• Perpay Inc.

Perpay Inc.

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Overview

Perpay Inc. has a rating of 4.1 stars from 661 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, credit card, and direct deposit. Perpay Inc. ranks 9th among Discount Shopping sites.

  • Quality
    440

Proactively asks for customer feedback

This company responds to reviews on average within 5 days

Positive reviews (last 12 months): 83.3%
Positive
390
Neutral
20
Negative
58
84
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How would you rate Perpay Inc.?
Top Positive Review

“Dylan”

Laquita G.
9/7/24

Best customer service I have ever experienced. He was so patient and understanding. He went out of his way to help get my problem resolved. If we had more people like him transactions online would be more enjoyable. Thank you for being awesome.

Top Critical Review

“Smh”

Melissa B.
9/23/24

I had a better review for you guys, but you guys messed it all up. I updated all my information and you guys still manage to mess it up now I have to wait two more weeks in order to get what I need at this point I don't even want it anymore.

Reviews (661)

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Reviews that mention popular keywords

customer service (99) credit score (29) credit card (54)
Thumbnail of user clintc214
Texas
1 review
2 helpful votes
  • Send Message
May 3rd, 2024
Verified purchase

I set up direct deposit for the 10 payments of exactly what was asked and yet they take the money every payday after 10 payments I am somehow still in dept $200. How? When my check stubs show that the exact amount is being deposited not a penny less. And now they are reporting me to the credit bureau that I am not making payments? Thieves a bunch of lying thieves

Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Clint, we're sorry to hear about your experience. We take these matters seriously and would like to investigate further. Please reach out to our customer service team at hello@perpay.com with your account details so we can address this issue promptly. We do not have the capacity to take your direct deposit. It is directly deposited to your Perpay account from your employer's payroll.
Only you are authorized to make adjustments to your direct deposit information in your payroll. We are not directly affiliated with your employer. Instead, your payroll sends your direct deposit payment on your pay day to your unique Perpay payment account.
We are unable to adjust payments for you, which is why we provide payment instructions on your Perpay profile.

Thumbnail of user bobbiew171
Nebraska
1 review
0 helpful votes
  • Send Message
May 2nd, 2024
Verified purchase

I first ordered from them at Christmas time because funds were tight. It was a very simple and quick process. After I made my first payment which is paid by my paycheck so I never miss a payment. They shipped out all my items. I got them pretty quickly. After making about 3 months of payments on time I was offered a credit card for $500. It is also paid by my check. Super convenient and easy. I have also been growing my credit score. I love them and would refer anyone looking for help on a big ticket item to them.

The customer service reps were very polite it just took weeks to resolve my issue. It took me over a month to get my credit card.

Reason I chose this business:

I was scared but they said they could help when I needed it. No scams just help.

Reason I chose this product:

They were what my kids wanted.

Service
Quality
Thumbnail of user daisaniquej
Texas
1 review
0 helpful votes
  • Send Message
May 3rd, 2024
Verified purchase

I love shopping on perpay. Payments are low, while it may take a minute to pay off the products are fantastic, 100% authentic, and come before the balance is payed off. They also making my credit look real good.

Reason I chose this business:

I was referred by a friend.

Reason I chose this product:

I’ve always wanted to buy the products but they’re too expensive. This was very convenient for me.

Quality
Thumbnail of user shalishaj
Colorado
1 review
0 helpful votes
  • Send Message
June 8th, 2024
Verified purchase

I ordered a heart pendant necklace and they sended me the wrong thing I been try too returning with no luck or answer!

Service
Quality
Thumbnail of user katelynp71
Pennsylvania
1 review
0 helpful votes
  • Send Message
May 3rd, 2024
Verified purchase

Honestly I was a little nervous but it's been great. Ordered our xbox as a mutual Christmas present for my husband and myself. Got it even faster than I thought brand new. I've made steady payments the whole time and any time I had a question it was answered as quick as possible. When I had finished paying off the xbox my credit shot up its great!

