website thubmnail of Direct Express
How would you rate Direct Express?
grey star
grey star
grey star
grey star
grey star
Arizona
1 review
3 helpful votes
Follow James T.
Unfollow James T.
Send Message
Share Review
Report Review

I continuously had problems with Direct Express complaining that somebody was making purchases from Walmart on gift cards. In June of this year another $300 and gift cards one for $100 the other one for $200 we're supposedly purchased I called Walmart Walmart tonight any purchases were made in my name for Walmart gift cards but yet Direct Express says purchases were made I asked them to call Walmart they said they would not call Walmart they denied my claim two times they mailed expedited debit cards to me they failed to put my space number down they charged me the $17.50 for the expedited service I was told I would be refunded the first two because Direct Express failed to put my space number once again I was denied that $35 for both of those Direct Express is a fraud they do not help the people they only take from the people

Date of experience: September 5, 2021
Kentucky
1 review
4 helpful votes
Follow Ashley G.
Unfollow Ashley G.
Send Message
Share Review
Report Review

Amish1989
October 4, 2022

Completely unacceptable I have used Direct Express for more than 3 years and I have never experienced such a headache it has never been this hard to activate a Direct Express Card and then they keep you on hold for 3 to 8 hours they never answer their phones and after what I heard of them frauding people and taking people's money this card is not worth the headache whoever is reading this review please do not use this card they need to fix their customer service and their system compete waste of time shame on them.

Date of experience: October 4, 2022
New York
1 review
6 helpful votes
Follow LS W.
Unfollow LS W.
Send Message
Share Review
Report Review

You can not get a record of your transactions unless you request it. Supposedly you can get it online but good luck with that. I set up an account and the second time it said I was using an incorrect password and sent a temp one to my email I had to go back and sue the temporary password to set up a new one. Then after doing that it said it was sending me an email to retrieve it. But even though they had just sent something to my email, that password never arrived. This happened on half a dozen attempts. So you cannot use the web site. If you call the number you get an endless voicemail loop, ultimately-- if you are lucky to get that far, they say due to high call volume you are out of luck. Hey use the web site it says or call back. Click. You can also request a mailed print out of your transactions, but only at the end of the month. It costs extra and ho btw you have to get a person on the phone to request it or right the useless web site. I swear they do all this on purpose. The better to take a few bucks out of your account and you cannot monitor it. I am missing money I am sure and this has happened several times. One time a few years ago I finally got a customer service rep and a print out and yes somebody bought several hundred dollars worth of tires on my card 3,000 miles away.

Date of experience: May 8, 2021
New York
1 review
2 helpful votes
Follow Rexx P.
Unfollow Rexx P.
Send Message
Share Review
Report Review

On November 7th 2023, my brother was at the gymnasium and his locker got broken into. They took only his wallet which had his debit card social security card identification card and about $30 in cash. It took me 1 hour and some minutes to get through to customer service at Direct Express so that we could stop the card from being used. As we were seeing the transactions pile up while we're filing the police at the gymnasium where it took place. While we're on the phone with Direct Express trying to stop the card. As they ran their investigation they found that because a pin was introduced that they were not at fault and the provisional funds were reversed. Making my brother a two-time victim of fraudulent activity they did not follow regulation E protocols that states that customers that report fraud within the same day of the fraud transactions are only responsible for up to $50 of the amount charged which was $240 total. For some reason there is no number for the dispute Department there is no way to get in contact with them directly and their decision is final making my brother the victim in the end. As I've been reading this company is notorious for doing such things and siding on the side of the crime committer instead of the victim. I strongly suggest for everyone to seek other means for direct deposits ask for a direct express they do not care about their consumers

Date of experience: February 6, 2023
New York
3 reviews
3 helpful votes
Follow jackson k.
Unfollow jackson k.
Send Message
Share Review
Report Review

I am on SSDI my information on my direct express card was stolen and used to purchase items online 3 times with the same amount, I am having a very hard time getting my money back from direct express as I have no money for food,rent and medication I keep calling direct Express but they don't care,don't sign up with them as they are no good.

