• Perpay Inc.

Perpay Inc.

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Overview

Perpay Inc. has a rating of 4.1 stars from 661 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit card, and direct deposit. Perpay Inc. ranks 9th among Discount Shopping sites.

  • Quality
    440

Proactively asks for customer feedback

This company responds to reviews on average within 5 days

Positive reviews (last 12 months): 83.3%
Positive
390
Neutral
20
Negative
58
84
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How would you rate Perpay Inc.?
Top Positive Review

“Dylan”

Laquita G.
9/7/24

Best customer service I have ever experienced. He was so patient and understanding. He went out of his way to help get my problem resolved. If we had more people like him transactions online would be more enjoyable. Thank you for being awesome.

Top Critical Review

“Smh”

Melissa B.
9/23/24

I had a better review for you guys, but you guys messed it all up. I updated all my information and you guys still manage to mess it up now I have to wait two more weeks in order to get what I need at this point I don't even want it anymore.

Reviews (661)

Rating

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Reviews that mention popular keywords

customer service (99) credit score (29) credit card (54)
Thumbnail of user professionals10
South Carolina
1 review
2 helpful votes
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December 7th, 2022

I came on here to purchase the virtual reality game & thought I was on to something. But honey when I looked at the full price, I must say I'm not that desperate lmao. Why tf would I pay $800 for something that cost $400? Idc if you break it up until 100 payments. Be so realistically for real! Back to Afterpay I go

Tip for consumers:
Just don’t

Products used:
None

Service
Value
Shipping
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Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi there! Our prices for most items are generally comparable, but they may be higher than a retail store as we provide a unique shopping experience, offering top quality products with the convenience of paying over time and building your credit.

While there is a small convenience factor, we do not charge interest on purchases and ship the order after one payment!

As a financial platform, we encourage our customers to choose the purchasing option that is comfortable for their own financial situation. Please reach out to us at hello@perpay.com so that we can further assist you!

Thumbnail of user km1206
Colorado
1 review
2 helpful votes
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May 31st, 2023

I've had an account with perpay for years and because my neighbor has a past due balance, I can no longer place an order until the past due amount is paid. I live on the B side of the duplex, my neighbor lives in A. That is unfair for me to be held liable for someone else account.

Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi K, We are sorry that you are disappointed but appreciate your feedback. We are committed to providing you with a great experience and hope you give us another chance in the future. Please reach out to hello@perpay.com so we can help you with your order.

Thumbnail of user terenceg18
Virginia
1 review
6 helpful votes
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December 14th, 2018

I use them all the time for larger purchases, cause they make it super easy to budget for things by making payments over time from my paycheck.

Guess they were super busy during the holidays because they are so popular and their site couldn't handle the traffic haha.

Service
Value
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Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Thanks for the review, Terence. We're very thankful to have you as a valued Perpay member and hope you're enjoying all of your purchases!

Thumbnail of user chealyn16
Wisconsin
1 review
1 helpful vote
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April 12th, 2023

I was in a rough spot for Christmas and per pay was there when I needed it. I was able to get my son something he really wanted and best part was making payments and not having to pay for it all right away because I couldn't afford to.

Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hey Chealyn, our team always enjoys reading reviews like the one you left us!

Thanks so much for your kind words about Perpay. Have an amazing day!

Thumbnail of user ques3
Kentucky
1 review
3 helpful votes
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June 10th, 2020

Perpay has authorized user on every product on their website but their not authorized to sell at all! I found this out when I attempted to register my Samsung Washing machine. Perpay sent me an itemized receipt upon my request and I sent it to Samsung to register my protection plan. They said when you buy their products from a third party they have update it manually. They told me that perpay is not authorized. I sent an email explaining this to perpay and they sent me an amazon bar code and told me to try that instead. That didn't work either. If you look at their products almost all big items come with a one year warranty and it also says authorized seller but it's not true. I believe they order from the big names, send it to themselves, and then send it to us the consumer. I have been with them since 2016 and last year I discovered this. I've always received my products on time, and each time without any issues but that one took me for a loop.

Thumbnail of user robertm4835
Texas
1 review
3 helpful votes
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August 5th, 2021

I trying to get a xbox throw then. On there site it says that after your frist payment your order will send off in 3-5 business days after that payment. But when my payment with throw it said I wont send out into 6 to 8 weeks. What the hell

Tip for consumers:
Go to some one that you can talk to when you have Issues

Products used:
Game system

Service
Shipping
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Robert,

We apologize for any confusion! Our shipping time frames are listed on the product page ahead of purchase.

