• healthcare.gov

healthcare.gov

Is this your business?
Write a Review

Overview

healthcare.gov has a rating of 1.6 stars from 383 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about healthcare.gov most frequently mention customer service, insurance company, and market place problems. healthcare.gov ranks 15th among Affordable Care Act sites.

  • Service
    92
  • Value
    86
  • Shipping
    35
  • Returns
    40
  • Quality
    77
Positive reviews (last 12 months): 12%
Positive
3
Neutral
0
Negative
22
19
See all photos
How would you rate healthcare.gov?
Top Positive Review

“Satisfied customer”

Laura T.
1/28/24

I was trying to pay my premium was getting no where with Ambetter my insurance through marketplace, I ask for a supervisor which was Janae Taylor, she went step by step,was very understanding and compassionate about my problem. My husband has cardiac issues and we're in the middle of procedures so I was in a Panic to get this straightened out. She was AWESOME! Kudos to Janae!' For outstanding job well done!

Top Critical Review

“Form 1095a”

Deb R.
3/8/24

My first year on MHS Ambetter and trying to do my 2023 taxes, I found out that I need to have a 1095a form, which I never received via mail or email. I can't even get on the Ambetter MHS website to print the form, because it sends me to the healthcare.gov website. When I do there, it only allows my to renew my 2024 application, can't look at my current application without an ID code, which I have no clue what that is. Can't even go to a "menu" to look for my 2023 forms. Now I'm on the phone with healthcare.gov, waiting to speak with someone. Go figure that the US government has to be this flipping difficult. I unfortunately retired early and needed to obtain insurance. What a huge JOKE! I hate this marketplace, Obamacare crap!

Reviews (383)

Rating

Timeframe

Other

Reviews that mention popular keywords

health insurance (78) customer service (63) market place (24) insurance company (35) health care (32)
Thumbnail of user charlesc132
North Carolina
1 review
1 helpful vote
  • Send Message
May 21st, 2016

Farm fresh eggs. And. Preventive care services are not subject to cost-sharing (co-pays, deductibles and co-insurance) when performed by a network doctor and follow the comprehensive guidelines: - These two comments hold the same value. Where I was raised, they both would be considered a lie.

Thumbnail of user emilyj85
Nebraska
1 review
4 helpful votes
  • Send Message
January 17th, 2018

One of the Supervisors hung up on me made me cry if youre having a bad day make sure you dont take it out on a pregnant lady. I was on the phone for 45 minutes when she started to scream at me and hung up I couldnt believe how bad her additive was. I dont have any respect for this company because of that and messing up my account so many times. No one seems to know anything about their job. Also its defiantly not affordable Obama screwed everyone up. Praying President Trump will be able to help us get this healthcare back on track.

Thumbnail of user mikeh209
Ohio
1 review
3 helpful votes
  • Send Message
March 8th, 2016

Sent hard copy twice! They called yesterday and said they never got it, do it online.
I got on the phone with them, the support person really shouldn't have that job, Now I'm
Not even sure my wife still has coverage or if she has 2 policies. I'll pay one but is she covered? I don't know!

Thumbnail of user jessicaf211
Texas
3 reviews
10 helpful votes
  • Send Message
January 8th, 2024

Just don't! I called to cancel, first I was on the phone for an hour. When I told them I wanted to cancel my membership they tried to talk me into staying. When I said no they continued to tell me I should wait. When I told them no again and I want to cancel, she finally gave in. Then they asked a whole bunch of questions about the new insurance I was on. I asked them why they needed that info And she told me that they had to put the info in to cancel. I have never had to this before it was very
Frustrating, Not to mention they put me on hold about 4 times. I finally got them to cancel after
Some time saying no and telling I dont need the insurance any more. I am super chill person, but this was the worst experience with a carrier ever. Not mention the person that signs you up, you never hear from again to help out they just give a customer service number, that hard to get ahold of. I felt like this was a scam and after reading other reviews i am glad I canceled.

Service
Value
Thumbnail of user connies902
Georgia
1 review
11 helpful votes
  • Send Message
November 3rd, 2021

I found a plan on healthcare.Gov for $217 a month. It was the worst insurance I have ever had. My doctor was listed on their site as if he was in network. I found out later that he's not in network. I ended up needing a medical procedure so I called and asked can it go toward my deductive. They said no. So $3k out of pocket plus other visits associated with the surgery. I received the next bill and thought they'd cancel due to non payment. Nope. They sent another bill. Now they think I'm going to pay them $430.
This $#*! should be illegal. Oh, it's the government so it's ok that it's not legal

Tip for consumers:
Do not go through health are.Gov. There are several companies you can get insurance for around the same price, that works.

