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Bank of America

How would you rate Bank of America?
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Texas
1 review
0 helpful votes
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Small estate
June 29, 2022

I'm a widow my husband past away of last year of April and have an account through this bank, savings snd checking and had a problem of he only have his name on it but I spoke to the manager at bank of American and told me to file a small estate affidavit and sent them the dearth certificate of my husband I filed everything what they ask me for and it's been more than a they are not contacting me unless I call them, every time I talk to them it's always different excuses of I can't get my husband savings and checking money. I have 5.kids and 11 years old youngest. They are not helpful at all, this bank is a joke my husband work so hard to save all that money and now they kept giving me different excuses each time I talk to them they ask for documentation one by one not giving all what I needed now is more than a year they are still looking for more excuses.?

Date of experience: June 29, 2022
Texas
1 review
0 helpful votes
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Poor service
October 2, 2023

No one answers the phone, it is difficult to redeem points on line and I don't want to talk to Erika, who is their new AI person to talk to on the phone. I have called twice today and held for 30 minutes and still not gotten through to anyone. I think it is time to ditch this credit card. Wish I could give them zero stars.

Date of experience: October 2, 2023
Georgia
1 review
2 helpful votes
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You'll be sorry!
August 22, 2022

Do not get a Bank of America Visa. They will drop you at their convenience, because of "business decisions" no matter if you've paid your account monthly in full, have a stellar credit rating and not even close to the meeting the credit limit. They are ruthless for no reason. Additionally they will reclaim any reward points. I had over 150 reward points. They cancelled my card for "business reasons", then reclaimed my reward points. I called to ask why my card was canceled. They would only state they can cancel the card at any time and do not have to provide a reason. I personally believe it was because I didn't run a high balance. It was pretty much my credit card for Costco because they allow only visa. So, in closing, Bank of America sucks. There were a hundred other ways to handle this, but they chose to screw their customer. Never again, BOA is DOA.

Date of experience: August 22, 2022
Maryland
1 review
0 helpful votes
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Claim Issues
September 2, 2022

I recently made a claim about money deposited and some missing because the machine wasn't working and had some problems and gave me a receipt to make a claim, I called made a claim, was put on hold hanged up and not getting the issue resolved. I went to my bank this morning and told them want happened and they said keep calling the claims office and still I'm being put on hold. I am disappointed in how bank of America treated customers who put money into a bank thinking when they have issues they would help them and let them continue to have a great experience but no employees working acting very rude because I guess it not their concern if it's not thier money

Date of experience: September 2, 2022
Idaho
1 review
0 helpful votes
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Lousy service
February 23, 2022

I don't bank there and never will. I had a check written to me and went there to cash it, the teller said since I was not a customer it was over the limit, I asked what the limit was, I'd go have the place write me two smaller checks. He said he could not disclose that information. When I asked why can't they just honor a check drawn on their bank and presented to them for payment he said he was done and actually turned and walked away from the counter. I will never use Bank of America

Date of experience: February 23, 2022
Alabama
12 reviews
9 helpful votes
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I provided in detail information about my problem and customer service rep replied numerous times call us back tomorrow. I was on hold for more than 15 minutes then was disconnected called back was on hold again more than 15 minutes. His reply continued to be call (reach out) tomorrow. How is this customer service?

Date of experience: September 5, 2023
Arkansas
6 reviews
10 helpful votes
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No bad they are okay
August 8, 2018

I like Bank of America I have had my account with them now for over 20 years. I like that they are quick to inform you of any issues they see with your bank card. If I go out of town and not tell them. I will get a phone call and a temp lock on my card. Because it is activity that is usual. Now I call and let them know I am leaving. The even have where you can let them know in the app or online.

Date of experience: August 7, 2018
Arizona
2 reviews
4 helpful votes
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I have a small business account with BofA. Since my inception 3 years ago I have had the same check deposited into my business account and they continue to put a hold of 10 days on the same f@#$%g check every time. Idiots blame security every time and do nothing about it. So weird when they end each phone call with "is there anything else we can help you with?" Haha...you havent helped me with anything!

Date of experience: July 14, 2023
Virginia
16 reviews
8 helpful votes
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To sum it up, no customer service. You never speak to the same person or a person in the same state. Even though they acknowledge, you as the customer have provided the info necessary for them to complete their task, they take forever to do so. In the meantime you are paying them money you don't owe. Their website has disabled the link to give feedback. Their excuse for taking so long is the pandemic.

Date of experience: May 3, 2021
Missouri
1 review
1 helpful vote
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Took my 91-year-old mother to TRY to cash 3 little $50 checks she had been holding onto. Bank was closed; only ATM access. Went to 2 more locations and they weren't allowing ppl in, no transactions and really short hours. This is NO WAY to run a business!