Our standard shipping time for most items is 3-5 business days, but shipping may take longer for high demand items, such as next generation consoles. We appreciate your patience!

Thumbnail of user christopherh554
Michigan
1 review
6 helpful votes
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March 9th, 2020

My company sent $350.00 instead of the $83.00 payment I'm required to make. Betsy from perpay was super quick to respond and offer me my options. She was able to just deduct the payment owed and bounce the overage of 271 to my savings account. I had issues with verifying my new account and she called me up and did it over the phone for me. Amazing service. This wasnt even their fault and they made it right. I have ordered thousands of dollars worth of stuff from them and will continue to order. Amazing company that will soon lead the way for no or low credit financing.

Thumbnail of user michaelr1700
New Jersey
1 review
20 helpful votes
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January 12th, 2020

Was approved. However, the items I really want they don't offer. They sent me a firm to fill out to post the items I want, and ask for Amazon links if available. Which I did. Multiple links, multiple forms, and yet they refuse to get what I want. Went through flexshopper before, but perpay is 8 payments vs a year. Perpay doesn't have anything I want and refuse to get it. Poor customer service.

Thumbnail of user ericb2219
Tennessee
1 review
3 helpful votes
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September 29th, 2022

My whole pay check has been deducted and I can't get in touch with anyone to help stop that payment. I have sent email after email and call after call. I still haven't gotten a response. This is not a good look. I think I'm going to report this to the BBB.

Tip for consumers:
Keep your eyes on your pay roll.

Products used:
A refrigerator

Service
Value
Shipping
Quality
Thumbnail of user latoyab172
North Carolina
1 review
1 helpful vote
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January 19th, 2024

I placed an order and cancel the order but they are still taking the money from my check every two weeks. When I hit the withdraw money to get my money back they asked for my bank information they made a deposit to verify my account and then took the deposit back. My bank account was verified but now they saying they having a problem with the bank and sending my money back. Why are you taking money if the order is CANCELLED! I NEED MY MONEY NOW! SCAMMERS

Tip for consumers:
No

Products used:
None

Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Latoya, thank you for sharing your experience. We're sorry to hear about the issues you've encountered. We'd like to investigate this matter further to ensure a resolution. Kindly provide your order details to our customer support line at hello@perpay, and we'll do our best to assist you promptly.

Thumbnail of user tonyab143
Texas
2 reviews
12 helpful votes
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July 1st, 2020

They advertise unlocked phones but as soon as u take the phone to a carrier it locks. Is this really a unlocked phone. If I wanted a locked phone why not go directly to the carrier & lease it. You can't sell or advertise unlocked if it locks. It defeats the purpose of paying extra for a unlocked phone if u don't have the freedom to moved your phone from Verizon to T-mobile if I need to. Verizon puts a 60 day lock on your supposed to be unlocked phone. Beware...

Thumbnail of user suzannas26
Missouri
4 reviews
0 helpful votes
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August 20th, 2023

I set up my payment to come out of my paycheck. It came out and was deposited into perpay account. I tried to contact through the webite chat just to confirm payment was received and we are on track for my 2 items to be shipped out. No response. It has been 24 hours and no response at all. I'm not a dumb $#*!. I know perpay does not debit my bank account. I request my payroll department to deduct from my check. I did that. If I don't hear back i will cancel all future payments. Suzanna Smith

Service
Value
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Suzanna, thank you for sharing your experience. We apologize for the delayed response through our website chat. We understand the importance of confirming your payment and ensuring your items are shipped promptly. We appreciate your patience and will work on improving our communication. Please reach out to hello@perpay.com so we can fix this issue.

Thumbnail of user juvenile71986
New York
1 review
0 helpful votes
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November 29th, 2023

This is basically a rent to own online business that does wonderful business from customer service up to the CEO. I bought a Michael Kors Gold Men's watch through Perpay. It is absolutely gorgeous! I paid all my payments as due on time and as contracted. To get the payments to stop is you get your automatic payment each paycheck to the specific Chase Bank account stopped through either H.R. Or whatever company does your timecards for you. My company uses Paycor. It was a very simple process to stop payment on my own sign in once my Perpay account was 100% paid off. :)

Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Chad, thank you for your kind words! We're thrilled to hear that you had a wonderful experience with our platform. We appreciate your support. Enjoy your Michael Kors Gold Men's watch! 😊

Thumbnail of user jenniferk641
New Jersey
2 reviews
3 helpful votes
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October 1st, 2023

I have bought 6 items from Perpay and have their credit card. Have had a great experience. The prices are higher because you are not paying interest on a payment plan, they are in the business to make money. I thought that was a given for people to figure out. Also, I have seen people complain that after they pay a product in full they keep taking money out. If you set up a direct deposit/allotment it comes out till you stop it, it is your account. This is not unusual. Stop the allotment to them.

