• Wisely

Wisely

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Overview

Wisely has a rating of 1.1 stars from 269 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about Wisely most frequently mention customer service, new card, and direct deposit problems. Wisely ranks 17th among Debit Card sites.

  • Service
    173
  • Value
    165
  • Quality
    166
Positive reviews (last 12 months): 3.2%
Positive
2
Neutral
0
Negative
61
36
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How would you rate Wisely?
Top Positive Review

“Gina is great.”

Mandy L.
7/14/22

I waited 40 minutes just to get answered by a lady she helped me midway and rudely hanged up on me I did not appreciate that at all ridiculous!, So I called again and someone by the name Gina helped me she was very kind and helpful she made my day. Giving this company 5 stars for Gina.

Top Critical Review

“Worst Customer Service I've ever encountered”

Lisa B.
10/7/24

She was so rude couldn't pronounce her own name and wouldn't send me to her supervisor. It sounded like she was outside and couldn't speak good English. Wanted me to send birth certificates that sounded like a scam. I ended up getting my son's card activated but with the worst customer service I've ever encountered in my life so far.

Reviews (269)

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Reviews that mention popular keywords

customer service (96) debit card (12) replacement card (13) cash app (6)
Thumbnail of user aprilm1205
California
1 review
6 helpful votes
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January 29th, 2024

I'm so tired of America out sourcing work. When you have to discuss your account information over the phone with people that are not from this country. I don't even like doing with people in this country over the phone. I rather go in person but that's what I get for banking online with this company that is not a real bank they have to use a real bank to keep our money in. That real bank can't discuss anything with you because of these online banking third part situations. They are just holding your money. I'm so done with this kind of banking also because of language barriers. I'm sick of other people coming to this country like the border issue. They get free housing for two years and we have homeless veteran who went to war for our country. Then our tax payer money has to pay for this. I'm going back to local banking. It enough that local banking have your information I no longer want people that do not live in this country having my information. America you suck for this, give our jobs back to Americans and if you are allowing people to come from across the border at our expense. Help our homeless and Veteran that want help give them free rent for two years.

Tip for consumers:
Stop outsourcing USA jobs

Products used:
I just don't like online banking anymore it sucks

Service
Value
Quality
Thumbnail of user marianj67
Oklahoma
1 review
0 helpful votes
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November 1st, 2023

No one ever speaks good English! They don't ever know anything! Idiots! I asked to be transferred then Lisa put me on hold just to pick up the call again. Once I asked if she was the same person she hung up on me! I hate calling Wisely! Never helped me with anything...

Thumbnail of user roberts6349
Massachusetts
2 reviews
0 helpful votes
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January 6th, 2024

Great dinner as normal but exceptional service from Brendan Downer who was informative and expeditious with drinks for the ladies! Huge thanks for a great time!

Service
Value
Quality
Thumbnail of user jayaltamirano5
Texas
1 review
2 helpful votes
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September 19th, 2023

These Wisely people can know their ATM didn't dispense cash and will not give you back your money. I feel it is important for anyone banking with them to consider switching cuz they can know your hurting for cash like many people and not even offer to assist u as their customers meeting their deadline of 45 to 90 days. Be careful if you want your check

Thumbnail of user bigdebi489
California
1 review
0 helpful votes
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June 22nd, 2023

I am so very unhappy with wisely. I currently have an entire paycheck of $2700 sitting on a debit card that I can't access. I don't understand why you have to have a debit card to be able to pull your money out of this fake bank. And that you can't transfer from bank account to bank account. Because the first debit card they sent me never arrived… I'm beginning to wonder if they ever sent it… And the second one hasn't arrived yet I literally have no access to my money. So let the overdraft start because there's literally nothing I can do to get my money at this point except to hope that the second debit card decides to arrive. They are useless in customer service. They tell you the same thing over and over once I can pull my money out of this debit card… If I'm ever able to m…I will never use wisely again!

Service
Value
Quality
Thumbnail of user mvazquez24
Florida
1 review
1 helpful vote
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September 2nd, 2023

Do not, under any circumstances, get this card. I had fraud on it, called and changed the debit card and account number, and within a week, there was fraud on it again. The customer service rep suggested it wasn't fraud, but my own purchases that I may have forgotten. Are you kidding me? He was super argumentative. Absolutely horrific experience.

Thumbnail of user terracluck07
Kansas
1 review
0 helpful votes
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November 20th, 2023

This company is a joke, let an ATM remove funds from your account and try and get this company to do anything! They literally have $460 of my money and keep telling me it could be 45 to 90 days before I receive my money back! I live paycheck to paycheck, and my bills won't wait 45 to 90 days!

