Premier Bank Card

The interest rate of 36%, plus junk fees to penalize people who are desperate enough to borrow a mere $600 with a $95 initiation fee plus another $79 annual fee, $49 every year after with additional monthly fees of almost $9 after year one...do the math. You'd do better with the Mob...at least they're up front about predatory lending. DO NOT ENGAGE...whoever allows them to get away with this simply b/c they state the terms and conditions is just as culpable. Congress allows this? The consumer affairs dept. doesn t warn people off? Who is Premier s lobbyist? I d like THAT salary.

I Closed My Account and they keep Charging me Monthly fee. Try to get some Help but didn't get no answer way you get charge for something it not in used. On top of That a Annual fee. Stay away from this Card.

Well I'm trying to get my credit back to good. As a young adult I messed it up being irresponsible. Yes they have fees and such but it's unsecured and I'm not getting it because I need money I'm getting because I want good credit. Well they started me at 300 and now I have 1,000 limit. Never miss a payment and only use it to show responsibility. I think it's great they gave me a chance. A year later and my credit is awesome just got a new work van from a dealership never thought that would happen again. Final thought. Use this company to rebuild your credit not to get money and you'll be happy.

Usually, when a company changes it name, there is good reason. I opened a card with this company and somehow I made two(2) payments at the same time.

However, because I cancelled one of the payments this company closed my card without saying a word to me.
I called them to explain that I had made two payments by mistake and I cancelled only one of payments.

Well, the front line person was understanding and wanted to help. Therefore, he spoke over his shoulder to his manager to see how they could help.

Whoever, that person was, refused to talk to me or even consider helping.
Today it is a bad mark on my credit profile as a closed account.
They did collateral dame to my credit profile.

I have two card through the company sign two separate user agreements. Pay high interest, make a payment & the accounts are tied together. It shows I have credit available online and on the dial in but then get card declined. What a scam

The people on the phone take forever to answer. When you do get ahold of them, they are not helpful at all. I had two cards with them. One for 300 and another for 700. They argued with me about which account was the older one i wanted to cancel. It was absurd. The interest rates are extreme. Trust me you can get a much better offer from one of their competitors. Lower interest and higher limit with less initial cost. Skip this scam.

I'm surprised this kind of robbery is allowed to go on out there! These cards charge a start up fee which is eroniously large, then their large yearly fee.
If you don't pay off the payment which puts you over the credit limit... now you accessed a late fee as well. What a scam bank!

DON'T ever get a card with this company, they are just the worst. You miss one payment and they come after you with threats of taking you to court. I will never recommend this place to anyone. A total scam stay away from this company they are an absolute joke!

They purposely post payments from online banking late and stick you with a late fee they won't waive. Every month I get a late fee even though I scheduled the payment to arrive on time. Cutting up the card.

These people are thieves, they Charge you hidden fees left and right. They promise you something and never deliver. You will pay 10 times your credit limit and it will stay the same. If you have a dispute, you have to right to them! You can not even talk or email them. Your credit will never improve with them no matter what you do...

I have had several credit cards, and this company Premier Credit Card has got to be the worse. I just hate it. I have got to get rid of this card soon. When you make a check deposit for a payment, why does it take a week for it to show available and credited to my account? Terrible service. It was taking out of my checking the very next day, a week has gone by, and still not showing available to use yet. Also, I went online just to look at my account I saw where I had a balance available one day and then gone another, I hadn't even use my card, hen I see the balance back on there. Crazy. With technology today, Premier need to do better.

This company is a scam I paid I think 150 to open the card I made one charge of $9 and they wouldn't let me charge anything else. I didn't pay the $9 bc I already paid them $150 to open the account. I now owe them $269. If your smart do not get a card with them. This company is a scam.

I had this bank card for over three years. It was paid off consistently. Then for a few months I knew I didn't have a balance but got a statement in the mail that they had started charging me a monthly fee and now I had late fees because I had not paid the monthly fees I was unaware of. Needless to say I canceled the card after paying off the fees they ripped me off with.