Products used:
Xbox, microwave, smoker

Service
Value
Shipping
Returns
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Jennifer, thank you for your positive review! We're glad to hear that you've had a great experience with Perpay and are enjoying the benefits of our credit card. We appreciate your feedback!

Thumbnail of user jeffreym617
Georgia
2 reviews
47 helpful votes
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June 23rd, 2020

I only recieved 2 of the 3 boxes that were suppose to be delivered. I emailed them and also went on the live chat. They didnt get back with you till 4 hours latter with questions that you all ready told them in the chat. Next day not till end of the day they respond again with same questions. They wanted pictures of what I recieved witch I sent last night. All day here it is 445pm and I got no response. 5 days latter I am still missing half my bed and have no answer on what's going on. Yet they take my money every week with no issues.

Thumbnail of user meagenf
Arizona
1 review
10 helpful votes
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December 21st, 2019

I was very sceptical about ordering from perpay. I was approved for $1000 limit. Seemed to good to be true. So I started reading reviews and became more sceptical about not ordering, even tho there were good reviews. Me being a single mom or 2 kids I didnt want to risk losing any money. I reached out the perpay by email. Not once but a total of 23 emails during this process. Any questions that I had they answered and responded within minutes. Setting up direct deposit was easy. First payment was taken out. I recieved my items the next week. Shipping updates were posted to my account. Extremely pleased with this experience and will be using them again

Thumbnail of user gabrielm492
Nevada
1 review
5 helpful votes
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October 22nd, 2022

Been trying to get ahold of this company for a replacement of an item they had out of stock. I gave them all the info they needed but they won't reply. No one will reach out about where the heck this replacement dryer is or what they are going to do about. I'm onto my 2nd payment and will be on my 3rd and still haven't and probably won't see the replacement. Tell me what I'm suppose to do about them NOT trying to deliver the item I'm actively paying for and if I refuse to pay for it I get sent to collections and suffer a credit score bump down.

Tip for consumers:
They got rid of "chat support" the only way to contact them is by email. That's IF they answer....not the case for me.

Products used:
Got a quite a few things through the years no problem. Xbox series x, ps5, Nintendo switch, ect.

Service
Value
Shipping
Returns
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Gabriel,

Thanks for your feedback! It appears there was a stock issue with the dryer that you ordered, and our Commerce team reached out to you via online chat & email with a replacement option.

Please follow-up with them to confirm if you'd like the replacement, or wish to be refunded at this point in time. We look forward to speaking with you!

Thumbnail of user cherrellr
California
1 review
4 helpful votes
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November 7th, 2022

It's definitely not worth it they overprice you for anything that's on the site Plus you have to pay for shipping you might as well wait for your payday and buy it instead of incurring all the interest that they give you it is no good at all I'm telling you stay away. I owe 300 Left on my Account as soon as I'm done paying it off I will never order from here again

Tip for consumers:
Stay away too much interest fees

Products used:
Purse and shoes and some of the things but I am re-search the items after i Bought it I got played big time I would never use again

Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Cherrell! To clarify, we do not charge interest or fees. Our prices for most items are generally comparable, but they may be higher than a retail store as we provide a unique shopping experience, offering top quality products with the convenience of paying over time and building your credit.

While there is a small convenience factor, we do not charge interest on purchases and ship the order after one payment!

As a financial platform, we encourage our customers to choose the purchasing option that is comfortable for their own financial situation.

Thumbnail of user nicolea1198
Tennessee
1 review
0 helpful votes
  • Send Message
August 9th, 2022

The system was having trouble verifying my Identity and after I contacted Perpay they immediately advised me what to do to fix the problem. They were quick and efficient. I would like to thank Jerrod and Joseph for their help and timely responses. Very good Customer Service!

Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hey Nicole, our team always enjoys reading reviews, such as the one you left us!

Thanks so much for your kind words about Perpay. We appreciate this more than you know!

Thumbnail of user leec576
Texas
1 review
2 helpful votes
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August 15th, 2022

This company is a scam, I do not recommend this company or ordering stuff from this app period as it's complicated and gives run arounds to any questions you have, never does follow-ups etc. Scam scam scam. Period case and point

Service
Value
Shipping
Returns
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Lee,

We appreciate you taking the time to provide your feedback, and are sorry to hear that you haven't enjoyed your Perpay experience so far.

