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Perpay Inc.Reviews 2,102

4.6

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From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Inc. Reviews Summary

Perpay Inc. has a rating of 4.6 stars from 2,102 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, direct deposit and credit score. Perpay Inc. ranks 8th among Discount Shopping sites.

service
389
quality
1,205
This company responds to reviews on average within 4 days

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Texas
1 review
0 helpful votes
Follow Amanda J.
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Great products, excellent payment plan
September 26, 2025

I've used perpay for 7 years and it has been incredible. I've gotten game consoles, appliances, and more using perpay.
It's really helped during Christmas time to afford gifts whenever money emergencies popped up. I highly recommend perpay to everyone

Date of experience: September 26, 2025
Michigan
1 review
0 helpful votes
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Perpay has given me a second chance
September 26, 2025

This company is amazing. Im so glad that I can help build my credit and not have to worry about making a monthly payment since its done automatically.

Date of experience: September 26, 2025
Alabama
1 review
0 helpful votes
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A great option and experience.
September 26, 2025

Perpay has been a great way for me to build my credit and also buy a few needed things at my leisure. Everything is setup on autopsy, so it doesn't get easier. The only things I'd like to mention is to make sure to get the protection, even if you don't feel the need for it. * Support is through email and the support area. But the customer service received was nice.

Date of experience: September 26, 2025
Nevada
1 review
0 helpful votes
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Great Card... Easy to Use
September 26, 2025
Updated review

I've had a great experience with the Perpay Credit Card so far. What stands out most is how easy it is to manage purchases while building credit at the same time. I really appreciate that Perpay reports to the major credit bureaus, which helps improve credit history while staying on top of everyday expenses. The direct deposit payment system also gives peace of mind, since I don't have to worry about missing a due date. For anyone looking to build or strengthen their credit while keeping things simple, the Perpay Credit Card is a solid choice. It's convenient, reliable, and works especially well if you're already using Perpay for shopping.

Date of experience: September 26, 2025

Great card for building credit
March 22, 2025
Previous review

My credit has bumped up 43 points since getting this card. It's awesome!

Date of experience: March 12, 2025
Washington
1 review
0 helpful votes
Follow Jered C.
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Easy convenient. I like how it's connected with my paycheck and direct deposit. I've gotten shoes, tools, jackets, electric bike, baby stroller, and I plan on getting more LOL. Very pleased

Date of experience: September 26, 2025
Illinois
1 review
0 helpful votes
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Really enjoy Perpay
September 26, 2025

Perpay has helped me get a lot of things when I normally couldn't afford them. I am very grateful they have me the opportunity to use the platform. I have got anywhere from smart watches to gaming systems at really good prices. Most places like this charge you an arm and a leg with interest. Perpay doesn't and everything I order is brand new! Always! I tell all my friends about Perpay because it has helped me out a lot. So thanks Perpay for being so reliable. Much love <3

Date of experience: September 26, 2025
Ohio
1 review
0 helpful votes
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Awesome! I love Perpay
September 26, 2025

Each paycheck I put 62.50 into my account. They gave me 700.00 credit limit on my prepay card just like a credit card! I love it! I make a credit card payment every month as well. This is a great card!

Date of experience: September 26, 2025
California
1 review
0 helpful votes
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GAME CHANGER
September 26, 2025

SUPER GAME CHANGER. Perpay make is easy to get the things that I want. By taking a small amount out of each check makes it affordable to get the pad high dollar items. I've also been able to boost my credit which was the cherry on top of!

Date of experience: September 26, 2025
Florida
1 review
0 helpful votes
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Best financing app!
September 26, 2025

I buy my large items I can't afford all at once on here! Everything comes brand new! No issues at all! I love it & will continue to use it!

Date of experience: September 26, 2025
Texas
1 review
0 helpful votes
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Extremely Professional
September 26, 2025

I had a package get lost by the shipping company and after reaching out they were able to get everything squared away and made right. Best customer service I've had in a very long time!