Date of experience: June 7, 2022
Washington
1 review
0 helpful votes
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No help with fraud.
September 4, 2023

I had lost my money through the bank of America zelle link. Though Bank of America has located the money, they denied my claim stating I did this to myself. I've been a customer for 18 years and never had fraud like this. Not sure how the bank feels justified in not being loyal to their long term customers.

Date of experience: September 4, 2023
Oregon
1 review
0 helpful votes
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I am so disgusted with Bank of America. I have had them since 2008. I have three checking accounts, one business account and a savings account as well as a credit card and vehicle loan. I went to use my credit card at the supermarket on the Fourth of July when they tell me my card is not authorized on July 3. They canceled my card and closed all my accounts with no reason they will not give me a reason I have an 800 credit score have never had a late payment with them any over drafts payments past due. After calling eight times and getting no resolution or response from them. I feel that they are targeting me and being prejudice because I'm from Hispanic descent and they can't make money on me

Date of experience: July 10, 2023
Florida
1 review
3 helpful votes
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Do Not Bank with them.
August 26, 2022

My account was forced closed over 2 1/2 months ago and Bank of America is still holding all of my money. They say I have been cleared of all Wrong doing. And I have no access to the account once the account is completely closed they will send me a check. First I was told it would be June 20 then July 15 then August 1 then August 15 then August 26 now September 1. That's Ridiculous people need their money did not bank with him if they close your account they will keep your money

Date of experience: August 26, 2022
Georgia
1 review
0 helpful votes
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I had a fraud situation and BofA did nothing to help with the situation. They have no central fraud department and they are getting hammered by all the scammers because they are an easy target. I recommend you close any accounts with them or your money is at risk.

Date of experience: October 6, 2022
California
1 review
0 helpful votes
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After 45 minutes waiting on hold for the bank of America customer service They disconnected me and asked me to call later!
What a horrible customer service and waste of time! If do you dont want to answer the phone why you jeep oeople online for about an hour!

Date of experience: July 17, 2023
Illinois
1 review
0 helpful votes
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The automated customer service message is needlessly long. Wait times are too long. Two times I had a Charles Schwab check deposited into my account which was rejected because they "couldn't locate the account" though they posted checks from the same account before. I terminated my account with BOA.

Date of experience: September 24, 2022
Rhode Island
5 reviews
15 helpful votes
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After filing a stop payment, we collected 7 pages of information for BoA and were told that because we didn't have a proof of return that they cannot credit us. When we told BoA that we were unable to obtain a return address we were told that this is very common and that there is nothing they could do. So much for buyer protection.

Date of experience: March 20, 2011
Texas
1 review
0 helpful votes
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My family had a trust fund at Bank of America. My father had his leg amputated and he received a loan from our trust fund for $100,000, to get an artificial leg. My father ended up passing away. My father had taken out a life insurance policy to Bank of America, in the amount of $100,000, so in his death the loan would be paid. Instead, Bank of America said my father just left them $100,000 and I had to pay the loan out of the trust. So, I was left with nothing from the trust. Bank of America just gave me a promissory note saying my deceased father owed me $100,000. My cousin was in the trust as well and received his $100,000. I argued so much with them, but they said my father just left them $100,000 for them to just keep for themselves. I didn't even receive a thank you pen! They completely robbed me of $100,000 and had been robbing our family trust for years before this. CROOKS!

Date of experience: June 9, 2022
New York
1 review
2 helpful votes
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Worse nightmare
September 2, 2019

I'm a customer of Bank of America for 20 years. I got low rate check and didn't realized that I can't deposit to my account. Instead of 0% rate I ended up %23 in addition to transaction fees. The font was so small in comparison 0% Apr till 8/20. I called customer service and got nothing. Being a loyal customer worth nothing when it comes to Bank of America. DO NOT DEAL WITH THIS BANK. There are fraud! Diana

Date of experience: September 2, 2019
California
1 review
0 helpful votes
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Bank of America in Bell
September 7, 2022

To me Bank of America is one of the best. At times it has been somewhat disappointing with the Bankers around there. But overall I feel it still one of the best Banks. I'm only speaking for the location in Bell California when I say somewhat disappointing with the Bankers. Is been all good at other locations. One of the best Banks

Date of experience: September 6, 2022

Overview

Bank of America has a rating of 1.4 stars from 652 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Bank of America most frequently mention customer service, credit card and online banking. Bank of America ranks 141st among Banking sites.

service
340
value
318
quality
311