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Perpay Inc.Reviews 2,136

4.6

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From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Inc. Reviews Summary

Perpay Inc. has a rating of 4.6 stars from 2,136 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, direct deposit and credit score. Perpay Inc. ranks 8th among Discount Shopping sites.

service
389
quality
1,204
This company responds to reviews on average within 4 days

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Louisiana
1 review
0 helpful votes
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Great resource!
September 27, 2025

With one exception this is excellent option for FICO challenged families such as ourselves. After three years everything that we have bought from Per Pay has been top notch product worth the money in the end. Customer service is a good job answering and resolving issues as fast as possible. The only concern that I have is the return policy. The fee for returning something that doesn't fit or is the wrong item is a little offputting, but it is something we can deal with. Everything else is so excellent that that seems like a minor detailed to us. Thank you, Per Pay for allowing us to get the things that we need and want without costing a fortune.

Date of experience: September 27, 2025
California
1 review
0 helpful votes
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Saved my credit
September 26, 2025

Perpay gave me credit when I was below 500. That then helped my credit which allowed them to increase my limit. It's been a snowball effect since, and I have now seen 700. Im not saying that is all because of Perpay, but they definitely made it possible for me to get there. I highly recommend, and I will forever be a customer just because I'm so grateful.

Date of experience: September 26, 2025
Louisiana
1 review
0 helpful votes
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Great products, something for everyone
September 26, 2025

They have great products name brand products that able to purchase and every one of them so far that I have purchased from the Dyson vacuum to electric scooter including Nike shoes have been best quality that you can get

Date of experience: September 26, 2025
Florida
1 review
0 helpful votes
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Skeptical to respectable
September 26, 2025

I signed up to help out my boss/friend, I figured I wouldn't find anything I could really enjoy maybe some silly stuff for my mom or nephew, and at first and still I would like to see some other items available but when I found a quality guitar i would most likely never be able to purchase, And I checked the price I would be paying at known respectable dealers/stores and realized the only extra cost would be the shipping I am over joyed. A wonderful experience.

Date of experience: September 26, 2025
Washington
1 review
0 helpful votes
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Its easy to just sign up to see how much your approved for, ots fast and easy. Once you set up your payments plan with your direct deposit you can order some really great products.

Date of experience: September 26, 2025
New Hampshire
1 review
0 helpful votes
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I like
September 26, 2025

I like the service but I think it would be better if I could receive my funds days earlier as most companies I get my funds 2 or 3 days earlier. Because of this flaw I may need to try something else. If you can help that would be appreciated and then I could continue to use the service. Thank you for your time and help is appreciated.

Date of experience: September 26, 2025
California
1 review
0 helpful votes
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Excellent experience so far!
September 26, 2025

Our refrigerator went out and my husband was wondering if Perpay had any, and BAM! 💥 there is one. I have been a customer since 2016 and I love Perpay. An easy way to buy something and pay later. From this family!

Date of experience: September 26, 2025
California
1 review
0 helpful votes
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Easy to use app
September 26, 2025

Perpay is so easy to use and I find amazing things to buy and I've used everything I've purchased and it feels good to know it helps my credit and it's so easy to understand and setup and use

Date of experience: September 26, 2025
North Carolina
1 review
0 helpful votes
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They gave ma a chance when no one did.
September 26, 2025

The website has tons of stuff that you can buy and need. The credit card is also great because you could purchase basically anything with the credit card and it also helps that they take it directly out of your check because it's like you don't even see it and don't have to worry about any late fees.

Date of experience: September 26, 2025
Nebraska
1 review
0 helpful votes
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Amazing program! Love it!
September 26, 2025

I was able to stock up on household products without having to leave my house. The best part is the payments come AUTOMATICALLY out of my check so I can't forget to make a payment! This is awesome!

Date of experience: September 26, 2025
North Carolina
1 review
0 helpful votes
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Excellent resource to buy over time
September 26, 2025

I have been using Perpay for several years now. It is an excellent way to buy things over time. When they came out with a credit card, that was a game changer. It has significantly helped me improve my credit score.

Date of experience: September 26, 2025
New York
1 review
0 helpful votes
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I LOVE THIS APP!
September 26, 2025

The reliability and comfort knowing you can purchase things and it will get paid off as long as you have a direct deposit also while building credit is amazing.

Date of experience: September 26, 2025
Florida
1 review
0 helpful votes
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Great company to buy name brand items!
September 26, 2025

I love Perpay. They have soo many choices to choose from and I'm here for it. I'll definitely continue to use them now and in the future.

Date of experience: September 26, 2025
West Virginia
2 reviews
0 helpful votes
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Love it
September 26, 2025

I love the products that are being offered and I love that I got a credit card. The best part is that it's coming out of my check so it will always be on time

Date of experience: September 26, 2025
South Carolina
1 review
0 helpful votes
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Awesome
September 26, 2025

I've loved it since day 1 they have a lot of great stuff and it has helped me establish some credit I would definitely recommend 100%

Date of experience: September 26, 2025
Texas
1 review
0 helpful votes
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Great products, excellent payment plan
September 26, 2025

I've used perpay for 7 years and it has been incredible. I've gotten game consoles, appliances, and more using perpay.
It's really helped during Christmas time to afford gifts whenever money emergencies popped up. I highly recommend perpay to everyone

Date of experience: September 26, 2025
Michigan
1 review
0 helpful votes
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Perpay has given me a second chance
September 26, 2025

This company is amazing. Im so glad that I can help build my credit and not have to worry about making a monthly payment since its done automatically.

Date of experience: September 26, 2025
Alabama
1 review
0 helpful votes
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A great option and experience.
September 26, 2025

Perpay has been a great way for me to build my credit and also buy a few needed things at my leisure. Everything is setup on autopsy, so it doesn't get easier. The only things I'd like to mention is to make sure to get the protection, even if you don't feel the need for it. * Support is through email and the support area. But the customer service received was nice.

Date of experience: September 26, 2025
Nevada
1 review
0 helpful votes
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Great Card... Easy to Use
September 26, 2025
Updated review

I've had a great experience with the Perpay Credit Card so far. What stands out most is how easy it is to manage purchases while building credit at the same time. I really appreciate that Perpay reports to the major credit bureaus, which helps improve credit history while staying on top of everyday expenses. The direct deposit payment system also gives peace of mind, since I don't have to worry about missing a due date. For anyone looking to build or strengthen their credit while keeping things simple, the Perpay Credit Card is a solid choice. It's convenient, reliable, and works especially well if you're already using Perpay for shopping.

Date of experience: September 26, 2025

Great card for building credit
March 22, 2025
Previous review

My credit has bumped up 43 points since getting this card. It's awesome!

Date of experience: March 12, 2025
Washington
1 review
0 helpful votes
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Easy convenient. I like how it's connected with my paycheck and direct deposit. I've gotten shoes, tools, jackets, electric bike, baby stroller, and I plan on getting more LOL. Very pleased

Date of experience: September 26, 2025