• Perpay Inc.

Perpay Inc.

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Overview

Perpay Inc. has a rating of 4.1 stars from 661 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit card, and direct deposit. Perpay Inc. ranks 9th among Discount Shopping sites.

  • Quality
    440

Proactively asks for customer feedback

This company responds to reviews on average within 5 days

Positive reviews (last 12 months): 83.3%
Positive
390
Neutral
20
Negative
58
84
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How would you rate Perpay Inc.?
Top Positive Review

“Dylan”

Laquita G.
9/7/24

Best customer service I have ever experienced. He was so patient and understanding. He went out of his way to help get my problem resolved. If we had more people like him transactions online would be more enjoyable. Thank you for being awesome.

Top Critical Review

“Smh”

Melissa B.
9/23/24

I had a better review for you guys, but you guys messed it all up. I updated all my information and you guys still manage to mess it up now I have to wait two more weeks in order to get what I need at this point I don't even want it anymore.

Reviews (661)

Rating

Timeframe

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Reviews that mention popular keywords

customer service (99) credit score (29) credit card (54)
Thumbnail of user jonathanb1850
Alabama
1 review
0 helpful votes
  • Send Message
May 23rd, 2024
Verified purchase

I think that you guys should be more transparent about the customer having to change the amount paid to you after cancellation. If I do not make changes to my payroll then the money will still be taken out of my check. You let us know up front.

One particular guy was nice nasty but other than that everything was good

Reason I chose this product:

I’m a tech person

Service
Quality
Thumbnail of user pauls5691
Washington
1 review
0 helpful votes
  • Send Message
May 29th, 2024
Verified purchase

I have absolutely love dealing with Perpay! They have provide me a way to be able to get things that I want and need without the stress and headache of trying to empty my own pocket. They have been perfect to deal with.

They were very helpful and able to resolve

Reason I chose this business:

I love the fact that it comes out of my check and I never miss it

Reason I chose this product:

They were goods or gifts that I wanted to get for my family

Service
Quality
Thumbnail of user barbiey4
Michigan
1 review
0 helpful votes
  • Send Message
June 8th, 2024
Verified purchase

I had a high ticket item I just couldn't afford all at once. It was simple and convenient came promptly and I didn't have to even think about the payment!

Reason I chose this business:

My sister loved it and always told me I should try it out.

Quality
Thumbnail of user ronaldb1920
Georgia
1 review
0 helpful votes
  • Send Message
June 9th, 2024
Verified purchase

I've been with perpay for almost a year and my experience is awesome.
I can purchase nice quality and don't have to all it at once.
I want to say thank you for being there for me

Reason I chose this business:

Buy now pay later

Reason I chose this product:

Quality and comfort

Quality
Thumbnail of user andrewt1640
New York
1 review
0 helpful votes
  • Send Message
June 8th, 2024
Verified purchase

You get exactly what you pay for, comes straight out of your check, and it's no hassle don't have to worry about if you have the money for it because it's coming straight out of your ADP and I love it and ima continue to use it and suggest other people as well to use it because it is a good way to build your credit while getting something you like!

Reason I chose this business:

Because I was referred by a friend and ever since then I been using it frequently and I love it now, I was skeptical at first but it is totally legit!

Reason I chose this product:

Because it’s things I need/want so why not get it if I can get it straight from my check with no hassle or late fees

Quality
Thumbnail of user twins4ever8381
Nebraska
1 review
0 helpful votes
  • Send Message
May 24th, 2024

Absolutely the easiest online purchase return I've ever experienced. I was worried because I was in the hospital with heart issues and was outside of the window in the return policy, I didn't even have to tell them I was in the hospital. I wish al companies were this easy to deal with.

Products used:
Scooter electric

Thumbnail of user beatriceh92
Washington
1 review
0 helpful votes
  • Send Message
June 10th, 2024
Verified purchase

I have made several purchases with PerPay. I always receive my items in a good timely manner. I have order some high end products and I have not been let down yet!

It was a change of address and they contacted me right away

Reason I chose this business:

I initially joined because it said it helps build your credit score. Now I am here for the great things I can purchase by paying installments and credit building!

Reason I chose this product:

Things I want but can't go buy straight out the store for the amount they cost.

Service
Quality
Thumbnail of user franklind94
Washington
1 review
0 helpful votes
  • Send Message
June 8th, 2024
Verified purchase

Very helpful and attentive. I have always felt good with the assistant that is given and always have been assured that whatever I am having issues with are taking care of with no stress to me

Service
Quality
Thumbnail of user tys173
Michigan
1 review
0 helpful votes
  • Send Message
May 20th, 2024
Verified purchase

Last test for about 4 months I was doing chemo and out of work so I couldn't pay on my account. Soon as I went back to work I paid it off, was granted a credit card but they won't allow me to use my $1500 credit limit. I have been a long time customer and had hard times.

