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I got turned down for a loan by Prosper and I have to say I wonder if they are just here to take down my information and not give out a loan. I don't know, but I would like to hear if others actually do get a loan from this company. My credit is very good and I wanted to just lower my rate on my credit card and it should have been a simple process. Rather than going with Prosper, I just did debt consolidation using a different credit card---problem solved.
My experience is that i wand us to work like brothers and sisters. If we are doin this means that we are also helping the world and we will have the power to do more other busineses in the world. What i am seen is that we are needs of help.if we sit down and look at others is not too good for us while we have the knowledge to creat too many things. In the other side the govement will intervent in it to help us grew well.
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Prosper is a peer-to-peer lending marketplace. Individuals can potentially borrow money at a better rate than a bank might provide and investors can potentially make a better return than they might on traditional debt instruments.
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