Every question was answered quickly as possible

Reason I chose this business:

Wanted to improve my credit and new I'd bit b able to put money aside for it on my own.

Reason I chose this product:

It was a gift for my husband and my self

Service
Quality
Thumbnail of user melasiam
Washington
1 review
0 helpful votes
  • Send Message
May 2nd, 2024
Verified purchase

Ive had all great experiences except when i changed my address and they still sent my things to the weong address is still charging me for it, i cant get in touch with anyone i filled out a form weeks ago heard absolutely nothing back but my uggs are just gone.

Horrible first of all i cant intouch with anyone and when i put in a form about my missing product because i clearly had canceled this order because i was in the middle of moving they still sent it to my old address now i have no clue where my uggs are and cant get in contact with anyone.

Reason I chose this business:

I like budgeting

Reason I chose this product:

They were exactly what i was looking for

Service
Quality
Thumbnail of user zuriw3
Georgia
1 review
0 helpful votes
  • Send Message
May 2nd, 2024
Verified purchase

Prepay is the best buy now pay later company out there! It's easy, and quick. Top of the line products at decent prices. They even help build your credit as long as you pay as agreed. If you have any apprehension about using them, just try it and I promise you won't regret it! Perfect for Christmas shopping!

Reason I chose this business:

Credit reporting possibility

Reason I chose this product:

Decent prices

Quality
Thumbnail of user dantem99
New York
1 review
0 helpful votes
  • Send Message
May 2nd, 2024
Verified purchase

Perpay is a great app for building credit. I started using it last summer & my credit has gone up almost 100 points since then. The products are great quality & everything arrives within a reasonable time. Would definitely recommend to those starting their credit journey.

Quality
Thumbnail of user kerrib69
Georgia
2 reviews
0 helpful votes
  • Send Message
May 8th, 2024
Verified purchase

My wife and I found them very convient until COVID hit and we had to file bankruptcy. I did not want this company included because until that point there had been a slight glitch nothing major. We had the case dismissed and went right back to paying and when my wife went to order they had the order pending with no communication at all. When a reply was finally given we were told that our limit was dropped so we could not order anything. I said that was fine and 2 could play that game. I dropped the payment coming out of my check to $1 and that is all they will ever get. Be very careful when doing business with these we people

Get a reply back was like pulling teeth on a lion

Reason I chose this business:

I choose prepay because it was convient to have and was helping to build my credit

Reason I chose this product:

They were items that the wife needed and again it was a convenience

Service
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Kerri, we're truly sorry to hear about your experience. We strive to provide excellent service and will address this issue immediately. Your feedback is valuable to us, and we appreciate you bringing it to our attention. We hope to have the opportunity to make it right for you.

Thumbnail of user trinekal
Georgia
1 review
0 helpful votes
  • Send Message
June 11th, 2024
Verified purchase

I ordered a surround sound and two of the cords were missing so i cant use it and dont know how to send it back

Reason I chose this business:

Easy shopping

Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hello Trineka, Allow us to take a closer look at this for you. Please contact us at hello@perpay.com with your information so we're able to best assist you. Thank you.

Thumbnail of user malloryh69
Pennsylvania
1 review
1 helpful vote
  • Send Message
May 3rd, 2024
Verified purchase

I have had issues with my card being declined multiple times and when I called customer service, they were no help whatsoever. I only had help from one person and Overall, I was very dissatisfied with the outcome. I am still unable to use my card for certain purchases that I should be able to use it for.

terrible and rude

Service
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Mallory, we're truly sorry to hear about your experience. We strive to provide excellent customer service and it's disappointing to hear that we fell short in this instance. Your feedback is valuable to us and we will work to improve our services to ensure a more positive experience for our customers.

Thumbnail of user sherices6
Ohio
1 review
0 helpful votes
  • Send Message
June 3rd, 2024
Verified purchase

The second time ordering and Fedex delivered my item to wrong address. I'm still paying on so that was upsetting on 6/2/2024.