Service
Thumbnail of user charlieb654
Washington
1 review
0 helpful votes
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January 18th, 2024

I haven't used the card since 2021 for payroll deposits and the last deposit of any$ was my 2022 tax refund. Since then I have sporadically withdrawn funds. Today I visited their webpage and after imputing login info I was asked to confirm via email or text. This was impossible as both my phone # and email has been changed.
As well as the window for choosing which verification option would not scroll leaving a cancel button covering the option buttons...thus, the only option I had was to cancel.
Called customer service and was asked date of last transaction...told the guy that it was months ago, and as they don't issue paper account statements as well as my inability to access my account on line I had no idea of the exact date! So I was told I would have to send them.a photo of my photo I.D. to confirm identity.
I suggest they do like my bank and ask security questions I.e. " name of my first pet" etc. as this would simplify this process...but to no avail. So it's "aloha o'e " wisely. C.B.3

Products used:
N.A.

Service
Quality
Thumbnail of user michaelwestmoreland91
Georgia
1 review
1 helpful vote
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November 5th, 2023

I had just got paid an i made 3 transfers to my bank $100 $166 an $84. I got them all except for the 84$. For 2 or 3 weeks straight they took my threw hell for me to get my own 84$ back. So i got tired of hearing the s a thing an filed a dispute 2 weeks later today i get the dispute letter saying no fraud was detected an i will not be paid? Even thou i have recorded calls and text messages on there site. Telling me my 84$ transfer hasn't been processed yet an will be paid in 2 or 3 days an it never came. Now the tranfer mysteriously supposed to have went threw? Wisley crooks

Thumbnail of user franjavmore
California
1 review
8 helpful votes
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September 21st, 2023

My account got hack on 08/31/2023, did the dispute right away, and still waiting for the money to be put back into my account. Already called 5 times, and always get the same answer: "We are working on it, and it can take up to 90 days to resolve". I use this bank just to put some money aside, BIG MISTAKE! I did have the same issues with my regular bank, and the first thing they do is put your money back into the account while the investigation is conducted. But these people at Wisely just don't care.

Service
Value
Quality
Thumbnail of user kamiaj1
North Carolina
1 review
0 helpful votes
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February 22nd, 2023

The customer service is so unprofessional they can barely help you you can't move your money the system down for whatever reason and you can't fund out why I've been calling for 4 hours and haven't spoken to anyone I'm over canceling this as soon as possible

Thumbnail of user kimeashal
Indiana
1 review
2 helpful votes
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October 11th, 2023

The fact they have me sending in verification to change my phone number is ridiculous the way you can pick which documents to send in just for my card to still be locked two weeks later and the lady on the phone said one of them has to be my social when you can pick the way to verify it's you this card is garbage customer service garbage would not recommend

Service
Value
Quality
Thumbnail of user evint3
Vermont
1 review
7 helpful votes
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April 21st, 2023

Wisely bank sucks! Because of my job they only pay through ADP wisely so long story short, they closed my account because of an upgrade that I did not approve. Customer service said they can't do anything and I can't ever make a new account with them. But they made sure to say "thank you for choosing Wisley and have a great day" before hanging up. Ya okay Wisley... SMH in ANGER!

Thumbnail of user elizabethf2057
Pennsylvania
1 review
0 helpful votes
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August 11th, 2023

There customer service staff is absolutely horrible they have no clue what's going on and very rude I had direct deposit thru them and had my card stolen when calling to fix the issue got 3 different stories one rep screamed at me I will never use them and I'm requesting my employer to change companies they suck

Products used:
Debit card

Service
Value
Quality
Thumbnail of user elisabeths125
Wisconsin
1 review
3 helpful votes
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December 9th, 2022

I've been hacked twice! I have to use this company because I'm a caregiver and this agency uses wisely. I've been working and getting paid for almost 3 months. I'm not getting paid what I'm supposed to get paid. I've called them a number of times and was treated like an idiot. If you don't have to use this company don't! I'm ready to pull my hair out.

Thumbnail of user houseyksingh
Connecticut
1 review
2 helpful votes
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August 4th, 2023

I opened a wisely card through ADP as I was intrigued by the "Paid up to 2 days early" option but never deposited any money or linked my accounts as it was easier to just use my bank. Nonetheless, the account remained opened as I considered using it in the future. Fast forward a year later, I receive an email from Wisely stating that I had two purchases that were declined due to insufficient funds. This was news to me as I never even used the card which means my account was hacked. I have not seen anything in regard to a security breach however I'm certain other members have been impacted as again I never used the card...anywhere! The card literally never left my home and was in the envelope I received it. I ended up closing my account however who knows what damage has been done in regard to my personal information. Listen to the other reviewers that were unfortunately scammed and have lost money-stay away!

