ChoiceHomeWarranty has a rating of 1.3 stars from 332 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about ChoiceHomeWarranty most frequently mention customer service, water heater, and case manager problems. ChoiceHomeWarranty ranks 113th among Home Insurance sites.
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I signed up to a plan with Choice Home Warranty to cover all major appliances, including my air conditioner with an effective start date of coverage on October 13,2023. On that day, my air conditioner compressor failed, causing electrical interference on other appliances. I was relieved knowing I had recently signed up with Choice Home Warranty, only to find out that my air conditioner wasn't covered because they claimed it entered the plan with a preexisting issue. The unit worked fine on the morning of October 13,2023, so I was perplexed with what they told me regarding my claim. I would strongly urge anyone reading this review to not do business with Choice Home Warranty, as they have no intention of paying for appliance failure. They're a scam and shady company. If you enter into a contract with them, rest assured you WILL NOT have coverage on a claim. I give them ZERO stars! DON'T DO BUSINESS WITH CHOICE HOME WARRANTY!
I engaged with Choice Home Warranty four months ago, I submitted my first claim for my garage door opener on the 14th of August 2024. I initially submitted the claim through customer service and was informed that they would locate a technician for the job. Shortly thereafter they informed me I could use my own vendor and get a reimbursement, but the vendor would have to submit a diagnosis of the problem and a quote for work before they could approve the project. My vendor never contacted CHW with the required info so I located another vendor and had them do the work. When I tried to submit the receipt for the project to CHW they assigned a "Case Manager" to me whose sole purpose was to inform me that they denied my claim because I used a company that was not approved by CHW. It's obvious to me that their business model is to maximize the number of customers with inflated or fake reviews and the use of sales people to contact potential customers and convince them to use the service. The "Case Manager" was even able to cancel my policy and when I reengaged with her to appeal her decision she informed me that I was no longer a customer and could not appeal. Choice Home Warranty is a total scam. Buyers beware
I purchased the contract with the purchase of my new home. I later submitted a claim. Four days, no response. I called, waited 35 minutes on hold, and my claim was "expedited." I received an email stating a technician would be at my house two days later between 7am-11am. At 11am on that day I contacted the technician. He told me Choice owed him $12,000 and he no longer did work for them. I called Choice, another 40 minute hold. I was told there was a mistake and they would reset my claim for someone to pick up. Four days later I again contacted them. Another 30 minute hold. I was told I needed to be patient or I could use their reimbursement policy. I looked at it and there were so many hoops it would be near impossible to find a technician to jump through them all. I contacted the previous technician and he confirmed it was primarily through their reimbursement system and denial of claims that led him to cease working for them even though they continued to tell people he would show up (without contacting him and hurting his reputation). I called Choice. Another 40 minute wait. Canceled. I lost $85 with a pro-rated refund and found a technician the next day in my area. This company is a scam.
Tip for consumers:
Avoid. Go with someone else. If this is the company the home seller offers for a home warranty demand a different one or trash it and buy another when you enter your home purchase
Products used:
None. They denied or delayed my claim then assigned technicians that no longer worked for their company due to Choice not paying the technician.
Date of experience: July 13, 2022
I signed up with Choice Home Warrenty over 8 years ago and can honestly say that they are a sham company. I had many more denials than favorable claims. I had to pay 85.00 for someone to come and deny service. Not to mention the 63.82 monthly charge. The last time I was denied claim, I got a little huffy with the technician and he apologized and said that Choice normally has them deny service for anything and then the case worker will not call you back so you give up. My last claim was a broken dishwasher and the tech said the company will deny the claim. But he said he found a cracked piece and got it approved. This contractor also told me that Choice always reminds techs what will disqualify the claim. Compared to other companies, Choice has the most claim denials by far. He even recommended the best company in his opinion. I called Choice this morning to cancel service and the agent said if I stay they will send me 150.00. The problem is in I have paid about 8 years of a monthly payments (7000.00) and 85.00 when they deny my claim, so you can see why 150.00 seems like a hollow gesture. So I finally canceled. Please don't fall for there 9.8 rating. The Better Business Bureau ranks choice 1 out of 5, They have over a 1000 complaints with the BBB so the 9.8 review is fabricated. As several contractors have told me, Choice is about denying claims, so please stay away fom this Company! Learn from me, I stayed way too long hoping service would improve, it just got worse.
