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PerpayReviews 2,355

4.6

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From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Reviews Summary

Perpay has a rating of 4.6 stars from 2,355 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay most frequently mention customer service, direct deposit and credit score. Perpay ranks 7th among Discount Shopping sites.

service
389
quality
1,202
This company responds to reviews on average within 4 days

We monitor reviews for authenticity

New York
1 review
0 helpful votes
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Super helpful platform!
November 8, 2025

I'm very grateful for this platform because it makes expensive items, like electronics, accessible to those who cannot pay the full amount upfront. Although compatibility with direct deposit platforms could be improved, the tedious setup is more than worth it given the results.

Date of experience: November 8, 2025
Texas
1 review
0 helpful votes
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Awesome
November 7, 2025

They are great with prices and deliver in a great way. I've been with them for a very good while and will stay and purchase more for the future.

Date of experience: November 7, 2025
Ohio
1 review
0 helpful votes
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Sad you steal my money
November 7, 2025

Everyone keeps lies why has my order not shipped yet and you will not give my money back thats theft and it will not stand i will sue this company

Date of experience: November 7, 2025
Perpay T. — Perpay Rep
3 months ago

Thank you for bringing this to our attention! We apologize for the confusion around your order and first payment requirements. Our team would love to connect to look into this matter a bit more. Please reach out to us at hello@perpay.com, and a team member will be more than happy to assist you from there!

Tennessee
1 review
0 helpful votes
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Blessing
November 7, 2025

Perpay is awesome its set up so you can build your credit and treat yourself without having to take a major hit at once. Its like they understand I work hard for my money and that deserves a few perks. Thank you perpay I'm very grateful!

Date of experience: November 7, 2025
Georgia
1 review
0 helpful votes
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Great for those big purchases!
November 6, 2025

I have been very pleased with PerPay. I've bought numerous things and have been thrilled with the fast shipping!. I hasn't had one issue since 2016 I've been a member.

Date of experience: November 6, 2025
North Carolina
1 review
0 helpful votes
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Best way to shop online & offline
November 5, 2025

This is one of the best way to shop often online. And in a way I'm getting the credit and the amount through your own paycheck kind of very clever. So I give this 10 out of 10

Date of experience: November 5, 2025
Washington
1 review
0 helpful votes
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Awesome service
November 5, 2025

I bought a few things on here in payments and every went great. Got what I needed and the payments were doable. Recently applied for the credit card and I am liking the service. The only issue I have is that when I make payments with the bank to pay over the minimum amount it takes about a week for those funds to become available. It's showing that my payment was excepted but i have to wait before I can use my card again. Direct deposit shows up right away and those funds are available once the money clears. It's just when I pay directly from the bank that I have an issue with.

Date of experience: November 5, 2025
Arizona
1 review
0 helpful votes
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Lost package
November 4, 2025

My package was lost. I went online to chat with a virtual assistant and they cleared everything up pretty quickly. I have a replacement on the way as we speak
Couldn't be happier!

Date of experience: November 4, 2025
Arkansas
1 review
0 helpful votes
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Easy ordering
November 4, 2025

I've had little to no problems ordering or receiving my products. Only slight issue with communication sometimes, but overall best place I've ever used for ordering over the years and will continue to do so.

Date of experience: November 4, 2025
Georgia
1 review
0 helpful votes
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So far I am super stoked I found this app! I know the interest rate is waaaay high (seems excessively high) but I am able to buy some items for my grandkids for Christmas that otherwise I could not. I like how the payment plan is my choice and that it's reported to the 3 credit bureaus to help build my credit back up after a disastrous and financially breaking divorce. Thank you PERPAY!

Date of experience: November 3, 2025
Arizona
1 review
0 helpful votes
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Perpay is absolutely awesome.
November 3, 2025

Been with Perpay for several years now. The Marketplace has grown. More merchandise, nothing but the best. My next buy is a Dyson cordless vacuum. My last Dyson purple lasted over 20 years.

Date of experience: November 3, 2025
Louisiana
1 review
0 helpful votes
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A way outta no way!
November 3, 2025

Prepay came into my life at a time when I couldn't get approved for anything. It's allowed me to purchase gifts for family that I never would have been able to afford. While it's a little pricy, I love it. The best part about it is I never miss the money. Things are paid off before I know it. The increases come regularly. It's great. Now I just need for them to give me a credit card.

Date of experience: November 3, 2025
Canada
1 review
0 helpful votes
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Perpay delivered a flawless purchase experience. Account setup was quick, checkout was intuitive, and the payment schedule was easy to follow. My order shipped promptly and arrived exactly as advertised. Excellent communication and zero issues. I'll be using Perpay again.

Date of experience: October 24, 2025
Texas
1 review
0 helpful votes
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Perpay has been a gamechanger
November 1, 2025

Perpay has been a game changer for me and my credit repair! I highly recommend. Set it and forget it and watch the the results. I have a theory "you can't miss what you don't see" and it's just like 401k deductions you have to dig to see that so look at it that way. 10/10 definitely RECOMMEND

Date of experience: November 1, 2025
New Jersey
1 review
0 helpful votes
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I have been in contact with support for 3 weeks My factory warranty expired because getting help took too long. On the 4th week they asked for copy of the screen and then said it was not covered. I did not do anything to the laptop. This just happened.

Date of experience: November 1, 2025
California
1 review
0 helpful votes
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Emails
October 31, 2025

I keep receiving emails that my account is past due for 6 or more days in a row, when I get direct deposit on the account twice a month! It's annoying to keep getting them.

Date of experience: October 31, 2025
Georgia
1 review
0 helpful votes
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My go-to for almost every purchase
October 31, 2025
Updated review

I highly recommend this app, especially for big ticket items and Christmas gifts. The payment plans are very reasonable and the selection keeps getting bigger and more brands seem to be added every day. It's really great!

Date of experience: October 31, 2025

Franklin provided excellent customer service to me as we worked out what options I had regarding my order that included an out-of-stock item. Franklin explained the options available to me very clearly and gave me the time to decide, which ended up taking all day because it was a crazy day at work. Very much appreciated the consideration and patience. Great service - Franklin should get a raise!; P

Date of experience: August 4, 2025
Illinois
1 review
0 helpful votes
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Awesome Experience
October 30, 2025

Per pay is excellent at providing products per payments and make it very easy per pay helps build your credit by offering the credit card that is available as well which is awesome. I have purchased many items through prepay and all of them were exceptional delivery customer service. Great job guys keep it up.

Date of experience: October 30, 2025
Washington
1 review
0 helpful votes
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Perpay is Perfect
October 29, 2025

I love PerPay I can buy something on credit like Sears or Montgomery Wards but the money comes straight out of my account I don't even see it so I don't miss any payments. Perpay is Great!

Date of experience: October 29, 2025
Indiana
2 reviews
0 helpful votes
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Credit builder
October 29, 2025
Updated review

Per pay has really helped me establish my credit. Give me items on payment with my check with bills. My credit per pay has really been great.

Date of experience: October 29, 2025

Great
August 9, 2025
Previous review

I really love per pay it really has increased my points on my credit and I can get items on payment which I love

Date of experience: August 9, 2025

Love it
March 29, 2025
Previous review

It's really help my credit
Maybe one day I can get the road Charge Card but right now Perpay is the best one so far

Date of experience: March 19, 2025