I always paid my balance in full so when I used a different bank card to pay it they said they suspended my card till they verified it was me for 2 months spent every day giving them documentation after documentation just to get it unsuspended every time it was denied saying they need more documentation so never the less I guess I still can't get it back they keep jerking me around I don't even want to give them any type of star they suck
Well I'm trying to get my credit back to good. As a young adult I messed it up being irresponsible. Yes they have fees and such but it's unsecured and I'm not getting it because I need money I'm getting because I want good credit. Well they started me at 300 and now I have 1,000 limit. Never miss a payment and only use it to show responsibility. I think it's great they gave me a chance. A year later and my credit is awesome just got a new work van from a dealership never thought that would happen again. Final thought. Use this company to rebuild your credit not to get money and you'll be happy.
Do not apply for this credit card. There are high fees every month from monthly and annual fees and rude customer service agents I have encountered from my experience.
I have two card through the company sign two separate user agreements. Pay high interest, make a payment & the accounts are tied together. It shows I have credit available online and on the dial in but then get card declined. What a scam
Signed up for credit card paid 75.00 20 days later didnot get a card but a bill for 84.00 more cancelled card payment tried to call them on hold over 1 hour these guys suck
I'm surprised this kind of robbery is allowed to go on out there! These cards charge a start up fee which is eroniously large, then their large yearly fee.
If you don't pay off the payment which puts you over the credit limit... now you accessed a late fee as well. What a scam bank!
This company is A SCAM AND STEAL! You pay your annual fee and even though you don't use it they charge you a month for purchasing as long as your card is active! THIEFS! I PLAN TO PAY OFF N NEVER GETTING THEM AGAIN. HOW CAN THEY CHARGE ME FOR PURCHASES A MONTH WHEN I HAVEN'T EVEN USED MY CARD! DONT GET THEM!
These people are thieves, they Charge you hidden fees left and right. They promise you something and never deliver. You will pay 10 times your credit limit and it will stay the same. If you have a dispute, you have to right to them! You can not even talk or email them. Your credit will never improve with them no matter what you do...
I have had several credit cards, and this company Premier Credit Card has got to be the worse. I just hate it. I have got to get rid of this card soon. When you make a check deposit for a payment, why does it take a week for it to show available and credited to my account? Terrible service. It was taking out of my checking the very next day, a week has gone by, and still not showing available to use yet. Also, I went online just to look at my account I saw where I had a balance available one day and then gone another, I hadn't even use my card, hen I see the balance back on there. Crazy. With technology today, Premier need to do better.
They reel you in stating they help boost your credit score but by the time you are able to use the card you have MAYBE $100 or so. Therefore you never get to fully use the card. Then your pay back amount is the sum of the ENTIRE card balance PLUS the "1time yearly payment"$100. If you need a credit boost FIRST PREMIER BANK CARD IS NOT WHO YOU SHOULD CHOOSE!
Answer: It takes 24 hours to show on you account...
Answer: It wont show till next billing cycle unless you pay by debit card then it takes 24 to 48 hours
Answer: You dont!-! You just don't, its a waist of time and energy...
Premier Bank Card has a rating of 1.4 stars from 30 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers dissatisfied with Premier Bank Card most frequently mention annual fee, customer service and hidden fees. Premier Bank Card ranks 43rd among Credit Cards sites.