Date of experience: September 26, 2025
Tennessee
1 review
0 helpful votes
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Very happy with the app
September 26, 2025

Just need my return for my shoes I need a size 6 and 1/2 and I have a six waiting on somebody to assist me with the label on return

Date of experience: September 26, 2025
New York
1 review
0 helpful votes
Follow Joshua C.
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There is not just one it is a consistent, time after, and just jaw dropping personalized service that feels more like your working or speaking with a friend or family member. Seamless, quick response and if longer than lightning speed a timeframe that is always met for each and every interaction, request, adjustment, inquiry or just to listen or give feedback on slight improvements or enhances that could be beneficial. I can send a request and after ticket has been created I can walk away and know that when I get the chance to look the end result is exactly what I asked and usually better response or action provided and no follow questions other than call if we ca do anything else I don't know where these amazing people were trained other than to understand and be compassionate toward all customers cause they are real people amazing people and amazing opportunities I have had just because of it. I recommit trying this out you won't regret it!

Date of experience: September 23, 2025
South Carolina
1 review
0 helpful votes
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Love it but….
September 22, 2025

I love prepay. I'm able to purchase things and have the money come out of my paycheck every two weeks so I know it's definitely being paid but I have noticed that they are between 100 and $200 higher than stores or other websites and that does kind of deter me from making purchases even though I'm able to pay out of my paycheck with some items I would rather just buy them out of the store because I come out with a cheaper price.Using Perpay is like doing a rent to own except for instead of the 90 day same as cash you're paying twice as much over a 5 to 10 paycheck schedule and paying more. Just like I paid over $400 for a slushy machine and I could've went and got that same slushy machine for $200 so is the price is doubled for some items which can be bothersome if I want to make another purchase instead of purchasing a few things at a time and almost coming out my whole check I can just go to other places and purchase the same thing and come out less and even get free delivery and because of this, I'm hesitating on purchasing another big ticket item when I can go to a store if namebrand or not and use Klarna, Afterpay, zip or another app and only pay the price that it is being sold for an almost do the same thing, even if it is four weeks of payments the items on perpay our extremely expensive for big ticket items and then to go back weeks later and see the same item less than what you purchased it for this should be some type of price comparison maybe or bring down the price to regular ticket items for the expensive items that are overpriced.

Date of experience: September 22, 2025
Maryland
1 review
0 helpful votes
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Awesome
September 21, 2025

Makes my shopping easy for expensive things especially since i have 6 kids.

Date of experience: September 21, 2025
Wisconsin
1 review
0 helpful votes
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It was convenient
September 20, 2025

It is expensive but they go off your word and send you the stuff an let me make payment. It help me out alot but it cost me

Date of experience: September 20, 2025
Ohio
1 review
0 helpful votes
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Listen to my concerns!
September 20, 2025

They handled my concerns within 24 hours and explained to me what was going on. Although it was a bad answer, they were able to turn that around into something that we can work with with a positive outcome!

Date of experience: September 20, 2025
Michigan
1 review
0 helpful votes
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Tickets/email responses time is outrageous Al generate the same answer not solving anything than it says we will get human help within 24 hours it's been 6 days my ticket haven't been picked

Date of experience: September 20, 2025
California
1 review
0 helpful votes
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Love this so much
September 20, 2025

Absolutely love this app, it's easy to buy the things you need with easy payment plans! I have told many people about this!

Date of experience: September 20, 2025
Florida
1 review
0 helpful votes
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I ordered headphones two weeks ago and I kept getting told to wait and wait. This is getting really frustrating. Please have someone call me at *******498 to figure this out

Date of experience: September 19, 2025
Perpay T. — Perpay Inc. Rep
2 months ago

We understand how frustrating it must feel to wait longer than expected for an order. The team would love the chance to look into this and get it resolved quickly. For your privacy, Perpay can’t reach out through the phone number in your review, but the support team is ready to assist directly at hello@perpay.com. Please reach out so the order can be tracked and resolved right away.

Maryland
1 review
0 helpful votes
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Great
September 19, 2025

Everything arrived in a timely fashion most definitely will recommend

Date of experience: September 19, 2025