Date of experience: May 14, 2023
Washington
3 reviews
0 helpful votes
Follow barry k.
Unfollow barry k.
Send Message
Share Review
Report Review

I have been trying to get a new card they told me it would be 7 to 10 i waited then i called them they told me they did send it so i had to pay for 2 day shipping that was 5 days ago

Date of experience: July 10, 2023
Pennsylvania
1 review
2 helpful votes
Follow lee G.
Unfollow lee G.
Send Message
Share Review
Report Review

THIS IS INSANE! THEY TOLD ME HOW TO SHOP WHERE TO AND WERE NOT SHOP ONLINE AND I NOW NEED PERMISSION TO BY THEM TO SHOP FREELY FOR ONLY 3 DAYS! I'm HOMEBOUND I DO NOT HAVE NOR NEED CASH! MY PHARMACY REFUSES TO TAKE THIS CARD AS PAYMENT BECAUSE OF REFUSALS OF PAYMENT BY DIRECT EXPRESS! I'm HOMEBOUND. I do all my shopping online! Its 1 thing to say FRAUD, WE LOCKED U (GREAT UNLOCK ME)... ITS A MULTITUDE LEVELS OF WRONG TO MAKE ME ASK PERMISSION TO USE MY FUNDS FOR 3 DAYS MAX... THEN CALL AGAIN! THIS HAS TO BE ILLEGAL!

Date of experience: December 15, 2021
Spain
1 review
2 helpful votes
Follow Jeanine D.
Unfollow Jeanine D.
Send Message
Share Review
Report Review

As power of attorney for an elderly Spanish-speaking gentleman who is illiterate and has cognitive difficulties, I called on his behalf to ask why a replacement card for his recently expired card had not arrived by mail. Months previously, I was assured a replacement card would be mailed automatically before the card expired. When I called, the Direct Express rep said the company does not recognize power of attorney, does not allow 3-way calls with someone assisting the client, and only deals with clients who can answer security questions themselves. When, after at least 5 hours of hold time over 3 calls and 2 days, the gentleman was finally able to verify his identity to their satisfaction, he was told that he would have to pay $50 for an expedited card. This man on a very modest fixed income had had no access to his own money for a week because of an ERROR BY DIRECT EXPRESS in not sending the replacement card. Without outside assistance, he would not have been able to buy food during that time. Direct Express´s policies are exclusionary, inefficient, infuriating, and utterly unjustifiable, given that many elderly and vulnerable people receive monthly government support distributed to a Direct Express card. Direct Express needs to review and revise its policies. Entities that contract with Direct Express should hold them accountable or move their business elsewhere.

Date of experience: March 15, 2022
New York
1 review
0 helpful votes
Follow George C.
Unfollow George C.
Send Message
Share Review
Report Review

Reimbursement
February 29, 2024

I reported money missing from my card I reported it on the 5th of the month and never received the complaint paper now I gotta wait longer for the reimbursement

Date of experience: February 29, 2024
Georgia
1 review
1 helpful vote
Follow Ernest H.
Unfollow Ernest H.
Send Message
Share Review
Report Review

Direct Express Card service, has terrible services.MY MOTHER CARD EXPIRED 1/31/23 and applied for a new card last year and still have not received her card. Her funds are on the new card and she can't get any of it to pay her bills for this month.From the looks of it she's going to be paying a lot of late fees this month.ITS SEEM TO BE IMPOSSIBLE TO CONNECT WITH CUSTOMER SERVICE 2 WEEKS OF CALLING CS AND ALL YOU GET IS NOTHING! POOR POOR POOR SERVICE! I wouldn't recommend this card to my worst enemy...

