. Stay away from Wisely!

Thumbnail of user dsupra87
1 review
0 helpful votes
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February 18th, 2024

This card company will decline almost all purchases. Then they blame the vendors or apps. They never take the blame when it's on their side. You can never talk to anyone in English. (DO NOT TRUST) this card company. I will never refer this company to anyone ever.

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Thumbnail of user my17128
1 review
0 helpful votes
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February 9th, 2024

They blocked my account for no reason and every time when I call to support they ask wait 1-2 business days for check my documents. But I already got salary on this card why they didn't check everything before I got money. Looks unprofessional!

Products used:
Wisely visa debit card

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Thumbnail of user kellys2464
1 review
1 helpful vote
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January 25th, 2024

I have not been able to access my account online since receiving and called wisely support multiple times throughout the month to alleviate this issue with zero success. I have had to interview the customer support agents and use my own analytical and critical thinking skills to figure out the appropriate questions about their procedures to gather information from them to find my own solution. This should be the opposite way around. I will be so happy when AI finally replaces these useless jobs.

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Thumbnail of user jl942
1 review
4 helpful votes
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January 29th, 2024

They sent a new card to an 2 year old address and was never activated. I started a new job and choose them and they put my pay on the card I never received. Then to get a new card I had to share my identification to get them the authenticate who I was and confirm my new address. One week later they still haven't authorized to send me a new card. They keep telling me to call back to check. DO NOT choose this company for a pay card.

Tip for consumers:
Awful experience

Products used:
Cashapp

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Thumbnail of user erickapttmn81
1 review
0 helpful votes
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April 3rd, 2024

I recommend you guys never to use wisely first.My cards got stolen and one of them was Wisely cart.I called the representative.She was on the phone with me.As the person was sliding my card she stopped one of the transactions But the first transaction she couldn't stop so she put it in the dispute on the February 27th and it is now. April third okay they close my My case on March 8th. I'm waiting for paperwork to send them back. They closed it before they've. I've received the paperwork, so I'll call them on the phone. And they're set to send the paperwork out. I talk to the supervisor the supervisor was supposed to reopen the case., this is April 8th, I've been going to this since then.the case was nevetreopen hey reopened the end. Didn't mind you. I have a officer on the case on arrest with me and everything and they're still saying this was not fraudulent.its just bull shot there feeding me there taking my jard earned money to. Do not ever use wisely ever because they are just much as thieves as the person who stolen my money in the first place if your money was stolen off wisely card you would not get you money back they suck

Thumbnail of user rainbows38
1 review
0 helpful votes
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January 12th, 2024

I've been with wisely for almost 4 years and never had a problem with them. I set up a new deposit and some how my account number is now completely different then what it was last week. I've been fighting to get my deposit all day and all I'm getting is instructions on how I can fix their mistake. Absolutely ridiculous!

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Thumbnail of user jacquelinee555
1 review
2 helpful votes
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January 17th, 2024

Money has been debit from my account in several instances when I asked to speak with supervisor, manger, etc, They ask why-o, again, refusing to transfer the call. Money debit from account twice after verified to recipenyt on bill was paid and received the first time. Told my account has a locked and transactions were not clearing. WHen That is not true, because checked after each transaction. Because of the issues with near $10,000 im concerned! FDIC Complaint

Tip for consumers:
This has happened more than once without reimbursements . Its wrong. FDIC will also recive a complaint

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Thumbnail of user jeremyholmes588
1 review
1 helpful vote
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January 3rd, 2024

Made me wait from Dec. 13 till Jan. 2 to get my card to get my wages and had to give them 34 dollars to get it when I did and then fussed at me cause I thought I deserved a refund. Mt fault there site won't work. Just wanna argue with ya. Won't never use this card again. Strongly encourage no one else do

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Thumbnail of user mandyl229
1 review
3 helpful votes
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July 14th, 2022

I waited 40 minutes just to get answered by a lady she helped me midway and rudely hanged up on me I did not appreciate that at all ridiculous!, So I called again and someone by the name Gina helped me she was very kind and helpful she made my day. Giving this company 5 stars for Gina.

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Quality
Thumbnail of user tufuiopas
1 review
0 helpful votes
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May 5th, 2023

I bought a transmission back on February 26th and till today I haven't received my transmission so I called them Saturday the 29 of April and told them what was going on and they helped me get all my money back every single penny. They also told me it will take up to 10 business days but I got my money back 4 days later. The customer service were really good to me. Maybe I'm lucky but overall this is a good bank. And I'm a member for almost 3 years. I highly recommend this bank to those who can't have a bank on their local area. My name is tufuiopa Rommel sa. If y'all want more proof I can post pic of when I bought the transmission and when the wisely took back the whole amount.

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