So my account was over the limit and I made a full payment after 30 days and waited for it to clear to find out that my accountgot closed without knowledge. I called to find out why my limit not available to be informed the account has been closed because my horrible bank (Wells Fargo) kept returning my payments. Remind you that I always had money on my account and I have a good job. Rebuilding my credit and now I have to start all over due to this set back. Thanks alot Premier Bankcard, You get my middle finger.

I always paid my balance in full so when I used a different bank card to pay it they said they suspended my card till they verified it was me for 2 months spent every day giving them documentation after documentation just to get it unsuspended every time it was denied saying they need more documentation so never the less I guess I still can't get it back they keep jerking me around I don't even want to give them any type of star they suck

Do not apply for this credit card. There are high fees every month from monthly and annual fees and rude customer service agents I have encountered from my experience.

Signed up for credit card paid 75.00 20 days later didnot get a card but a bill for 84.00 more cancelled card payment tried to call them on hold over 1 hour these guys suck

This company is A SCAM AND STEAL! You pay your annual fee and even though you don't use it they charge you a month for purchasing as long as your card is active! THIEFS! I PLAN TO PAY OFF N NEVER GETTING THEM AGAIN. HOW CAN THEY CHARGE ME FOR PURCHASES A MONTH WHEN I HAVEN'T EVEN USED MY CARD! DONT GET THEM!

They reel you in stating they help boost your credit score but by the time you are able to use the card you have MAYBE $100 or so. Therefore you never get to fully use the card. Then your pay back amount is the sum of the ENTIRE card balance PLUS the "1time yearly payment"$100. If you need a credit boost FIRST PREMIER BANK CARD IS NOT WHO YOU SHOULD CHOOSE!

Even if you're at your worst coming off bankruptcy or whatever your financial situation is, please never use this institution even if it is to get your credit going it is the worst possible option for you. I had two of their credit cards for over three years and on top of the annual fee, way too high interest rate. They also have so many hidden fees that you just are aware of I kept both my cards completely paid off and was still charged multiple times for ridiculous fees on top of this. I felt threatened multiple times after just trying to close my cards. Mind, you totally paid off, spoke down to, and at one point I was actually told they were doing me a favor. Imagine being charged monthly even after your card is paid off with no explanation of whatever the fee is other than it's $12 a month. This is a horrible business. The customer service is awful. Please do yourself a favor and don't make the mistake of doing business with this company. Even after I closed my account they still continue to charge me $12 a month even though my credit is at zero and was totally paid off and account closed. The worst was how I was treated by customer service. I truly believe I was threatened multiple times as I was told that this was going to expedite to the credit bureaus to intentionally lower my credit score. I was offered on both cards a $45 bonus to take care of those fees for a couple months which seems to be their tactic on top of the fact that multiple times my card was used without fraudulent purposes on my end, the money was eventually replaced. However, this company is meant to scam you, I understand we're at a point in this world where everybody needs to make money, however, do not get took an advantage by this company

These people prey on people with bad credits or not so good credit,to rill you in as if they willing to help you with your credit, but if any emergency case or you happen to get behind if you call customer service they have a scam put in place where they act as if they will agree to give you a credit if you make a payment and it will be available, that's a LIE Dagan the customer guy is the one who told me that or patronize me in to believing that just so that they could take my payment and put it towards fees so it was not a credit of $100 which was my payment and the $39 he claim they would credit as well once they took all but $18 which was available but yet because I still was behind couldn't use that either...smh so in the future choose another company unless u have the entire amount.and when I tried to make a complaint about it with the supervisor Amy she just justified the wrong as if I was not given misleading information.so thank you premier! This company does not care about the customers they are out to just take and make money.they will surely report to the credit bureau when you are late,but take their time to report when you are on time if they even report it at all. Smh

Aloooooooot of hidden fees don't top of the yrly fees! Not a good card to use due to all the excessive fees that are applied to your card every single month.

To many hidden fees bad customer service and low limits waste of time they are legal crooks find a better card capital one or credit union card