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Perpay Inc.Reviews 2,126

4.6

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From the business

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.


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Perpay Inc. Reviews Summary

Perpay Inc. has a rating of 4.6 stars from 2,126 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Perpay Inc. most frequently mention customer service, direct deposit and credit score. Perpay Inc. ranks 8th among Discount Shopping sites.

service
389
quality
1,204
This company responds to reviews on average within 4 days

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New Hampshire
1 review
0 helpful votes
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I like
September 26, 2025

I like the service but I think it would be better if I could receive my funds days earlier as most companies I get my funds 2 or 3 days earlier. Because of this flaw I may need to try something else. If you can help that would be appreciated and then I could continue to use the service. Thank you for your time and help is appreciated.

Date of experience: September 26, 2025
California
1 review
0 helpful votes
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Excellent experience so far!
September 26, 2025

Our refrigerator went out and my husband was wondering if Perpay had any, and BAM! 💥 there is one. I have been a customer since 2016 and I love Perpay. An easy way to buy something and pay later. From this family!

Date of experience: September 26, 2025
California
1 review
0 helpful votes
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Easy to use app
September 26, 2025

Perpay is so easy to use and I find amazing things to buy and I've used everything I've purchased and it feels good to know it helps my credit and it's so easy to understand and setup and use

Date of experience: September 26, 2025
North Carolina
1 review
0 helpful votes
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They gave ma a chance when no one did.
September 26, 2025

The website has tons of stuff that you can buy and need. The credit card is also great because you could purchase basically anything with the credit card and it also helps that they take it directly out of your check because it's like you don't even see it and don't have to worry about any late fees.

Date of experience: September 26, 2025
Nebraska
1 review
0 helpful votes
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Amazing program! Love it!
September 26, 2025

I was able to stock up on household products without having to leave my house. The best part is the payments come AUTOMATICALLY out of my check so I can't forget to make a payment! This is awesome!

Date of experience: September 26, 2025
North Carolina
1 review
0 helpful votes
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Excellent resource to buy over time
September 26, 2025

I have been using Perpay for several years now. It is an excellent way to buy things over time. When they came out with a credit card, that was a game changer. It has significantly helped me improve my credit score.

Date of experience: September 26, 2025
New York
1 review
0 helpful votes
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I LOVE THIS APP!
September 26, 2025

The reliability and comfort knowing you can purchase things and it will get paid off as long as you have a direct deposit also while building credit is amazing.

Date of experience: September 26, 2025
Florida
1 review
0 helpful votes
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Great company to buy name brand items!
September 26, 2025

I love Perpay. They have soo many choices to choose from and I'm here for it. I'll definitely continue to use them now and in the future.

Date of experience: September 26, 2025
West Virginia
2 reviews
0 helpful votes
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Love it
September 26, 2025

I love the products that are being offered and I love that I got a credit card. The best part is that it's coming out of my check so it will always be on time

Date of experience: September 26, 2025
South Carolina
1 review
0 helpful votes
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Awesome
September 26, 2025

I've loved it since day 1 they have a lot of great stuff and it has helped me establish some credit I would definitely recommend 100%

Date of experience: September 26, 2025
Texas
1 review
0 helpful votes
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Great products, excellent payment plan
September 26, 2025

I've used perpay for 7 years and it has been incredible. I've gotten game consoles, appliances, and more using perpay.
It's really helped during Christmas time to afford gifts whenever money emergencies popped up. I highly recommend perpay to everyone

Date of experience: September 26, 2025
Michigan
1 review
0 helpful votes
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Perpay has given me a second chance
September 26, 2025

This company is amazing. Im so glad that I can help build my credit and not have to worry about making a monthly payment since its done automatically.

Date of experience: September 26, 2025
Alabama
1 review
0 helpful votes
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A great option and experience.
September 26, 2025

Perpay has been a great way for me to build my credit and also buy a few needed things at my leisure. Everything is setup on autopsy, so it doesn't get easier. The only things I'd like to mention is to make sure to get the protection, even if you don't feel the need for it. * Support is through email and the support area. But the customer service received was nice.

Date of experience: September 26, 2025
Nevada
1 review
0 helpful votes
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Great Card... Easy to Use
September 26, 2025
Updated review

I've had a great experience with the Perpay Credit Card so far. What stands out most is how easy it is to manage purchases while building credit at the same time. I really appreciate that Perpay reports to the major credit bureaus, which helps improve credit history while staying on top of everyday expenses. The direct deposit payment system also gives peace of mind, since I don't have to worry about missing a due date. For anyone looking to build or strengthen their credit while keeping things simple, the Perpay Credit Card is a solid choice. It's convenient, reliable, and works especially well if you're already using Perpay for shopping.

Date of experience: September 26, 2025

Great card for building credit
March 22, 2025
Previous review

My credit has bumped up 43 points since getting this card. It's awesome!

Date of experience: March 12, 2025
Washington
1 review
0 helpful votes
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Easy convenient. I like how it's connected with my paycheck and direct deposit. I've gotten shoes, tools, jackets, electric bike, baby stroller, and I plan on getting more LOL. Very pleased

Date of experience: September 26, 2025
Illinois
1 review
0 helpful votes
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Really enjoy Perpay
September 26, 2025

Perpay has helped me get a lot of things when I normally couldn't afford them. I am very grateful they have me the opportunity to use the platform. I have got anywhere from smart watches to gaming systems at really good prices. Most places like this charge you an arm and a leg with interest. Perpay doesn't and everything I order is brand new! Always! I tell all my friends about Perpay because it has helped me out a lot. So thanks Perpay for being so reliable. Much love <3

Date of experience: September 26, 2025
Ohio
1 review
0 helpful votes
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Awesome! I love Perpay
September 26, 2025

Each paycheck I put 62.50 into my account. They gave me 700.00 credit limit on my prepay card just like a credit card! I love it! I make a credit card payment every month as well. This is a great card!

Date of experience: September 26, 2025
California
1 review
0 helpful votes
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GAME CHANGER
September 26, 2025

SUPER GAME CHANGER. Perpay make is easy to get the things that I want. By taking a small amount out of each check makes it affordable to get the pad high dollar items. I've also been able to boost my credit which was the cherry on top of!

Date of experience: September 26, 2025
Florida
1 review
0 helpful votes
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Best financing app!
September 26, 2025

I buy my large items I can't afford all at once on here! Everything comes brand new! No issues at all! I love it & will continue to use it!

Date of experience: September 26, 2025
Texas
1 review
0 helpful votes
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Extremely Professional
September 26, 2025

I had a package get lost by the shipping company and after reaching out they were able to get everything squared away and made right. Best customer service I've had in a very long time!

Date of experience: September 26, 2025