Date of experience: February 6, 2023
Texas
1 review
0 helpful votes
Follow Mark C.
Unfollow Mark C.
Send Message
Share Review
Report Review

Direct Express customer service I waited on hold for 4 hours before somebody answered and the person that answered didn't know what his job was or how to do it so he put me through the supervisor well the supervisor him hard him hog and trying to tell me this tried to tell me that I jumped through there hopes that they wanted me to do deactivating my card I sent him a photocopy of my ID and color and they got it then the next day my card still not working I had to send them my certificate another copy of my photo ID and still my card don't work direct Express employees pull your head out of your $#*! do your job

Date of experience: October 1, 2023
Oregon
1 review
1 helpful vote
Follow Casey g.
Unfollow Casey g.
Send Message
Share Review
Report Review

On hold as I write this. Again. This has been an all-day $#*! show. I was on hold before for two hours and finally someone answered and then disconnected. Unbelievable! Why isn't there information about how many are ahead of me on hold? Why is there not an estimated remaining hold time? Why is the hold time two hours?
And WHY IS THERE NO OPTION TO CONTACT CUSTOMER SVC BY EMAIL? WHY IS THERE NO AI CHAT? What the actual F__K? This is absolutely DEPLORABLE! INEXCUSEABLE!
I can answer those questions: Why? Because they have.NO COMPETITION! If they did, THEY WOULD HAVE NO CUSTOMERS.
There really should be some kind of punitive consequences to their not "bad" customer service, but their ABUSIVE customer service! I hope they one day soon get their comeuppance.

Date of experience: March 4, 2024
Arizona
2 reviews
0 helpful votes
Follow TRACI H.
Unfollow TRACI H.
Send Message
Share Review
Report Review

They do NOTHING TO HELP FURTHERMORE THEY SAY SINCE MY CARD IS A DEBIT CARD IT IS NOT FDIC INSURED INSTEAD IT GOES LIKE THIS
IF YOU CALL IMMEDIATELY NO CHARGE AFTER 2 days you have to pay $50 after a few more it goes to $500 after that you have to pay ALL OF IT! So to be CLEAR YOU HAVE TO PAY FOR A THIEF TAKING YOUR MONEY!
Efff all that! THIS IS THE GOVERNMENT PUTING THE SCREWS TO US IN EVERY WAY CLEARLY THEY HELP THIEVES IN EVERY WAY POSSIBLE THIS MONTH ALONE I HAVE OVER $900 FRAUD CHARGES FOR HEALTH AND FITNESS I DO NOT NEED ANY OF THAT NOW I CANT BUY FOOD GAS OR MEDS! Thanks a lot Direct Express and the bank that backs them!

Date of experience: August 29, 2023
Florida
1 review
0 helpful votes
Follow Tracy B.
Unfollow Tracy B.
Send Message
Share Review
Report Review

Scam
February 20, 2024

So on December 2nd I was scammed out of a lot of money from my Direct Express card and the people spent it on Apple upon speaking with Apple apple released all the funds in the total of $579 now it is almost the end of February and Direct Express hasn't even given back $380 of it and they're giving us a problem if the money has been released from Apple why does direct express need to hold on to it lawyers are fixing to come in

Date of experience: February 20, 2024
Georgia
2 reviews
3 helpful votes
Follow Holly F.
Unfollow Holly F.
Send Message
Share Review
Report Review

When you call the customer service number you're put on hold FOREVER! They are rude and unprofessional. The recording says look on back of your card for the minuscule customer service number! I couldn't READ! I turned binoculars upside down and I finally read the number just to be kept on hold for now 1/2 an hour. They don't have a gue for them to call you back. They have never helped me before and it's almost impossible to find this number online. Even if you report a fraudulent activity they do NOTHING! I just read they are being sued by US Veterans and Disabled People! I am going to try to join the law suit and I hope they close this crap down and they pay especially our Veterans a TON OF MONEY BASED ON DX Card FRAUDULENT ACTIVITIES! Please Retweet, Post this on a social media because we deserve better treatment!