Reason I chose this product:

Need something new and updated

Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Sherice, thank you for sharing your feedback with us. We're sorry to hear about the delivery issue you experienced. Please feel free to reach out to our customer service team at hello@perpay.com so we can assist you with this matter.

Thumbnail of user michaelm14196
Florida
1 review
0 helpful votes
  • Send Message
May 3rd, 2024
Verified purchase

Very Happy with my purchase, just finished payments and got an email stating it boosted my credit which in fact it did. Easy payments don't even notice it coming out of my pay check. Great selection of product also.

Quality
Thumbnail of user lestern22
Minnesota
2 reviews
0 helpful votes
  • Send Message
July 2nd, 2024
Verified purchase

I love the ability to pay over time with very little interest.

Excellent efficient service.

Reason I chose this business:

I found out about it through KashKick and received a bonus.

Reason I chose this product:

I’m excited about the name brand items. I love my Bissell floor cleaner.

Service
Quality
Thumbnail of user taylorg371
Michigan
1 review
0 helpful votes
  • Send Message
May 8th, 2024
Verified purchase

I'm so upset I was a faithful perpay user for awhile never any issues until I recived fulty equipment and had issues with multiple orders not being sent and still having to pay on them I now have over $1000 going against me on my credit because I can't return an item now? That came destroyed. Absolutely terrible customer service

Nothing came out of contacting customer service and when they finally did get back with me about the return form not working it was my fault for not submitting in a timely manor but yet I couldn't submit anything if it wouldn't let me which I voiced

Reason I chose this business:

Because it was convenient but that was a mistake

Reason I chose this product:

Because they were nice or so I though

Service
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Taylor, we're truly sorry to hear about your experience with our service. We understand the frustration you're feeling and would like the opportunity to make things right. Please reach out to us at hello@perpay.com so we can address this issue and work towards a resolution. Thank you for your feedback.

Thumbnail of user robertt1521
Indiana
2 reviews
0 helpful votes
  • Send Message
May 2nd, 2024
Verified purchase

Through my seven-year experience with perpay, I have learned that I can enjoy the things I love without having to pay the full price upfront. Perpay offers a convenient bi-weekly payment plan that has helped me stay on budget while also improving my credit score.

Great customer service

Reason I chose this business:

Because they have a great system and affordable price with just a small payment.

Service
Quality
Thumbnail of user enriques129
Washington
1 review
0 helpful votes
  • Send Message
May 3rd, 2024
Verified purchase

"Perpay is a fantastic app that has truly helped me build my credit while providing an easy and convenient way to make payments on purchases. I've been using it for a while now, and it has made a significant difference in how I manage my finances. The app is user-friendly, and the process of setting up payments is straightforward. I highly recommend Perpay to anyone looking to build their credit or simply looking for a convenient way to manage their purchases."

Quality
Thumbnail of user renaldoh6
California
1 review
0 helpful votes
  • Send Message
May 2nd, 2024
Verified purchase

Everything on perpay is of great help id just prefer to be able to track my packages more easily. Any of my packages I have never been able to tell when they were being delivered, because of getting no notifications (emails, messages, app notifications, etc.) or even a proper tracking number. My first package I had no clue was even being delivered and missed the delivery guy multiple times. This is the only issue I've had with this app other than that the app is great :).

Reason I chose this business:

Because they were more reliable and lenient than other buy now, pay later apps.

Quality
Thumbnail of user chivash3
Arizona
1 review
0 helpful votes
  • Send Message
May 16th, 2024
Verified purchase

I recently ordered a few items for a gift for Mother's Day, and those items was delayed till after Mother's Day, and when I received the items I didn't receive everything that I ordered. Still waiting on a response on what's going on with my recent order.

Just not very responsive, but when they do respond, they get the job done

Reason I chose this business:

It helps. On not breaking the bank on high in items.

Reason I chose this product:

Affordable convenient

Service
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hi Chivas, thank you for sharing your feedback with us. We apologize for the delay in your recent order. We strive to provide excellent customer service and will address these issues promptly. Feel free to reach out to our Customer Success Team at hello@perpay.com.