Service
Value
Quality
Thumbnail of user paulah32
New York
1 review
6 helpful votes
  • Send Message
February 21st, 2016

I have no health insurance now and am now age 60 on disability, yet cannot go to the doctor because of making a mistake while signing up for this year's coverage with the same insurance company! It is inexcusable in the USA to be fined for not being able to pay a high rate. Healthcare.gov has no sense of human error in signing up for a policy that is useless to the insured. The insurance company was exceptional and together we tried to keep my plan from last year even though the premium went from $22 to $117 per month. Just because a mistake was made in choosing plans, I was not allowed to correct my choice. I will be on disability Medicare May 1, yet will be unable to pay for insulin pump and continuous glucose monitor supplies that are needed now because of having hypoglycemic unawareness. There is no control over my own health decisions and it is not the way any U.S. citizen should be expected to live.

Thumbnail of user michelez8
Arizona
1 review
8 helpful votes
  • Send Message
August 20th, 2019

What a joke. Covers absolutely nothing until you pay thousands in premiums, co pays and deductibles. I am barely making a living and it quoted me close to 700/mo with a 7,500 deductible. It's pretty clear. The middle class is screwed. I'm furious. Going to pay cash for medical services because a) I hate health insurance companies b) I'm disgusted by healthcare.gov and c) it's a whole lot cheaper.

Thumbnail of user garyl250
Florida
1 review
1 helpful vote
  • Send Message
July 13th, 2018

Wife gets in accident, becomes addict due to pain. Finally FINALLY find 1 place in 50 miles that accepts insurance for treatment to stop addiction. Rep judges her every step of the way, refusing to believe that detoxing can kill even though it happens all the time. We are still working on getting the insurance switched so she can become a better member of society and be herself again. Literally reps laugh at you and your requests for help. And we are being calm and polite but they dont care. They hate their life and their job and will try to make you hate yours. I hope anyone who reads this will keep your head up and get the help you need. Its hard, and big business i mean government makes it harder. But you got this.

Tip for consumers:
Dont get sick.

Service
Quality
Thumbnail of user stephaniel111
Utah
1 review
4 helpful votes
  • Send Message
October 9th, 2017

Every single time I call the marketplace- every employee tells me something different. I have wasted hours upon hours talking to incompetent individuals from Healthcare.gov who cannot help me. The information that I'm given is so inconsistent that it doesn't even seem that healthcare.gov/Obamacare employees are trained. Through these phone lines- I've received the worst customer service I've ever been provided with.

Thumbnail of user jerryv17
Florida
1 review
5 helpful votes
  • Send Message
March 18th, 2018

I initially couldn't even sign up and ended up going to a local agent to get government required health coverage. Now the IRS is holding back my tax $ and threatening to charge me because they didn't receive a form which I never received from H.C.gov
I can not retrieve this form with the website because of reasons unknown to me and the customer service. Why is the IRS unable to just retrieve this info from healthcare.gov? It's like a circus. Oh yea it is because excessively over paid 500 or so top government employees can't, won't just don't work together...
Thanks for nothing!

Tip for consumers:
Good luck...

Value
Quality
Thumbnail of user timothys1159
Florida
1 review
4 helpful votes
  • Send Message
June 1st, 2022

Horrible website. Leads to multiple sales calls and robocalls. Eight or more calls a day from different numbers. Live sales people are pushy. Robocalls late into the evening. They state they are responding to your request for them to call yet you did no such thing. You simply looked up some health plans online. AVOID using this site if you can.

Tip for consumers:
Do not use this website unless you want calls literally every 20 minutes sometimes.

Quality
Thumbnail of user benh894
Georgia
1 review
3 helpful votes
  • Send Message
March 6th, 2023

I lost my good humera plan at the end of the year. I signed up for a healthcare.gov higher dollar "silver"plan because it said it covered my doctors and most of the drugs that I was taking. I paid cash with the help of my family.
The first time I needed any help I was shut completely down. After spending over 4 hours on the phone and visiting my one of my former health care providers I was informed that I'm not covered. Ok, so what help can I get? They set me up on a telephone call with a "health specialist" next Friday at 5:30 to see if I qualify for an appointment which means nothing.
This is social medicine. Wait 6 months. If you're still alive good luck.

Tip for consumers:
Do not go to healthcare.com if you have ANY other option. They will let you die.

Service
Value
Shipping
Returns
Quality
Thumbnail of user terryb581
Florida
1 review
7 helpful votes
  • Send Message
April 9th, 2020

In short the marketplace cannot figure out how to apply my tax credit for 4 days, this has caused my health insurance to cancel this week, very scary since i now have organ problems and cannot fill any prescriptions also had to cancel may doctor appointments, they gave me a tax credit of $872 per month but a glitch happened where the tax credit wasn't applied for 4 days causing my premium to be $925 for that period instead of $84 which it should be, i've tried for 2 months and filing multiple appeals but no one there can figure out how to apply the credit for 4 days, i'm scared especially with this pandemic.

Thumbnail of user carolc1186
Florida
1 review
5 helpful votes
  • Send Message
November 16th, 2020

Not very friendly customer service representatives. I have had several representatives put me on hold and never returned because they don't want to attempt to solve my issue or even transfer my call to a supervisor, apparently this is their new way of hanging up on you so that you don't get to answer the reviews at the end of the call. They want the customer to hanging up first. One time I was placed on hold for 3 hrs, yes you heard it right. I had to end the call. You need to do better this is about people's health coverage.