Date of experience: August 26, 2021
Illinois
2 reviews
0 helpful votes
Follow Val C.
Unfollow Val C.
Send Message
Share Review
Report Review

NOBODY CAN BE REACHED ON YOUR PHONE NUMBERS!
THERE IS NO ONE TO SPEAK WITH TO CLOSE MY ACCOUNT
I'VE BEEN TRYING TO CLOSE THIS ACCOUNT FOR OVER 2 YEARS
AND THERE IS NO ONE AVAILABLE TO TALK TO

You can't use your card for purchases, they LOCK YOU OUT OF YOUR OWN ACCOUNT and you have to CALL THEM TO TAKE THE LOCK OFF! If you're shopping and find out that you have to CALL THEM TO UNLOCK YOUR MONEY you have a LONGGGGG WAIT TO GET TO NOBODY!
THERE IS NO ONE TO SPEAK WITH TO CLOSE MY ACCOUNT
I'VE BEEN TRYING TO CLOSE THIS ACCOUNT FOR OVER 2 YEARS
AND THERE IS NO ONE AVAILABLE TO TALK TO

THIS IS RIDICULOUS
NOBODY LIVE EVER ANSWERS THE PHONE
ALL AUTOMATED!
I'M TOTALLY DONE WITH DIRECT EXPRESS!

Date of experience: September 6, 2023
California
1 review
0 helpful votes
Follow Adrienne G.
Unfollow Adrienne G.
Send Message
Share Review
Report Review

I have 10yrs of exp with DX, have re-ordered many cards in the past. I rcvd my new card & attempted to activate it as I have done for yrs. DX refused to activate my card stating I need to email a copy of me ID. Info provided on their website states DX will never provide email addresses to customers, email ID verification has never been a requirement to activate a replacement card, if they changed this policy, I was never given any notice of this change. All the info & directives state the requirements are to call CS #, they ask me the questions needed to verify who I am, I provided that info but they keep refusing to activate my card. If they didn't believe it was me why are they providing me with my personal info to include in an email to them along with a copy of my ID? This is a contradiction to their own policies addressed on their own website. Their customer service reps are not helpful, have no compassion for locking up my last 3 ss payments, leaving without any means of providing for myself.

Date of experience: July 15, 2023
Missouri
1 review
0 helpful votes
Follow Donanthony B.
Unfollow Donanthony B.
Send Message
Share Review
Report Review

Scam
June 15, 2023

I recently contacted D.EX. Customer service after making a purchase from harbor frieght when i got home the there was a receipt for my purchase as well as another charge for $5.99, I then contacted the store an was told that it was a scam DirectExpress customer service told me if i wanted to dispute this I had to pay for another card. My advice is find a banking institution *****DO NOT USE DIRECT EXPRESS!

Date of experience: June 15, 2023
California
1 review
0 helpful votes
Follow June D.
Unfollow June D.
Send Message
Share Review
Report Review

Direct Express reports my I June Davis I lost my card pin number and who ever got my card took off card 216 I only had0 36 cent my account stolen they direct Express should give back to me in account 120 days waiting for results I really need that moneynow

Date of experience: October 21, 2023
Texas
2 reviews
1 helpful vote
Follow Rose H.
Unfollow Rose H.
Send Message
Share Review
Report Review

DO NOT USE THIS BANK, UNLESS U A SATAN WHEN THEIR GOD IS SATAN. U WANT HAVE NO MONEY IN YOUR ACCOUNT, THEY THEIVES& EVIL, AS HELL IS REAL. THEM THANGS IS SHOWING US BLACKS THEY ALL IS SATAN LIVING INSIDE THEIR DEAD EMPTY SHELLS. 100% True. They satan fr fr..

Date of experience: July 25, 2023

Overview

The company has garnered significant negative feedback regarding its customer service, with many customers expressing frustration over long wait times and unhelpful representatives. Common complaints include difficulties in accessing funds, issues with account verification, and perceived lack of security, leading to feelings of vulnerability among users. While some customers have had satisfactory experiences in the past, the overwhelming sentiment reflects a decline in service quality, prompting many to seek alternatives. Overall, the company's reputation is marred by concerns over reliability and inadequate support for vulnerable populations relying on their services.

This summary is generated by AI, based on text from customer reviews

service
175
value
163
quality
161
+36