OpenSky Credit Card

This has to be by far the worst experience I've ever been through. First off, I sent them a $200 deposit to open my credit account in order to build my credit. They opened my account and "mailed my card" 3 days after my account was opened. I never received the card. 3 weeks later I call customer service and have the card reported as lost or stolen. They "reissue the card" and "mail it out again" the same day I call. A month later... Still nothing. I call again and ask them to refund my money back to my original method of payment. NOPE, can't do that they say. We have to mail you a check that will take up to ANOTHER MONTH and can't guarantee the check will make it to me if the cards never did. Then they proceed to bribe me once with $25 credit to keep my account open and then try to bribe me with a $35 credit to keep my account open after I told them no to the first $25 credit. Then after another series of 21 questions they finally closed the account and issued me a check that is going to take a month to get here. After hanging up the phone I get an email update of my credit score saying it dropped 5 points? I'm am highly pissed off and will be taking this whole situation to a lawyer and will be suing the company. I give them a negative 5 star review.

My account has been locked and I cannot get online to make a payment and am now 60 days past due. I called customer service several times and finally said i could make a payment, but it need to be for the whole balance.

I've been building my credit back up by paying off my negative items. I couldn't get a real credit card so I figured I would give them a try. Now with out them I got my score from 505 to 656 in about 6 months then I gave them a try and when I pay off my balance they take over a week to process. And then added a negative item saying payment was not on time. But I'm fact my payment was early but they didn't process it right away. It's crazy like it's my money I put in and then when I paid it my balance was the same for over a week. If anything they have not helped me at all. So any of these good reviews are bull. I had a friend have the same thing happen. I'm paying it off in full and want my money back. Open sky you really are a horrible company. I should have done more research.

It's almost 2 years I have a I'm a card holder with the open sky. I gave them $2500. They give me $2500 credit line no after almost 2 years I see advertising for open the sky. They say refundable deposit after six months they check your credit and if you qualify they refunded but for me they tell me I have to close my account so that's a false advertising. Do not apply for open sky. There is other credit cards Way better way better capital one time other one's a lot better.

So my credit score just went down 100 points because it open sky lies I've never been late on my payments but these last 2 payments I've made has been posted but never came out my bank account so I feel like they are holding the money

I had a secured credit card with them. I closed the account and was told it would take 6 weeks to receive my deposit back. That is illegal in my state. Also when I made payments it would take almost 2 weeks to post after it was taken out of my bank account.