Thumbnail of user yohalif
Arizona
1 review
0 helpful votes
  • Send Message
May 3rd, 2024
Verified purchase

At first I enjoyed Perpay but now it became a nightmare due to I used a shipping address for one of my orders associated with a person that I guess has a past due balance with Perpay they tell me I can't order until they bring account current. My shipping address is totally different I only used their address once. I was not aware of this persons account status with Perpay so it makes no sense. How am I being penalized for someone's bad financial decisions?

Customer service is good. But I don’t feel they went above and beyond to resolve my issues. And it would take days for them respond back.

Reason I chose this business:

At first I chose Perpay for the benefit of being able to order stuff thru payments instead of having to pay all at once.

Reason I chose this product:

I chose the products because I needed them.

Service
Quality
Thumbnail of user perpayt
Perpay T. – Perpay Inc. Rep

Hello Yohali, Allow us to take a closer look at this for you. Please contact us at hello@perpay.com with your information so we're able to best assist you. Thank you.

Thumbnail of user anetricel
Texas
1 review
0 helpful votes
  • Send Message
May 3rd, 2024
Verified purchase

2 of the products I purchased stopped working within the first 3 months and have not been able to replace or get refunded. I bought my mom the Kendall & Kylie Watch for Mother's Day 2023 & it didn't even make it to the next, and she only wear it to church 😒 😡

Reason I chose this product:

I choose them for a Mother's Day gifts for me & my Mom (matching watches) the products I purchased stopped working within the first 3 months and have not been able to replace or get refunded. I bought my mom & myself the Kendall & Kylie Watch for Mother's Day 2023 & it didn't even make it to the next, and she only wear it to church 😒 😡

Service
Quality
Thumbnail of user revam26
Pennsylvania
1 review
0 helpful votes
  • Send Message
May 4th, 2024
Verified purchase

Per pay makes things easy when money is tight. My son wanted an Xbox for Christmas and with 4 children I thought it was impossible but with per pay they all got exactly what they wanted and it was actually affordable

Reason I chose this business:

Great customer service small easy payments

Reason I chose this product:

My kids wanted something’s that I just couldn’t afford all at once perpay made it possible

Quality
Thumbnail of user feliciac279
North Carolina
1 review
0 helpful votes
  • Send Message
May 9th, 2024
Verified purchase

When I received my card, it came at the perfect time because I was in the process of moving and had used all of my funds. Then I remembered I had the card and used it for groceries and other items I needed in my new home.

Reason I chose this business:

I had a friend refer me.

Reason I chose this product:

Wanted to see how easy it would be to use the app

Quality
Thumbnail of user rachels1893
Georgia
1 review
0 helpful votes
  • Send Message
June 9th, 2024
Verified purchase

I tell my friends and family about it all the time and actually I had one family member already joined so I got my credit and every time I see somebody I talk about perpay.

I had an issue with some fraudulent charges so I called talk to an agent. They were super kind, courteous and took care of the issue and I had my new perpay credit card before I knew it

Reason I chose this business:

I seen the advertisements and I took a look at it and I was like this is absolutely great. I can build my credit while getting the things I need and don't have to worry about having the money up front because with perpay it comes right out of your paycheck

Service
Quality
Thumbnail of user emmanelr
Georgia
1 review
0 helpful votes
  • Send Message
May 2nd, 2024
Verified purchase

It's a great way to buy things and pay over time through your job. I have done a lot of my Christmas shopping on Perpay. What I like is that they have the newest gadgets and fashion trends. They do up the price a little, but for the most part it's worth it especially if you have a credit card through them. Even if you don't have a balance and pay on it your balance will keep going up.

Reason I chose this business:

I used it to make payments over time.

Reason I chose this product:

The products are up to date and the latest trends.

Service
Quality

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Thumbnail of user perpayt
Perpay T.
Typically responds within 5 days

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