Date of experience: November 2, 2023
I purchased an annual agreement at the time of buying a new home. I tried putting in 2 claims and both times it took weeks to get an appt scheduled and BOTH times the technician didn't show and I had to work to reschedule. After finally getting someone out, Choice denied both claims (the technicians told me they are the worst warranty company they've seen for covering items).
After having such a terrible experience they have SPAMMED me by emailing, calling, texting multiple times a day for weeks. I asked to get put on the do not call list and continued receiving calls. Then I got AUTOCHARGED to renew my contract monthly. There is a link in the email they sent ONLY DAY BEFORE charging me to change my "monthly subscription" that I didn't agree to but when I try to login it says my annual contract is over and I can't login and that I need to call a number to cancel the subscription I didn't even sign up for.
Absolutely dishonest and slimy.
Products used:
1 Year Total Plan
Date of experience: September 22, 2022
I had a simple clogged drain in my kitchen - or so I thought. The first "technician" Choice sent out looked at it and declared he wasn't the right person for the job and that he couldn't fix it. Took my $65 deductible and left.
Choice then proceeded to close my claim. I called them and demanded to know why. They said the technician wasn't the right one for the job and I'd have to open a new claim. Another $65 deductible, please.
The moron they sent out arrived with a tiny little "snake" the size of a drill, which is used for minor tub clogs. He asked me for a towel and a bowl to collect the water. In other words he was completely unprepared. Then he told me that he needed a longer snake because the clog in my sink was "too deep" and he would have to get authorization from Choice to use a longer snake.
Choice then denied the claim and told me they don't cover anything over 100 ft (it wasn't) and only covered snaking and cabling, which is exactly what was needed.
At this point, I was not able to use my kitchen for five days, had to eat out every day, which got super expensive, and wasn't about to wait for them to send a THIRD idiot out who couldn't fix a clog.
I told them to pound sand, called a REAL plumber, and got it fixed. Then I canceled my policy and demanded my money back.
They're terrible! They find the cheapest workmen possible to do the job and deny the claim if actual expertise is needed.
Products used:
Home warranty
Date of experience: June 24, 2022
THIS IS THE WORST COMPANY EVER. My AC compressor went out and they said they wound not fix it because it was due to a ground fault. Well genius the ground fault was because the compressor went out. That is a fail safe process. They said it was not due to wear and tear. Well the technician said on the report it was from wear and tear. I asked them for the report and they said it had proprietary information. So let me get this straight…. I can't have a copy of the report for MY AC at MY house for a warranty I am paying for. DO NOT USE THIS FRAUDULENT COMPANY. Trey will provide the report when it is subpoenaed. Please take my advice and DO NOT USE THIS COMPANY!
Date of experience: June 18, 2022
Choice is false advertising in Hawaii. They have NO ONE willing to work for them in Hawaii. They will assign a vendor and the vendor will say we don't do any work for them because they don't pay. Choice will give you the run around and is an ABSOLUTE SCAM. They HAVE NO VENDORS. They will leave you without hot water they will leave you without AC. I think there should be a class action lawsuit in Hawaii as they don't have Vendors and shouldn't be allowed to sell Warranties in Hawaii. I am not sure how they are in the mainland but are honestly a complete JOKE> They are unethcial and are basically stealing peoples money and can't provide coverage.
Tip for consumers:
Easily the absolute worst company I have ever dealt with EVER DO NOT BUY A CHOICE HOME WARRANTY> EVEN THE VENDORS THEY USED TO HAVE SAY THEY ARE CROOKS
Date of experience: November 9, 2023
Technician was scheduled to be here Monday from 3-8pm... Didn't show up. Contacted him and scheduled a Wednesday appt after 5pm... Still didn't show. Do not use Choice Home Warranty!
Tip for consumers:
Do Not Use Choice Home Warranty!
Products used:
Nothing at all because technician didn't show.
Date of experience: August 22, 2022
I'm a contractor that has attempted to do work for Choice and it has been a terrible experience. I feel so bad for my clients that have tried to use them to get their items repaired. Choice pays little to none to the contractors working for them and denies almost all claims that they receive. My last customer was on the phone fighting to get his drywall repaired. They denied him over and over then realized he wasn't going anywhere so they approved his repair. I turned in the repair quote and they decided they would only pay a quarter of the amount of the invoice and make the customer pay the rest. Now they feel like they are "paying the bill" and are now putting the pressure on me to fulfill their robbery of this poor man. I receive email after email telling me I have to do it now or their will be no other task that will be sent to me. What a scam! Also they are very good about just hanging up on you if they think they will need to pay for a claim. Save yourself the time and avoid the stress the company will gladly give out.