Thumbnail of user christyb28
Michigan
1 review
1 helpful vote
  • Send Message
February 24th, 2017

MOST the reps do not care about helping you nor do they even know what they are doing. It is impossible for me to look up my own application, and no one knows why. Here I wait for the forms to turn in to my accountant, and time after time, they do not come. I absolutely HATE dealing with them.

Thumbnail of user qqptah
California
3 reviews
12 helpful votes
  • Send Message
November 12th, 2023

Y'all see these commercials on tv? People paying $13 a month? People paying $34 a month? The best deal I can get is $345 a month and I barely make minimum wage.

Don't even waste your time with these wolves and sheeps clothing. You will get eaten alive!

Thumbnail of user christil34
Kansas
1 review
3 helpful votes
  • Send Message
January 6th, 2022

I see all these commercials about people paying $49 and even $0. Mine was going to be almost $600 for just ME! I guess I need to be on Medicaid to get free health care! I would give it 0 stars if I could!

Thumbnail of user jeffl330
Louisiana
1 review
2 helpful votes
  • Send Message
July 25th, 2019

I am an agent who helps people to enroll in health plans via healthcare.gov. The first 2 years were fine. Then later they changed or terminated some of my client's health plans. Start from this year, they changed and terminated a lot of my client's health plans without sending notices to my clients. My clients found their plans either changed or terminated when they see doctors. Some got huge medical bills and thought that's my faults. It's obviously affect my business, trust, reputation!

Thumbnail of user janec103
Indiana
1 review
1 helpful vote
  • Send Message
December 15th, 2016

When you leave your number for them to call you back, WHY don't they every call back. I have called for the past 2 days and when they ask me to leave my number, the recording stated that, "you won't lose your place in line". BullS! I have left my number 4 times and never got a call back.
If you can find another way to get health coverage, do that instead. The coverage itself may be ok, but going thru all the hoops to get there is a HEADACHE!

Thumbnail of user cw435
Iowa
1 review
11 helpful votes
  • Send Message
January 6th, 2020

Worst customer service ever. Wish I could remember the man's name. Total a**. Asked a simple question and he went on a rant about how people never report things right and expect them to fix it, etc. All I did was ask how many paystubs I needed to send in, because I already sent 2 and got back a letter saying I needed more proof. Like what more proof do you need? I get same check every 2 weeks... do the math people.

Thumbnail of user ashleys653
Pennsylvania
3 reviews
13 helpful votes
  • Send Message
April 28th, 2020

Worst place ever I spent hours and hours trying to get my account corrected they auto-enrolled me twice. They're holding up my taxes for 2019 because they never generated a 1095a... I'd give them zero stars if I could

Thumbnail of user belenc2
Florida
1 review
1 helpful vote
  • Send Message
February 13th, 2018

Charles was so helpful in explaining the different coverages, and getting all my information in an efficient and quick way. I have affordable health insurance that now all because of him! Answered all my questions. Thanks again!

Thumbnail of user deborahs2810
Ohio
1 review
2 helpful votes
  • Send Message
February 12th, 2023

I retired early at age 58 from nursing to care for my terminally ill husband. I signed up for insurance through this government run establishment. I followed their guidelines and every time I withdrew money to live on from our retirement accounts I reported it to healthcare.gov, either online or by phone. However when tax time came around the following year, healthcare.gov claims that I never reported these increases in income and thus owed them $14,000. AARP was able to negotiate it down to $12,000. Because I didn't record the phone calls or take pictures or make printouts of my reports of increased income to them I have no proof that I did so. That was in 2017 and I am to this day still making installment payments of $199 a month to them and will be for the next few years. It's very hard to do on a fixed retirement income.

Tip for consumers:
keep the most detailed records possible of every interaction with healthcare.gov

Products used:
health insurance

Service
Value
Quality
Thumbnail of user tw551
Florida
1 review
7 helpful votes
  • Send Message
November 20th, 2019

Yes, I agree, one star is way more then they deserve. I have the same issue, every time you call you are told whatever they want to tell you so they can move and lie to the next caller. It's like they have a quota of lies they must tell in a day. I too now owe my insurance company because of their lies.

Thumbnail of user donnas3464
South Carolina
1 review
1 helpful vote
  • Send Message
March 3rd, 2023

I purchased insurance on Monday. By Friday I received 100s of calls. Extremely rude when I said I didn't need it anymore. They cut me off and hung up in the middle of my sentence when I asked if there was a way to be removed now.

Service
Value

Sitejabber for Business

Gain trust and grow your business with customer reviews.

About the business

The official website for the U.S. Government's federal health insurance marketplace, as described in the Affordable Care Act of 2010.

How do I know I can trust these reviews about healthcare.gov?

  • Sitejabber’s mission is to increase online transparency for buyers and businesses
  • Sitejabber has helped over 200M buyers make better purchasing decisions online
  • Suspicious reviews are flagged by our algorithms, moderators, and community members
Have a question about healthcare.gov?

Is this your business?

Claim your listing for free to respond to reviews, update your profile and manage your listing.

Claim Your Business