Store-Credit.co.uk

Please stay away from this company. They trick you into thinking you are getting a payday loan, then say its store credit after they trick you into signing things and getting your bank details. A few days later they take £62.50 out of your bank account and they wont answer your emails or phone calls! My bank is saying they are raising a dispute, but are unsure if I will get any money back as I signed an agreement. I have emailed action fraud and emailed catalogue club asking to cancel my account and that under act one of consumer rights I have a 14 day cooling off period, but I haven't heard anything back. I am hoping this review will save a least one person from falling into this scam trap!

They signed me up fraudulently, the signed contract is not hers (hence the Fraud). They attempted to take money, but could not as I proceeded to cancel any transactions from them. I suggest you consider filling a report with Police *******040 and close these scammers down

I applied for a loan and said I had £200 after signing up I got £200 to spend with them on their $#*! products. They took £67 bank was wary about giving money back but I found these reviews and rang them and told them it's not just me. I got my money but it could get taken back. I've reported to trading standards and everyone should do them same and get them shut down. Fingers crossed and good luck to anyone else who falls for their trap

Tried to email to cancel after applying in error from a third party site (was supposed to be a pay day loan). Then rang numerous times with no answer from there number listed on site. Had to call bank to block any payments, luckily I had no money in account when they tried to take funds. I have reported these to the police as they do not respond to requests and just seem to take money.

Said I signed contract for which I have no knowledge. Money taken out of account. Complained email and got no response. Phoned them and they were horrible that's when they answers. Reported financial ombudsmen. Stay away. Then they kindly refund me the sum of £25 so I am still out of pocket for nothing so I am taking this further. This cannot be legal

Do not trust this company. Gave me 350 today as I needed a washing machine. They immediately took a small amount from my account then sent repayment day starting tomorrow! I haven't spent anything, nor will I be after seeing their prices. Tried calling. Qued ages then line goes dead! Had to contact my bank to let them know not to give these scammers any more of my money. Will be contacting trading standards too. How the hell do they think they can take my money when I've not bought anything. Absolutely furious, God help the person who does eventually take my call, I would be ashamed to work for this so called company!

If I could give less than a 1 for this then I would! It's all a scam they make it sound like they are giving you money to buy products and they don't and then they take money from your bank even when you've not actually spent any money with them, they don't reply to emails or phone calls... do not apply for credit with this company

Had no money or products but they took 49.95 out of my bank from card! Then had set up a cpa in the name of a company called what lenders see! So cancelled that and my card! They then sent me a text to fill out a form to cancel my account! Which only asked for my bank sort code and account number plus a digital signature! Did not ask my name or for an account number for catalog club! So plane to see it was not going to be a refund as you don't have to sign for that conning b******s stay clear!

Again i hope i read this before ive applied! I was looking for a cash loan and got that! 300£ and i thought ok its a store catalogue i needed the money for some furniture so i'll be able use it anyway. But i didnt find anything worthy and interesting so i just left it. And then 75 quid went of my bank! I rung them they've cancelled my account but never give my money back as they say it was administration fee that they cant refund!

I going to say this I know where there $#*! in offices are and who runs the company if anyone got the balls because they don't refund you and y can't do $#*! all about it. Contact me because I'm going serve my own justice om these picks if anyone want to join me in the fight against the banks and illuminate contact me strength in numbers $#*! the police let's rob them $#*!s for all they got and beat there as at the same time

Do not have anything to do with this company. They will keep taking money out of your account even when you cancel membership. I am getting sick and tired of emailing them and filling in forms to cancel only to find they are still taking money. I am seriously considering legal action. Avoid this company at all cost

This company is an absolute disgrace it robs people who are obviously in desperate need of credit... such as myself looked into getting a few items for Christmas applied didn't make an order because the stick they were offering wasn't very good at all! They tried to take some money out of my account even though I hadn't ordered anything; fortunately I didn't have enough money in my account for them to take they now say I owe them £200... for what?

Like all the rest reviews... I wanted to buy a mobility scooter but I was £100 short I thought I was getting a loan until I logged in my bank and the b#^%*+¥$... Had taken £50 out... my bank reported them to the ombudsman... Hope they sink and drown utter pigs...

You CANNOT view the products before you sign up to their continuous payment authority therefore you cannot see that the products are ridiculously overpriced! A tumble dryer that would cost £200 in Currys or Argos is double that price in here. I never spent any money with them and they still took £49.50 out of my bank account. When I called to cancel my account, they told me i wouldn't be entitled to a refund! Robbing, scamming, thieving scum.

I applied to join on the Sunday they told me I had been successful and gave me a credit limit of £300.It wouldn't let me use the credit.on the Tuesday 2 days after they took £65 out of my account. I phoned them up and asked for my money back and explained why they told me they would refund me still haven't received the money and now they won't answer the phone it's a scam

I went to Store-Credit through another website called Catalog Club. This was to take out a loan to purchase goods on finance to repay and I was shocked to find that I was accepted for a £200 loan! The loan is given as a store voucher which is sent over to the Catalog website I mentioned. The repayments against the loan are affordable and the loan; surprisingly is 0% interest. I’ve had no issues with store-credit and would recommend them in the future!

Closed my account after 1 month they had already taken £71 out my account when I asked for refund they said that was the charge for closing my account in the faq it's says a small cost for closing your account anytime £71 ain't a small amount nothing but a scam

I went on to a site for people with bad credit initially i was looking for catalogue then came across this as i am a bit broke and doing up my house i thought £200 at £66 per month repayments isnt bad so i gave all my bank details thinking they were putting it in my account, when i got the reply i was shocked as i knew at that point that something was amiiss i went on reviews and felt sick I have quickly gone and emptied my accounts and am now going to close the accounts i always thought i was quite careful and had sense this has shown me otherwise its that old saying if it appears too good it generally is just glad that i looked at it straight away or me and the family would be going hungry

The big problem with them is that they don't explain clearly enough what their service is and how it works etc, this is why I think they are getting a lot of bad reviews and why many understandably think they are a bunch of scam artists, I don't think they are but I can see why a lot do think they are, it's the companies fault for their lack of communication, if a company doesn't answer emails or other kinds of messages then of course people are going to get concerned that it might be a scam, the company ought to understand this and answer any form of contact promptly otherwise they will lose business by the bucket load and get a bad rep, so it's in their interest, the idea itself is alright though.

Applied for loan got 300 quid credit never brought a thing took 75 quid out my account before i spent a penny. I wont let this lie i will order 300 quids worh from there catslouge and they will be out of pocket my credits shocking do i give a $#*!... no silly $#*!ers bring it

Took money from my bank set up a direct debit after i closed this account down after for a company of theres called whatlendercansee.uk i did not athourise this, I never used any of the credit and they are refusing too give money back which the have stolen, i am reporting them

I have also been scammed by this company! I applied for a £300 loan and then gave my bank details to have the funds put in and then find out that it is some kind of catalogue? Completely misleading and underhand. They also tried to take money out of my account that I didn't have on Christmas day. I didn't order anything or get any money yet they tried to take my money. I am on income support and have no money. They are targeting the poor. I wish I had done my homework instead of being conned. I've contacted the Ombudsman and Trading Standards and my bank.

Waking this morningvto see 200 quid gone from my account by these scammers. Not even orered anything was redirected to them as i applyied for a cash loan... lucky my bank is paying me the money back and i have cancelled my debit card so they cant try to take anymore payments... how are they getting away with it