Our Support team would be more than happy to look into any issues you're having with your account & offer their assistance to get your account up and running! Feel free to email hello@perpay.com referencing this review so that we know it's you.

We hope to speak with you shortly!

Thumbnail of user nikkic298
Washington
1 review
4 helpful votes
  • Send Message
March 1st, 2023

Hello, I was suppose to receive my paycheck on Monday only to learn that prepay has control of my deposit from an order I never ordered back in December! I don't understand if the order was approved in December, how was there no confirmation email giving in December? I never placed an order and would like a refund! It's no live human and no one will contact me back! Do not buy from this company, also they have no live chat available!

Tip for consumers:
Please do not order from this company!!! I have tried to remove their accounting and routing number from my deposit at my job and it is gray out!! I guess my check will go to them and not me until they want to send it….

Products used:
None, I would like a refund because I didn’t place an order!!

Service
Value
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hey Nikki,

We’re very sorry to hear that this happened. We do not have the capacity to take your direct deposit, rather it is directly deposited to your Perpay account from your employer’s payroll. Our Team is always here to help in the event that your payroll provider sends a payment for the incorrect amount in error.
Only you are authorized to make adjustments to your direct deposit information in your payroll. If you’re having trouble making changes to your payment, please contact your employer’s payroll department to make that change for you.
Our Support team would be happy to investigate this issue with your order placed from December, as well as help rectify any payments you believe were made in error by your payroll department. Please email hello@perpay.com referencing this review so that we know it’s you.
We look forward to hearing from you!

Thumbnail of user alonzot14
Michigan
1 review
0 helpful votes
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October 18th, 2022

Stay away from this company especially if you wanna purchase a ps5... I used a similar company called zebit I made my first payment and the ps5 was in my possession 3 days later... this company on the other hand the fact that you have to set it up as a direct deposit is gonna take a couple of weeks just for them to actually receive a payment but the worst part is they basically lie and tell you that they have them in stock but after you've set everything up and money is taken out of your check you realize that they actually don't have them in stock and you're literally waiting around to see when one might get shipped to you smh it's been a whole month since I first signed up and I'm still being told it might be another 4-6 weeks until one actually ships to me meanwhile they're taking money outta my check every week do yourself a favour and don't use this company

Tip for consumers:
Use another site like zebit

Products used:
Never received

Service
Value
Shipping
Returns
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Alonzo,

We appreciate your feedback! It looks like your order began processing for shipment on 10/19 when we received your first payment. Please note that we'll receive your payment on our end on the date of your actual pay day.

We apologize for any confusion here. Our Support team has been in communication with you about this to you as well, but feel free to follow-up with them if you have any additional questions!

Thumbnail of user tammyg283
North Carolina
1 review
6 helpful votes
  • Send Message
December 21st, 2020

I ordered a doll house for my Granddaughter for Christmas and still haven't received it. I was suppose to pick it up from a UPS Access Point and it wasn't there... Customer Service told me to file a claim with UPS and I have... Now they are making up other excuses... I'm so done with this company

Thumbnail of user bonmuacaiban
Texas
2 reviews
0 helpful votes
  • Send Message
July 11th, 2023

After reviewed Perpay sale. Value and price that you don't want to deal with this business because the price marked ridiculous, Pixel 6A is triple the price ( Google store and other stores is selling $ 240 but Perpay is $ 799.99 plus $ 14.99 shipping.

This is not for building credit history because you will be suffering financial problem.

Tip for consumers:
DO NOT DEAL ANY BUSINESS WITH THIS COMPANY!

Products used:
pixel 6a 5G 128GB unlocked :-(

Service
Value
Shipping
Returns
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Tim. Our prices are generally comparable, but may be higher than a typical retail store as we provide a unique shopping experience, offering top products with the convenience of paying over time, and the ability to build your credit.

While there is a small convenience factor, we do not charge interest, and ship the order after only one payment!

Thumbnail of user khamiaw
Ohio
1 review
0 helpful votes
  • Send Message
December 30th, 2022

When will the payment reflect my perpay account im very interested in using the site but it took the funds wednesday due to me being able to receive my pay 2 days in advance. Will it reflect on the actual pay day which is friday?

Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

We kick things off with your order once we receive your first payroll direct deposit payment. Perpay receives your payment on your actual pay day. This may be shown as the advice date on your recent pay stub.

Your order will be processed once the first payment is received, and we'll email tracking information once your order has shipped!

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Thumbnail of user perpayt
Perpay T.
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