website thubmnail of SmartCredit®

SmartCredit®

How would you rate SmartCredit®?
grey star
grey star
grey star
grey star
grey star
Arizona
1 review
0 helpful votes
Follow a L.
Unfollow a L.
Send Message
Share Review
Report Review

Smart Credit allowed me to view my credit report, advised me where my credit card utilization was, and I made a plan to pay down my credit cards. It told me what card to pay, when to pay it and also WHEN I could expect my score increase! Also I was able to communicate with my creditors and correct errors on my credit report and also I did debt negotiations directly with the creditors that I did owe to get those issues resolved. All with the action button! I would highly recommend this to anyone its very user friendly and very affordable

Date of experience: January 4, 2021
Rachelle A. SmartCredit® Rep
over a year old

Thank you for your review. We are happy to hear you had such great results with our services.

Louisiana
1 review
3 helpful votes
Follow james d.
Unfollow james d.
Send Message
Share Review
Report Review

My credit score was a 406 and the rent prices were killing me. Thanks to tyler andrews with total credit solutions and smart credit.com i now have a piece of mind and had found out my credit had been sold on the dark web from the experien breach and actually several others. Now i have my home iof my dreams, the damage is repaired, i have a dog, and i finally found a gf and can afford the thing i really want.

Date of experience: August 19, 2019
Florida
1 review
0 helpful votes
Follow Delano X.
Unfollow Delano X.
Send Message
Share Review
Report Review

Great service
March 21, 2023

Love the daily updates for my credit. Want to share this credit option with all my friends and family. Keep me updated on any changes

Date of experience: March 21, 2023
Rachelle A. SmartCredit® Rep
over a year old

Thank you so much for your positive review! We're thrilled to hear that you've been enjoying our daily credit updates feature. Our goal is to provide you with the most accurate and up-to-date information possible.

We're grateful for your enthusiasm to share this option with your friends and family. The more people we can help, the better!

Thank you once again for your kind words and support. We're glad to have you as a valued customer.

New York
1 review
0 helpful votes
Follow Shinequa N.
Unfollow Shinequa N.
Send Message
Share Review
Report Review

Recommend for all
August 4, 2021

It had been a great way to monitor what's going on across all 3 credit bureaus plus helpful tools to see exactly where I stand pertaining to my credit score.

Date of experience: August 4, 2021
Virginia
1 review
0 helpful votes
Follow Jade Q.
Unfollow Jade Q.
Send Message
Share Review
Report Review

Awesome
July 2, 2021

Smartcredit has helped me keep track of everything going on with my credit. I would recommend it to everyone who's interested in a fast and easy way to keep track of their scores.

Date of experience: July 2, 2021
Illinois
1 review
1 helpful vote
Follow Donna K.
Unfollow Donna K.
Send Message
Share Review
Report Review

I have been comparing smart credit with the other credit bureaus and it has been pretty accurate. I like to compare with the bureaus itself to make sure it is not any funny business going on.

Date of experience: June 19, 2020
Rachelle A. SmartCredit® Rep
over a year old

We are happy you have enjoy our website. Thank you for sharing your experience.

Florida
5 reviews
28 helpful votes
Follow Joseph P.
Unfollow Joseph P.
Send Message
Share Review
Report Review

I signed up for a free trial subscription. Web site appeared well done. Submitted all of the information they requested. In retrospect I am now uncomfortable about
Having done that. I decided to cancel, after further reviewing what they could do for me. When I tried to cancel by Email, they said that I have to cancel by phone.
When I called, no one picked up after waiting a very long time. Frustrated and worried.

Date of experience: December 9, 2011
California
1 review
10 helpful votes
Follow Deamber J.
Unfollow Deamber J.
Send Message
Share Review
Report Review

Horrible
June 28, 2018

I contacted this company to be removed from their service in which I never signed up for, by far worst customer service, sounds like the agent was working from home, Audrey did not use active listening skills, she talked in circles telling me I did use their service. I asked if they were associated with wallet hub she stated she doesnt know because they have hundreds of affiliates. If I could give zero stars I would

Date of experience: June 28, 2018
Georgia
1 review
15 helpful votes
Follow Jermain m.
Unfollow Jermain m.
Send Message
Share Review
Report Review

Fraud
April 10, 2019

They sent me my credit scores Online and then I requested a copy of my scores from the credit bureau. And the scores smart credit had were actually almost 40 to 100 points different from what my scores actually were. I'm so upset I actually gave this company my personal information and access to my credit files. This company should be reported to the better business bureau for fraud. Do your own homework and check your own scores.

Date of experience: April 10, 2019
District of Columbia
1 review
2 helpful votes
Follow Mary I.
Unfollow Mary I.
Send Message
Share Review
Report Review

Credit Updates
February 8, 2021

The site doesn't seem to be very user friendly. The reason I say that is as follow: filling in the name of the business or the credit item, then the username and password, it takes 2 or 3 minutes to find or return with a message that the account is not found. I go back and try to enter the info again and it tells me that I already have that account. I really don't have that many accounts but 4 out of 5 accounts I was unable to enter my credit information for my accounts.

Date of experience: February 8, 2021

Overview

SmartCredit® has a rating of 3.8 stars from 120 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with SmartCredit® most frequently mention and great experience. SmartCredit® ranks 3rd among Credit Reports sites.

service
2
value
2
shipping
1
returns
1
quality
2