They just kept telling me they are not giving me my credit I worked hard to build

Service
Quality
Thumbnail of user scottw2689
New York
1 review
0 helpful votes
  • Send Message
June 15th, 2024
Verified purchase

I was gonna buy another item. But it asked me for all the payroll stuff again. I already did that. And don't want to do that with every purchase.

Reason I chose this business:

Thought I would give it a try. I love the card. It’s the marketplace that has me confused

Quality
Thumbnail of user ashleyc745
Mississippi
4 reviews
0 helpful votes
  • Send Message
June 10th, 2024
Verified purchase

PerPay gave me the option to purchase items that I needed to fix my home. While I was fixing my home and making on time payment, PerPay was also fixing my credit at the same time. It is a win win!

I received a damaged microwave. I has a great experience with their customer service, even though the process was lengthy, they got the damaged microwave back and sent me a new microwave that was not broken. It took a little longer than normal but they got the job done

Reason I chose this business:

The oayment options

Reason I chose this product:

I needed them to fix my home

Service
Quality
Thumbnail of user valeriem1033
Arizona
1 review
0 helpful votes
  • Send Message
May 9th, 2024
Verified purchase

Ive enjoyed my experience so far! Everything I've read is pretty clear and consistent. I like the idea of paying through direct deposit as oppose to manual payments. It's helped made me more responsible!

Quality
Thumbnail of user lalaa21
Louisiana
1 review
0 helpful votes
  • Send Message
July 11th, 2024
Verified purchase

Perpay is easy and a great way to purchase high priced items and pay over time.

Reason I chose this product:

Great products.

Quality
Thumbnail of user danielr3246
Ohio
1 review
0 helpful votes
  • Send Message
May 8th, 2024
Verified purchase

Using the Per Pay card has changed my shopping experience. Allows me to purchase things from anywhere and also gives me the option of making several payment instead. As long as it is used sparingly it also helps build credit by adding an additional payment history..

Reason I chose this business:

Convenience

Quality
Thumbnail of user beia
Colorado
1 review
0 helpful votes
  • Send Message
May 13th, 2024
Verified purchase

I recently moved into my house and had nothing. Now just a little over six months later, I've been able to feel up my house, to make it home. I really appreciate Perpay for giving me this opportunity. You guys are truly changing lives.

Reason I chose this business:

You guys have me a $1800 spending limit

Reason I chose this product:

I needed most of these products for a new house

Quality
Thumbnail of user sb1108
Connecticut
1 review
1 helpful vote
  • Send Message
May 8th, 2024
Verified purchase

They have no contact number to call and for every person that replies back to you through email they repeat the same thing and it's a process to get your money back. Would not recommend plus it did nothing for my credit.

Not helpful

Service
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi there, we're sorry to hear about your experience. We apologize for any inconvenience you encountered. Please know that we take customer feedback seriously and will work to improve our processes. If you have any further concerns, feel free to reach out to us at hello@perpay.com. Thank you for bringing this to our attention.

Thumbnail of user constances281
Tennessee
1 review
0 helpful votes
  • Send Message
May 8th, 2024
Verified purchase

My card constantly gets declined. I have been told what not to use card on. Purchasing a movie off of Amazon was not on that list and now my card is possibly blocked... I respond and try to get info from message received and shows nothing. I can't get a response from the support team and I have called numerous times only to be hung up on...multiple times.

Horrible

Reason I chose this business:

Wanted to build credit

Reason I chose this product:

It's a movie I wanted

Service
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Constance, we're sorry to hear about your frustrating experience. We understand the importance of timely and effective customer support. We'd like to address your concerns and ensure a smoother experience moving forward. Please reach out to us directly at hello@perpay.com so we can assist you further. Thank you for your feedback.