Tip for consumers:
This company is not good
Products used:
I was the contractor
Date of experience: July 9, 2022
I would not recommend nobody to do business with them. I am a faithful customer. I paid them every month on time is drafted at my account. I never use them until now and I needed a thermal expensive valve they sent a heating and air guy out here. He was awesome before he got out my driveway they denied me and I never asked them to get nothing fix until now I had to go back-and-forth with them a couple days they approve everything and told me they were only cover $100. It was a $400 bill and they wouldn't even pay that, I don't recommend nobody doing business with them. They don't care about you all they care about is getting your money and my bill is due on the first of every month. They always take my bill before the first time and I have it drafted I cancel my service I could've paid for my own problem sir getting them to pay $100 it was a $400 bill that's ridiculous so if you imagine if it was more than that they definitely wouldn't even pay for it. All they do is sell you a warranty and they don't standby they work I will never do business Dan with ever again. I can save my own money and get my own prepares. The money is hard to come by so you don't do people like that, but they keep they keep saying I'm a loyal customer if I'm loyal, they treat me like I'm loyal you couldn't even pay for the bill. I had to pay $300 out my pocket all they did was pay $400 but oops they going to get half of their money back when they get the payment from me I don't recommend nobody to get anything or any service with them. I really don't even want to give them no stars.
Date of experience: June 26, 2023
I had a warranty, but here's the type of service you get. My Air Conditioner broke and needed service. I live in Florida. Temperatures then were 100 degrees. I filed my claims. I waited 2days to hear from them who was coming out. I. heard nothing. I called them. They said they haven't located a person yet to fix my air conditioners. I live in a large city. There are 100's of AC repairman. They told me they were working on it. Two weeks passed. I called them repetitively since the house was 100 degrees. All I was told is that they haven't found anybody yet. Finally after 2 weeks, I gave them a piece of my mind for torturing my family with 100% heat and no one to repair my AC. They told me that I could hire my own AC repair person and submit for reimbursement. I did that. I spent $2000 on the repair and when I went to submit for reimbursement, they told me I could NOT do it because repairs need to be approved first. I told her the representative said I could call up AC repair service and I could get reimbursed at their rates. They screwed me. Royally for never being able to get a repairmen for weeks in 100 heat, allowing me to find my own repairmen which took one phone call, and then never reimbursing me as I promised. This company is awful. I would never use them again and would tell every body never to use these people. They don't have the resources to repair your issue and they tell you things that just aren't true to get you off the phone and so they don't have to pay you. Use anybody else besides these guys. This whole thing was ridiculous, infuriating, and awful.
Date of experience: September 21, 2023
Paid in full can't get a email or call from them about a claim I submitted might as well submit to thin air. Constant battle stay away!
Tip for consumers:
Just don’t buy!
Products used:
None
Date of experience: June 22, 2023
This is a review on their cancelation policy. We had them for a year and never actually had to use them. My contract specifically said a start to end date for one year. The month before the end date I called to say I would not be renewing and wanted it to end at that ending date. Was told no problem and nothing else was needed on my end as long as I did not call to renew. I also removed my card from the account. Of course the next month they charged me and at a higher rate. I called and asked why since I canceled and to refund my money. I was told I was month to month and couldn't just cancel and they would only credit me for a month if I stayed. I told her no I canceled the month before but she refused to refund me so I now am having to do a stop payment at my bank and disputing the charge. So basically if you want to cancel your contract at the end do a stop payment at your bank or credit card or you will be sorry. Terrible business practice. Also you will be told if you pay month to month that you do not have a end or renew date even though it states a date on their website. I was even sent an email from their sales department telling me my contact person for renewing the contract. All in all they are dishonest.
Tip for consumers:
After calling to cancel I would have done a stop payment at my bank to make sure they couldn't continue charging me.
Products used:
Never had to use them just had a problem trying to cancel at the end.
