OpenSky Credit Card

I applied with this company April 28 or 29th got email May 1st our cards have been shipped out, They have no numbers on there website to call, I had to find out corporates phone number searching for it, when I call them supposedly they got the cards sent back to them because of an incorrect address and I have an email with proof that I had the correct address that's one lie already, than I asked them to refund my account and they refused I told them they are quick to take money out but not to return it, hate companies like this, now I have to wait 10 days of processing than another 3 to 4 weeks to get my check ridiculous I told them if I don't t get my money back ASAP I will file a police report. Haven't even got my card and sure hope they refund full amount because is not I will take legal action on this company you don't play with peoples money. Especially when you are referred smh never again.

I got email to apply for opensky credit card I pay 200 on November 2020, I receive a email to sent my identification and I ask them to get the money back opensky sent me a email on December 17 2020 they sent me the refund, on 23 December 2020 I call them they said my money already sent to my bank account sent that I being called them they tell me the same thing I need my money back

I opened asecure opensky credit card with a deposit of $1000 dollars, i closed my account and i made the last payment of $95.79 which they told me to pay. After that they told me my $1000 dollars were forfeited, i cannot get it back. NEVER APPLY FOR THIS CARD. WHEN YOU CLOSE YOUR ACCOUNT IN THE FUTURE, THEY WILL TELL YOU ANYTHING TO KEEP YOUR DEPOSIT, YOU WILL NEVER GET YOUR MONEY BACK

Received the card in fairly decent time however whenever I called the customer service was rude and acted like I was a second class citizen. I was merely trying to restore my credit standing after a financial loss. Once I received the card, I began m, aking a few small purchases. I have paid the balance each month. This month I had a family emergency. My father took ill with cancer and had to rush out of state. I paid the minimum due of $25.00 on a balance of 85.00. Well, this was a big mistake. The payment didnt post for days, which caused it to be late. I was charged $25.00 late fees on balance and an additional $25.00 which I did not authorize from my checking account. Now, errors happen, however when I notified my bank they confirmed It was debited twice! So now my $25.00 minimum payment became 75.00 plus interest and now my balance is 148.00
This is fraudulent. To make matters worse, I received a letter threatening me that I have exceeded my credit allowance., while traveling my card would not work, and now I owe half of what I had available.
It is terrible that large companies think they can get away with these acts.
I intend to follow thru with the consumer reporter in my state and give them the details. I have already contacted a agency who has advised me to report this to the authorities.
Hopefully before I have to take measures, the next call I make to the corporate officer who wrote the nasty letter to me, will review the case and see how unprofessional and scams they are performing.
I urge you to be cautious when dealing with this company.

Like others here, I opened an account over 2021 in GOOD STANDING. Payments ALWAYS on-time, no balance, no carryovers. Suddenly 2022/23 aliens have kidnapped them holding for ransom, because I underwent a lay-off but STILL managed to pay on my account. The Nov. Payment didn't credit due to a glitch... and they began tacking on late fees and recurring interest, which was BS. Calls to their CS relayed excuses that they 'couldn't excuse' glitches and other issues. The fees were my responsibility including the outrageous $400+ balance (I've NEVER gone over $250) I am DONE with them, and contacting the BBB

The card was easy to get and pay for. You can use a debit card to OPEN the account and it's true you don't have to have a traditional bank account to be approved. HOWEVER, you DO have to have a traditional bank account to PAY your bill. It does not accept any debit card unless it's associated with a traditional account and does not accept payments from online banks such as Chime. Leaving many people with the only option of mailing in payments. They also take up to a week to post your payment so if your due date is say, the 11th, you need to mail out the payment by the first of the month to be sure to make the due date.
They also run a month behind in credit reporting.
On the upside they seem to have upgraded their customer service and I was able to get a live operator by pushing 0 at the end of the recorded message. I still don't know why the 800 number is associated with a debt collection company on Google but it is what it is.
Overall it's an ok service. Could be great if they accepted any kind of payment method but they don't. So if you get the card just be aware that the method you used to open the account may not be accepted when you pay your bill on the account. Which is why I will be closing it.

I opened this card to IMPROVE my credit. It did the exact opposite. I got billed before I got the card for the annual fee, then a rep told me to not pay my bill because I had a credit on my account. I didn't. Then I go to pay my bill and the system takes TWO PAYMENTS! So I call my bank and stop payment on those and Open Sky shuts my checking account down for information that THEIR REP TOLD ME! What kinda BS are they pulling? I'll take the credit hit and cancel this card immediately. So at FAR AWAY FROM THIS COMPANY!
I just kept thinking that this is a SECURED CARD, not a credit card. So we're talking about MY MONEY, not nothing that this company gave me, I sent the money in, out of MY POCKET! GTFOHWTBS!

Good Afternoon. I have been trying to contact someone in your corporate office and I have had absolutely no luck at all. I found out that I owed a small balance of $185. After contacting the credit dept. my call was sent to Carson Smithfield who informed me that they could not accept any other payments other than mail. I paid the $23.75 to have the payment over-nighted via USPS on Mon. 11/27. The payment was received. They told me on Thurs. 11/30 that my account was updated as of that day and that they will mail a letter out to me and that Opensky CC would update my (3) Credit Reports. I contacted OpenSky CC today 12/8/17 only to find out that the balance was actually $185.17 and that they have not closed my account because of the $0.17 left. I would have to get a supervisor approval to waive the $0.17 balance on the account before they report to the credit bureaus. They were also unable to tell me how long it would take to process the approval to waive the $0.17 balance and they were not able to tell me when the letter would go out once the supervisor waived the fee.