Tip for consumers:
I had no issues closing my account.

Products used:
Wisely Debit Card

Thumbnail of user unsatisfiedu6
Kentucky
1 review
3 helpful votes
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March 16th, 2023

Do not try to pay bills! Absolutely will regret it. Worst experience I have ever encountered. On app says bill was paid however the biller has no confirmation of receiving. Bill is now late and now I'm receiving a disconnect notice. Absolutely worst way to pay any bill. I will never use again. Lesson learned!

Thumbnail of user andytalbot33
Tennessee
1 review
3 helpful votes
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June 2nd, 2023

Worst customer service ever. No solutions! I've waited six hours so far for the money to go from ADP to wisely card! Still hasn't happened. So ADP shows I got paid and yet no money on my card! I need that money today. Called them and some person in India answered and I couldn't understand them and eventually I finally heard her say that my pay would be on the card in three hours. That was three hours ago and still nothing!
Worst company ever! I can't believe ADP works with these jokers!

Tip for consumers:
As soon as my money shows up on the wisely card I’m withdrawing all of it and canceling wisely!

Service
Value
Quality
Thumbnail of user jarettw6
Illinois
1 review
4 helpful votes
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January 20th, 2023

I activated my card and attempted to buy something from Amazon, but it wouldn't let me. I talked to a customer service rep and they said I needed to upgrade my card for online transactions (which was a lie). I do the process of upgrading my card, taking a picture of my ID and myself, and the next day, I got an email alerting me that my account would be terminated in 30 days, as they could not verify my identity. After talking to another rep over the phone, they just repeated what the email said verbatim.

Thumbnail of user michelleb4256
Colorado
1 review
3 helpful votes
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February 24th, 2023
Verified purchase

I have used my Exceed Money Network paycard to receive my tax refund via direct deposit for the
Last two years. Everything was exactly how it should have been, "smooth sailing", if the IRS said it was deposited
The money was available right then. But this year I decided to use my Wisely pay card
Huge mistake my refund was direct deposited yesterday and my Wisely cust
Service reps cant even see it as a pending deposit. I asked a supervisor how this
Could happen & he stated since its just a payroll card it takes longer for bigger deposits
To actually get to the account. Dont use it for tax refunds all it does is cause unnecessary stress.

Tip for consumers:
Dont use a Wisely Paycard for tax refunds!!!!

Service
Value
Quality
Thumbnail of user keonab6
Massachusetts
1 review
3 helpful votes
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March 14th, 2023

Do not ever get a wisely card they will steal your money or freeze your account. I have sent in my documents and it is pass the days that they have to process it I hate this company so much I wouldn't even work for them nor a employer that offer wisely card a a form of direct deposit

Service
Value
Quality
Thumbnail of user dominicku
New Jersey
1 review
0 helpful votes
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February 25th, 2023

I cancelled my card because of unauthorized charge trying to be made, and they still make a payment 4 days after being cancelled. This is unacceptable, and I still have no access to my funds until the new card comes in the mail. FYI. The charge was not authorized with auto pay. Gave 1 star only because you have to give something to post a review.

Thumbnail of user deborahk1595
Georgia
1 review
3 helpful votes
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December 20th, 2023

I was to receive a sign on bonus, itvwas over 10k. Wisely rejected the funds and it took 4 days to return the money to the originator. They asked for all my identification documents and proof from my employer that thise funds were mine, so when it was deposited again it would go through. It was rejected again! They should not outsource to another country, it's terrible.

Products used:
none

Thumbnail of user scotts1100
Kentucky
2 reviews
4 helpful votes
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August 9th, 2022

I called to ask a question about their bill pay option and the rep shut my card off and is holding my money hostage. I have to send in my license and SS card by download to get my card turned back on. As soon as it is ready and fixed I am cancelling this service. Already shut the deposit off.

Tip for consumers:
Careful what you ask while on the phone with Reps.

Products used:
Debit card

Service
Value
Quality
Thumbnail of user shawnl402
Missouri
1 review
0 helpful votes
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October 22nd, 2022

They have 2 weeks of pay of my sons they froze his card he has sent them everything they wanted they still won't send him his money or a new card. I will b getting a lawyer my self. This company is a joke and don't use this card.

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