Date of experience: March 7, 2022
Horrible experience with CHW on non-repairable frig. CHW repairman said if was repairable and the parts were still under warranty, so CHW required me to track the parts down with KitchenAid. Parts were sealed systems requiring a certified installer. After 3 months of back and forth with CHW and KitchenAid, KitchenAid finally send me the parts since the CHW repairman said he was certified. He installed them and charged the frig with freon and said it was fixed, but it was not. 2 more visits from the repairman ended up with him stating it was non-repairable and they started the replacement process. I had Kitchen Aid come and evaluate and their very knowledgeable repairman took one look and said it was non-repairable from the beginning and the CHW repairman should have known this from the very first visit. Then to put salt in the wound, CHW only gave me $900 for a frig worth $3100, as they are not required to match the brand, dimensions, color, etc. of your frig, only math similar features, capacity, and efficiency. I'll never used CHW ever again and will never recommend CHW to anyone. Over the last 3 years I've used them, every single repair, etc. I've had has turn out bad. Their top rating is a joke!
Products used:
Services for refrigerator repair
Date of experience: July 27, 2022
I had a 2 year old dishwasher thar broke, was un repairable and I had to pay $60. For no repairs. I was offered but CHOICE HOME WARRENTY $246 to replace my dishwasher. I was already out $60. So I get $186. To to replace my dishwasher. This is a scam. I canceled my policy and they didnt even seem to care. GOOD RIDENCE I SAY. So don't use them.
Tip for consumers:
Don't use them, they give you alot of promises that they don't keep.
Products used:
None I canceled my accounts.
Date of experience: July 21, 2022
Do NOT buy a home warranty plan from CHW!
Claims I have filed:
HVAC claim: DENIED! They said my cracked heat exchanger on my 19 year old furnace was a pre-existing condition. Plus per their contact would only pay out FIVE HUNDRED DOLLARS MAX!
PLUMBING Claim: DENIED! Filed a claim online ( happened on a Saturday, they only work M-F normal business hours) well I had raw sewage backed up into a bathroom ( tub, sink and toilet). Well that could NOT wait until Monday or later to get addressed. I hired a plumber & submitted the bill.
Front load washer claim: they approved but it took over 6 weeks to get repaired.
Gas Range claim: they denied the repairs and opted for replacement. They only offer funds for replacement! Their offer was FOUR HUNDRED DOLLARS! Which is only 1/4 the cost to replace my unit. My range is a 5 burner, convection oven probe cooking self cleaning and a whole lot more.
So please don't fall victim to this company!
Do your research! CHW currently has over 10,000 complaints filed against them within the last 90 DAYS! There is also a class action lawsuits..
Date of experience: August 6, 2022
We have had them for 6 months and they have denied 2 out of 3 claims, ended up paying on my own. This is a rip off!
Products used:
Warranty service
Date of experience: December 4, 2021
Terrible company. Take your money for years and deny your claim. Leave you holding the bag. Will always find an excuse not to pay.
Tip for consumers:
Choice Home Warrenty is a bad company they don't pay when something breaks .
Products used:
Choice Home Warranty
Date of experience: September 1, 2022
I've paid for warranties on multiple houses and multiple years with Choice Home Warranty. A couple of months ago I called in a claim for my personal washer which is less than 2 years old. AFTER A FULL MONTH I still had no repairman assigned, even after being "escalated" multiple times. Then I agreed to their "reimbursement program to hire my own repairman. He came and diagnosed the problem but could not get parts. Choice Home Warranty contract says repair or replace, right? WRONG! WRONG! WRONG! AT THEIR OPTION THEY "REPLACE" BY OFFERING NEARLY HALF THE COST FOR ME TO ACTUALLY BUY A NEW WASHER TO REPLACE my 2 year old washer. Furthermore, I was informed that I have no other options available as my claim had already been escalated multiple times.
I WILL NOT BE RENEWING MY CONTRACT WITH CHOICE HOME WARRANTY AS I FEEL IT'S A RIP-OFF COMPANY. THEY DID NOT TREAT ME AS AN IMPORTANT CUSTOMER - not in getting someone out to my house, not in obtaining the parts to make the repairs, and certainly not in providing a fair replacement value. The amount of money they have offered only approximates my premium cost for the policy.
Tip for consumers:
Be willing to accept 1/2 the monetary value of whatever you need repaired.
Products used:
I have not yet replaced the washer.
Date of experience: July 7, 2022
They will find a loophole to deny you coverage for the AC units. Horrible company. I wish I knew better..