Thumbnail of user theresab1280
Connecticut
1 review
0 helpful votes
  • Send Message
May 7th, 2024
Verified purchase

My experience with perpay has been great i get purchase items on a payment plan that works for me and my budget the money comes directly out of your paycheck so you don't even realize it until you have paid for the item. Perpay also gives you credit limit increases

I had to contact

Reason I chose this business:

I chose perpay because it is an easy way to purchase big ticket items

Reason I chose this product:

I chose the products because i could not afford to buy it upfront so i use perpay. The items are good quality

Service
Quality
Thumbnail of user sheliaw111
Texas
1 review
0 helpful votes
  • Send Message
June 8th, 2024
Verified purchase

Her pay has gave me the experience of having what I wanted and building my credit at the same time with small payments

Reason I chose this business:

I chose prepay ment because they gave me a chance to build my credit along with enjoying my purchase at the same time

Reason I chose this product:

Entertainment

Quality
Thumbnail of user codyb471
Florida
1 review
0 helpful votes
  • Send Message
May 9th, 2024
Verified purchase

Right off the bat I was given $600 credit limit to shop. Then after I made my first purchase I was offered a $500 credit card I could use anywhere. Pretty amazing. Prices are rather high but payments are pretty cheap.

Customer service response is quick and very helpful. Explained step by step how the process would work.

Reason I chose this business:

I can't get credit anywhere. But this was one way of getting to buy the things I love.

Reason I chose this product:

I love their credit card service. Like no other company.

Service
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Cody, thank you for taking the time to share your feedback with us. We're glad to hear that you found our customer service team helpful and that our credit card service has been beneficial for you. Our prices can be higher than retail prices, but they reflect the convenience of our zero interest, zero fees financing options! As a financial platform, we encourage you to choose the purchasing option that's most comfortable for your own financial goals. If you're able to buy the item for a cheaper price in stores, we support you in doing so!

Thumbnail of user tylerj473
Massachusetts
1 review
0 helpful votes
  • Send Message
June 8th, 2024
Verified purchase

Stuff always gets here fast, easy as heck to pay. And before i know it ive gotten every game console and tons of games for em and i dont make a lot!

Reason I chose this business:

It works with my employer

Reason I chose this product:

I love video games.

Quality
Thumbnail of user davidb12006
Florida
1 review
0 helpful votes
  • Send Message
May 8th, 2024
Verified purchase

I opened a secured card with perpay and set up my direct deposit and had money taken out twice. Which is fine except I never received my card. First card was set to arrive by 4/14. Never came. I submitted a ticket and put in for another card and still nothing. I'm writing this on 5/8 with no idea if I'm ever going to get a card. Now all I have I a statement showing how much money I paid into this card I do not have access to and that isn't reporting the balance. Wish I never joined.

Service
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi David, we're truly sorry to hear about the issues you've experienced with your Perpay Credit Card. To clarify, our Credit Card is not a Secured card and operates like a Credit Card that you make payments on through direct deposit payments. Your feedback is important to us and we'll do everything we can to resolve this matter promptly. Please reach out to our customer service team for immediate assistance. Thank you.

Thumbnail of user donaldf761
New York
1 review
0 helpful votes
  • Send Message
May 13th, 2024
Verified purchase

I have only been a customer since November of 2023, but, so far the experience has been good. Only one minor hiccup when a product was no longer in stock but y'all were able to get a comparable replacement. I also appreciate the Perpay credit card to rebuild my credit. I like the fact that the payments come directly to you from my paycheck so I don't have to worry about missing payments.

Tried to order a specific sewing machine for my wife and after I made a couple payments and it hadn’t shipped yet, we found out it was no longer available, we were able to get a comparable replacement with customer service assistance.

Reason I chose this business:

Big purchases made easy is the best way I can describe it.

Reason I chose this product:

My wife and I love technology.

Service
Quality
Thumbnail of user dorothyr1042
Indiana
1 review
0 helpful votes
  • Send Message
May 9th, 2024
Verified purchase

They keep giving me notices I owe when I do not. I paid them off and they closed my card a while back. Now they keep sending me notices I owe more. I don't even have the card anymore. No one responds back. The bed frame I bought already split. The dresser broke some. All with regular use. Nothing extra. I tried to get items they said they have. Sent me the wrong thing. I'd just be careful with them.

No one messages back now that I don't buy anything else from them.

Reason I chose this business:

To try to get my credit up.

Reason I chose this product:

I needed them asap.

Service
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Dorothy, thank you for sharing your experience with us. We apologize for the less than desired experience you've faced and would like to look into this matter further. Please reach out to our customer service team at hello@perpay.com so we can assist you with resolving these issues. We appreciate your feedback.

Thumbnail of user mechellee2
California
1 review
0 helpful votes
  • Send Message
June 6th, 2024
Verified purchase

This is helpful when you don't have the money for everything all at once. Makes it affordable and able to take it directly out of your check.

Something wasn’t delivered and it was replaced per their accommodation for the item. It was refunded and replaced per my order.

Reason I chose this business:

It was convenient for my large family

Reason I chose this product:

It was necessary needs for my family.

Service
Quality

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Thumbnail of user perpayt
Perpay T.
Typically responds within 5 days

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