I enjoy being able to look at all 3 bureaus simultaneously but I feel like the cost is pricey. I shouldn't have to pay 20 dollars to update my report every time I want to see how changes I've made effect my credit.
SCAM. This company did the same to me... unable to cancel and wound up getting charged, despite efforts to cancel AND sending them email to cancel when unable to reach anyone. I'd suggest disputing the charges, as this company isn't legit as far as I can tell, or based on the inability to cancel.
They make it so hard to cancel you are likely to pay out 30 to 60 dollars before you get the account closed. Once you find the link (using google) to cancel the try to "up sell" you over 4 windows, while telling you all the great stuff you are missing by canceling their useless service. Once you get past the up sell, they tell you that you must call to cancel. After forever on hold the up sell starts again. I resorted to escalating emails, starting at "please cancel" and ending in "I am going to flag future charges as FRAUD". They cancelled finally. Stay away, even though Jean Chatzky's name is attached they are BAD BAD BAD.
I monitor my credit everyday checking for progress. I'm satisfied with the credit building options. Other platforms are not doing this. If there are its not as simple as smart credit.
Signed up for this bc it was highly recommended by another company that was funding me. Come to find out, I could've used any tool to check my scores and I see that they recommend smart credit bc they get a cut for everyone that they refer over. Smart credit said my equifax was 737 and when keybank pulls it, it was only a 680! I got denied not only by keybank but by many other banks I applied for. I was not happy at all. Also, when I signed up they charged me $29.95 twice! Once for signing up and another for the credit pull! Then this company kept pulling more and I was charged 2 more times so a total of 4 charges at $29.95 each! I called very furious and they did not refund anything and said it was my fault and their policy to not refund. They can go $#*! themselves! I'll never use them and only stick to these free ones since they all do the same thing and show the exact same scores as smart credit does. Honestly, the best way to know your scores is to sign up directly with each credit bureau. It is more expensive, but at least you'll have accurate scores so you know what you're working with before applying for loan(s).
-ryan
I enjoy Smart Credit because it is easy to read and understand my credit report. They also provide me with useful tips that really help to increase my credit score
I have been with smart credit for almost 2 yrs. I am always alerted when there is a change to my credit report. It is very easy to navigate.
I love this program but I feel if I'm paying then you guys should do the paperwork to send to the agencies
I've been using SmartCredit for more than 8 months this experience is amazing the update, the report and all the informations you need it's fast and easy to get i highly recommend u to try this App
Very great and awesome experience and hope everything works out with my credit of going up and reaching points so i will be able to purchase a home!
Overview
SmartCredit® has a rating of 3.8 stars from 120 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with SmartCredit® most frequently mention and great experience. SmartCredit® ranks 3rd among Credit Reports sites.
- Visit Website
- Irvine, CA, United States
- Edit business info
Business History
Company Representative
- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members
Thank you for your review. We are glad you are enjoying your membership!