Products used:
Warranty
Date of experience: May 12, 2023
I am at a loss of where to start as I don't want this review to go unread due to the length, so I want to keep it short. I feel it's very important buyers should be aware of this company and the frustration, time, and energy they may cause you, so I will bullet point the experience you should expect if you still choose to use their services after this list.
*TIME WASTED (I have spent about 36.5 hours on the phone with Choice Warranty for ONE appliance request, which is STILL pending a fix since November 2021)
*MONEY (Along with my time, went my money and not having this appliance in my home has to caused more money spend to complete this chore)
*FRUSTRATION (The hours spent going round and round with customer service agents and the techs who are supposedly working on a fix)
*LIES (From service dates, to costs, to what will and will not be done, it was all lies)
*NO COMMUNICATION (They do not let you know if, when, or what is going on with the tech or your work order)
Their motto should be... Choice Warranty - Using us would be a Bad Choice!
Date of experience: March 25, 2022
Highly NOT Recommended. I would like to give "NO" stars as its not worth it. People working at Choice home warranty are very rude. Our stove wasn't working, out of 4 burners 3 burners are not working. Choice sent two technician to double check the issue. Both the technician mentioned that all four infinity switches and stove glass top needs to replaced. With that said, our ovan door had some issue. According to Choice Home Warranty, door doesnt fall in "Normal" Wear and tear issues and hence they couldnt repair or replace the stove. When escalated by us, we were assigned case manager AZFAR ALI for our Stove, who was the most rude person to talk to. He kept on saying this is not Normal etc etc. and same issue. We added the technician on our call who provided the report. He asked the technician whats the cost of repairing the switches and stove glass top. When technician told him the cost of the repair work. He mentioned to us, that this is not normal situation for repair and this comes under safety. If this is not normal then what is a normal situation. If the case manager says this falls under safety issue, it highly needs to be replaced or repaired. I would highly recommend NO Choice Home warranty, if anyone are considering.
Date of experience: March 2, 2022
Not any good send people that don't know what they are doing. You never talk to the same one poor commutation. They got to me for 1,100.
Date of experience: December 22, 2021
I have no kitchen sink for 23days already. Pevious home owner purchases this warranty for sales purpose. Leak happened under kitchen counter at the pipe divider after I moved in for 2 weeks. Contacted Choice on their app, never heard back. Called 3 days after become they are in EST timezone and I'm PST. Found out they scheduled a technician on a random day and random time. Tried to contact the technician to reschedule for two days. The technician never pick up the phone, return the call and the voicemail was full. I had to contact Choice again, this time the technician came, I paid $75 and did the inspection. Now Choice refuses to fix it because they claim my home inspection report said the faucet was leaking before the house was purchased, and the leak at the divider under the sink is on the same pipe and therefore it is the same issue. I wonder why they didn't say that when I filed the claim or before I paid the technician for inspection? And I think their reason is not valid because the entire house is on the same pipeline, so their can use the same reason not to fix any leak in the future. Faucet leak is totally a different thing from pipe divider leak at the upstream. I believe this company is a scam. Dont buy your warranty from them, they will use ridiculous reasons to reject your claim and waste your $ and time. And I believe the high reviews you can find somewhere else are fake.
Products used:
Local Plumber
Date of experience: July 11, 2023
CHOICE HOME WARRANTY IS A SCAM! THEY DO NOT PAY OUT ON CLAIMS! AWFUL! My AC broke they would not reimburse the work order claim or a replacement of my AC as stated in their booklet.
Products used:
They canceled my home warranty because they didn’t want to pay out. AWFUL CUSTOMER SERVICE
CHOICE HOME WARRANTY IS A SCAM!!!
Date of experience: August 3, 2023
I was in the market for a home warranty and had provided CHW my private email address when I requested a quote from them. Since that fateful day, I have been bombarded and spammed with emails from domains that keep trying to get me to buy a warranty from CHW despite sending multiple requests to stop to all the sources and even reporting some to their ISP.
Additional domains named in the emails:
*******@blogtrottr.com
*******@lovetime.com
*******@hsg-win.co.za
*******@disqus.net
*******@giannakazakou.gr
*******@fetlifemail.com
I made a horrible mistake
Tip for consumers:
Consider using a disposable email address
Date of experience: February 23, 2015
A home warranty is a protection plan that offers coverage for common home repairs. For a simple annual fee, this type of plan offers financial security from unexpected problems with your home appliances and systems. Learn more about what's covered and...